John’s Daily Blog Older #15 Date (03/03/12-01/30/12)
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March 3th to Jan 30th below
Click here for today’s daily blog
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March 3rd John’s Day Off
March 4th John’s Day Off
March 2nd, 2012
My high level anonymous government contact shared with me another story that they claim that the public does not know about. Now I am of course just taking their word for it, but I have no reason not to believe it, since everything they have told me has happened exactly the way they said it would for the past two years. For example, I actually knew six month ahead of time that former President Clinton would be invited to the White House to give President Obama advice on the current economic crisis. That was not the interesting part though, because the interesting thing was that they told me that former President Clinton would suggest the homes free and clear solution to President Obama, which of course seemed very unlikely at the time, but who knows what they talked about. Nevertheless, I was totally shocked when I would see six months later former President Clinton and President Obama standing together in front of the White House on CNN, in which CNN was reporting that Clinton was there to see how he could help President Obama with the economy. I sat there with a smile on my face, but I had to wonder, was my contact right? Did former President Clinton suggest the homes free and clear solution to President Obama?
At any rate, I have enough experience with this anonymous government contact to know that I should believe it. This is why I believe the next story that I am going to tell you.
The secret government contact said that a Bank of America employee posted a blog comment about a very valuable secret he had about the modification department that they worked in at Bank of Lying To America. According to my contact, they said that this employee’s manager had told them to “shred all the paperwork” that the homeowner was sending in to them while applying
for the modification. They said their manager told them “we do not make money off of modifications but only on foreclosures.” The comment had apparently even gotten the Nevada Attorney General’s attention, because I heard that she asked the Bank of America employee to testify. However, the employee was about to see just what they had gotten themselves into with all this, because it was reported to me that the authorities raided this Bank of America employee’s house at gunpoint for leaving the comment. Additionally, the employee claimed that Bank of America had actually threatened his life too. The anonymous government contact says that this person is now in the witness protection program with the Nevada State Attorney General with whistleblower status.
Update: Additional article on story above where transcripts were provided: Click here
Which by the way, did you hear about the insider whistleblower who said that Wells Fargo’s Independent Foreclosure Review for OCC is a Sham? The Whistleblower said: “I have found errors that should be moved up through the ranks, but am told “quit digging so deep”…”put your shovel away”…Focus on the questions “in scope”… The review forms are set up so no harm could ever be found. It’s equivalent of an attorney presenting his case to a judge with just 20% of the evidence.” - click here
So I have to admit that I am totally jealous that Martin Andelman from Manelman Matters was on Fox news with his blog. They gave him a fucking cape! (lol) I don’t think I have been this jealous since the news featured the 22 year old college student who worked hard for five days to get the $5.00 charge removed that Bank of Ripping Off America wanted to charge. I remember thinking to myself “Really? So let me get this right, I have been sitting here killing myself 24/7 for two years while saving people from getting thrown out of their homes, getting death threats, losing family members — and losing a 25 years company, but some college student works hard for five days and she is hailed a hero on the news for getting a $5.00 free removed on an ATM charge?” – CNN TV News Story Are you fucking kidding me!? (lol) I am starting to feel like Susan Lucci from that daytime soap opera called All My Children. Poor Susan was on All My Children from 1970 to 2011 and had 18 failed nominations, in which she finally threw a temper tantrum one time yelling “11 years without and Emmy! What does a person have to do around here to get and Emmy?” What am I Fox News? The red-headed step child! I know what it is though. Is it because I expose the break in the chain of title scandal? Either way, I am starting to feel like poor old Rappin Rodney over here! Sheesh! No Respect! - click here (tongue in cheek) I am only kidding of course. (tongue in cheeck) Martin knows that I like to give him a hard time. He is actually a good friend of mine and we talk all the time. For the record, I was actually very proud of Martin. – Manelman Matters on Fox
That is even if Martin lip synced his whole performance. (Wink)
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Yah! Since when is lip syncing been live Martin? I am a live act here! I am a class act too!
It is okay though, because Martin told me that he told Fox news that he owed it all to me and Piggybankblog. For some reason he said they did not include that part. (Scratching my head) But did you ever notice that I always give my friend Martin a plug on my blog but he does not ever talk about me on his? I am like a dirty little secret! (lol)
Have a good weekend everyone!
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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!
My name is Rappin Rodney AND I AM FIGHTING BACK!
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March 1st, 2012
Martin Andelman from Mandelman Matters called me at about 2am to chop it up, such as we usually talk at about that time in the morning because it is the only time where we are not busy. It was not until about two hours later that I said to Martin: “So, did you see California Attorney General Kamala D. Harris’s announcement yesterday?” Martin said that he had not seen it, so he asked me what it was. When I told him he said: “OMG! I would have never thought that Kamala would have ever done this!” Martin went on to say: “John! This is what we were waiting for! We have to get started right now! It is time! It is time! It is time! We have to unite the people of State of California to stand in support of the California Attorney General! We have to get them to put pressure on the legislation to pass this bill because we know that the banks are going to launch every powerful lobbyist they can get to try and shoot down this bill! We need to unite your blog and my blog and everyone’s blog in the State of California to stand in support of this bill. It will stop the banks in their tracks if it is passed!”
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Saving The California Dream: Foreclosure Crisis Part 2: MyFoxLA.com
On February 29th, 2012, California’s Most Beautiful Attorney General, Kamala D. Harris, has announced the California Homeowner Bill of Rights. The bill has been designed to PROTECT homeowners from potentially irregular, fraudulent, illegal and simply unsafe mortgage companies and practices and help communities cope with the state’s urgent mortgage and foreclosure crisis.
California Attorney General’s Page Announced Homeowners
Bill of Rights
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Joined by Senate President pro Tem Darrell Steinberg and Assembly Speaker John A. Pérez, Attorney General Harris announced her sponsorship of six bills designed to guarantee: – Basic standards of fairness in the mortgage process, including an end to dual-track foreclosures – Transparency in the mortgage process, including a single point of contact for homeowners – Community tools to prevent blight after banks foreclose upon homes – Tenant protections after foreclosures – Enhanced law enforcement to defend homeowner rights – paid for by fees imposed on banks – A special grand jury to investigate financial and foreclosure crime.
