John’s Daily Blog Older #16 Date (04/13/12- 03/5/12)

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April 13th to March 5th

But click here for today’s daily blog

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April 11th, 2012

How many of you have had problems with debt collectors constantly calling you to the point that it is harassment? I am talking about the ones that call and try to convince you that they have the right to abuse you by using psychological warfare tactics. I guess they have some stupid idea that using a forceful and abusive tone is somehow going to make you fart magic fairy dust and produce the money right then and there. That is even if you have just explained to the chimp that you do not have the money because you lost your job. Some even have the audacity to suggest that you borrow the money from your friends or family members to pay them. (lol) But my favorite part is when they tell you that it could negatively affect your credit if you don’t pay. What planet do they live on? Who the hell gives a shit about their credit anymore? Apparently, they did not seem to get the memo that read Bank of Destroying The American Dream has already done that for them. Then they always like to threaten you with “Please be advised that these calls will continue until your bill is brought current.” It is basically a threat to keep harassing you because they potentially know it is harassment.

Prohibited Debt Collector Harassment

• Debt collectors can call you and request that you pay the debt. However, they cannot harass you or abuse you. These are the types of things that they should not do:
• Use obscene or profane language.
• Make repeated frequent calls to annoy you.
• Telephone you without identifying themselves.
• Use threats of violence or harm against you.
• Threaten to arrest you if you do not pay the debt.
• Threaten to take action such as lawsuits, garnishments, or taking your property unless the collector intends to do so and it is legal. (Creditors must usually take you to court and get a court “judgment” against you before they are able to garnish your wages in Missouri.)

One Stupidvisor admitted he was going to harass me by calling every single day.

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However, did you know you have rights under the Fair Debt Collection Practices Act?

Debt collector contacts

A debt collector may contact you over the telephone, by mail, in person, or by fax. The debt collector cannot call you at unreasonable times or places. Typically, this means that they should not call you before 8:00 a.m. in the morning or after 9:00 p.m. at night unless you agree to let them call you at those hours. A debt collector may call you at work unless you let them know that their employer disapproves of this. If you do get contacted at work, immediately notify the debt collector if your employer prohibits this.

Stopping debt collection contacts

You can request that the collector stop contacting you. You should do this by writing a letter to the debt collection agency in addition to telling them over the telephone. Be sure to keep a copy of the letter for your own records. When the debt collection agency receives the letter, they should not contact you again except to tell you if they are going to take specific action concerning the debt.

Debt collector contacts with other people

The debt collector may contact other people such as friends, relatives, or neighbors to find out information about where you live and work. Normally they can only contact these people once. In most cases, they are not allowed to tell these people about your debt, but only obtain information about your address and work.

If an attorney represents you on this debt, notify the debt collector of your attorney’s name, address and phone number. The debt collector should then contact only the attorney.

What the debt collector must tell you

A debt collector may contact you initially by telephone. If they do, they are required to send you a written notice within five days telling you the amount of the debt you owe, the name of the creditor that you owe the money to, and what action you should take if you do not owe the money.

For the most part I answer their questions respectfully. That is until they start talking to me in a disrespectful manner. Then I just use psychological warfare tactics back on them. This is because I already know the game is to make the person emotional, in which who better to make them emotional than “My name is John Wright AND I AM FIGHTING BACK!” So I just start turning it into a game at some point. That is why I appropriately titled the game: “Who Can Be The Bigger Asshole Game.” Something always tells me that I am always going to win. (Wink) Anyway, I start to say things like “Nobody marries you” or “I bet you are as ugly physically as you sound.” Now if you really want to get them good – all you have to do is answer the phone with “I record all calls for quality assurance.” Some of them will answer with “I do not give you permission to record.” That is when I say “I will consider it your permission if you continue this call.” Click! They hang up right away. Nevertheless, my favorite one is to mumble to where it makes them ask me what I said. Then when they say “What did you say?” I answer with – “I said idiots can’t hear.” One Chimp actually said to me “Sir – you are not taking this seriously.” Then in a dah – dah tone I answer with “Do you think so?”

For some reason I don’t receive any debt collector calls anymore. (Scratching my head)

Disputing the debt

If you do not owe all or part of the money that is being collected, you can request that the debt collector verify the debt. For example, if you signed a loan agreement, you can request that they send you a copy of this document. If you dispute the debt, you should notify the debt collector in writing within 30 days after you are first contacted by the collection agency. You should write them a letter explaining why you do not owe the money and requesting that they verify the debt. During the 30-day period after you are first contacted, the collection agency should not contact you again until they provide you proof of the debt.

Now here is the best part kids! They have the same problem the mortgage banks do! That’s right! They often are also unable to prove who owns the debt if you call them out on it in writing!

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They could not have known they were messing with the wrong guy.

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Breaking News: Bank Of America Sues Itself In Unusual Foreclosure Case

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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING BACK!

 

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April 10th, 2012

Mr. and Mrs. Leforge have still not received the settlement money that was owed to them by Bank of America which had a deadline of January 20th 2012. - LeForge story The BofA attorney is purposely causing delay in paying the LeForge’s the settlement money, according to Mr. And Mrs. LeForge. If true — it is cases like this that make it seem somewhat hypocritical that BofA is always complaining about the homeowner not paying their bill or mortgage. It is even more hypocritical for BofAto make the argument that people should not have bought homes they could not afford, after you consider that they bought BANK after Bank after BANK that they apparently could not afford either. What is the difference between when they do it verses when Americans do it? I will tell you what the difference is! It is a 45 BILLION DOLLAR TAXPAYER BAILOUT DIFFERENCE — which incidentally — the potentially largest welfare recipitant in the world usually responds with the fact that they paid that money back, while neglecting to mention that they potentially made hundreds of millions of dollars of interest off of just having the taxpayer money. Basically they were given free money. Now they want free houses. (wink) However, the question is not if they paid back the bailout money or not. The question is if they are going to pay back the taxes they did not pay? This is because you might have more money in your wallet than Bank of America pays in taxes – Article

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BofA Attorney

Neal F. Bailen

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Mr. Bailen,

First off out of due respect, please address us in a proper and respectful manner. It’s Mr. and Mrs. LeForge instead of Mrs. and LeForge.

You have yet again fabricated the truth to best fit your needs, while apparently scheming to cause more of a delay. Mr. Bailen, please help me understand why you tried to send the package to us again beyond the agreement deadline. My wife and I signed a mutual agreement to settle our claims against your client on December 22, 2011. Upon doing so we established timelines for your client to fulfill what we had agreed to. We signed the agreement in good faith and expected you and your client to honor those timelines and language brought forth in the settlement agreement. You elected not to adhere to the signed settlement agreement. You failed to meet the agreed timeline and include the time sensative material subsequent to the agreement as per your own admissions in prior emails. Now we find you have submitted a Stipulation of Dismissal without the finalization and satisfaction of all claims, ultimately you misinformed the Judge and courts, somehow you convinced Honorable Judge Tanya Walton Pratt to sign the order on 03-30-12. I can only assume that as far as the Judge knows, the case was dismissed with prejudice and all parties have fulfilled the settlement agreement. Mr. Bailen, sir you have committed a false accusation against us and the Federal Court system.

You did not provide us prior notice of a package being sent via UPS. You went as far as to say your second attempt was certified. The second attempt at delivery was not sent certified as you indicated, and if so please show us the certification of such a delivery. It was never our intention to wait on you to send a settlement package when it was suppose to have been delivered several months prior.

In order for my wife and I to better understand what has happened and why our case has been dismissed. Please explain how the documents we have in our possession idicate you submitted to the courts a stipulation of dismissal signed by Judge Pratt on 3-30-2012, and then starting on 4-3-2012 UPS attempted a series of deliveries, the UPS receipts verifies you sent a package. Now here’s where the confusion begins. We are trying to grasp how you are able to convince a Federal Judge to sign a false Stipulation of Dismissal with prejudice several days before you attempted to send us a package while declaring all claims have been settled and satisfied. When you know beyond a shadow of a doubt the settlement was not satisfied. Furthermore we don’t understand why you feel no prior contact was needed as to a delivery of a package deemed so valuable. Your tactics and dishonesty is quite disturbing and costly to my wife and I.

For your information, my wife was on company business in California 4-2-2012 through 4-7-2012, furthermore the delivery receipts were not posted within clear view of our entry to our home. (I have attached pictures to the affect). Although it’s not your fault the UPS delivery was not properly administered, however it is your fault for not pre warning us of your intent to attempt a delivery of an outdated package, quite simply we did not anticipate a package from you. We’re not sitting around waiting for you to deliver a package that should have been delivered months ago.

So as to summarize what we see as a failed attempt to cover your tracks. You took it upon yourself to notify and misinform the Judge and court system that we had pursuant to Fed.R.Civ.P.41(a)(1)(A)(ii) Stipulated and agreed that our action against your client is dismissed with prejudice and all claims were settled. After a few days had passed you sent a package without contacting either my wife or me. You gave us no prior notification to your attempt to deliver an outdated package while anticipating our acceptance.

You led the courts to believe that all claims have been settled when in fact they have not been consummated to the point of settlement. We are going to request a full investigation into your illegal and unethical procedures and abuse of the courts. We ultimately found out about the dismissal through an attorney we were interviewing for legal counsel. His words were “your case has been dismissed and there’s nothing I can do for you”. Mr. Bailen, your actions have caused us a magnitude of immeasurable harm. We thoroughly explained in a prior email, that you were beyond the allotted timeline and in breach of the settlement agreement. We are going to extend our right and proceed forward to a jury trial. As we said in our prior email we are fulfilling our right to be heard and have a movie/documentary slated, including interviews set with numerous media outlets. You seem to think you can play us like a stringed instrument and expect us to sit here and take it. You are wrong on all accounts. We have been very reasonable throughout all of this. YOU STILL DON’T GET IT, WE ARE THE INNOCENT PARTY. Your client filed a wrongful foreclosure based on illegal documents on a property we no longer owned, they ignored our constant plea to stop the wrongful foreclosure suit. Your delay has caused extended monetary damages, undue emotional distress, undue medical and mental stress to my wife and I, not counting the strain you’ve placed on our marriage, and employment. You’ve delayed and delayed our due process while driving the cost up on all parties involved. From this point forward we are requesting you step aside and have someone else in your firm take over. You have caused enough harm due to your constant delay and misrepresentation tactics. We’ll be happy to discuss with someone other than you, the ramifications of your failure to consummate the agreement we had on December 22, 2011.

Email sent 04/09/12

Respectfully,

Mr. and Mrs. LeForge

 

I would report this attorney to the State Bar of Indiana if I were them.

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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING BACK!

 

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April 9th, 2012

Aloha Hawaii!

“Because the Court finds that Plaintiff has failed to establish its standing to bring this action, the Court need not reach the Williamses’ other arguments for dismissal.”

Those were the words of the Honorable Judge Michael Seabright of the Hawaii United States District Court on March 29th, 2012. It was in regards to GRANTING the homeowners’ in Hawaii a Motion to Dismiss the case filed against them in federal district court by Plaintiff Deutsche Bank National Trust Company, as Trustee Morgan Stanley ABS Capital I Inc. Trust 2007-NC1 Mortgage Pass-Through Certificates, Series 2007-NC1

The Securitization Curtain is Lifting in Hawaii!

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Honorable Judge J. Michael Seabright gets it! And his ORDER was detailed. In the Discussion, Judge Seabright notes an argument that homeowners have being trying to persuade the courts (especially at the lower state levels) to grasp: STANDING and JURISDICTION.

“Standing is a requirement grounded in Article III of the United States Constitution, and a defect in standing cannot be waived by the parties. Chapman v. Pier 1 Imports (US.) Inc., 631 F.3d 939,954 (9th Cir. 2011). A litigant must have both constitutional standing and prudential standing for a federal court to exercise jurisdiction over the case. Elk Grove Unified Sch. Dist. v. Newdow, 542 U.S. 1, 11 (2004). Constitutional standing requires the plaintiff to “show that the conduct of which he complains has caused him to suffer an ‘injury in fact’ that a favorable judgment will redress.” Id. at 12. In comparison, “ prudential standing encompasses the general prohibition on a litigant’s raising another person’s legal rights.” Id. (citation and quotation signals omitted); see also Oregon v. Legal Servs. Corp., 552 F.3d 965, 971 (9th Cir. 2009).” – read entire article

ALOHA AND CONGRATULATIONS HAWAII!

Yes! It does appear that the Honorable Judge J. Michael Seabright does get it!

That is not the only thing he gets though!

Click here to see what else he gets!

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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING BACK!

 

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April 6th, 2012

I was happy to see all of your responses to my pilot test youtube for maybe doing a video/radio/podcast show in the future. I have a variety of different people from all walks of life that read my blog on a daily basis. That is why it was so interesting to receive all the different opinions from all of you. For example, there was a supporter who said – “I like it. Although people might say I thought he would be much bigger.” I think that he might have been calling me the Wizard from the movie the “Wizard of Oz.” – John’s behind the scene setup Though I must warn you that my astrological sign is the ram for a reason. This is because the rams’ hooves are made to walk in high places where others have a hard time walking. Though they may tend to appear majestic, peaceful, and approachable at first glance – if they feel threatend – their horns go down close to the ground before they start charging at you with a force that you did not expect. In other words, I might have the all American boy look — but I have been told that I tend to have that “heeeere’s Johnny” look on my face when I am angry. – See John Angry Then of course there is the director from Los Angeles. She said: “Good idea- just need to work out your eye- line so it looks like you are looking more directly into camera. Probably need to adjust where your playback screen is on your monitor.” – See John’s camera lesson Then there was the person who said that he thought it was just absolutely great. He said: “I had no idea that you were so handsome. I think it is good that people see that you are not this psycho unreasonable character that is portrayed on the blog.” I think it was a compliment. (Scratching my head) Anyway, it reminded me of what my BofA executive friend said who sits around the table with Brian Moynihan. He said: “You know John — I was telling them that you are actually much more reasonable and diplomatic in person than you appear to be on the blog.” I told him I would never talk to him again if I heard he ever said anything like that about me again. The simple fact is that I am trying to appear to be unreasonable. (Wink) Then one comment just simply said: ”Ur still hot as ever JW! Love the hair!” I guess she was making reference to the fact that I have not cut my hair since I lost my company in November. Then there was Lisa Thomas who said - “Way cool to see your face to go along with the voice!” And last but not least — Martin Andelman from Mandelman Matters called to tell me what a great idea it was. Martin especially like the facial expressins of when I showed my “surprise look” on the youtube. He said: “That was great!” as he laughed.

With that being said, Martin Andelman and me discussed putting together a webpage where all the blog personalities would be united on one page once a week. We would all still have our own blog pages of course, but we would just each write one article a week on the page and do our show. Almost like a radio station. We discussed that the front web page would sort of look like those ads you see no the side of a bus – complete with a sort of computer rock ‘n’ roll image of each one of our faces blended into a collage of sorts. You know – like a really cool radio station look. We decided it is time to unite all the blogs as a united front against the banks while taking it to the next level.

It really was Martin Andelman’s podcasts that gave me the idea for my show. He does a really good job in them – but don’t tell him I said that! It will be our little secret. (Wink) Anyway, Martin told me they take about 40 hours to prepare. Martin is able to get some pretty high profile guests on his show too. I think people fear that they will get a piggy nose on my show. (lol) But I am trying to change that image somewhat with all the changes I am doing on Piggybankblog.com.

Great Mandelman Matters podcasts listed below:

• Edward J. Pinto (Cheif Credit Officer at Fannie Mae) Interview
• Wells Fargo’s Independent Foreclosure Whistleblower Interview
• Mandelman Live! 700 Execs Learn About Positioning.
• Special Gues Martin Andelman Speaks The Truth

In the last video it said that Martin has pissed off more banks than anybody. But I don’t see Bank of Destroying The American Businessman freezing his bank accounts because of the Patriot Act such as they did with mine! So I venture to think they might hate me more. Yet — I think the person meant to say Martin “works for more banks than anybody.” (lol) (jk) (sort of) (wink)

Overall — I think that you all gave me the thumbs up on the test pilot. That is why I have decided to do it. I will of course be working on many other things to add to the show. For example, I have a spectacular view from every window of my house of Silicon Valley and tthe San Francisco bay area. There is a stunning nighttime eye leve view of the city lights from a big pannel window, in which were talking about putting a talk show like desk for me to sit at with the lights as the backdrop. We would also have the capability of splitting off to a piece on the news for you to see and me to comment on. In additiion, I will be interviewing prestigious and important guests like John O’Brien. Piggybankblog John O’Brien Interview Yet– I think my first interview will be with Martin Andelman. The only requirement is that he must wear a cape like the news guy said he should have in the Fox News piece.