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“California communities and families are being devastated by the mortgage and foreclosure crisis. We must ensure the deceptive practices that caused it never happen again,” said Attorney General Harris. “The California Homeowner Bill of Rights will provide basic fairness and transparency for homeowners, and improve the mortgage process for everyone.”
The legislation builds on the California commitment announced by Attorney General Harris earlier this month, which is expected to result in $18 billion of benefits for California homeowners. That agreement included reforms for mortgages owned by the five banks that were signing parties. The California Homeowner Bill of Rights will strengthen those protections, make them permanent, and apply them to all mortgages in the state.
“When I secured the California commitment, I made clear it was only one of many steps I am taking to comprehensively address the mortgage and foreclosure crisis,” Attorney General Harris continued. “I want to thank Senate President pro Tem Steinberg, Assembly Speaker Pérez and all the other lawmakers who are supporting this urgent package of legislation for homeowners.”
“I want to congratulate the Attorney General on the victory she won on behalf of the people of California,” said Speaker John A. Pérez. “Our state has suffered greatly as the result of bad actors in the banking and financial industries, and this settlement holds them accountable as we continue the difficult work of recovering the housing market and stemming the tide of foreclosures, evictions and auctions.”
“Millions of Californians have already lost their homes to foreclosure and the mortgage crisis is far from over,” said Senate President pro Tem Darrell Steinberg. “This landmark settlement negotiated by Attorney General Harris helps thousands of Californians but thousands more need the same help. We need to put these protections into law so that more people can save their homes.”
CALIFORNIA HOMEOWNER BILL OF RIGHTS LEGISLATIVE PACKAGE
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If passed, the following bills would:
ASSEMBLY BILL 1602 / SENATE BILL 1470- THE FORECLOSURE REDUCTION ACT OF 2012
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Authors: Assemblymen Mike Eng and Mike Feuer; Senators Mark Leno, Fran Pavley, and Senate President pro Tem Darrell Steinberg -Require creditors to provide documentation to a borrower that establishes the creditor’s right to foreclose on real property prior to recording a notice of default. -Require creditors to provide documentary evidence of ownership, the chain of title to real property, and the right to foreclose, at the time of the filing of a notice of default. -Prohibit creditors from recording a notice of default when a timely-filed application for a loan modification or other loss mitigation measure is pending. -Prohibit creditors from recording a notice of sale when a timely-filed application for a loan modification or other loss mitigation measure is pending. -Prohibit creditors from recording a notice of sale while a borrower is in compliance with the terms of a trial loan modification or after another loss mitigation measure has been approved. -Require creditors to disclose why an application for a loan modification or other loss mitigation measure has been denied. -Require that notices of foreclosure sales be personally served, including notices of foreclosure sale postponement. -Provide homeowners with a private right of action in instances in which the requirements set forth in the legislation are not followed.
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ASSEMBLY BILL 2425 / SENATE BILL 1471 – DUE PROCESS REFORM LEGISLATION
Authors: Assemblywoman Holly Mitchell; Senators Mark DeSaulnier and Fran Pavley -Require creditors to provide a single point of contact to borrowers in the foreclosure process who will be responsible for providing accurate account and other information related to the foreclosure process and loss mitigation efforts. -Require creditors to provide a dedicated electronic mail address, facsimile number and mailing address for borrowers to submit information requested as part of a loan modification, short sale or other loss mitigation option. -Authorize borrowers to challenge the unlawful commencement of a foreclosure process in court. -Impose a $10,000 civil penalty on the recordation or filing of “robosigned” documents, defined as documents that contain information that was not verified for accuracy by the person or persons signing or swearing to the accuracy of the document or statement. -Require that certain documents be recorded in a county recorder’s office.
ASSEMBLY BILL 2314 / SENATE BILL 1472 – BLIGHT PREVENTION LEGISLATION
Authors: Assemblywoman Wilmer Carter; Senator Fran Pavley -Prevent blight enforcement actions from being taken against new purchasers of blighted property for 60 days, provided that repairs are being made to the property. -Require banks that release liens on foreclosed property to inform local code enforcement agencies of the release so that demolition of blighted property can proceed. -Increase fines against owners of blighted property from $1,000 per day to $5,000 per day, and allow the imposition of the costs of a receivership over blighted property to be imposed directly against the owner of blighted property.
ASSEMBLY BILL 2610/ SENATE BILL 1473 – TENANT PROTECTION LEGISLATIONAuthors: Assemblywoman Nancy Skinner; Senator Loni Hancock -Require purchasers of foreclosed homes to honor the terms of existing leases and give tenants at least 90 days notice before commencing eviction proceedings.
ASSEMBLY BILL 1950 – ENHANCEMENT OF ATTORNEY GENERAL ENFORCEMENT
Author: Assemblyman Mike Davis -Impose a new $25 fee to be paid by servicers upon the recording of a notice of default. The fee would be deposited into a real estate fraud prosecution trust fund that would support the Attorney General’s efforts to deter, investigate and prosecute real estate fraud crimes, including the work of the Mortgage Fraud Strike Force. -Extend the statute of limitations from one year to four years from the date of discovery for violations of law commonly occurring in connection with foreclosure-related scams, including acting as a real-estate agent without a license and charging up-front fees for loan modification services.
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SENATE BILL 1474 / ASSEMBLY BILL 1763 – ATTORNEY GENERAL SPECIAL GRAND JURY
Authors: Assemblyman Mike Davis; Senator Loni Hancock -Authorize the Attorney General to impanel a special grand jury for the purposes of investigating and indicting multi-jurisdictional financial crimes against the state.
Therefore, does the Piggybankblog Council find California Attorney General Kamala D. Harris Guilty or Not Guilty of being a “Pawn for the banks?”
The Piggybankblog Council find Kamala D. Harris …………………….NOT GUILTY!
California’s Most Loved Attorney General!