Don’t get excited Martin! My network is going to send a Pinto to come pick you up for the live interview on my show. That is unless I can find a crop dusting plane to fly him in. And by the way – that is even if I have a limo and private jet. (smirk)

I think it’s going to be a lot of fun though! Tell me what you think!

John’s Screen Test Youtube below:

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For the record, Martin Andelman from Mandelman Matters finally admitted to me that I am way smarter than him - way more handsome – and way more talented than him. Okay – so maybe he did not say that. But he should have!

Have a wonderful Easter everyone!

See you on Monday!

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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING BACK!

 

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April 5th, 2012

‘I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around the banks will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered..’ Thomas Jefferson said this. Yet the Federal Reserve was created on December 23rd, 1913 by President Wilson.

Listen, the Federal Reserve is about as “federal” as “Federal Express.” This is because the Federal Reserve is also a private company with stock holders. The Federal Reserve was created on December 23rd, 1913 with the enactment of the Federal Reserve Act. The creation of the Federal Reserve was largely in response to financial panic in 1907. Over time, the roles and responsibilities of the Federal Reserve System expanded and its structure had evolved after such events like the Great Depression. The Great Depression would become a major factor leading to the changes in the system.

The words of former President Wilson about the Federal Reserve:

“A great industrial nation is controlled by its system of credit. Our system of credit has been concentrated. The growth of the nation and all our activities are in the hands of a few men.

We have come to be one of the worst ruled, one of the most completely controlled and dominated governments in the world – no longer a government of free opinion, no longer a government by conviction and vote of the majority, but a government by the opinion and duress of small groups of dominant men.”

“I have betrayed my country.”

Now it has been said that the Federal Reserve created “The Great Subprime Mortgage Crisis” by flooding the market with cheap money. Unfortunately, it resulted in millions of Americans losing their homes to a banking cartel — thus making the words of Thomas Jefferson come true nearly two hundred years later. It was the greatest looting of the middle class this nation has ever seen in its history. Yet — most of judges are more concerned that ruling in the favor of the homeowner might create a “Moral Hazard.” (Scratching my head) Whatever!

Alan Greenspan was Chairman of the Federal Reserve from 1987 to 2006. He was appointed by President Ronald Regan in August of 1987. Greenspan was then reappointed at successive four year intervals until retiring on January 31, 2006. Unfortunately, it was the policies of the Fed during the Greenspan tenure that would contribute to the leading cause of the subprime mortgage crisis.

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Did Alan Greenspan say that he “thought that coke addicts would regulate themselves?” Actually, Mr. Greenspan said he “thought the markets would regulate themselves” — which is the same thing if you ask me. Now they said that Alan Greenspan seemed to feel bad, however, I bet you that Alan Greenspan and his banking cartel friends are living virtually untouched by the greatest bank created American economic collapse since The Great Depression, right Brian Moynihan?

Where did it all seem to start with these banks destroying our economy with their greed? I will tell you where! I think it started with the Gramm-Leach-Bliley Act.

The Gramm–Leach–Bliley Act: Is also known as the Financial Services Modernization Act of 1999, (Pub.L. 106-102, 113 Stat. 1338, enacted November 12, 1999) or the Citigroup Relief Act is an act of the 106th United States Congress (1999–2001). It repealed part of the Glass–Steagall Act of 1933, removing barriers in the market among banking companies, securities companies and insurance companies that prohibited any one institution from acting as any combination of an investment bank, a commercial bank, and an insurance company. With the passage of the Gramm–Leach–Bliley Act, commercial banks, investment banks, securities firms, and insurance companies were allowed to consolidate. The legislation was signed into law by President Bill Clinton.

A year before the law was passed, Citicorp, a commercial bank holding company, merged with the insurance company Travelers Group in 1998 to form the conglomerate Citigroup, a corporation combining banking, securities and insurance services under a house of brands that included Citibank, Smith Barney, Primerica, and Travelers. Because this merger was a violation of the Glass–Steagall Act and the Bank Holding Company Act of 1956, the Federal Reserve gave Citigroup a temporary waiver in September 1998. Less than a year later, GLB was passed to legalize these types of mergers on a permanent basis. The law also repealed Glass–Steagall’s conflict of interest prohibitions “against simultaneous service by any officer, director, or employee of a securities firm as an officer, director, or employee of any member bank.”

Then the Glass-Steagall Act being repealed. Thanks Bill!

Glass-Steagall Act: The Banking Act of 1933 (Pub.L. 73-66, 48 Stat. 162, enacted June 16, 1933) was a law that established the Federal Deposit Insurance Corporation (FDIC) in the United States and imposed banking reforms, several of which were intended to control speculation. It is often referred to as the Glass–Steagall Act, after its Congressional sponsors, Senator Carter Glass (D) of Virginia, and Representative Henry B. Steagall (D) of Alabama.

The term Glass-Steagall Act, however, is most often used to refer to four provisions of the Banking Act of 1933 that limited commercial bank securities activities and affiliations between commercial banks and securities firms. Starting in the early 1960s federal banking regulators interpreted these provisions to permit commercial banks and especially commercial bank affiliates to engage in an expanding list and volume of securities activities. By the time the affiliation restrictions in the Glass-Steagall Act were repealed through the Gramm-Leach-Bliley Act in 1999, many commentators argued Glass-Steagall was already “dead.” Most notably, Citibank’s 1998 affiliation with Salomon Smith Barney, one of the largest US securities firms, was permitted under the Federal Reserve Board’s then existing interpretation of the Glass-Steagall Act.

Now I am not saying that the Republicans are much better — because they are not. In fact, I would vote for Mickey Mouse before I would ever vote for Mit Romney. – click here However, Democrats blaming it on President Bush is simply a lack of understanding of what caused the crisis in the first place. It was caused by their guy! Former President Bill Clinton! Thumbs up everyone!

Now my cousins mother came home from a Bill Clinton event one time saying: “This hand actually shook the hand of Bill Clinton!” I replied with: “Get that hand away from me! I know where his hand has been!” My cousin’s mother loved Bill Clinton and hated Republicans and President Reagan. She would always trap me in her car with her bullshit politics because there was no escape for me. One time in the car — she said to me “You know – a study was done that said that Democrats are much more educated than Republicans.” I replied with: “Really? If that’s true — why are you so stupid?”

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The problem was that I had actually read that study that she was talking about. It actually said that Democrats tend to stay in school living on public money longer than Republicans. Leave it to her to sugarcoat a turd. One time I told her that she seemed to be agreeing with Communism. What was her reply? She said: “That is what our country needs to be then.” (Scratching my head) Then I reminded her that pot was not legal in Communist Russia. (Smirk)

It was actually Bill Clinton’s plan of “Don’t Stop Thinking About Tomorrow” that would end up having us stuck in “Don’t Stop Thinking About Today.” The simple fact is that Bill Clinton made very bad decisions. He made decisions that hurt people.

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It appears that Bill Clinton might have been an ancient Chinese secret. (Wink)

Needless to say — my cousin’s mother and me don’t like one another too much. That is why I pretty much have a love hate relationship with her. I hate to love her (Not!) and I love to hate her. (Yep!) In fact — I wish I could send her to Cartoonland with no mouth just like the kid did in the movie Twilight Zone. – No mouth scene All the family members would love me if I could do that! This is because we rather hear fingernails on chalkboard than her voice. (lol) I am really not kidding. She is like a Chatty Kathy doll — but she pulls her own string. It was like she was my “Dell Griffith” or something – Cick here to hear argument

For the record, I have not talked to my cousin’s mother for eight years.

And I think I like it that way!

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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING BACK!

 

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April 4th, 2012

It was so nice to see that many of you felt exactly the same way as I did about the potentially disgruntled Judge Schiltz’ decision in the case of Attorney William Butler. The simple fact is that Americans are sick and tired of these judges doing anything and everything they can do to make sure that homeowners do not have their day in court This is why Americans are starting to keep score on this issue in courtrooms around the United States. The potentially disgruntled Judge Schiltz should not have been so interested in how much Attorney William Butler made from each client, because correct me if I am wrong, but the lawsuit was not about how much money Attorney William Butler made. It was about how the bank might be using a potentially irregular, fraudulent, illegal and simply abusive fraudclosure practices. Unfortunately, the potentially disgruntled Judge Schiltz appeared to be more concerned about the homeowners living “rent free,” instead of being more focused on the complex technical and financial arguments listed in the lawsuit itself. However, let the record show, IT IS THE BANKS THAT ARE LIVING RENT FREE. This is after you consider the TRILLIONS OF TAXPAYER DOLALRS they received. This is also after you consider that the banks — such as Bank of Destroying The American Dream — did not have to pay taxes for the year. That would make them the largest welfare recipient in the world.

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The other problem is that judges are often not savvy enough to comprehend some of the complex financial arguments that have been brought before them in these arguments. That is what is nice about the Honorable Judge Highberger, because Highberger, unlike many of the judges, used to be an investment banker. This means that he understands the more complex financial arguments in these lawsuits. Judge Highberger was the judge in the Legaspi vs. Spivak lawsuit and, fortunately, Brookstone Law will be seeing Judge Highberger again very soon. This is because the Brookstone Law filed lawsuit named Potter vs. JP Morgan Chase Complaint has been remanded back to Judge Highberger Court. This is after Broostone Law was able to defeat JP Morgan Chase in Federal Court yesterday.

Brookstone Law has submitted a “Motion of Reconsideration” with Judge Andler. This is regarding her decision to throw out the “intent to conceal fraud” action in the Wright et al vs. Bank of America lawsuit. I guess only time will tell if the judge in the Wright et al vs. Bank of America lawsuit will be as savvy as Judge Highberger in comprehending the more complex financial issues. However, until then, let us pray that she reconsiders her decision on this matter. This is because the “intent to conceal fraud” is one of the main causes of action in the Wright et al vs. Bank of America lawsuit. The judge is not going to be in court on the original hearing date of April 19th, 2012. Therefore, the hearing date for this matter will be pushed out to May 3rd, 2012.

Now many of you Kramer and other law firm victims have written me with questions about joining the Wright et al vs. Bank of America lawsuit with Brookstone Law. Please allow me to first say that I do not work for Brookstone law. Therefore, any information that I give you should not be considered a representation or guarantee made by Brookstone Law. I have simply heard from other law firm refugees that Brookstone law does not charge victims of other law firms the usual large down payment that is required of non-victims. Instead — I have heard that Brookstone Law charges a small monthly fee of $250.00 if they are not in foreclosure and $500.00 monthly if they are in foreclosure. I have heard that all other services of course will be an additional charge. The refugee also stated that Brookstone Law requires that the unfortunate victim to show them proof of payment to the other law firm that they are claiming made them a victim. For the record, I have been told that all Attorney Kenin Spivak “Ronald lawsuit litigants” will be entered into the Wright et al vs. Bank of America Lawsuit at no charge.

Yesterday I was told by an attorney that he and his attorney friends were talking about how “I am John Wright AND I AM FIGHTING BACK” might be one of the most feared power bloggers on the internet for all other bloggers – law firms – and banks around the nation. He said that one of them remembered reading in USA Today (on the internet) that “Piggybankblog has become a power to be reckoned with.”

That’s because I am bad to the bone baby!

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Don’t try what I do at home kids.

I assure you that it’s not for the faint hearted. (Wink)

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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING BACK!

 

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April 3rd, 2012

Judge Patrick J. Shiltz is a federal judge from the United States District Court for the District of Minnesota. Judge Shiltz recently sanctioned Minneapolis Attorney William Butler for filing what the judge called “frivolous show-me-the-note” actions. He quoted Jackson vs. Mortgage Electronic Registration System, Inc. as case history, which was a case in Minnesota that established that the entity that holds the mortgage can foreclose without the note. The potentially disgruntled Judge Schiltz then alleges that Butler solicited homeowners facing foreclosure for frivolous cases while “shopping for sympathetic judges.” Judge Schiltz went on to say that Butler would collect fees from his clients who were continuing to live in their homes rent-free.

The Court then sent a message by Ordering Attorney William Butler to:

1. Pay a 50,000.00 penalty.
2. Cover attorney’s fees for some of the nation’s largest firms representing the banks.

Attorney William Butler appears in Youtube below:

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Now many of these kinds of “show-me-the-note” lawsuits were filed around the country after it was determined that the banks are most often unable to produce the original note in court. There have been some courts that have ruled in favor of the homeowners in some states — but unfortunately for Butler — not in the State of Minnesota. I don’t know why, since the promissory note is the proof of who owns the loan. It should only stand to reason why the bank should be forced to produce the actual note. For example, I am sure that those of you who live in California understand that you must have the ORINGAL PINK SLIP (title) to sell your car. Otherwise, there can be others with a COPY OF THE PINK SLIP claiming ownership to the car. More importantly — there can end up being ONE PERSON with THE ORGINAL PINK SLIP for the car. This means that you would be screwed if the person with THE ORGINAL PINK SLIP showed up in court — when all you have is a copy. In retrospect, the banks are actually producing the judge or Court with nothing other than A COPY OF THE PINK SLIP to your house. Think about it for a minute — would the judge accept a MERS COPY of your drivers license in the courtroom? Absolutely not! That is why the judge should not accept a MERS COPY OF THE NOTE.

The fact that some irresponsible bank owned state and judge ruled that the entity that holds the mortgage can foreclose on your home without the actual note — might simply might suggest that these judges have become more like accomplices to a crime in progress. This is why there should always be an investigation done on the judge to see if they have ever previously worked for a firm that has been known for representing the banks.

Many theorize that these kinds of penalties could rise well into six figures. It has also been said that Attorney William Butler might also be at risk of losing his license to practice law. This is exactly why homeowners might have such a hard time finding an attorney who will represent them with this issue.

Therefore, we might want to now give Judge Schiltz and the Republican party a message right back in the presidential election — by not voting for a Republican. This is because we might fear that it could cause a “Moral Hazard.” Now that does not mean that I am saying that we should vote for President Obama either. This is because I also do not think he is doing enough to hold the banks accountable. What I am saying is that — we here at Piggybankblog (Republican and Democrat) should maybe be willing to break party lines this year with our vote for the presidency. For example, we should only agree to vote for the party that showed the homeowners favor in the courtroom. What do you think?

Now I was going to slap a piggy nose and piggy ears on Judge Patrick J. Shiltz when I first started working on this blog. However, after careful consideration, I have decided to leave all judges exempt of my piggy nose policy here at Piggybankblog.com. This is because my attorney (Deron Colby of Brookstone Law) has been a positive influence on me with matters such as this. I mean, I might not respect the man or women that is under the robe — but I should and will always show respect to the robe itself. That is why I will never put a piggy nose or ears on a judge.

It was said that Attorney William Butler was “shopping for sympathetic judges.” Well why not? After all – the bank attorneys shop and buy judges all the time. In fact — I have heard that there is a “Buy One Get One Free” and “Blue Light Special” going on in California.

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Which by the way — since the judge said that Butler was “shopping for sympathetic judges” — does that mean that Judge Schiltz is going to give Attorney William Butler a refund now?

The simple fact is that Americans are sick and tired of these judges doing anything and everything they can do to make sure that homeowners do not have their day in court. For example, the potentially disgruntled Judge Schiltz should not have been worried about how much Attorney William Butler made from each client. This is because, correct me if I am wrong, but the lawsuit was not about how much money Attorney William Butler made. It was about how the bank might be using a potentially irregular, fraudulent, illegal and simply abusive fraudclosure process. The judge should only be concerned if there are multiple trusts and multiple beneficiaries existing at the time of the fraudclosure. Instead — the potentially disgruntled judge seemed more concerned about if the homeowners were living “rent free.” However, let the record show that the only ones who have been living for free — ARE THE BANKS! (Trillions of dolalrs in taxpayer bailout money) (BofA did not have to pay taxes for a year)

That is why Judge Schiltz now sits before you in The Courtroom of Public Opinion.

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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING BACK!

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April 2nd, 2012

For the record, I have not retained Mitchell J. Stein or Erikson Davis as my counsel. (lol) Clearly, yesterday was an April Fool’s joke. However, the only way you would have officially found out that it was an April Fool’s joke — was if you clicked the press release at the end of yesterdays blog. It was kind of a last minute filler April Fool’s joke too, because Martin Andelman (Mandelman Matters), Steve Rhodes (Get-Out-Of-Debt-Guy) and myself had actually planned something far more elaborate. That was until we realized there was not enough time to actually prepare for it. That is why I decided to run with the Mitchell J. Stein April Fool’s joke instead. Unfortunately, many of you remembered last year’s April Fool’s joke, which meant that you were totally prepared for me this year. (lol) However, there were some new ones that came on that totally fell for it. (lol) I think one of them was the California Attorney General. (lol)

Either way, I think that you will all agree that it was not nearly as good as last years.

Last Year

April 1st, 2011

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There is nothing I hide from all of you. I tend to wear my emotions on my sleeve and live my life in truth. There are many reasons for why I am the person that I am. Yet, some of those reasons are even a mystery onto myself at times. That is why it is interesting to hear all these people with agendas out here try and figure me out. They use their own understanding of self as the measuring line of who I am or what I am doing here. Yet, it is not me that they knew. It was themselves they knew. This is because they simply used their own wants and desires as their measuring line to judge the deepest depths of my soul – but they knew me not.

Now there are some of you here who have watched me collapse your husbands in flat second. This is why you despise me and think that YOU have what takes to restore your husband’s dignity — as well as your own. Yet this is not possible — simply because I know something you do not know. I know that the very reason that I might have come against you or your husband — was simply because you had no dignity to begin with. And your mind has simply been disturbed ever since the very day you became aware of who I am through my protest. In fact — your mind has found no rest ever since you became aware of my existence. I was attracted to your lies much the way a shark is attracted to blood. I actually depended on you telling your lies just so I could tell my truth. And now you have come here thinking that battling me will bring you victory and peace of mind. You have fooled yourself to think that YOU have what it takes to make me weaker. You are driven because you want me to feel the chaos and pain that I caused you by exposing your lies with my truth. However, you simply lack truth itself, which is why you are YOU and I am ME. We are not both here because I am bothered by what you think of me. Instead, we are here because you are bothered about what I think of you. And yet — if you have not realized by now that I actually depend on your lies to exist — you must admit you never knew yourself or me in the first place. My enemy simply knew me not. If they know me — they know they have already lost. Why? Because they have something that exists in them that I do not have. They have the basic ingredient that made them lie in the first place. They have fear. And I fear not.

Nevertheless, I simply could not handle the stress of the situation involving the fight between Mr. Stein and Brookstone fighting over who will get me and piggybankblog.com. That is why I have decided to give my enemies the peace of mind they are seeking. I have decided to make today my last daily blog entry.

Therefore, I will add to today’s daily blog a good-bye statement at exactly 5:00 pm (Pacific Time).

I will be shutting down piggybankblog.com effective at midnight.

I am sorry that I failed all of you.

My name is just John Wright today.

That was last years April Fool’s Day. I do not know who I was writing about on April 1st, 2011 (April Fool’s). You see — I am somewhat of an intuitive, which means that I sometimes write in spirit. The message can sometimes be to a person in the past. It can sometimes be to a person in the future. And sometimes — it can be a person on April 2nd, 2012. (Wink)

The simple fact is that we all have a special gift that has brought us here.

Pink Floyd song lyrics:

• I’ve got electric light.
• And I’ve got second sight.
• I’ve got amazing powers of observation.

I remember that the tracker lit up like a Christmas tree with Bank of America locations around the world on April 1st, 2011 at exactly 5:00 pm. Even CNN — Fox News — and various other news agencies showed up on the tracker. I even fooled Brookstone Law and Mitchell J. Stein the entire day. There was only one person who caught on that it was actually an April Fool’s joke, which was Attorney William Levin at Brookstone Law. William kept his promise not to tell anyone else at Brookstone Law.

This was the “goodbye blog” that I posted at exactly 5:00 pm. on April 1st, 2011.

Goodbye Friends

I wanted to first thank you all for the emails that I have been receiving. There were so many of you trying to talk me out of it. However — even though I appreciate all the kind words — I must unfortunately decline at this time. This is because there is a lot going on right now. Unfortunately, I am not at the liberty to share with any of you the details.

With that being said, it has been my privilege to serve all of you here. There is no doubt in my mind that each and every one of you has what it takes to fight back now. This is because most of you came here broken — sad — and weakened by the trials and tribulations that you had been through. The threat of losing your house was a symptom of the bigger threat, which is the threat of losing yourselves in the process. So I created a place for you all to rest. Then I whispered into each one of your ears the words: “My name is John Wright AND I AM FIGHTING BACK!” This was not because I wanted you to know who I was though. It was because I wanted you to remember who you are.

So many of you wrote back:

• My name is Renee AND I AM FIGHTING BACK!
• My name is Doug AND I AM FIGHTING BACK!
• My names Dorothy AND I AM FIGHTING BACK!
• My name is Gregory Lemke AND I AM FIGHTING BACK!
• My name Krista AND I AM FIGHTING BACK!
• My name is Margret AND I AM FIGHTING BACK!
• My name is Paul AND I AM FIGHTING BACK!

It seemed that you were all inspired by just a few short words. And in those words you found strength and hope for a better tomorrow.

The Indian medicine man predicted 22 years ago that you and I would meet. He told me that whatever I would write during the days of my own crisis — would serve as a light to many during the days of the great storm. I was only 18 years old when he gave me this vision. I assured him that he had the wrong person because I am not a very good writer. Yet he said to me: “It is not your writing that they shall follow. It is your hope.”

Therefore, I leave you today with words of hope. That is why I must remind you that the faith of a mustard seed shall indeed remove mountains from their place.

P.S. I have also decided to burn everything behind me. I will now finally reveal to you the dark forces that run this wild beast called Bank of America.

I have the Wikileaks Hard Drive!

Click here – Wikileak Hard Drive Release

Goodbye my dear friends. And good luck.

John Wright

Piggybankblog.com

 

Emails left on April 1st, 2011:

• Kathleen: OMG I fell for your april fools joke. OMG if I ever meet you in person I am going to hurt you LMFAO omg your funny man LOL hahahah Have a good day!
• Heidi: What a turd!!!! OMG this was a good one!!!!!
• Annie: I had tears in my eyes when I read your email and thought that the Big Bad Bank had won. Now I am more determined than ever to fight back!
• Shawn: I had a lump in my throat …lol JOHN your a hoot !
• Morgan: WTF??? R U kidding me dude??? I’ve been burning up the phone lines at brookstone trying to get answers…
• Read more by clicking here

I received 450 emails on April 1st, 2011.

And for one minute on that day — I did not fear losing my home.

Click here if youtube did not work for you above.

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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING BACK!

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April 1st, 2012

I know this may come as a surprise – but after careful consideration – I have decided to go back to Mitchell J. Stein & Associates. This is because I can no longer deny that MITCHELL J. STEIN IS THE MOST HONEST ATTORNEY that I have ever met in life. It is just sad that all of you and the California Attorney General and California State Bar Association are too selfish to understand that this man has selflessly put others wants and needs before his own his entire life. Mitchell J. Stein is simply a humanitarian to biblical proportions! And don’t you forget it!

That is why there is simply NO WAY that Mitchell J. Stein can be guilty of coming up with some unethical mailer scheme that has left thousands of homeowners without an attorney in the end. – Click here for story There is simply NO WAY that Mitchell J. Stein is behind some other shell law firm (Spire Law Firm) where people are promised to be put into a lawsuit each week that never happens. – Click here for story There is simply NO WAY that Mitch was the mastermind behind some Heart Tronic’s “stock pump and dump” scheme that has made MILLONS OF DOLLARS OF DISHONEST MONEY – Click here for story If he was — he would not have employees complaining that he does not pay them. He would simply be too smart to get caught! Besides, even if he did to it — You should be proud that it was a man like Mitchell J. Stein that you were having the honor of doing business with. And last – but not least - there is simply NO WAY that Mitchell has fathered fatherless children around the globe in extra marital flings. – Click here for story And even if he did! They should be proud of the fact that such a KIND – HONEST – SELFLESS AND TRUTHFUL MAN is their father. Such ungrateful children!

I remember the first day Mitchell J. Stein told me that he was my father.

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It was the proudest day of my life.

Mitchell J. Stein is simply a legal genius! That is even if the California State Bar Association has made him “not eligible to pracitce law.” – Click here for story

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Read Press Release: “John Wright I am Fighting Back” Goes Back To Mitchell J. Stein & Associates.

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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING BACK!

 

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March 30th, 2012

Many of you have shared with me that you are very happy with the shift of energy here at Piggybankblog.com over the past few months. I am guessing that it is because I tend to represent the style or rhythm of the attorney that is representing me at the time. For example, Attorney Deron Colby of Brookstone Law represents me now, which is why I tend to be a little bit more conservative and serious in my approach. It is almost like how Hugh Hefner of Playboy magazine once explained about his decision of how much clothes the girl would wear on the cover of the magazine. Hugh Hefner said that it depends on if the President of the United States is a Republican or Democrat. So there is a method to my madness. This of course does not suggest that any law firm or attorney has any predesigned control of me though. Neither does it suggest that there is any agreement to represent me if I do my blog in a certain way. It just suggests that I like to be in rhythm with the style of the attorney that is representing me at the time. One of the many things that I have always liked about Attorney Deron Colby — is that he is honest. In fact, he is one of the most honest and ethical attorneys I have ever had represent me. That is why I cannot even find the words to describe how nice it is to finally have an attorney that I do not have to worry about being raided for being part of some unethical mailer scheme ect.

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You are a righteous dude Mr. Colby!

Now some of you have noticed that I have made many changes to Piggybankblog.com over the past few months. One of those changes was that I decided to discontinue the protest against California Attorney General Kamala D. Harris. However, this does not suggest that I am 100% happy with everything she has done though. For example, I still disagree with the fact that she found it reasonable to raid law firms and modification companies that she claimed had thousands victims, but did not raid the banks — who have millions of victims. This is unacceptable — after you consider that Bank of Defrauding America might be considered the largest modification scam company this planet has ever witnessed. Clearly, there seems to be a double standard when it comes to the banks. For the record, I also disagree with Kamala Harris’ decision to sign “The 50 State Racketeering Agreement” – I mean – “The 50 State Bank Settlement” with the nation’s five largest banks. This is because it clearly was not in the best interest of California homeowners. And yet — Nobody seems to saying anything when Attorney General Eric Schneiderman (aka Spiderman) also signed it, in which many have labeled him a hero because of his well-known opposition of what the banks did with these mortgages.

California Attorney General Kamala D. Harris did end up doing way more than I thought she would when I first started the protest against her.

For example:

1. Initially walked out of the 50 State Settlement talks in protest.
2. Joined forces with the Nevada Attorney General in investigating the banks.
3. Came up with a Homeowner’s Bill of Rights that she is trying to get passed.
4. Filed a lawsuit against Freddie Mac and Fannie Mae in Jan/Feb of 2012.

Now I would support and compaign for Kamala Harris to become California’s next Governor if she did more things to hold these big banks accountable.

For example:

1. If she did something to freeze all fraudclosures until everyone has a chain of title and securitization search done.
2. If she raided the banks the same way she raided all the other fraudulent modification companies.
3. If she held those at the banks criminally accountable in the same way she did the modification companies.

Nevertheless, I ultimately decided to end my protest against the California Attorney General, California State Bar Association and The Honorable Judge Jane Johnson — simply because I wanted to send the message that myself and Piggybankblog.com no longer stood in support of Attorney Mitchell J. Stein.

The Honorable Judge Gail Andler is the Judge presiding in the Wright et al vs. Bank of America lawsuit. Judge Andler was a former prosecutor in an Orange County Superior Court from 1994 – 2007. She replaced the Honorable Judge Jonathan Cannon as a judge in the Orange County Superior Court in 2007. The Honorable Judge Andler states that her track record has earned her the overwhelming support of Law Enforcement, Protectors and Victims’ Rights Groups – and support of Judges, Bar Leaders and Community Leaders. Judge Andler further claims that she has proven to know the law in thousands of criminal, civil and juvenile matters, as she claims to be known as a firm but fair judge who efficiently handles cases without sacrificing courtesy and respect. This is why she has chosen to teach new judges throughout the state fairness, the transition to the bench and trial practice. Something the Potentially Dishonorable Judge Chalfant might want to learn from Judge Andler. (Wink)

Biographical Highlights

• Occupation: Judge of the Superior Court, Orange County
• Experienced and respected judge
• Handled thousands of criminal, civil and juvenile cases
• Former successful Deputy District Attorney and Special Assistant U.S. Attorney
• Wrote tough anti-gang legislation
• Successfully prosecuted unethical attorneys
• Successfully represented small business owners in transactional and litigation matters

The Honorable Judge Gail Andler now sits before you in the Courtroom of Public Opinion.

Have a good weekend everyone!

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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING BACK!

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March 29th, 2012

I finally finished filling out the Brookstone Law questionnaire that we all received in the Wright et al vs. Bank of America lawsuit. It was something like SIXTEEN PAGES of nothing but questions. They made it easy on us with the “yes” and “no” questions on the first six pages. It was not until page seven that the questions started requiring much more detailed answers. For some reason it really pissed me off that I had to put so much work into answering these questions. I know that I am not alone with this feeling either, because many of you shared with me that it made you angry too. You also expressed that you did not know why it made you angry. I don’t know about you — but I was pissed off because we only had a short period of time to do it. Truthfully it would have pissed off no matter when the deadline was. This is because the questions forced me to remember Countrywide Home Loan and Bank of Destroying The American Dreams potentially irregular, fraudulent, illegal and simply abusive mortgage processing practices.

I was reading an article yesterday that was talking about how Brian Moynihan made 8.9 million dollars last year. That is SIX TIMES MORE than he made the year previous. This is even more unbelievable when you realize that it was not but a few months ago that they had announced they were going to charge $5 dollars more a month for customers to use their ATM card.

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I wonder how many homes Bank of Defrauding America had to fraudclosed on with multiple trusts and multiple beneficiaries to pay for Brian Moynihan’s raise?

I have often wondered what poor Attorney Erikson Davis has been doing now that he seems to have had a series of losses in court. I would actually feel sorry for him — if I did not feel sorrier for anyone he might resresent right now. That is because, in my opinion, he is simply too inexperienced to be taking on the second largest bank in the world. I would simply fear that the Judge might say – “The Complaint challenged by this motion is one of the most addled pieces of legal drafting this Court has ever seen in 40 years of legal practice and judicial service.” (smirk)

For the record, I apparently was not the only person who felt this way. For example, someone who was an Erikson Davis client sent me the following email not too long ago.

John,

I just got off the phone with Peter Klinkhammer at Brookstone Law. He took my statement and Todd and I have a 9am appointment on Friday 3/17. We hope to be added onto your lawsuit and perhaps get some advice on what steps to take regarding dealing with BofA in trying / or should I say “forcing” them to do the right thing.

I just have to add WOW! What a difference. You were right! Brookstone compared to Erickson and Mitchell is day and night. Brookstone seems much more professional and just business — not all this ego, greed, personalization.

It sounds like you have another critic Mr. Davis. (lol)

The simple fact is that Davis was NEVER my attorney at any given time. That is why he stepped way over his boundaries by following through with his potential threat to do damage to my name — by withdrawing from a case that he was not even my attorney on. He should find himself lucky that I decided to show him more mercy than he was showing me in the end, because I really should be turning him into the California State Bar Association for potentially lying to the Judge in my Honda lawsuit. The last time I checked — I think it is called “perjury” – which by the way – I have heard can have a penalty of up to six months in jail. I just did not want to make him cry. (smirk) - click here

I would not allow Erikson Davis to represent me – even if he turned into a unicorn.

Click here for unicorn song

He really should have apologized Mitch. (Wink)

At any rate, this is one of the many reasons why, in my opinion, Brookstone Law has a far smarter and superior staff of attorneys ready to take on the second largest bank in the world. A perfect example is one of my favorite attorneys named — William Levin.

1. Levin was Bank of America’s and Wells Fargo attorney (and others) for unfair competition and related intellectual property law litigation and matters.
2. He Obtained what was the largest unfair competition jury verdict in the world until recently, $ 143 million
3. He is the author of a 2 volume, leading treatise on an area of unfair competition law.
4. He has represented high profile cases — while he also knows how to deal with PR.

He may not have experience in losing the Legaspi vs. Spivak lawsuit, such as Erikson Davis did — but at the end of the day William Levin is a bad ass attorney by any stretch of the imagination. I am proud to say that he is my friend too.

Speaking of Attorney William Levin — he had written me the other day. He told me that I should recommend to all of you a book that has been written by Michael Connelly. The name of the book is “The Fifth Witness.” Ironically, he said the story is based on a VP of a very large lender who is foreclosing on the house of a person who has started a blog to fight foreclosures.

I am trying think of who that reminds me of. (scratching my head)

The Fifth Witness

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Book Description

Publication Date: April 5, 2011

Mickey Haller has fallen on tough times. He expands his business into foreclosure defense, only to see one of his clients accused of killing the banker she blames for trying to take away her home.