Ladies and gentleman of the jury, it gives me great pleasure to announce to you our newest winner of the Hall of Fame, California Attorney General Kamala D. Harris! – click here
The People of California LOVE YOU California Attorney General Kamala D. Harris!
Congratulations Kid! You did it! (Wink)
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Please write and congratulate and show your support for Kamala at: http://oag.ca.gov/contact
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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!
My name is John Wright AND I STAND IN SUPPORT OF THE CA. ATTORNEY GENERAL!
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February 29th, 2012
I am very pleased with how the federal government seems to really be trying to investigate these banks crimes. My hat really goes off to California Attorney General Kamala D. Harris too, who seems to be slowly but surely taking a more agressive stand against the banks. I always said that I would give credit where credit is due, in which she has certainly appeared to be trying to do and say things that show that she is interested in being on the homeowners’ side of this issue. Now many still do not trust her yet, and I am not saying that I completely trust her either, or that I am totally convinced that she still does not work for the banks, but I am optomistic. The simple fact is that I still take issue with the fact that she accepted donations from the potentially corrupt Bank of Lobbying America and the Bryan Cave law firm. There is something very wrong with that. Do you know what is wrong with it?
This is what is wrong with it!
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Either way, I do appreciate and thank the California Attorney General for taking the following steps in the past:
- Stepped out the 50 state settlement talks. I know that many people are still upset with the fact that she would end up settling with the banks in the end, but hey, so did the New York attorney general, who we all love and adore.
- She joined forces with the Nevada attorney general in a probe.
- She asked that Fannie and Freddie halt foreclosures.
- She went on the record with saying that she does not think the homeowners are gaming the system. However, she did not mention how the banks are trying to get a free house by not being able to identify the correct owner of the debt and potentially committing insurance and taxpayer fraud. The banks are just trying to game the system and get a free house. (Wink)
- Attorney General Kamala D. Harris Joins Legislative Leaders to Unveil California Homeowner Bill of Rights
In other words, it is a good start Madam California Attorney General. (Wink)
However, I have noticed that she has still not publically made any comments about private banks, such as Bank of Lobbying America and One Worst Bank (One West Bank) and other variouis private banks. Why is she not asking them to halt foreclosures? After all, it was all these little private piggy banks that sold these bad loans to Fannie and Freddie in the first place, which would only stand to reason why she should extend the principle rate reduction invitation to them too. Why is she not asking them to halt foreclosures? Unfortunately, until she does, many Californians will still believe that she is working for the private banks.
Listen, I understand the hard position that that the California Attorney General is in. I understand that the state fears that the private banks will not loan California money if they investigate or prosecute them, but are we really going to turn a blind eye to justice because of it? No guts no glory! The simple fact is that Kamala still needs to make a public statement about how Bank of Defrauding America and private banks have sold the same loan multiple times to multiple investors at the same time, while not being able to name the actual correct beneficiary at the time of the fraudclosure. I mean I am sure that Kamala must have read the very same study that we all did in the New York Times, which said that San Francisco officials determined that almost all 400 foreclosures they investigated in California involved either ILLEAGAL VIOLATIONS or SUSPICIOUS DOCUMENTS. With all due respect, I think that the words “ILLEGAL VIOLATIONS” should be enough to at least make some kind of statement and implicate some kind of fraudclosure freeze. This is why Americans around the state should be provided state money to have a securitization and title search done for each and every homeowner that is being fraudclosed on. I think that would be an excellent start on how to spend the settlement money the state agreed on with the banks, don’t you? After all, it is the homeowners who were the victim here and not the state government, which only seems reasonable that they should spend it on something like a title and securitization report with National Mortgage Investigation.
Therefore, the California Attorney General still has a long way to go before Californians are ready to say that she is a hero. However, for my part, I shall continue to show a spirit of optimism, as I both encourage and inspire the California Attorney General to make a public statement that confronts the real issue here, which is not principal rate reductions, but is the fact that banks are fraudulently fraudclosing on a majority of homes without correctly identifying the true owner of the debt. There has simply been a break in the chain of title because there are multiple trusts and multiple beneficiaries existing. Why would Californians negotiate with a bank who is unable to properly identify the owner of the debt?
At any rate, doesn’t Kamala get it? They do not want to give modifications or principal a rate reduction. They want the insruance money because they bought low and want the high market value that the insurance pays out. It is probably the whole reason BofA bought Countrywide Home Loans. Otherwise, why would they move foward with buying a bank that they knew had problems with giving loans to people who could not afford them. It is a potential insurance conspiracy! Wake up!
They are laughing at us Kamala.
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This is why someone should maybe start a petition that states that Californians want the California Attorney General to speak publically on the multiple trust and multiple beneficiary issue, but as a public warning that each homeowner should be getting a title and securitization search done. This is because it is a crime in progress. She seemed to have no problem warning the nation about flyers where there were an alleged 2000 victims, so why should she not warn people of a crime where there are millions of potential victims?
Remember Madam California Attorney General. They might have been too big to fail.
But they are not too big for jail!
So go get em kid!
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Let’s start with reporting Angelo Mazilo and his coherts at Countrywide. (Wink) – click here
Meet and Greet with John Wright in live chat room tonight. 6:30 to 9:30 pm (Pacific)
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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!
My name is John Wright AND I AM FIGHTING BACK!
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February 28th, 2012
I am starting to notice that both the state and federal government are really making an asserted effort to investigate the potential crimes these bankers and banks just might have committed, such as the claims that these banks might have created bad loans to only facilitate an insurance scam in the end. An insurance scam that would ultimately result in the banks fraudulently fraudclosing on homes where it has been reported that there are multiple trusts and multiple beneficiaries existing at the time of the fraudclosure. It is to the point that they cannot accurately identify the correct owner of the debt. Like I have said before, the word “foreclosure” is a word of the past, because the word itself represents a “legal process,” in which there is “nothing legal” about how these banks are fraudulently identifying the beneficiary to just get the insurance money. That is why the term of our day is “fraudclosure” and the word “foreclosure” is a word of the past. This is because they have used things such as MERS and robo-signing to facilitate their insurance scam, basically because they are no longer able to identify the actual owner of the debt. This is because the banks and investors sold the same loan concurrently to multiple investors over and over again in a feeding frenzy.