Mickey puts his team into high gear to exonerate Lisa Trammel, even though the evidence and his own suspicions tell him his client is guilty. Soon after he learns that the victim had black market dealings of his own, Haller is assaulted, too–and he’s certain he’s on the right trail.

Despite the danger and uncertainty, Haller mounts the best defense of his career in a trial where the last surprise comes after the verdict is in. Connelly proves again why he “may very well be the best novelist working in the United States today” (San Francisco Chronicle).

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Attorney William Levin said: “I think it may be based on you as a character.”

I bet you that my book is going to be better! (Wink)

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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING BACK!

 

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March 28th, 2012

I originally had a thirty year fixed rate loan with Countrywide Home Loans. Then a year later my Countrywide representative called to tell me that she had a way to lower my monthly payments. She told me that it was something Countrywide called a “subprime loan.”

Subprime loans were the cause or trigger of the crisis that was the bursting of the United States housing bubble which peaked in approximately 2005–2006. High default rates on “subprime” and adjustable rate mortgages (ARM), began to increase quickly thereafter. Lenders began originating large numbers of high risk mortgages from around 2004 to 2007, and loans from those vintage years exhibited higher default rates than loans made either before or after. An increase in loan incentives such as easy initial terms and a long-term trend of rising housing prices had encouraged borrowers to assume difficult mortgages in the belief they would be able to quickly refinance at more favorable terms. Additionally, the increased market power of originators of subprime mortgages and the declining role of Government Sponsored Enterprises as gatekeepers increased the number of subprime mortgages provided to consumers who would have otherwise qualified for conforming loans. The worst performing loans were securitized by private investment banks, who generally lacked the GSE’s market power and influence over mortgage originators. Once interest rates began to rise and housing prices started to drop moderately in 2006–2007 in many parts of the U.S., refinancing became more difficult. Defaults and foreclosure activity increased dramatically as easy initial terms expired, home prices failed to go up as anticipated, and ARM interest rates reset higher. Falling prices also resulted in 23% of U.S. homes worth less than the mortgage loan by September 2010, providing a financial incentive for borrowers to enter foreclosure. The ongoing foreclosure epidemic, of which subprime loans are one part, that began in late 2006 in the U.S. continues to be a key factor in the global economic crisis, because it drains wealth from consumers and erodes the financial strength of banking institutions. - Wikipedia

Now at first I was enjoying that my monthly payment was substantially lower. That is until I started to see all the warnings on the news about subprime loans.

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I immediately called my Countrywide Home Loans representative. I told her that I wanted out of this bullshit subprime loan she had tricked me into. I also expressed to her that I was not happy that she talked me into switching out of my 30 year fixed loan for this subprime garbage. She said that she “thought” she told me that the payment could go up, in which I told her that I did not care what she thought. I just wanted the “f” out of it! That is when she told me that she was too busy with other clients to help me get into another loan at that time. She told me that I would have to wait. That is when I said - “I suggest you get un-busy right now. This is because you found time to get me into this mess. Now you better find time to get me out of this mess. Otherwise, I am going to report you for this.” She responded with - “Okay John. No worries. I will have my assistant help you get out of the subprime loan. We will get you into something more comfortable. I promise.”

The assistant contacted me some days later to take me through the process. She told me that I should wait six months before refinancing. She claimed that this was because she had inside information that the rates were going to go down in six months. Once again– I trusted the Countrywide representative. So I decided to wait six months – which by the way – the rates did not go down – but actually went up again. I was also forced to use their appraisal company again. This is even though I wanted to use my own because mine was cheaper. She told me not worry about it though. She said it was because “the appraiser knew how to make things happen to where the loan would be funded.” So I went ahead and scheduled a time for the Appraiser to come out and appraise my home.

The day the Appraiser came to my home — she actually bragged to me about how she would over inflate the price of the homes to qualify people for their loans. I expressed to her that I did not want her to do that with mine, because I feared it might make the loan amount more than I should have to pay. That is when she told me that it was better in the end — “because it would instantly give me more equity.” She said that it was “routine,” as she explained to me that she was actually friends with the Countrywide agent I was using. I decided right then and right there to NOT move forward with her or the Countrywide agent. I figured I would just go to another Countrywide branch instead, because I was dumb enough to think that it might just be isolated to that one branch. That was until I found out that it was happening on a much larger scale with many of the Countrywide agents.

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Like the youtube above:

1. I was told not to pay because it would mess up the accounting – click here
2. I was told it was not my fault: click here

I remember the new branch agent was a trip too. This is because he said that they had people that could come out to me on my houseboat trip – in the middle of Lake Shasta – on a jet ski – just to have me sign the paperwork. However, I decided to wait until I got back from my houseboat trip. Before that point — I just asked the new agent if he could forward my complaint about the other Countrywide branch to the people at the top at Countrywide. The new Countrywide branch agent promised that he would forward my written complaint that said – “I am willing to testify in court if Countrywide decides to press charges against their employees.” Unfortunately, I would never hear anything back from Countrywide about my complaint.

Today was one of those days that I really had no idea what I was going to write. This is what I meant when I said that the difference between Martin Andelman’s blog and my blog — is that I am a live act. The other difference is that I write something practically every single day. I even told this to Martin Andelman on the phone one late night. Martin responded with – “Well Yah – but you only write a little bit every single day. I write a lot more than you when I write a blog.” Well true to that Martin! Because I noticed that each one of your blogs is more like reading a fricken book! This is perfectly fine if you have half the day read it!

That is when I decided to remind Martin that — in the wonderful world of blogging — it does not matter who has a bigger “you know what.” It only matters who has the bigger balls.

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And let the record show — “I’ve got the biggest balls of them all!”

That’s why I fly like a butterfly baby! But I sting like a bee!

Humma – Ding – Ding!

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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING BACK!

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March 27th, 2012

I would like to start off today by thanking all of you for making yesterday an extra special birthday with all of your emails and facebook messages. Thank you!

Apparently Bank of America is doing a pilot project that involves allowing customers with underwater mortgages to rent from them. The “Mortgage to Lease Program” will involve fewer than 1000 customers in Arizona, Nevada and New York who are at least 60 days behind on their payments. Part of the deal is that Bank of Bullshitting America will forgive all the outstanding debt for the homeowners who transfer their home’s title to the company. In return Bank of America will lease the home to the occupants for up to three years at a sum that will be smaller than their former payments.

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Ummmmm — how about NO.

The simple fact is that Bank of Stealing America is unable to accurately identify the owner of the debt because there are multiple trusts and multiple beneficiaries existing. I am simply not going to negotiate renting my property from the potential thief who now wants to add insult to injury by renting me the very same property that they have stolen from me.

Johnson vs. HSBC Bank USA

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Here is a down payment for my first months rent Bank of Stealing America.

 

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Do I look like a guy that would sign over his rights to his property?

 

All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING BACK!

 

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March 26th, 2012

The Judge in the Wright et al vs. Bank of America lawsuit finally gave her decision regarding the causes of action listed in the demurrer process. Unfortunately, but as anticipated, the Judge had decided to throw out the “intent to conceal fraud” cause of action, which many considered to be one of the main causes of action in the Wright et al vs. Bank of America lawsuit. This of course should not come as any surprise to anyone here, after you consider that the very same cause of action had been previously thrown out of Mitchell J. Stein’s Ronald et al vs. Bank of America lawsuit months ago. Unfortunately, the Judge apparently leaned heavily upon the results of Stein’s Ronald lawsuit. However, please be advised that Brookstone Law has a backup plan in place, as I assure you that Brookstone Law has many resources on gathering additional information to amend the complaint to address the Court’s concerns on the demurrer. Such information at this time is considered classified.

In retrospect, many of the lawsuits filed against Bank of Destroying America are similar to the Mitchell J. Stein blogs that claim that “Smitty” – I mean Mitchell J. Stein – was the father of their child.

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This is because many of the lawsuits filed against BofA also have elements of Mitchell J. Stein’s DNA in them, after you consider that both the Wright et al vs. Bank of America and Kramer lawsuit used Mitchell J. Stein’s Ronald lawsuit as a blueprint. Unfortunately, what might have been once known as “The Granddaddy of Mass Joinders” (The Ronald Lawsuit) might have ended up being considered “The Granddaddy of Mass Failures,” which is exactly why many have labeled the Wright et al vs. Bank of America lawsuit the hybrid and new and improved version of the Ronald lawsuit. This is because much has happened since the lawsuit was filed nearly a year ago. For example, there is now the discovery of multiple trusts and multiple beneficiaries existing, which might prove to be BofA’s achilles heel in the end. Let’s also not forget the Countrywide Home Loan Whistleblower, who revealed to the world (the whole world is watching) that Countrywide was inflating the appraisals on homes. What part of this “intent to conceal fraud” do the Courts not understand here? (Scratching my head)

With that being said, I am still not sure what the Judge in the Wright lawsuit did not understand about the banks signing a racketeering agreement – I mean settlement agreement – with the AGs in regards to Robo Signing. The last time I checked — I thought the banks settled because they understood that there was evidence that might prove there was “intent to conceal fraud.” (Scratching my head) – Matt Taibbi talks about recent Rolling Stone Article

Oh what do I know? I am just the Judge in the Court of Public Opinion. (Wink)

Hey! Today is my 42nd birthday Yo!

Therefore, I dedicate the following song to all of you on my birthday.

You may click here if youtube above does not work for you.

The day I was born the rain came down!

And Bank of America knew there was trouble in my hometown!

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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING BACK!

 

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March 23rd, 2012

Hallelujah! It’s Friday Yo!

It has been said that your lawsuit is only as good as the attorney or law firm representing it. That is why finding an attorney to represent you in your fight against the 2nd largest bank in the world can sometimes be a grueling if not frustrating task. There have been many of you that have experienced going through two or three law firms before you have found the right one. For example, the first law firm I was with was raided and is no longer in business. That’s right! This is actually my second lawsuit against the potentially criminal Bank of Destroying The American Dream. The first one was dismissed because the law firm went bankrupt – along with a variety of other reasons, right Stuart Price? (Wink) Nevertheless, finding the right law firm or attorney can be sometimes difficult.

There can be a number of reasons why:

1. The attorney might be contracted by the banks already.
2. The attorney lacks the funds to take on the banks.
3. The attorney realizes that the homeowner lacks the funds to take on the banks.
4. The attorney simply lacks the knowledge and experience to go up against the banks.
5. The attorney was raided by the California AG for being part of some mailer scheme.
6. The attorney was arrested for securities fraud.
7. The attorney might lack the proverbial balls or integrity to take on the banks.

Then when you do find an attorney to help you they want a $30,000.00 retainer, which is not unreasonable, after you consider that the average person will spend somewhere around $150,000.00 in an individual lawsuit against Bank of Deceiving America. This is why Brookstone Law found it reasonable to file a mass joinder lawsuit for the masses – because it is much cheaper to join. A mass joinder lawsuit is for individual plaintiffs jointly using the same legal arguments and applying them to their unique and individual situation. The value of your mortgage, your specific contract, your bank interactions, and the current disposition of your individual property make you a unique plaintiff with a unique condition – requiring a unique remedy.

In the begginning many Homeowners’ filed lawsuits because of Bank of America’s potentially irregular, fraudulent, illegal and simply abusive home loan modification practices. However, since then, we have far surpassed the loan modification legal argument. Now most lawsuits argue the multiple trusts and multiple beneficiary issues, which imply that there is a break in the chain of title. This is mainly because the law stipulates that if there is a break in the chain of title: “An obligor is not obliged to pay the instrument if the person seeking enforcement of the instrument does not have rights of a holder in due course and the obligor proves that the instrument is a lost or stolen instrument.”

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Mr. and Mrs. Sherry Hernandez had retained an attorney to file a lawsuit against Bank of America regarding their Countrywide Home Loan mortgage. Unfortunately, the Hernandez’ would be forced to seek other representation, after they realized that they might have retained an attorney that seemed to be too incompetent to represent them against one of the largest banks in the world. This is when Mr. and Mrs. Hernandez were lucky enough to come across Attorney Deron Colby at Brookstone Law.

Attorney Deron Colby is one of Brookstone’s newest shinning stars. This is because Mr. Colby has extensive experience as counsel for residential and commercial mortgages, income-producing real estate, start-up enterprises and small businesses. He has represented clients in disputes before state and federal courts and numerous non-judicial forums including federal and state regulatory agencies, arbitrations and mediations. His litigation background includes securities and real estate litigation, contract disputes, partnership and corporate dissolutions, defending against shareholder derivative lawsuits and other related business disputes.

Mr. Colby has also acted as a securities expert in litigation matters, including matters involving the Sarbanes Oxley Act. Prior to joining Brookstone Law, he formed Altor Law Group, APC, in 2008 to provide loan workout services to commercial and residential property owners. He was a founding member and partner of MC Law Group, a business law and securities firm where he advised numerous corporations in the process of “going public” and negotiated numerous multi-million dollar mergers and acquisitions. He also worked with Abrams Garfinkel Margolis Bergson, LLP as managing partner of their Orange County office focusing on corporate, securities and business law, including business and real estate litigation.

This is one of the many reasons I was so fortunate to find Brookstone Law.

John Wright announces Wright et al vs. Bank of America in youtube below.

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Disclaimer

The Hernandez’ retained Attorney Deron Colby to appear in front of the Honorable Judge Steven Kleifield in a Los Angeles Superior Court yesterday. It was the Hernandez’ hopes to get their lawsuit back on track, after it had been dismissed by the first attorney without their knowledge. The Bank of America attorneys apparently objected due to the time frame. This of course was not the Hernandez’ fault because they did not even know that their case had been dismissed.

Sherry Hernandez was worried there might be undue prejudice in favor of the banks.

Which way do you think it went?

Click on decision below and find out!

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Judge Kleifield’s decision.

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Breaking News: Bank of America turns foreclosure-facing homeowners into renters

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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING BACK!

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March 22nd, 2012

I was talking to someone who used to work for Goldman Sachs on Wall Street back in the day. They said that they believed that Goldman Sachs had seen the writing on the wall with these bad loans that had been securitized. Why would Goldman Sachs care? The reality is that they never kept any of the loans. They instead would make it someone else’s problem by dumping them all overseas through Nomura or Bankhaus in Germany, while resulting in selling them to countries and investors who could not have known that they had just bought a ticking time bomb. The sad reality is that there were a few countries in Europe who were too cheap to buy insurance. These countries are most commonly referred to by many as “The PIIGS” (Portugal, Ireland, Italy, Greece and Spain). These poor bastards basically sunk their entire treasury funds into Mortgage Back Securities. This meant that they were still standing up when the music stop playing in this game of musical chairs. They had hoped that the Foreign Exchange Market would self-insure the loans because the Euro was on the tear compared to the dollar. The rate of appreciation of the Euro was about 6% to 7% per year, in which they basically knew that the average loan portfolio only had a 1 ½% chance for default. In other words they knew that 1 ½% of the loans in REMIC’s ever default and lose money. They would overfund the REMIC with about 5% over allotments to make sure that interest continued to flow to the investors. Any overage would go to the underwriter for admin expenses. Unfortunately, 80% of the loans went bad between 2008 and 2009. This meant that the 6% and 7% they earned in the currency markets was no longer enough to self-insure the loans. Basically they had their asses handed to them.

This is what caused the bankruptcy of Greece and other foreign countries. It is also why Timothy Geithner was then in Europe trying to push a product similar to TARP. This is because Geithner basically wanted AIG and other American insurers to be let off the hook for all the SWAPS they issued. This way he could make sure that the contagion did not spread to us and start the vicious cycle all over again.

Greece would breakout in riots as a result.

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WALL STREET AND THE BANKS CAUSED THE ENTIRE WORLD MARKET TO COLLAPS!

They broke the planet with their greed!

Now that is a “Moral Hazard.”

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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING BACK!

 

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March 21st, 2012

Was Staff Sergeant Robert Bales a victim of brainwashing or hypnotism?

There were recent brain studies that were done on people who are susceptible to suggestion. The studies indicate that their brain shows profound changes in how they process the information after they act on the suggestion. The studies would also show that people who were hypnotized would see colors that were not there. Others lost the ability to make simple decisions. Some people looked at common English words and thought that they were gibberish. Studies would show that hypnotism can literally change what people see, hear, feel and believe to be true.

The matrix is around us at all times. It is in our churches. It is on your television commercials. It is in your magazines. It is in your news. It is on the internet. It is in your children’s school books. It is in the billboards you see on the way to work.

Americans are in a hypnotic state nearly 99.9 % of the time.

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This your last chance. After this there is no turning back. If you take the blue pill the story ends. And you wake in your bed believing whatever you want to believe. Now if you take the red pill you stay at Piggybankblog.com. And I will show you just how deep the rabbit hole goes.

Click which one you want below.

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Click Here – Take Hypnotism Test

All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING BACK!

 

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March 20th, 2012

I am sure that many of you have heard about the tragedy that was caused by Staff Sergeant Robert Bales in the Middle East. Robert Bales is the solider that has been accused of killing at least 16 civilians in Afghanistan on a shooting rampage. A recent Bloomberg article points out that Robert Bales and his wife were having financial difficulties with their two homes that were valued at $500,000. His wife is trying to sell one of the homes for less than the mortgage is worth (short sale), while the other home is sitting empty with some kind of “Do Not Occupy” sign on it from the city. Though I appreciate that the article pointed out that the banks have improperly foreclosed on the homes of those who serve in the military, I am not so sure that I agree with any insinuation that the banks were somehow responsible for Staff Sergeant Bales killing rampage. Clearly Staff Sergeant Robert Bales was not a well man, which is why we can conclude that anything could have set him off — such as even the Bloomberg article itself. The Staff Sergeant Robert Bales tragedy is perfect example of what happens when the military conditions an unhealthy mind to kill, such as I pointed out in a Bank of Brainwashing America article that I had written back in the day. However, the article in Bloomberg does spark the question of just how much Bank of Destroying America appreciated those who served in the armed forces.

US Flags at Bank of America have been removed

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September 9th, 2009

GAFFNEY, S.C. — Some residents in Gaffney said that a Bank of America removed flags that were placed on the property to honor a fallen Marine.

Lance Cpl. Christopher Fowlkes died on Sept. 10 at a military hospital in Germany after an attack in Afghanistan. His body returned to the Upstate on Wednesday.

American flags were placed along the route the procession for Fowlkes would take through Gaffney, including Floyd Baker Boulevard.

Brenda Earls said that when she went to check on the flags she had placed, she found that the ones on the property of Bank of America had been removed. She said that she was told by a bank employee told her that she could not put the flags there because of bank policy.

“I just couldn’t believe in this small town that we would encounter something like this,” Earls said. “This is unconscionable to me. To know that we are such a united country and to have somebody say we couldn’t put flags on their property because it was a policy of a bank. I’m shocked.”

Bank of America released a statement to FOX Carolina on Thursday calling the issue a “misunderstanding” about the policy. It reads:

“We want to ensure the community knows how deeply proud we are of the men and women who have sacrificed so much in service to our country. The bank does fly the American flag at our locations throughout the country, and flags were displayed in front of our banking center in Gaffney the evening prior to our dedicated Marine returning home.”

When FOX Carolina visited the Bank of America location at the center of the controversy, American flags were found on the lawn and hanging from a bank entrance sign.

Earls admitted that she did not ask permission to place the flags on the property, but said she did not think it would be a problem. She said that she has since closed her accounts with the bank because she was so upset by the ordeal. read article

Nevertheless, I am guessing that Bloomberg might have blamed the banks for causing Hurricane Katrina back in the day that it was in the headlines. That is why I think Bloomberg was riding the wave of the story of Staff Sergeant Bales — just like I am trying to ride the wave on both the Bloomberg and Staff Sergeant Bales by telling you this story. See how it works? (Wink)

In closing, I have heard from many of you about your feelings regarding the fifty state settlements. That is why I have decided to leave you off today with a few words from Neil Barofsky from Bloomberg.

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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING BACK!

 

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March 19th, 2012

Welcome back!

Did you listen to my interview on The Fourth Letter with Rhythma of De’twa? It sure was a lot of fun. I am looking forward to coming back on her show to talk about the multiple trust and multiple beneficiary issue. This is because it must be one the most under reported issues going on right now, even though I have noticed that other blogs are starting to talk about the issue more and more every day. This is good – because Americans need to know that it is very likely that the bank cannot prove who actually owns the debt on your home.

SECURITIZED DISTRUST

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Gary Victor Dubin is a dynamite Honolulu foreclosure defense attorney with over 40 wins by the DUBIN LAW FIRM in Hawaii foreclosure courts for his clients just in the last year. This is a stunning success given the current judicial climate in Hawaii, not to mention the complexity of securitization, the hidden frauds…and of course, card games and golfing with banksters doesn’t help either.

Dubin’s essay “Securitized Distrust” is a culmination of insight with over 20+ years of first hand litigation and this leads right into our latest discovery of WaMu multiple trust loan assignments. Shuffling or fraud… or both?

It’s no wonder that the Wall Street MBS scheme collapsed. Last night we ran a random audit on WaMu Mortgage Pass-Through Certificates, Mortgage Loan Trusts. One loan was found in 6 different trusts, another loan was found in FIVE trusts’ original SEC loan level data, 39 were listed in 3 trusts, and 503 were listed in two separate trusts.

The winner so far is a NEW YORK condo, loan number WaMu loan # 714934858, appeared in 6 DIFFERENT trusts from May through November 2006…

Check your winning WaMu lottery loan numbers folks and find a good foreclosure defense attorney that understands securitization – you may have a free house… or a severely clouded title. And if you are an investor – you may have hit pay dirt. Read Gary Victor Dubin article

There was a Judge in New York (Judge Schack) who gave testimony before the United States House of Representatives Oversight and Government Reform Committee. The Honorable Judge Schack points out that the banks have a problem identifying the proper owner of the debt. Judge Schack: “We cannot allow the courts in New York State to stand idly and be party to what we now know is a deeply flawed process, especially when that process involves basic human needs – such as a family home – during this period of economic crisis.” – Read actual testimony

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Do you know if there has been a break in the chain of title in your situation? You should find out by getting a title and securitization search done on your property. This is because – “An obligor is not obliged to pay the instrument if the person seeking enforcement of the instrument does not have rights of a holder in due course and the obligor proves that the instrument is a lost or stolen instrument.” – U.C.C. provision, U.C.C. §3-305(c) That is why you should get your search done today at National Mortgage Investigation. They are giving a gigantic discount during the month of March because it is my birthday on March 26. That is because National Mortgage Investigation knows that the day I was born the rain came down and they knew there was trouble in my home town. (Wink) I am going to be 42 years old this month Yo!

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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING BACK!

 

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March 16th, 2012

“The Complaint challenged by this motion is one of the most addled pieces of legal drafting this Court has ever seen in 40 years of legal practice and judicial service.”

Those were the words of the Honorable Judge Highberger in a Los Angeles Superior Court on February 15th, 2012, after he reviewed the Legaspi vs. Spivak lawsuit that had been drafted by Attorney Erikison Davis and Mitchell J. Stein. The lawsuit had alleged that Kenin Spivak, Edwin Lasman, Theodore Maloney, SML LLP., Brookstone Law – Vito Torchia and Damian Kutzner of Brookstone Law – - were knowingly, willfully and intentionally “duping” all the plaintiffs listed in the lawsuit. The lawsuit had further alleged that the Defendants had falsely advertised that Mitchell J. Stein would be representing those in the Wright et al vs. Bank of America lawsuit. However, on March 15, 2012, Judge Highberger apparently had one more thing to say to Erikson Davis and Mitchell J. Stein. Judge Highberger announced that the Legaspi vs. Spivak lawsuit had been officially DISMISSED.

On March 15th, 2012, it was reported that a very tired looking Attorney Erikson Davis had entered the courtroom looking as if he had not slept in days, while at the same time, he seemed to be avoiding any eye contact at all with the Brookstone Law Team and Kenin Spivak Team, who had reportedly entered into the courtroom like a intimidating armored tank brigade.

The Honorable Judge Highberger ordered that Mitchell J. Stein’s team had to pay the Defendants any costs associated with the lawsuit that had been filed against Brookstone Law and Attorney Kenin Spivak and SML LLP.

Ding Dong the Mitch is Dead?

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Congratulations to Kenin Spivak, Edwin Lasman, Theodore Maloney, SML LLP., Brookstone Law – Vito Torchia and Damian Kutzner of Brookstone Law, as it apperars that you might have turned “The Doberman” into nothing other than “The Poodle” by the time you were done with him. Mitchell J. Stein’s Potential Response

Their names are Brookstone Law and SML LLP. AND THEY FOUGHT BACK AND WON!

The end!

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Final Legaspi vs. Spivak Rulings

Legaspi vs. Spivak Order

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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING BACK!

 

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March 15th, 2012

Have you all felt the shift of energy lately? Everyone has been talking about how things seem to have accelerated with the information that has been coming out about these banks, but more importantly, the information that has been coming out about Bank of Destroying Our American Dream. Now you are seeing headlines that say things like: “Rage Grows Over Mortgage Deal” and “Americans Are Outraged,” and Matt Taibbi’s article – “Bank Of America: Too Crooked to Fail, which is probably the direct result of the information that came out about the whistleblowers, as well as the recent things said by a high level employee that resigned at Goldman Sachs. – Article These kinds of headlines are usually a sign that Americans have stopped watching baseball and started watching politics, which tends to make those in Washington very nervous, because Americans are wondering now just whose side the government is on with this issue. It is almost like a car has gone speeding past a policeman at 120 miles per hour, but when the policeman looks up, they now see millions of eyes staring at them from all those in the other cars around them that were driving the speed limit. This means the policeman better put those donuts down and turn on the sirens, or the other people in the cars doing the speed limit are going to wonder why they are not doing their job. In a like manner, Americans have begun to watch those in Washington in the same way. This usually only occurs in history after Americans have begun to lose things, such as their Cadillacs, Super Nintendos, 50 inch flat screen TVs, their jobs and their homes. Personally, I can lose the wife, the kids, the family, the friends, the maid, the food, the cars, the company – and believe it or not – I can even lose the home — but I better not lose my Tivo! Otherwise! I am ready to declare a revolution!

The point is that I believe these headlines are a direct result of the information that has been coming out about these banks, such as we now have proof from the whistleblower and others that Bank of Destroying The American Dream was indeed subjecting Americans to their potentially greedy, irregular, fraudulent, illegal and simply unsafe mortgage practices. I mean, the information is not anything that we did not already know, however, I think the American homeowner feels a little vindicated, since none of the judges seemed to believe that the banks were doing this two years ago. For example, in the initial demurrer (motion to dismiss) that was heard by the judge in the Wright et al vs. Bank of America lawsuit last July, the judge said that Brookstone Law could not prove the allegations that stated: 1. Appraisals were fraudulently inflated. 2. That Bank of America acted unlawfully with their loan modification process under the Unfair Competition Law claims. Certainly, after the whistleblower testimony, I am guessing that the judge in the Wright et al vs. Bank of America lawsuit might be thinking differently now, as I am also guessing that the attorneys in the Wright et al vs. Bank of America lawsuit might amend the complaint with the very same allegations with the testimony of the Whistleblowers.

In retrospect, the Judge is now in the position of the policeman who had the car speeding past them at 120 miles per hour. Will the policeman put the sirens on? Or, will the policeman just do nothing? I don’t know – but I do know one thing, which is that the judge should consider that the headlines are reporting that “Rage Grows Over Mortgage Deal,” while we can only theorize what the headlines might say the next day, if the judge continues to say that there is no proof. That is because they are only the judge that day in court. However, the American people are the judge the next day, in The Court of Public Opinion.

In the end, only the Judge in the Wright et al vs. Bank of America might know right now what the headlines will read the next day.

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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING BACK!

 

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March 14th, 2012

Another Whistleblower!

I was one of the people who had their mortgage originate from Countrywide Home Loans Inc. in 2004. One of the things I remember was that Countrywide always made me pay for and use their inside appraisal company, instead of allowing me to use a cheaper one that I had found. I did not have a choice in the matter because Countrywide said that I had to use their appraisal company if I wanted to be approved for the loan. Countrywide would continue to enforce this policy when I chose to refinance a few years later.

At that time I just figured that we had to use the Countrywide appraisal because maybe they were concerned that an outside company might deflate the value of the home to the homeowners benefit. That is until it would be later alleged in the news that the Countrywide Home Loans appraiser was fraudulently inflating the homeowner’s home value.

On February 28th, 2012, the United States of America unsealed a 50 page whistleblower complaint that had been filed pursuant to the False Claims Act. The complaint had been filed in the United States District Court for the Eastern District of New York on May 13th, 2009.

The Plaintiffs listed in the complaint were:

• Countrywide Financial Corporation
  Countrywide Home Loans Inc.
  Countrywide-KB Home Loans
  Countrywide Mortgage Ventures LLC.
  Countrywide Banks FSB
  Loansafe Inc.
  Landsafe Appraisal Services Inc.
  KB Home
  Bank of America Corporation
  Partick Ames
  Todd Baur
  Kay Cobb
  Angelo Mozilo
  Robert Patrick
  Tracy Sanderson
  Jack Schakett
  Richard Wentz

The complaint itself centers on a former Countrywide Financial employee whistleblower named Kyle W. Lagow. Mr. Lagow claimed to have first-hand knowledge of Countrywide’s “corrupt underwriting appraisal process” while working from 2004 to November 2008 in a Countrywide appraisal unit in Plano Texas. Federal prosecutors had been probing allegations that the bank and Countrywide defrauded the FHA (Federal Housing Administration) (United States of America) (YOU THE TAXPAYER) because they knowingly gave loans to unqualified borrowers. For example, though unconfirmed, I had heard that there was one case where a bank gave some 18 year old kid working at Mac Donald’s a million dollar home loan. Well it does not take a rocket scientist to know that the kid was probably going to default on the mortgage payment the minute it was due the next month. However, the lender did not care though, because the loan was a MBS (Mortgage Backed Security) loan. This means that it was insured at the TOP MARKET VALUE by the United States Government (THE TAXPAYER).

Additionally, federal prosecutors also probed allegations that the bank and Countrywide defrauded the United States Government (FHA) by originating loans based on inflated LandSafe appraisals. This is how it said that it worked — Countrywide funneled all their customers’ home appraisals through LandSafe, a subsidiary of Countrywide, in which it was alleged that LandSafe – would in return – give the appraisal value at whatever Countrywide had ordered them to put it at. According to the complaint, appraisals were inflated by $82,169.00 per property, according to two KB Home developments cited in the complaint. The disadvantage for the homeowner is that they are now paying on a loan that was not established at the true market value. Unfortunately, the homeowner often would not realize this until they hired their own independent appraiser when it was time to sell the home.

Now not many of you probably know that a whistleblower is entitled up to 25% of any settlement reached. In the case of this whistleblower — the amount might end up being something that could maybe make Attorney Mitchell J. Stein start crying, after you consider that on February 9th, 2012 — Bank of America settled the case for a whopping one billion dollars. - see settlement details Now do the math on that one – because 25% of 1 billion dollars is (drum roll please) $250 MILLION DOLLARS! Well that sure beat the hell out of that Countrywide job they used to have. However, it is ultimately why I will be applying for jobs at a bank as early as tomorrow, in which I will be filling out the part in the application where it says “Position desired” with “Whistleblower.” I am confident that I will be able to find something to blow the whistle on. This is especially since I am already blowing the whistle before I have even applied. That is why I am sure that none of you will be surprised when I am blowing on a whistle on my first day at work with BofA — but only after five minutes of working. I would apply at BofA because I might be guaranteed to find something illegal going on if I work there. I mean, have you been watching the news? I know! I will blow the “multiple trust” and “multiple beneficiary”existing at the time of the foreclosure whistle! So, for whoever at BofA that is going to be writing out my 250 million dollar whistleblower check – you spell my last name “Wright.” Wow! What a great first day of work it is going to be!

I can already hear the headlines once everyone figures out they can get 25% of the settlement money.

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The settlement was also included as part of the $25 billion deal recently reached between the AGs and the nation’s five largest lenders and state and government officials over wrongful foreclosures. For the record, nobody has been arrested in this case for defrauding the United States of America. – click here

Now what does all this mean to you? Well — it means that you might have ended up being upside-down on your payments the minute you singed your name on those Countrywide Home loan documents you signed when bought your home. However — don’t worry! This is because the AGs have entered into a “racketeering agreement” – I mean “settlement agreement” that will give each homeowner approximately $2,000.00 for their troubles. (tongue-in-cheeck)

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Sealed Complaint Here

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Welcome to the American Nightmare!

Brought to you by Bank of Destroying The American Dream.

P.S. Matt Taibbi has written a great story about BofA today in RollingStone magazine titled – “Bank of America: Too Crooked to Fail The bank has defrauded everyone from investors and insurers to homeowners and the unemployed. So why does the government keep bailing it out? – read article

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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING BACK!