Investor Feeding Frenzy The Banks Caused: Your paperwork to prove who owns the debt is somewhere in that feeding frenzy.
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Good luck finding it Bank of Destroying The American Dream. (Wink)
This was done because of its insurance value. They were so greedy that they did it to point that they did not keep an accurate history of just who these loans were sold to and bought by. We have MERS to thank for that! This is because they would now have the ability to sell the same loan over and over again to different investors with a copy of the note. It would be equivalent to Californians being able to sell their car several times to several people because they simply had a copy of the pink slip or title to their car, which would be fraudulent. Now some judges argue that the other investors would be trying to foreclose on the property if there were other investors, which is why they tend to think that the homeowner is just trying to game the system. However, this is not so maestro! This is because the other investors were already paid the insurance money. This means they went on their way with their money and did not look back. The question is why the insurance companies do not enforce the foreclosure in all cases? Well, the answer might is because the insurance company waived their right with the banks to make any claims against the homeonwer on the loan. This creates an environment where the bank can now double dip by then fraudclosing on the homeowner and keeping the money.
Now according to my tracker today it appears that federal agencies are just starting to wrap their minds around all this.
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Let’s face it, we are all light years ahead of some federal agents with our understanding of what transpired. I mean even California Attorney General Kamala D. Harris has changed her approach on the matter, because I was reading an article just yesterday where she said that she does not believe that the homeowner is gaming the system in this situation. This is huge! Mainly because you can use the California Attorney General’s words in court to prove to the judge that you are not trying to game the system, but in fact, you are actually trying to report a crime in progress. This is exactly why judges should be granting the TROs in this situation. Right Potentially Dishonorable Judge Chalfant? (Tongue-in-cheeck) The article said: “Kamala D. Harris, the attorney general of California, is adamant that homeowners are not looking to abuse the system.“ I have met with these families,” she said, “and every single one of them wants to pay to stay in their homes.” - click here
In the end it does not really matter what the banks say about you being a deadbeat homeowner. This is because the law specifically states that: U.C.C. provision, U.C.C. §3-305(c): “An obligor is not obliged to pay the instrument if the person seeking enforcement of the instrument does not have rights of a holder in due course and the obligor proves that the instrument is a lost or stolen instrument.” Besides, who cares what a criminal thinks of you! They can call us deadbeats all they want. At least we are not criminals. (Wink)
Why Does Chain of Title Matter?
The chain of title refers to the history of passing of title ownership to real property from the present owner back to the original owner. Chain of title is a complete, accurate, and publicly recorded, history of instruments used to transfer ownership in a piece of property. Chain of title is a homeowners’ ultimate proof of ownership of his/her real property interests. Besides being conclusive proof of ownership, chain of title is the basis for title insurance, mortgage finance, and use of property as collateral for business loans. Moreover, a defective chain of title is unmarketable, meaning that properties with broken chains of title may be un-saleable (or if saleable, defective title may adversely affect the property’s price)
The question is how do you get a title and securitization check done?
The answer is National Mortgage Investigation.
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Which by the way! My birthday is March 26th and I will be 42 years old Yo! So National Mortgage Investigation gave me an early birthday present! They said that all my supporters will only have to pay $999.00 for their $1,999.00 securitization and title report only in the month of March. They have three packages and that is the most expensive one with the all the bells and whistles on it. So make sure you mention my name and my birthday when signing up. Use it or lose it baby! Therefore, If you would like further information please call National Mortgage Investigation today at 877-751-2993 - Advertising disclaimer
Now I would like to talk to you about something very important. My high level Bank of America corporate connection called me early this morning. He actually sits around the table with Brian Moynihan. He said that people are using my blogs corporate phone number and information list to vulgarly abuse and threaten the people on the list to the point that is becoming an epidemic. This is why he requested that I please remove it. Therefore, in the spirit of cooperation, I have removed the Bank of America corporate contact list, in which I have simply replaced it with the following:
The sensitive corporate contact phone numbers that were previously listed on this page have been removed upon the request of Bank of America. Unfortunately, there were too many people abusing the list by using vulgar language and treatment towards the Bank of America employees. I have removed the list completely because my blog only promotes peaceful protest and dialog. Please read disclaimer – click here This is why it is very important that you please treat the people at Bank of America with respect. As I agree with being calm and assertive, I do not agree with using abusive treatment of anyone at Bank of America in a way that would make someone feel physically or emotionally threatened. That is why I will band anyone from my page that Bank of America reports to me that has used abusive treatment towards them of this nature.
Therefore, I have replaced the corporate list with the phone number to Brian Moynihan’s office instead. Please treat them with respect. You can report it to me if they do not treat you with respect. I will use all reasonable and respectful powerful contacts that I have at Bank of America to try and find peaceful resolve for you.
704-386-5687
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Listen, I know that we are all under a lot of stress right now, but it is important that you keep your eyes on the stars and your feet firmly on the ground. I insist that you be a class act at all times.
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Come on! Let’s spread a little love around! Love conquers all!
My name is John Wright AND I BELIEVE IN PEACEFUL PROTEST!
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Respectfully,
John Wright
Piggybankblog.com
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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!
My name is John Wright AND I AM FIGHTING BACK!
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February 27th, 2012
I am in receipt of some very interesting and disturbing documents that I have received anonymously from someone who claims to be an insider with the banks. The anonymous sender is the same person that had sent me the alleged Bank of America training seminar tapes a while back, in which I posted for all of you to review here on Piggybankblog.com. This time the insider claimed to be in possession of emails between the Countrywide Financial Corporation CEO and his lieutenants, in which the insider revealed to me that these emails are public documents that the government had not yet delivered to anyone pursuant to a Freedom of Information Act request, because this insider claims that they believe this is because most people are unaware that they exist to even make the request. This is why they have reached out to me with a request for me to post them here in this forum for all of you to make public.