 

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March 13th, 2012

I was reading an article in “Living Lies” yesterday. It was about how a judge said to a homeowners attorney – “So, you see we all must pay our mortgages,” after the attorney responded to answering “Yes” when the judge asked the attorney if he paid his mortgage. With that being said, I am not sure why some judges think that they can make statements like this while not being held accountable for being biased. This is because, correct me if I am wrong, the case is not about if the judge or the attorney is paying their mortgage, but it is about if the Bank is able to correctly identify the owner of debt or not, or if the homeowner has evidence to show that there has been a break in the chain of title. That is why these kinds of statements by a judge always reminds me of when the courts focus on what the rape victim had worn the night of the rape, as if to imply they deserved being raped, instead of the fact that the person was actually a victim. I mean — WTF? Who cares what the judge’s politics or religion is on this issue? We just want them to enforce the law. Now I guess their religion or politics would be important if the judge had to decide if the fetus was a life or not, but other than that, I think we are talking about a law that simply stipulates that the obligor is not obligated to pay the debt to the fraudclosing bank if there is a break in the chain of title. Now the judge might not think it is fair because he has chosen to pay on a potentially fraudulent mortgage, but, I might not think it is fair that some guy who was hit by a car receives a huge insurance payment that allows him to never need to work again — but the law is the law. That is why I would have just said to this judge in the article — “Your Honor, I really don’t know what to tell you. I guess you should have ran for an office that allows you to make laws instead of enforcing them. However, can we maybe talk about your religious beliefs some other time ” I mean — don’t get me wrong here, because I do respect the judges, however, it just really pisses me off that they add insult to our injury with dumb biased statements like this. That is because this is a very serious and complex issue that deserves a serious and complex response that should be isolated to the evidence only — and not the judges feelings of jealousy.

The homeowners attorney in the article answered the judge.

Homeowners’ attorney: “Yes, Your Honor, I am able to pay my mortgage because I am paid by the homeowners to defend their cases. The Plaintiff-Bank attorney is able to pay his mortgage because the banks pay him to prosecute their cases. And you, Your Honor, are able to pay your mortgage because you are paid by the taxpayers to adjudicate these cases.

Essentially, all of us are ‘standing on the backs’ of the homeowners who (through no fault of their own) are out of jobs or underpaid, and who are ‘underwater with barely a straw to breathe through’ — all as a direct result of this economic recession — An economic recession which was, quite literally, caused by THIS Plaintiff and others like it in the financial industry.

In fact, Your Honor, you, as a public servant, have already witnessed cuts in the court clerk’s office and other judicial resources. Even you, yourself, may have concerns of reduced income or ‘cutting-down of the courts’ as a result of this economic recession.”

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Continued from Living Lies article:

“The Judge reacted by visibly pulling back in his winged, cushioned chair, and with eyes-wide-open and responded: “My God, we’re here arguing ‘a car accident’ and you’re arguing ‘A MURDER! ‘ ”

Without, blinking an eye, I leaned forward and responded, ” ‘Exactly,’ Your Honor, this Plaintiff and others like it have, indeed, MURDERED our national economy, our state economies, as well as small businesses, communities, and our families (which include the elderly and children).

Yes, Your Honor, I am arguing a MURDER.” The Point (as to “Victimless”): There are so many VICTIMS that it is impossible to take a “body count!” PLUS, our Due Process Rights, Official Land Recording System, Judicial System (as a whole), and CENTURIES of property law have all been, at the least, CRITICALLY INJURED (if not worse).”

The attorney then asks what would constitute as theft, if the following is not considered theft:

1. Falsely claiming to be the owner/holder of the mortgage;
2. Falsely claiming standing by use of names such as Trustee, Assignee, Nominee, Beneficiary, etc.;
3. Fraudulently invoking the jurisdiction of the court; o Preying on the ignorance of the court and homeowner;
4. Falsely claiming Pooling & Servicing Agreements, industry standards, rules, guidelines or other industry-authored writings supersede the law;
5. Failing to follow PSA guidelines;
6. Robo-Signing legal documents without the legal authority to do so.
7. Entering on-time payments as late, to exact illegal and unauthorized fees;
8. Manipulating account records;
9. Backdating legal documents;
10. Filing forged documents in courts and public records;
11. Charging force-placed insurance when the homeowner already has full coverage;
12. Falsely reporting a default to the credit bureaus when it is the pretender lender who is manufacturing the default;
13. Paying property taxes late, then charging the late penalties to the borrower;
14. Paying taxes and insurance on the wrong property;
15. Refusing payments to guarantee default;
16. Adding thousands of dollars in unearned legal fees to create a default;
17. Ignoring customer complaints and “qualified written requests”;
18. Arrogantly violating numerous laws and regulations;
19. Coercing the homeowner into signing a forbearance agreement to strip away their legal rights;
20. Falsifying records and documents;
21. Committing fraud upon the courts by stating they are the Holder and Owner of the Note – when in fact – they do not own or hold the “original” Note;
22. Intentionally causing delays to run up your legal expenses;
23. Creating fictitious documents (Lost Note Affidavits, Power of Attorney, etc.);
24. Triggering the terms of the null and void Deed of Trust/Mortgage
25. Apply to the trust for reimbursement after deducting the fees from the borrowers p&i payments, (Known as double-dipping)
26. Rounding up ARM rates when on a downward trend; o Not adhering to the terms of the loan documents;
27. Creating additional false deficiencies through a variety of questionable practices;
28. Adding misc. fees to purposely create a deficiency with the borrower’s next payment;
29. Not applying payments to principal and interest;
30. Committing perjury through misrepresentations;
31. Withholding or redacting discovery evidence;
32. Tampering with court transcripts and removing evidence from the record;
33. Conjuring up events that never happened while refusing to provide documentation to support their fallacies;
34. Refusing to cooperate with attempts to refinance and stop the illegal foreclosure;
35. Using abuse of litigation, appeals and malicious prosecution to litigate forever;
36. Payoffs to the consumer’s attorney, law enforcement officials, judges, court personnel and government officials;
37. Threats & intimidation; o Electronic surveillance;
38. Wire Fraud / Mail Fraud;
39. Conspiracy;
40. Fraud in the inducement;
41. Unjust Enrichment;
42. Embezzlement;
43. Racketeering – RICO;
44. Extortion;
45. Abuse of Process;
46. Violation of ethics;
47. Grand Theft;
48. Extortion;
49. Tax Fraud (REMIC);
50. Public Corruption;
51. Notary Fraud;
52. Evidence Tampering;
53. Theft of Government Services;
54. Perjury;
55. Felonious Influence of Public Officials;
56. Money Laundering;
57. Insurance Fraud;
58. Securities Fraud;
59. Constitutional and Civil Right violations.

This attorney was exactly right! I say this because I am living proof of a perfect example of what this homeowners attorney was talking about here. This is because I had a business for twenty five years, in which one of the major reasons that I lost my company was because of what the banks had done to the American economy. It was hardly my fault that the banks and bankers collapsed the American housing market and economy with their fraud — just so they could live in their homes — mega mansions — and have their summer and winter homes. It is also not my fault that the government might have been incompetent to identify and regulate the problem. It would be these Banks potential intent of committing insurance fraud that would hurt my company’s customer base by nearly 80%. Now I would feel different if it were a natural recession that we experienced, but there was nothing natural about it. They basically gave loans to people who could not afford them because they were backed by the government — just so they could be able to pay their mortgages and get a free house. Then to add insult to injury — they gave the very people who caused this crisis a big-fat- taxpayer bailout that was in the TRILLIONS. Now I don’t remember them giving you and me a bailout. I also don’t remember them giving my little company a taxpayer bailout either, and my company actually helped the economy for twenty five years. Now they want you and me to feel bad because the law stipulates that we are to receive our homes free and clear if there is a break in the chain of title? Fat chance! Americans do not and will not feel bad! This is because it is a thing called “justice!” That is why most Americans are only irritated by little buzz phrases such as — “Principal rate reductions will cause a Moral hazard.” Please! I highly doubt that the banks or the government are in any position to be talking about anything “moral” — let alone — a fear of a “moral hazard” happening. Besides — the American homeowner is way past the point of talking about modifications and principal reductions. This is becasue the banks had their chance, but instead, they decided to add insult to our injury again, by simply SUBJECTING US TO A POTENTIALLY IRREGULAR, FRAUDULENT, ILLEGAL, FAKE — AND SIMPLY ABUSIVE MODIFICATION PROCESS. They basically backed the car up over us to see what they just ran over — just to run over us again and again and again. After all this — now our government and the judge’s seem more concerned about what kind of “moral hazard” might happen if the American homeowner were to get a principal rate reduction. Whatever! The simple fact is that the only ones that received something for nothing WAS THE BANKS! Apparently, our government does not seem to think that there is any “moral hazad” involved in the banks receiving TRILLONS OF DOLLARS IN TAXPAYER BAILOUT MONEY, NOT HAVING TO PAY TAXES — AND THEN RECEIVING A POTENTIAL 50 STATE RACKETEERING SETTLEMENT. Instead, the government simply found it reasonable to hold the American homeowner accountable for what the banks did.

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I guess it might not be a “moral hazard” — because it is an abomination instead! Our government simply might have allowed these Piggy Banks to destroy the American economy – American dream – - and the American spirit, all while they watched them take away our right to pursue life — liberty and the pursuit of happiness. That is why the only “moral hazard” that our government should maybe worry about — is the one Thomas Jefferson warned them about.

Thomas Jefferson 1802

‘I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around the banks will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered.’

Yah! What he said! We are with him!

I have also heard some people say — such as Martin Andelman — who is my friend — that the government does not hold the banks accountable because they fear that the American economy will collapse. That they fear that our country will breakout into civil war and that we will lose our country. Well, what exactly does it mean if Americans are losing their jobs, businesses – and their homes? It means America might have already collapsed. We cannot turn a blind eye to justice simply because we fear war, which I don’t think would happen anyway — because I think it is a bullshit that America would collapse without the banks. In fact — the last time I checked — they were kind of the reason our economy was collapsing in the first place. Either way, this point that my friend Martin has made is no more reasonable than if the United States did not free the slaves for the very same reason — but if you don’t believe me Martin — just ask John Quincy Adams what he would say about it. (wink)

John Quincy Adams:

“Give us the courage to do what is right. And if it means civil war? Then let it come. And when it does, may it be, finally, the last battle of the American Revolution.”

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And yet — I ask each and every one of you here again — haven’t we already lost America if we are losing our homes and businesses and jobs to the bank’s fraud — all while our elected officials look the other way because they fear civil war? But do you want to know a secret? The secret is that you do not need civil war to bring the change that we are looking for. All you need is to have faith — because I am a firm believer that faith the size of a mustard seed shall indeed remove mountains from their place.

Therefore, let it be done according to your faith.

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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING BACK!

 

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March 12th, 2012

Welcome back to work!

Many people have been asking me if I have heard anything new about the demurrer (motion to dismiss) that was filed in the Wright et al vs. Bank of America lawsuit. The answer is that the judge had taken the matter under submission at the demurrer hearing and has not yet ruled on it yet. There is a Case Management Conference scheduled for March 20th, 2012, but other than that, I guess there is no other new informatin about the Wright et al vs. Bank of America lawsuit at this time. I will of course update you if I hear anything more about it.

So what did you think of the Bank of Betraying America Whistleblower story? My blood was absolutely boiling after I had read the whistleblower lawsuit, however, I cannot say that I was all that shocked when I had read it. I mean, after all, we all knew that there was something very wrong when they continued to tell us that they did not receive the paperwork. That is why we all knew it would only be a matter of time before someone on the inside would blow the whistle on it. I still think it is weird that the state and federal government did not raid Bank of America at gun point when they found out that they might be using a potentially irregular, fraudulent, illegal and simply abusive loan modification process that was not real. Why not? They raided and seized all the files and computers in all those loan modification companies they said were fraudulent, which it should only stand to reason why they would use the same method for the largest fraudulent modification company in the entire United States, Bank of Defrauding America. – article However, there seems to be a double standard when it comes to the banks, because as we have come to learn, they are not held accountable to the same laws of the land that you and me are.

Whistleblower Lawsuits Against Banks Extinguished in Foreclosure Fraud Settlement

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American Homeowners Outraged over Foreclosure Fraud Settlement Docs Released

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That is why there is something terribly wrong with the 25 billion dollar settlement.

AFTER THE SETTLEMENT SETTLES

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Written by Piggybankblogger

Sherry Hernandez

Legend has it the Europeans purchased Manhattan for $24 worth of beads and mirrors almost 400 years ago. On Thursday, the United States Attorney Generals sold out the American people for $26 billion dollars to the banks that have defrauded our American dream. The terms of the settlement has not yet been officially released. The terms need to be signed off by a judge and the results might not be in effect for over a year. What this means to the homebuyers is that the banks will escalate their foreclosures while they still can. Most of us will not see any relief for quite some time, and others have already lost their homes and future revenue. The banks that brought on this massive fraud are getting by with a slap on the wrist. $26 billion dollars is a paltry sum for causing the American people over $700 billion in underwater debt.

The estimated $10-$20 billion in the deal for principal reduction would reduce only about 2% of the $700 billion in equity destroyed during the financial crisis. And the banks themselves will only pay $5 billion out of their own pocket. By far the lion’s share of the cost will be borne by investors and taxpayers, who had no part in the robo-signing scandal.

Once again, the banks will be in charge of fulfilling the settlement themselves.

What does that mean to a family of six or more who has already lost their home? They will get a check for anywhere from $1,500 to $2,000, sometime down the road, maybe a year to five years from now…maybe. Meanwhile, their credit has been ruined and they must find a place to rent that will take a family with four or more children. I hear that there are more places available now that the banks own most of the property, but for the most part 4 or 5 bedroom rentals are a rare find. And with the credit of aforementioned family being destroyed, it is not likely that they can rush out a purchase a more affordable home. They will still have the option of bringing on a civil suit against the lending institute, if they have any funds left with which to pay a lawyer.

In an article dated February 15^th, 2012 in the New York Times, Gretchen Morgenstern, reports about an audit in San Francisco, California that has found broad irregularities in foreclosures.

In a significant number of cases — 85 percent — documents recording the transfer of a defaulted property to a new trustee were not filed properly or on time, the report found. And in 45 percent of the foreclosures, properties were sold at auction to entities improperly claiming to be the beneficiary of the deeds of trust. In other words, the report said, “a ‘stranger’ to the deed of trust,” gained ownership of the property; as a result, the sale may be invalid, it said.

The report went onto say that 340 of the 400 mortgages investigated had irregularities.

Although massive wrongdoing has been documented by various agencies throughout our government, the officials paid to protect the public interests still have yet to charge the executives who have thrust our country into this financial crisis.

In an article posted by the Washington Blog on December 14^th, 2011, it was reported that fraud done by the big banks, more than anything done by the little guy caused the financial crisis.

The FBI estimates that 80 percent of all mortgage fraud involves collaboration or collusion by industry insiders.

William K. Black – professor of economics and law, brings us current to where we are today: History demonstrates that if the control frauds get away with their frauds they will strike again.

For those readers who doubt this is true, in an article released as recently as February 20, 2012, just days after the announcement of a settlement: Two AllianceBernstein LP mortgage specialists say they have hit on the next great investment for institutional investors: securities based on a pool of residential Freddie Mac and Fannie Mae mortgages that could blossom into a $250 billion to $500 billion institutional market. Investors could fund the mortgage investment from their real estate or fixed-income allocations. They said in the paper that the safest mortgages would be included in the securities that would be fully guaranteed by the government.

By allowing the banks to use their political power to gimmick the accounting rules to permit them to hide their massive losses on liar’s loans we have made it far harder to take effective administrative, civil, and criminal sanctions against the elite frauds that caused the Great Recession. Hiding the losses cripples economic recovery and public integrity, and leaves a broad based opening to repeat the fraud.

The FBI has written that any discussion of the crisis that ignores the role of mortgage fraud is “irresponsible.” But instead of prosecuting fraud, the government just continues to cover it up.

The problem with this upcoming settlement is that it lets the banks off too easily for their fraud. No criminal charges are being brought against the executives that initiated this crisis and the taxpayer is still carrying the burden.

Some still say this settlement is better than nothing…for those of you who still think so…I hear that you can buy our country for a

1. http://www.creditslips.org/creditslips/2012/02/the-servicing-settlement-banks-1-public-0.html – Adam Levitin, Credit Slips, 02-09-12
2. http://www.nytimes.com/2012/02/16/business/california-audit-finds-broad-irregularities-in-foreclosures.html – California Audit Finds Broad Irregularities in Foreclosures – NYTimes.com
3. http://www.ritholtz.com/blog/2011/12/fbi-estimates-80-of-mortgage-fraud-involved-industry-insiders/ – The Big Picture » FBI Estimates 80% of Mortgage Fraud Involved Industry Insiders
4. http://www.pionline.com/article/20120220/PRINTSUB/302209895 – New pooled mortgage strategy touted for institutional investors – Pensions & Investments
5. http://www.washingtonsblog.com/2011/08/real-reason-sec-has-been-shredding.html

Her name is Sherry Hernandez AND SHE IS FIGHTING BACK!