Dear Mr. Wright:
It is important for your readers and supporters to know that you are in the trenches with the people that are battling these banks and without information like this being made public people they will continue to have their homes stolen from them. The Federal Government isn’t doing anything for them and neither is their State Government, so all they can do is get as much information as possible to defend themselves from these crooks.
The fact that Bank of America and Countrywide have denied the existence of these emails for 4 years, only for them to surface via Federal Criminal Subpoena, shows you the intent that the banks had when they committed these acts. They claimed there was no way they could have known the market was going to collapse(bullshit), yet during the boom of the market in 2005, Mozilo is already warning his lieutenants that the sky is falling. If they had that information why did they not share it with their shareholders, employees, or the public? I can tell you why, they dumped all their shares of stock during the peak of the market and walked away with billions, that’s why. Had they told the homeowners like you that the market was going soft, maybe, just maybe, you would have sold your home at the peak and waited for the market to collapse.
That is exactly what these guys did, they took their billions and now started up PennyMac with Countrywide Executives and Countrywide Money and are now picking up all the cheap real estate they can. They have the inside information and knew where all the shitty loans are since “THEY WROTE THEM”. They are now picking up the shattered pieces of the lives they have destroyed for pennies on the dollar from the very same investors they sold the shitty loans to. Look at who owns PennyMac and you will see that it is the very same group of guys that are having these discussions via email 3 years before the public knew what was coming. These guys waited in the wings, waiting to pounce when the opportunity presented itself. People have a right to know what dirt bags they are dealing with, and the fact that their Government is doing nothing to assist them, makes it even worse.
The Citibank emails and report are available in full view with Freedom of Information Act and so are the other emails I supplied you.
Mr. Wright, Senators and various Government Officials visit your site. Your site is the best compliment that a journalist could ever have.
Ladies and Gentleman of the Jury, it gives me great pleasure to present to you emails that have been reported as being evidence that the general public did not have access to previously. Therefore I submit to you exhibit A – Emails from Angelo Mozilo – that date back to the year 2005. These emails will prove once and for all that the Countrywide executives knew what was going to happen years down the line as result of their potentially irregular, fraudulent, illegal and simply unsafe mortgage practices.
The Court of Public Opinion is now in session.
All rise! The Honorable Judge John Wright has entered the courtroom.
Angelo Mozilo
His name is Angelo Mozilo. He was born 1938 and raised as a butcher’s son in the Bronx of New York. Angelo Mozilo was the chairman of the board and Chief Executive Officer of Countrywide, until July 1, 2008. Countrywide Home Loans was founded in 1969 by Satan (lol) – I mean David S. Loeb and Angelo Mozillo. In the beginning, Countrywide was a pioneer in the nation-wide-bank industry. This is because there was a time that Mozilo was very concerned with the credit quality for the borrowers and quality of the loans. What did Angel Mozilo think of sub-prime loans? Well, Angelo Mozilo had privately described the sub-prime loan mavericks of the 1990s as ‘crooks’. That is why it might be considered more than a self-fulfilling prophecy, after you consider that Mozilo would actually okay the use of sub-prime loans being given by Countrywide in the year 2000. So what does Angelo have to say about himself now? Does that mean he thinks he is a crook? At any rate, I guess Mozilo might have taken the ‘if you can’t beat the crooks join them’ policy. (lol) Anyway, thus, by the early 2000s, Countrywide’s golden boy (He is very tan) had decided that Countrywide would now enter into the subprime era. Angelo Mozilo’s compensation during the United States housing bubble of 2001-2006 would come under scrutiny. His salary, bonuses, options and restricted stocked was said to approach $470 million dollars, but for the record, his compensation also included payment of his annual country club dues at the Sherwood Country Club in Thousand Oaks, California, The Quarry at La Quinta golf club in La Quinta, California and Robert Trent Jones Golf Club in Gainesville. Angelo Mozilo was then investigated by the SEC for dumping 138 million of Countrywide stock between November 2006 and August 2007. These were the years just before the housing market crashed. Wow! Martha Stewart must be really pissed off! She actually went to jail for insider trading! An expert witness for the government calculates that Mozilo pocketed nearly 142 million in unwarranted profits by selling Countrywide stock at prices propped up by his alleged failure to disclose the enormous risks at Countrywide. Countrywide’s Golden Boy, Angelo Mozilo, used to be ranked as one of America’s 30 top most respected CEOs. That is until after the sub-prime meltdown his bank and him played a major role in causing. It is important to mentioin that Angelo Mozilo was then ranked by Condé Nast Portfolio in an article as the “Worst American CEO of All Time”.
Now is it me, or does the “Son of a butcher” from the Brox in New York sound like he might be in the …. nevermind. Either way, I am sure that Angelo Mozilo must be saying what this guy is saying in this youtube after these emails were made public today.
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I am sure I am the only one to think of that. (Wink)
For the record, Angelo Mozilo has not been arrested or served any time for his major role in the collapse of the United States economy while at Countrywide.
Stanford Kurland
His name is Stanford Kurland. Good old Stan’s career began as a Director of internal audit at Countrywide. He started his professional career in 1975 in public accounting and practiced as a CPA for the international accounting firm, Grant Thornton, before he served as the Chief Operating Officer at Countrywide, until his departure in 2006. While at Countrywide, Stanford Kurland was known for developing the strategic direction, risk management activities, financial management, and organizational development of Countrywide Financial Corporation. He was then featured in Huffington Post as the “Creep of the Week,” after it was determined that he benefited tremendously from the collapse of the sub-prime market. Then he was ranked as the “Prick of the Year” at John’s Daily Blog entry on February 27, 2012, because it has been said that Mr. Kurland is still benefiting from the sub-prime market collapse. For example, he is now Chief Executive Operator of the newly formed PennyMac. It has been said that PennyMac buys all those bad loans that Countrywide created, but buy them for pennies on the dollar. It has been said that they hope to lead the homeowner to foreclosure to collect the insurance that was taken out on the loan at top market value, such as this youtube below described about One Worst Bank.
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Many claim that Stan Kurland created PiggyMac (PennyMac) with the help of United States Treasury Secretary Timothy Geithner. Thanks Timmy! Tim looks like a prick too, but maybe more like a weasel now that i think about it. Well, you know what they say, which is that if he talks like a weasel, walks like a weasel, by golly it is Timothy Geithener!
For the record, Stan Kurland has not been arrested or served any time for his major role in the collapse of the United States economy while at Countrywide.
David Sambol
His name is David Sambol. He received a Bachelor’s degree in Business Administration and Accounting from California State University, Northridge in 1982, before he was the President and Chief Operating Office of Countrywide Financial Corporation and Chairman and CEO of Countrywide Home Loans Inc. Sambol started working with Countrywide in 1985 and previously served as CEO of Countrywide’s Capital Markets business. Prior to joining Countrywide in 1985, Mr. Sambol served as a Certified Public Accountant with the accounting firm of Ernst & Whinney. David Sambol was part of the list of people who were widely blamed for helping foment the U.S. housing crisis through free-wheeling lending. He became a target for critics of the mortgage company’s loan practices and executive pay, but Davis Sambol would end up leaving after Bank of America Corp.‘s takeover. Bloomberg reported the following when Sambol was leaving: “Sambol and Countrywide Chief Executive Officer Angelo Mozilo have been under fire since Bank of America agreed in January to buy Countrywide for about $4 billion. Lax lending by their company, the biggest U.S. home lender, has been blamed for contributing to record U.S. foreclosures, and critics including U.S. Senator Charles Schumer had asked Bank of America to reconsider the decision to put Sambol in charge.” Bloomberg article Bye David! It has been a pleasure having you help ruin the American economy for us!
For the record, David Sambol has not been arrested or served any time for his major role in the collapse of the United States economy while at Countrywide.
Eric Sireacki
His name is Eric Sieracki. Eric P. Sieracki joined Countrywide Financial Corp. in 1988 as Senior Vice President of Countrywide Asset Management Corporation. In 1989, after holding a variety of executive positions, Mr. Sieracki was promoted to Executive Vice President, Corporate Finance of Countrywide Financial Corp. He became a Managing Director in 1994 and, in June 2002, and was elected Senior Managing Director, Corporate Finance and Treasurer of Countrywide Financial Corp. Eric Sieracki would feel so unsettled about his situation that he wrote, jokingly, he contends – that he could be a “magnet [for] prosecution.” I bet he is not joking now!
For the record, Eric Sieracki has not been arrested or served any time for his major role in the collapse of the United States economy while Countrywide.
Carlos Garcia
His name is Carlos M. Garcia. He served as an Executive Managing Director for Enterprise Risk Management of Countrywide Financial Corporation. Mr. Garcia also served as Chief Financial Officer of Countrywide Capital Markets Inc. and Chief Executive Officer of Countrywide Insurance Group Inc. He served as an Executive Managing Director of Banking and Insurance and Chief of Banking and Insurance Operations of Countrywide Financial Corporation. He served as Senior Vice President of Countrywide Financial Corp. since 1986, Chief Accounting Officer since 1990 and also served as Managing Director. Since 1990, Mr. Garcia served as Chief Financial Officer and Senior Managing Director of Countrywide Financial Corp. He then joined Countrywide Financial Corp. as Vice President of Finance and Chief Accounting Officer in 1984, was instrumental in guiding Countrywide’s emergence as a technological leader in the mortgage industry. He oversaw all corporate operations, including the e-Business Division, Finance, Administration, Human Resources and Information Technology. Prior to joining Countrywide, Mr. Garcia served as a Technical Reviewer in quality control and as an Audit Manager with the public accounting firm Grant Thornton. He served as Chairman of the Board and Vice Chairman of Treasury Bank, N.A. He served as Vice Chairman of Countrywide Bank. He served as a Member of the Board of Directors of Countrywide Capital Markets Inc. and Countrywide Insurance Group Inc. He graduated Summa Cum Laude with a Bachelor of Science degree in Business and Accounting from California State University, Long Beach. He is a Certified Public Accountant.
For the record, Carlos M. Garcia has not been arrested or served any time for his major role in the collapse of the United States economy while at Countrywide.
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The Court of Public Opinion
It is alleged by this Court that the potential Defendants also willfully and knowingly caused the sinking of the American economy and spirit into the deep and cruel cold bottom of the abyss of American history, as part of a potential insurance conspiracy. In addition, this Court alleges that the potential Defendant’s financial gain solely depended on financial death of millions American homeowners and the American economy, which might be why we see so many of them still making money today off the sub-prime loan meltdown. This Court further alleges that the potential Defendants might have willfully and knowingly delivered their brothers and sisters of the entire earth into a financial and spiritual tribulation because of their greedy actions. These greedy actions might be considered the shot that was heard around the world, after you consider the global repercussions of their actions might have been contributed to the entire world’s economic instability. This Court alleges that the potential Defendants did this all in a way to not to seek the glory riches of the one true God in heaven, but instead, they unfortunately might have sought the glory and riches of man and the God of this earth, which is Greed.
Therefore, Ladies and Gentleman of the Jury, do you find that the potential Defendant’s listed in these emails guilty or not guilty of “intent” after reading the emails? – click here
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In conclusion, this Court respectfully requests that the United States Justice Department investigate these emails with no further delay.
All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!
My name is John Wright AND I AM FIGHTING BACK!