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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING THE 2nd LARGEST BANK IN THE WORLD!

 

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March 9th, 2012

BofA Whistleblower!

Slap me five Reuters! Up high! Down low! Too slow! I actually have many more unseen before documents posted!

All Rise! The Honorable Judge John Wright has entered The Courtroom Of Public Opinion!

Despite this concealed fraud, Bank of America has collected tens of millions of dollars from federal government for the comparatively small percentage of permanent HAMP modifications it has permitted. In other words, BoA has had it both ways. BofA has continued to maximize the value of its mortgage portfolio with anti-HAMP-modification practices and managed to make money by committing fraud on homeowners and the United States Government.

The lawsuit itself centers on the statements and observations of an employee of a Bank of America contracted company named “Urban.” This company was a contracted by Bank of America to help homeowners with the modification process, even though a process was created ON PURPOSE to make sure that these employees were never able to assist the homeowners accurately. The employees name is “Gregory Mackler,” and he was hired by Urban to work as a “Customer Advocate” — on April 30th, 2010.

According to Mr. Mackler, the trainees were not even remotely qualified to intelligently advocate or seek proper resolution for homeowners, which as Mackler discovered, is precisely what Bank of America desired. That’s right! Bank of Defrauding America was not looking for employees to actually advocate and escalate matters to assist homeowners in entering the HAMP process, but instead, Bank of America was merely creating the impression thereof, while having the new employees focus on “closing” issues instead. In other words, “closing” could be defined as clearing out any complaints in the system using any means necessary, even if such methods resulted in homeowners illegitimately being disqualified for the loan modification. Basically, their new job title might as well have been “Waste Management Sludge Control Managers,” because their job was mainly was to make complaints disappear out of thin air, which might be equivalent to being paid to shovel a bunch of bullshit all day long, while subjecting innocent homeowners to a potentially irregular, fraudulent, illegal and simply abusive home loan modification program. This is because, according to Mr. Mackler, Bank of America’s architecture for handling HAMP modifications complaints was deeply rooted in fraud. Mackler also claims that they were taking direction from, none other than, Bank of America employees and executives directly. In fact, some directions were coming from as high up as Brian T. Moynihan (BofA CEO) and Barbara Desoer (President Home Loans.) At one point Gregory Mackler claimed that a high level Bank of America executive, Ken Scheller, returned his call about a homeowners’ complaint he was trying to escalate. Kenn Scheller did not fully understand that Mackler was merely a Customer Advocate at an outsourced contracted company, so he reminded Gregory Mackler that Bank of America was “not of course interested” in faithfully reviewing HAMP modification requests and that he should “back off” of the issue. According to Mackler, it was stated as if it were common knowledge of which Mackler should have been well aware of, while Ken Scheller repeatedly expressed his frustration to Mr. Makler, because Mr. Scheller thought everyone “at the Bank was on the same page” in terms of not really working to legitimately review homeowners for HAMP.

Vinesh Reddy (BofA AVP of Advocacy /Exclusions in HRD) and Morgan Haijduk (Workflow Coordinator for BofA) participated in a conference call with Mackler to discuss the MHA/HAMP process. Both Reddy and Haijduk instructed that there is be a de facto lockdown, stalling all HAMP modification reviews, and keeping all homeowner inquiries in abeyance. This would allow BofA to eliminate a large backlog of applications and inquiries for being eligible for HAMP. This was to be justified based on a novel interpretation of Supplemental Directive requiring documents to be submitted by homeowners within 30 days, and complete reviews 30 days after receipt. Bank of America’s interpretation was to hold all modification reviews until June 1, 2010, after which time, HAMP eligibility for these homeowners would be permanently eliminated by Bank of America’s manipulation. Vinesh Reddy confirmed the instruction received directly “from the top” of HARD, (HL&I and Corporate)meaning Barbara Desoer and Brian Moynihan. Gregory Mackler asked whether such protocol would not be transparently fraudulent, however, Vanesh Reddy stated that executives had directed that some defined number of homeowners would be permitted to “slip through,“ just to create the appearance of a legitimate HAMP review process and, therefore, merely responding that a review was “pending” was born of a BoA ECR business practice known as “forward progress.” All of you remember those days, right?

In August of 2010, one of Mackler’s superiors reported that Brian Moynihan himself ordered that they reduce the “pipeline” of complaints. This involved pushing to drive down the number of existent ECR regulatory and homeowner complaint (again, a small subset of the overall number of modification-seeking homeowners) from roughly 12,000 to 15,000 to 5,000 within a matter of months. Again, the majority of these complaints were escalated to claims by a regulator or homeowner objecting to treatment by BoA in handling a particular HAMP eligibility determination. Jim Emerick, a BoA ECR executive, communicated that Moynihan himself was checking in on the “pipeline” (the number of outstanding ECR complaints daily in pursuant of this goal.) How about this for a “pipeline” Brian Moynihan! You may be too big to fail! But you are not too big for jail! How about putting that in your “pipeline” and smoking it Brian and Barbara?

Bank of Fooling America personnel were observed “helping” Urban Advocates “close files,” and giving direction to fraudulently alter system of record to allow closure. Ultimately, the “Drive to Five” program was considered a “success” by BoA, though it rendered scores of potential HAMP participants ineligible, but simply in order to meet an artificial requirement imposed by Bank of Destroying The American Dream.

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Now, given Gregory Mackler’s constant expression of concerns about fraud, he was moved into another department. In this new department he could now officially work to determine what “mistakes” were being made in operation of the HAMP reviews, and would “work with the line of business” to fix and correct those. In fact, as was explained later, BoA wanted to learn what degree of exposure it was facing, particularly with respect to what Congress or Treasury might do if it accessed BoA’s internal system in an effort to detect wrongdoing. Eric Marsing (former Countrywide First VP, now BofA SVP in SGC), who Mackler reported to now — acknowledged the political ramifications and reputational risk that could emerge from these audits, thus emphasizing their important and sensitive nature. However, over the course of the next six months, after reviewing thousands of audits by his team and receiving constant direction from BoA executives, it became more evident to Mackler that the Root Cause was never designed to identify fraud so as to prevent it, but, ultimately, it was to identify it so as to remove the evidence of that fraud from the system records. In fact, after Mackler participated in high-level Risk conference calls with Bank of America executives, Six-Sigma Engineers, Process Design Consultants, and other in Change Management and the Root Cause Transformation Sub-Committee where it was made even ever more clearer that Bank of America’s HAMP fraud was orchestrated — and entirely by design.

What ended up happening to Gregory Mackler? Well, on March 17, 2011, Gregory Mackler was terminated in retaliation for his complaints about fraudulent activity surrounding the potentially criminal Bank of Defrauding America’s HAMP operation. — The rest are history.

The question is — why isn’t Bank of Defrauding America raided at gunpoint by the feds, just like all these other fraudulent loan mod companies where?

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And — none of the fraudulent loan mod companies got billions of dollars of government money either. (Scratching my head)

Ladies and Gentleman of the Court, it gives me great pleasure to present to you five documents that the public has never seen yet online concerning this Bank of America Whistleblower employee.

1. Silencing The Whistleblower
2. Letter From BofA Whistleblower
3. HAMP Document
4. New BofA Sealed Complaint (allegations on bottom of page 20)

Therefore, does the Piggybankblog Council find Bank of America guilty or not guilty of purposely implicating a potentially irregular, fraudulent, illegal and simply abusive home loan modification process — while unrightfully enriching themselves with taxpayer money in the process?

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The fourth Woe has come! The Fifth Woe is on its way!

Let them who have an ear! Let them hear!

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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING BACK!

 

 

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March 8th, 2012

I was reading a story that just came across the wire from Reuters that said a whistleblower revealed that the potentially criminal Bank of Defrauding America prevented homeowners from receiving mortgage loan modifications under a federal program in order to avoid millions of dollars in losses while benefitting from financial incentives for participating in the HAMP program. It further stated that Bank of Deceiving America’s Countrywide Financial subsidiaries defrauded the Federal Housing Administration by inflating appraisals used for the government insured home loans, as well as claims involving the Home Affordable Modification Program. Apparently, banks agents routinely pretended to have lost homeowners’ documents, failed to credit payments during trial modifications and intentionally misled homeowners about their eligibility for the program. However, I noticed that we do not see the feds raiding the banks at gunpoint like they did with all these other fake loan modification companies. Why not? At rate, the BofA employee said that BofA and its loan servicing subsidiary, BAC Home Loans Servicing LP implicated “business practices designed to intentionally prevent scores of homeowners from becoming eligible for permanent HAMP modification.” – reuters.com In other words, Bank of Defrauding America used potentially irregular, fraudulent, illegal and simply abusive home loan modification program practices.

Slap me five Reuters! Up high! Down low! Too slow! Because I actually have many more documents on the topic than Reuters posted with their story. click here

Listen, I think it is great that the news is finally talking about how these banks defrauded us in the loan modification process, however, I rather see them talking about the bigger scandal that is going on, which is the multiple trust and multiple beneficiaries scandal that is existing at the time of the fraudclosure. I would like to hear them expose how the potentially criminal Bank of Defrauding America and all the other private banks have been fraudclosing on homes that they are unable to correctly identify the investor, but as part of maybe ONE BIG GIGANIC INSURANCE SCAM. I figure I will continue talking about the multiple trust and multiple beneficiary scandal, until someone in the mainstream news is able to wrap their minds around it. The question is if Piggybankblog.com has become big enough to get the major news networks attention? The answer is revealed in yesterday’s tracker:

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Either way, the story will be told here at Piggybankblog.com.

You will also be interested in the fact that Matt Taibbi from Rolling Stone magazine contacted me yesterday. Mathew was interested in some of the things I have posted here on Piggybankblog.com. We both chopped it up over the phone yesterday for about 30 minutes. I could not help but try and divert his attention to the multiple trust and multiple beneficiary topic.

For the record, Matt Taibbi is just as cool on the phone as he appears to be in the article’s and news clips you see of him.

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Email from Matt Taibbi:

To Whom it May Concern;

My name is Matt Taibbi. I’m a reporter for Rolling Stone.

I’m doing a story on Bank of America and I’m interested in the “xxxxxxxxxxxxxxxxx” xxxx. Could I talk to you folks about that? Can you tell me who dug it up? I’d like to write about it, but I need to verify its provenance, as it were. – Thanks, Matt T

 

John Wright responds back:

Matt who?

ARE YOU F……ING KIDDING ME! YOU ARE MATT TAIBBI! You’re a rock star! Just let me know the time and date that works for you — and I am game.

Your name is Matt Taibbi AND YOU ARE FIGHTING BACK!

I am John Wright AND I AM GOING SQUIDDING!

Respectfully,

John Wright

Piggybankblog.com

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Matt Taibbi from Rolling Stone Yo!

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Like A Rolling Stone Song Lyrics: click here

Dear Bank of America:

• Once upon a time you dressed so fine
• You threw the bums a dime in your prime, didn’t you ?
• People’d call, say, “Beware doll, you’re bound to fall”
• You thought they were all kiddin’ you
• You used to laugh about
• Everybody that was hangin’ out
• Now you don’t talk so loud
• Now you don’t seem so proud
• About having to be scrounging for your next meal.
• How does it feel
• How does it feel
• To be without a home
• Like a complete unknown
• Like a Rolling Stone

 

• When you got nothing, you got nothing to lose
• You’re invisible now, you got no secrets to conceal

 

• How does it feel?

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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING BACK!

 

 

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March 7th, 2012

Do you remember the Leforge family? I had written an article on the Leforge’s back in December of 2011, because they had reported to me that they were having all sorts of problems with the result of a short sale that was completed on their home on January 6th, 2010, by none other than, Bank of America. However, the Leforge’s said there was nothing “short” about it, because they would allege that they would end up suffering “long term damages“ from Bank of America’s potentially irregular, fraudulent, illegal and simply abusive short sale process. This is because, according to the Leforge’s, they closed their mortgage on their Indiana home on January 6th, 2010, but only to end up receiving notices that their credit cards were being canceled, and their once high credit limits reduced, as well as other peculiar alterations being made to their credit accounts. Unfortunately, this would be only the beginning of a string of terrible things that would end up happening to the Leforge’s. This is why I like to call it the “Unfortunately story.”

On April 26, 2010, the Leforge’s received a letter from the law offices of Toae A. Kim of the Feiwell & Hannoy, P.C., who stated that Bank of America brought a lawsuit against the Leforge’s for several thousands of dollars beyond the original payoff, as if there was no short sale! The kicker was they had filed suit on Mr. and Mrs. Leforge separately, therefore doubling the money they were trying to get. This is when the Leforge’s, unfortunately, contacted Attorney Robert Duff of Indiana. You will find out why I said “unfortunately” a little bit later in this story, but the Leforge’s decided to retain the services of Attorney Robert E. Duff, because he said that he would represent the Leforge’s on a contingency basis to stop the wrongful foreclosure lawsuit against them. In addition, according to the Leforge’s, Attorney Robert Duff said that he would also represent them for the following:

1. For violations of the FCRA by Equifax, Trans Union and Experian Credit reporting agencies.
2. For violations of the FDCP by Feiwell and Hannoy P.C. Collection Agency.
3. For violations of the FDCP, FCRA, by the Bank.

Unfortunately, Mr. Duff, according to Mr. Leforge, ended up being “Mr. Dud,” because the Leforge’s would end up not hearing from Mr. Duff for several weeks after, even though the Leforge’s were faxing him information, such as updated credit reports, responses from letters Mr. Leforge had previously sent — and so on. So after several weeks of not hearing from Mr. Duff or seeing anything being done on their case, the poor Leforge’s realized that Mr. Duff was not preforming the services that he said he would do for them. For the record, several weeks later, Mr. Duff claimed that he had medical issues and, therefore, was unable to perform the services that he promised the Leforge’s. The poor Leforge’s had no other choice but to seek other legal representation.

Somewhere around August 2010, the Leforge’s began searching the internet and yellow pages for a Law Firm capable of meeting their legal needs. Their goal was to find a law firm willing to represent them in all of their legal matters associated with the wrongful foreclosure case that Bank of Harassing America brought against them. So, on or about August 10, 2010, Mr. Leforge interviewed Carlin Phillips from the Phillips and Garcia Law Firm, in which Mr. Leforge explained their needs in detail to Mr. Phillips. In return, Mr. Phillips explained in detail what he could and would do for them, if they decided to retain Phillips and Garcia. In the first meeting Carlin Phillips explained his firm’s fee structure, while leading the Leforge’s to believe that his firm was more than capable of handling all of their legal needs. In the end, the Leforge’s decided to use Phillip and Garcia, but there would only prove to be one catch, which was that Carlin Phillips told the Leforge’s they needed to hire back their previous attorney, Robert Dud – I mean “Duff.” This was told to them several weeks after they had retained Phillip and Garcia. Mr. Carlin told them that they had to do this in order to have sponsorship in Federal Court, because Phillip and Garcia were not licensed in Indiana. Mr. Carlin also implied that there might be some kind of advantage because Attorney Robert Duff seemed to have firsthand knowledge about the case. However, correct me if I am wrong, but I think the Leforge’s fired Mr. Duff for a reason. At any rate, the Lafarge’s were anxious to get started, so they did exactly what Mr. Carlin Phillips told them to do. Reluctantly, they re-hired Attorney Robert Duff. This is because, apparently, Mr. Duff seemed to have a miraculous recovery from his previous medical condition. (scratching my head)

Maybe Attorney Robert Duff went here:

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There was also another attorney that Phillips and Garcia stated would serve as “co-counsel,” and his name was Joseph DeMello. According to Mr. Leforge, he stated that he believed that Attorney Joseph DeMello had what he believed to be “small man syndrome.” This might mean that Mr. Leforge believed that Joseph DeMellow might be some sort of little prick. Hey! Don’t get mad me DeMellow – I am only reporting what Mr. Leforge told me – and that is what he said.

On July 12th, 2011, the Leforge’s received great news. This is because Mr. Phillips had just sent them an email saying that the law firm that had brought a case against the Leforge’s, Feiwell & Hannoy P.C. – was now seeking to setttle.