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February 24th, 2012
I hope all of you enjoyed yesterday’s first of a three part series that I will be writing on One Worst Bank. I am sure you appreciated the fact that I actually had taken the time to proof read yesterday’s blog before posting it. This is because I usually never take the time to proof read. Does it show? (lol) I am sure it does. (lol) Sometimes I am so tired that I have double vision when I am typing a blog, in which proof reading does no good with double vision. However, the simple fact is that I do not always have the time to do it. This because I have to answer anywhere between 50-100 emails a day, in which I never proof read those either. Yet, when I have sang out of tune — none of you have stood up and walked out on me. (Wink) I guess the only frusterating thing for me in doing a blog five days out of the week is that my daily blog page collapses once a week too. That is when you all get the the “page moved” on the page where my daily blog used to be. It happens because I am basically the only one on the planet that uses a scrolling blog process. The thing that sucks is that I lose all your comments and tweets every single time I have to create a new page. For the record, my tracker tells me that there have been over 2000 of you that have left a comment. That is just in case you were wondering. However most of my day is spent talking on the phone to homeowners, the secret investigative reporter, and attorneys. It is not as easy as it may look. I mean it is not like I am Mandelman Matters who writes an article every once in a while. I actually write something practically every single day. I do it because when I first started someone said to me: “We need to hear a little something from each day to help us cope. Please write a little something.” So I do it because I never want any of you to feel alone with all this. It is becasue I realize that there are times in our lives that we all need a little help from our friends. (Wink)
It has been nearly two years since I started this blog. It has turned into a phenomenon that I cannot really explain but barely sometimes understand. Yet it all started out with a few simple words that seemed to inspire each and every single one of you.
“My name is John Wright AND I AM FIGHTING BACK!”
We have met before. You just don’t remember.
I’ll see you on Monday kids.
Breaking News: Bank of America Breaks With Fannie Mae
All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!
My name is John Wright AND I AM FIGHTING BACK the 2nd largest bank in the world!
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February 23rd, 2012
Do you recall my February 2nd post, describing the judge who shouted “SIT DOWN!” to a homeowner during a TRO hearing? Well, I finally received the stack of transcripts that immortalize Potentially Dishonorable Judge James Chalfant’s atrocious behavior toward the homeowner who was seeking a TRO based on overwhelming evidence of One West Bank’s improper actions. My pet name for One West is “One Worst Bank” – as the reinvented IndyMac Bank, One West was, in essence, founded by Angelo Mozilo as Countrywide Mortgage Investment. And the apple hasn’t fallen too far from the tree. OWB has also perpetrated foreclosure fraud in the past – click here for details And they certainly did their best to earn the Federal Consent Orders against them from the Office Of The Thrift Supervision, for unsafe and unsound servicing and foreclosure practices – click here.
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Now you know why PennyMac was born.
They are not interested in you having a modification. THEY WANT THE INSURANCE money! They buy the loans for pennies on the dollar. They want the insurance money because it will pay them what the house was worth at the top market value. They bought the loan for its insurance value! That is why I think Bank of Defrauding America bought Countrywide in the first place. Do not believe they bought it to help the economy for one minute. They bought it to help themselves! The best part of this conspiracy is that the very same people running PennyMac are the very same people who ran Countrywide Home Loans Inc. – click here Imagine that! So they created the bad loans and now they are on the other end to collect again from the very same bad loans they sold to investors. They might be planning on living off your dead carcass. It is a potential insurance conspiracy.
In this case, One Worst Bank is apparently pretending they purchased the homeowner’s loan from the FDIC as Receiver for First Federal Bank of California, a failed Federal Savings Bank located in Santa Monica, CA. The pleadings are an interesting read; the incendiary revelations certainly have launched a war between good and evil. OWB maintains they purchased the homeowner’s loan from the FDIC as Receiver, but the paper trail shows that the loan was sold into multiple trusts. Of course, the bank is covering that detail up – however surprising, it looks as though with the help of the FDIC and the United States Secret Service.
Apparently the two-sets-of-books concept is not foreign to IndyMac/OWB: Click here
The pleadings are loaded with evidence; this series of posts will start with the U.S. Secret Service’s role in the story, and the depth of their ineptitude – or collusion. You decide.
United States Secret Service (USSS):
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The Secret Service is sometimes called in to assist on a mortgage fraud investigation given its governmental contacts and investigation procedures. Representatives of the Secret Service have been involved in statewide and regional task forces to crack down on these illegal practices. The Financial Crimes Division (FCD) of the Secret Service plans, reviews, and coordinates criminal investigations involving an array of financial crimes. Contact information for this division of the Secret Service can be found by visiting –http://www.treasury.gov/usss/contact.shtml
Representatives of the Secret Service have been involved in statewide and regional task forces investigating mortgage fraud. My tracker captured the following Google search term input by The Department of Homeland Security (DHS):
The division of DHS that investigates mortgage fraud is The United States Secret Service.
Let’s return to the case at hand for a moment. The evidence shows that the homeowner used National Mortgage Investigation to double-check evidence she already received from another analyst. NMI concluded that her loan was first improperly sold into a Downey Savings & Loan Trust. In March 2007, triggered insurance apparently paid off the tranche (a portion of a mortgage-backed security with its own credit rating) where the loan was located.
In March 2007, the loan characteristics were also changed to a 30-Year Fixed Rate SFR loan and sold to another trust. The 30-Year Fixed Rate SFR characteristic is important because the homeowner did not take out a 30-Year fixed rate loan, she took out an adjustable rate loan with a 40-Year term. How does the contract between the FDIC and OWB detail the loan? If you guessed 30-Year Fixed Rate SFR loan, you’re right. According to the pleadings, neither OWB nor the FDIC will state the asset detail in their contract specifying that the loan is a 30-Year Fixed Rate SFR is incorrect. We can only conclude that is because it is correct – and they just didn’t think they would get caught with two-sets-of-books and instruments created for the same debt.
Upon receiving this information, the homeowner filed a complaint with the Department of Homeland Security, Secret Service Division as well as many other federal agencies. I would too, if I made a Freedom of Information Act Request and received back from the FDIC evidence that they sold a loan, in my name, that I did not execute to OWB.
Now imagine a small desk in the corner of the Secret Service office building. Sitting at that desk is a man who answers a phone that probably rings once a day.