The email stated:

Feiwell & Hannoy is seeking a demand to settle the second case. Damages in the two cases cannot overlap (i.e. you are not allowed to double dip and ask for the damages twice). Settling both cases at the same time would appear to be advantageous. The second case is valued at $5,000. We are seeking permission to make a demand of around $15,000 to $20,000 in that case to see what the defendant comes back with.)

The end, right? Wrong! This is because the Leforge’s stated that they never heard anything back from Phillips and Garcia, Robert Duff or the alleged little prick, Joseph DeMello, after the Leforge’s gave permission to Phillips and Garcia to move forward with a $30,000.00 bottom line settlement. In addition to this complaint, the Leforge’s had the following complaints about the Phillips and Garcia Law Firm:

1. Was not a large specialty Law Firm specializing in wrongful foreclosure law and consumer law.
2. That they did not have expert staff members eager to seek justice.
3. Implied they were not financially secure enough to handle their affairs.
4. Did not give the Leforge’s media coverage, such as they claimed they promised.
5. Did not file suits on all aspects of the Leforge’s cases, specifically all three Credit Bureaus (credit reporting agencies), Feiwell & Hannoy P.C., and BofA.
6. Did not front all expenses and time associated with all of their cases.
7. They were not given the right to accept or reject a settlement depending on a disbursement sheet.
8. They were not provided with all associated documents per each case on a timely basis.
9. They were not kept up-to-date on all facets of their cases in a timely manner.
10. The firm did not thoroughly investigate every aspect of their cases.
11. The firm was not in the Leforge’s corner while representing them accordingly.
12. Phillips & Garcia was not their primary attorney of record.
13. Phillips & Garcia Law Firm could not represent them no matter what state we were from.

This is when they decided to contact Piggybankblog.com for help.

Therefore, on December 12, 2011, I contacted the Law Office of Phillip and Garcia in Massachusetts and Attorney Robert Duff in Indiana. I was not interested in talking to the alleged little prick, because I was not in the mood that day, so I just left him out of the interview process. Attorney Robert Duff never returned my emails or calls, which might only serve to validate the Leforge’s claims about Attorney Robert Duff. On the other hand, Attorney Carlin Phillips did take my call, in which he spoke to me for over an hour on that day. I remember there was this uncomfortable dance at the beginning, but do you blame him? I mean, after all, it is not like the New York Times just called him. (lol) Let’s not forget that I am a guy that puts piggy noses on people. Nevertheless, I have to hand it to Mr. Phillips, because he gave me over an hour of his time, in which my hat always goes off to any attorney that can handle me for that long without pissing me off. This is even though he stated for the record that he could not discuss the Leforge’s situation with me. He said that it would violate the client attorney privilege. So, in the end, I actually really liked Carlin Phillips. I remember that it was hard for me to tell the Leforge’s that I thought that he seemed fairly decent to me. They said “of course he did! That is why we used him!” They insisted that he fooled me. (lol) The problem was that I had also noticed that the Phillip and Garcia Law Firm had NO COMPLAINTS on line, so there was not much I could say bad about Mr. Phillips. Watch the youtube below and you will see what I mean.

Attorney Carlin Phillips:

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See! What’s not to like?

Then, on December 20th, 2012, the Leforge’s finally recieved some good news. Mr. Leforge notified me that they had finally entered into a settlement agreement with Bank of America, in which according to the terms, Bank of America had until January 20th, 2012 to have the check and all the documents delivered the Leforge’s.

So end of story, right? Wrong again!

John,

Do you remember the last time we spoke on December 20, 2011? I told you we had settled with BoA that evening. They were given until January 20, 2011 to have the check and all of the documents we agreed to within the settlement agreement delivered to us. That ship has sailed and we still do not have anything from BoA and their Attorneys. Do you know of any Lawyers who would be willing to run with this case against BoA?? -Thanks, Dave

Well, Mr. and Mrs. Leforge, it appears that you might be dealing with a deadbeat bank who might not pay their bills. (Tongue-in-cheek). I don’t know, maybe they bought a bank they could not afford (Countrywide) (Wink).

However, I guess the first attorney that comes to my mind is Attorney Todd Allen in Flordia.

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Now in the youtube above — Bank of America apologized — because they said they were unaware that the attorney they had told to pay the homeowner had went out of business. Therefore, do not feel so bad Mr. Leforge, because it is readily apparent that you were not the only one having trouble with your attorney. Apparently, so was Bank of America!

Don’t worry Mr. Leforge! Be happy! Because I just know Attorney Todd Allen will help you!

Song Lyrics:

• The landlord say your rent is late,
• he may have to litigate,
• don’t worry – - be happy,
• Look at me im happy!
• Don’t worry, be happy!
• I give you my phone number,
• when your worried, call me,
• I make you happy!
• Don’t worry, be happy!

Click here to hear “Don’t Worry, Be Happy” song

Boy! I tell ya! BofA is so lucky that I ended up their customer, don’t you think? (Wink)

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Paging Todd Allen! Paging Todd Allen! Please report to The Court of Public Opinion!

Mr. Allen, please contact the Leforge’s at: Daveleforge@aol.com

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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING BACK! 

 

 

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March 6th, 2012

It is unbelievable how popular my little blog has become over the past few months. I say this because there has been nearly 400 of you reading my daily blog by 11:00 am every day, in which the final count on my daily blog is somewhere around 850 people. That of course is not even counting the people reading the recent articles that I have written and posted, such as the California Attorney General Wall of Fame story, BofA Employee Witness Protection story, and the Angelo Mozilo emails story. I mean, even the House of Representatives has been following my daily blog fairly routinely, in which they will be happy to know that the stories have been like airplanes lining up the runway waiting for takeoff. This is because I have at least five more stories that I am working on right now. For example, I am working on the second part of the three part series regarding One Worst Bank, as well as a piece about how Bank of America did not pay a homeowner the settlement money they owe them, several Brookstone Law success stories in court, and many more stories on the material that the secret government tipster has released to me. So it appears that things are going in the right direction here at Piggybankblog.

I received an email from Attorney Robert yesterday. Robert was the attorney on my Honda lawsuit when I was with Mitchell J. Stein. Mr. Berger requested that I please remove the part where I called him a name in a tongue – in – check expression in the blog that I had written about Erikson Davis. I was happy to do so, since the article was really not about Robert, but was about how Erikson Davis might have threatened to do harm to my name publically with his withdraw to the court, which by the way, he followed through with his threat. I do not have any beef with Attorney Robert though, because at the end of the day, he was just an outside attorney that was contracted by Stein’s office to represent me, and I truly feel that he might have been a victim of miscommunication from Erikson Davis. Which by the way, I heard that Erikson Davis is not listed as an attorney with Spire Law Firm in the Get-Out-of-Debt-Guys blog, so I guess we can conclude that Erikson Davis might be on his way out. This would make sense, if the reports that I have heard are true, such as someone had reported that he had broken down crying one day because he was overwhelmed with the workload that Mitchell J. Stein had put on him.

Here is a tissue Erik:
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There is nothing worse than having an attorney who breaks down crying. Therefore, good luck and goodbye Mr. Davis, because it might be time to be with God now, as you might be taking your place in history as one of the most emotional attorneys that I have ever been represented by. Sheesh! Where does Mitchell get these guys from? A daycare?

Brookstone Law, on the other hand, has been having a series of very serious wins in the courts lately. For example, someone yesterday gave me some juicy new information about how BROOKSTONE LAW had a HUGE VICTORY in another Brookstone case called the “Potter vs. JPMorgan Chase” lawsuit. Apparently, the judge remanded the case back to the state court, overruling Chase’s objections. This was despite the fact that Chase had brought out two of the nation’s top law firms against Brookstone Law. It was told to me that Brookstone Law had pretty much smacked these Chase attorney beside the head, because the judge would actually cite Brookstone’s pleadings word for word in the tentative. This would be the SECOND TIME IN TWO MONTHS that Brookstone Law had a win with a major financial institution, which can only suggest that I am with the right law firm representing us against the banks.

It is good to be home Brookstone Law!

This is because it seems like Happy Day’s Are Here Again!

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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING BACK!

 

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March 5th, 2012

Many of you have been asking me if I know of any details about Mitchell J. Stein. Well, the last I heard, Mitchell J. Stein had received the death penalty for being part of some kind of alleged unethical mailer scheme. I am kidding!

Listen, the last I heard about this cat was that he got his trial for the alleged stock pump and dump scheme moved from March 5th to another date. Even that is unconfirmed though, because I do not talk to the man anymore. I also do not talk to anyone from his office anymore. This includes Toby Butterworthless and his girlfriend Rosie. Quite frankly, I was not comfortable anymore with the way things were being run there, which is why I ran back to safety to Brookstone Law with my tail between my legs, because I wanted to get as far away from that law firm as I possibly could. Toby’s last name is actually “Butterworth” and not “Butterworthless,” but I just always felt my name for him better explained what I felt about him. (smirk)

For the record, I have officially left any law firm representing me that Mitchell J. Stein was affiliated with. One of the reasons was because I started getting a lot of your complaints about how Toby Butterworthless never returned your phone calls or emails, which I was not surprised, because he never returned my phone calls or emails either. I remember that I did not like this, because I am used to getting the star treatment when I am at Brookstone Law. I mean, they really know how to treat me there. That is why I am super duper happy at Brookstone Law. No — that does not mean they are paying me. (lol) Trust me, they are way too cheap for that. (lol) (kidding) I don’t know, they just treat me right. For example, they tend to do everything they say they are going to do, which is more than I can say about the other law firm that Toby Butterworthless was at. Case in point –how many times has the law firm Toby works for told you that they were going to file a lawsuit in New York? I rest my case. Plus the people at Brookstone Law seemed to be smarter about how to treat me. For example, you would think Mr. Butterworthless would have been smart enough to make sure that I was the one that he would write back or call back. This is especially after considering that I am the leading protester against the banks. I am also considered the media. My name is dah – dah. He might need to put that damn credit card machine down long enough to answer some emails. (Tongue-in-cheek) Whoever said he was a genius? Certainly not me! (lol) I heard he is just a wanna be attorney, because it has been alleged that he has the bad habit of giving legal advice to clients when he should not be. I have heard a lot of things from those of you who sent me your complaints. For example, many of you shared with me that you felt Mr. Butterworthless only called you or returned your emails, if there was money to be made, or if he needed you for a declaration for some other lawsuit that you knew nothing about. In other words, you felt that he might be trying to exploit you at all times, which many of you shared how disappointed with him you were. My first real disappointment with Toby Butterworthless started the minute I was with Mitchell J. Stein. This is because one time I called him to inform him that Mitchell J. Stein said that he would represent a disabled person I knew for pro bono, and Mr. Butterworthless said that I should never listen to Mitchell J. Stein, because he said that he was going to charge them anyway. That is when I began to wonder if Mr. Butterworthless and his girlfriend “Rosie” were some kind of gypsies that move around with their credit card machine from law firm to law firm. I thought he was a professional credit card swiper or number puncher, before I heard he was the office manager, which might have explained a lot.

All the above is is why it would be a cold day in hell before I would ever go to another law firm that Toby Butterworthless was the office manager of. I say this because I have read he is now the manager of Spire Law Firm, which it was recently featured in a story on Steve Rhode’s Get-Out-Of-Debt-Guy blog, where he posted the client attorney agreement that a tipster gave him from Spire. The attorney client agreement was hideous, but personally, I will never go to any law firm that has a picture of Mr. Butterworthless in a suit. (lol) The craziest complaint that I received was from someone who sent me an email from Butterworthless that threatened him with both “Known and Unknown” consequences if the continued to ask for a refund. Ummmm – I think I would have said “Fuck You!” Who threatens a client like that?

Listen, I am sure that someone loves them – it is just not me – because after the things I have heard about clients who have dealt with Mr. Butterworthless – I am not amused. I am just not a big Toby Butterworthless fan, and Stein knows this, because I had told him several times about the complaints that would come into my email. Too many people were telling me that they felt this guy was all about the money. Now, I don’t know that Stein is like that – but that is what I have heard about Toby Butterworthless from the people who write me. If it was just one or two people — I would think it was isolated. However, too many people said the same thing. Oh well, who cares what I think anyway, right Mr. Butterworthless? - click here

Now, as far as Mitchell J. Stein, well, I don’t talk too much about him. This is because he did get my cars out from being repossessed from my driving school that I used to own, even if he did not do 99% of what he said he was going to do for me. I always just tried to remember the 1% he did do, which was get all my cars out. That was when we were still during the honeymoon stage though. But I liked Mitchell though. He was just a complicated man to know, so I accepted him for the way he was. That is why I was drinking the Kool-Aid for so long, because I have always liked Kool-Aid, but ultimately, it was because I thought Mitchell J. Stein was one of the most entertaining people I had ever met in my life. For example, the thing I liked about Mitchell was that he had a great sense of humor, which is why I could tolerate all the other stuff I did not like, such as I tended to catch him in lies a lot. I remember Mitchell said that his friends don’t consider it lying though (lol), which of course made me laugh my ass off again — and I was off being in love again. (lol) (joking) I mean, I don’t want a picture of the man in his muscle shirt or anything (tongue-in-cheek), but I just thought he was funny. That is until there was a sitaution that made it to where I was not laughing anymore. You see, the only problem that I tried to get over, but could not, no matter how hard I tried — was that Mitch did not pay my little 23 year old cousin for the month that he worked for him. My cousin was going to work for Brookstone Law, but Mitchell talked him out of it, while promising him that he would make more money working for him. Well, he fucked this kids life up really good. This is because he did not pay him a dime. It was really cruel. I felt bad for the kid too, because it was always his dream to move to California after he finished college, as I can even still remember what his little 10 year old voice sounded like when he said to me “One day! I am going to finish college and move from Tucson to California to be with you Cousin John!” Nearly 13 years later he did just that. He sold his truck for $5,000 and moved down where Stein’s office is. I remember that day too, because my cousin had a smile on his face and a twinkle of optimism in his eyes that day, but we both could not have known that his dreams would soon be turned into a living nightmare. This is because he would be left with absolutely nothing when he left, if not even his dignity. I remember him saying that something did not feel right with Toby Butterworthless and Rosie working there though. He could not seem to put his finger on it, but I remember him saying it felt like they were something out of the Twilight Zone. Listen, I am just telling you what he said. (lol) I guess we now know that the strange feeling that my cousin must have been feeling — was that nobody was going to pay him. I just wish someone would have sent a mailer out about that, instead of the other unethical mailers, becasue they were raided day two of my cousins employment. Well, you know what they say, which is that first impressions are everything. My poor cousin had his laptop taken away, but Stein never got him a new one, but only made a bunch of false promises instead. It was terribly cruel. It was a hard lesson for a youngman. All the poor kid had was a dog at his appartment. No bed, no tv, no food, no furniture – and no friends. I lived six hours away. Can you imagine? The poor kid tried to stick it out with whatever faith he had left – but in this case – it would end up blind faith, because he would end up a victim instead. The poor kid had spent all his money on the apartment, just so he could work for Stein. He would end up losing it all. Needless to say, my cousin hates Stein’s guts.

Anyway, my cousin said the people who worked there all acted strange, and as if there was something they all knew about Mitchell that he did not, as if Mitchell was like this little boy in the movie Twilight Zone and the family were the employees.

This was what my cousin explained his first day at work like:

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Please don’t get mad and wish me into cartoonland Mitchell! (lol)

It was really sad though, because I have not seen my cousin cry that hard since he was a little boy, after he realized that he had just become a victim working there for free. I just stood their helpless when he did, because I was helpless to help him because of my situation. I watched his eyes fill up with tears and fear when he realized he had just lost everything he had believing in Mitchell J. Stein. For my part, I reminded myself of my mother, because I was like my mother now, who allowed her child to be abused while making excuses for the abuser. This is becasue many in my inner circle would accuse me of having some sort of metaphoric battered wife syndrome when it came to Mitch. I am guilty. I allowed my child to get hurt. Either way, I am sure that Mitchell J. Stein is a name that my cousin will never forget for the rest of his life. I am sure it is a name that none of us will forget. May God forgive me for allowing my child to be beat. I will live with that for the rest of my life.

Yet, the weird thing is that there is a always a part of me that feels sorry for Mitchell J. Stein. Because, like they use to say about President Nixon, I just always wondered how great of a man he might have been if someone would have just loved him when he was a kid. That is why I will continue to pray for him.

For the record, I will be offering no further comment on Mitchell J. Stein or Toby Butterworthless in the future on my blog. – End of story. Yes – for my part – I will choose to always remember the 1%. That is unless I hear otherwise.

In the end, my cousin returned back to Tucson never talking to me again.

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Good day Mr. Stein.

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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!

My name is John Wright AND I AM FIGHTING BACK!

 

 

 

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