This is how I picture Secret Service Special Agent Kei:
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At any rate, Agent Kei shared an email thread with OWB’s Head of Litigation Jennifer L. Gray, an exchange filed with the court. On January 30, 2012, at 8:43pm, responding to a call from Agent Kei, Ms. Gray emailed him. Agent Kei responded at 8:57am the next morning. Somehow, Agent Kei had conducted a full and satisfactory investigation of the complex securitization issues involved in this complaint – overnight (see below). Ms. Gray and Agent Kei’s exchange makes you wonder whether the DHS is investigating the bank’s sale of multiple trusts – or protecting them from this discovery.
From: Gray, Jennifer.
Sent: Monday, January 30, 2012 8:43PM
To: albert.kei@usss.dhs.gov
Subject: xxoxoxoxox
Dear Mr. Kei,
Thank you for your call today regarding xx xxxxx xxxxxx.
Enclosed please find a copy of the originally executed note and mortgage evidencing a loan that xxx xxx xxxxxx obtained from First Federal Bank of California in 2004, secured by property located at xxxx xxx xxxxx xx xxxxxxxxx xx xx. The Federal Deposit Insurance Corporation (“FDIC”) acquired this loan when it placed First Federal into receivership. In turn, the FDIC sold tills loan, along with the other assets of First Federal, to One West Bank. As part of this transaction, the attached original loan documents were delivered to One West. As evidenced by the fact that we hold the original note and mortgage, One West is the current owner of this loan.
Also, enclosed please find a copy of One West’s most recent letter to xx xxxxxx, which addressed some of the allegations that she appears to have raised with you. I’ve also enclosed a copy of a letter recently sent to xx xxxxxx by the FDIC, in which the FDIC confirms that the xxxxxxx First Federal loan secured by property at xxxx xxx xxxxx xxxxxxxxx xx was sold to One West.
As you know based upon your discussions with xx xxxxxx, this loan is severely delinquent and a foreclosure sale is scheduled for February 2, 2012. A reinstatement quote was recently provided to xx xxxxxx. If we receive the reinstatement amount tomorrow, we will make all efforts to stop the scheduled sale.
I hope that these materials address any questions that you had.
Best regards,
Jennifer
Jennifer L. Gray
FVP, Head of Litigation
One West Bank, FSB
888 East Walnut Street
Pasadena, CA 91101
PH: 626.535.5526
FAX: 866.481.8451
From: ALBERT KEI (LAX) [mailto:Albert.Kei@usss.dhs.gov]
Sent: Tuesday, January 31, 2012 8:57AM
To: Gray, Jennifer
Subject: RE: xxxxxx xxxxxx
Thank you Ms. Gray. Just for your information, I have repeatedly told xxxxxx xxxxxx that I do not see a criminality to her case and the Secret Service currently does not have any intentions of opening a case on One West Bank, but as a Federal Agent, I still must insure that I do my due diligence to any information that we receive. Thank you again and I will be in touch if I have any further questions.
Albert Kei
Special Agent
- United States Secret Service
Los Angeles Field Office
(213) 533-4531 -direct
(213) 434-3794- cell
(213) 533-4728- fax
Piggybankblog called Agent Kei and the Secret Service but they offered no comment.
Now just how did Agent Kei verify that OWB actually had the original documents? Did he somehow break into the bank and dig through the files with a flashlight, sometime between 9:00pm on January 30 and 9:00am on the 31st?
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Or did he just take the bank’s word for it?
Note how Ms. Gray states that OWB is the holder, not the holder-in-due-course. If she dropped the note on her way to her car and somebody picked it up, would they now own the note because they were the holder?
I highly doubt the borrower told Agent Kei she was in default as her pleadings state that she has been paying the mortgage payments into a separate escrow account until this mess is cleaned up. My favorite part is the final wink-wink about doing his due diligence.
In sheer dollars, let alone misery, the fraudclosure crisis is probably the crime of the century, however young the century is. Why have they put the investigation in the hands of Barney Fife from the Andy Griffith show? Because the fix is already in with the banksters?
Does the Piggybankblog Council find One Worst Bank Guilty or Not Guilty?
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Therefore, it gives me great pleasure to announce to you that Piggybankblog.com and myself are announcing that we will be extending our protest to and against One Worst Bank. I am now the voice for all those who have been injured by One West Bank’s potentially irregular, fraudulent, illegal, and simply abusive mortgage practices. Please email me at piggybankblog@earthlink.net if you are a victim of IndyMac, First Federal Bank of California, La Jolla Bank, FSB, and of course OneWest – Worst! – Bank. Please tweet and send the following link to all of your friends. – link
That would suck for One Worst Bank if the homeowner actually ended up being a secret investigative reporter for CNN or something like that. I guess Forrest Gump was right. Life is like a box of chocolates. I guess One Worst Bank and the judge just never know which one their going to get. (Wink)
In closing, I have now taken you out of the matrix. I have now told you why they are not interested in giving you a modification. I feel it is because it is a potential insurance conspiracy.
Now what are you going to do about it?
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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!
My name is John Wright AND I AM FIGHTING BACK!
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John Wright Meet and Greet in live chat room (6:30pm-9:30pm) Pacific time
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February 22nd, 2012
My name is Bond. John Bond.
I planned on posting today my One Worst Bank or One West Bank homeowner story. That is until a bigger story came across my desk yesterday. Someone anonymously had sent me an email with an attachment that they claimed the public had never seen before. It would end up being an attachment of an email correspondence from the former vice president at Citigroup, Richard Bowen. You remember Richard Bowen, right? Richard Bowen was the guy that had tried to warn the CEO and Chairmen of the Board of Citigroup that the loans they were purchasing were crapola (crap) years before the market tanked. Richard Bowen then alleged that they bought them anyway because they were securitized. He then gave testimony before a congressional hearing about it. The emails I received verify this fact. They also verify that Bank of America knew they were buying a house of cards with Countrywide Home Loans Inc. I am guessing that your mouth will be wide open like mine was if you get to read these emails. It will confirm everything that you feared and already thought. I am first seeing if I can get a legal opinion before I post them.
Securitization
This is the process by which an issuer creates a financial instrument by combining other financial assets into a security and then marketing different tiers of the repackaged instruments to investors. The process can encompass any type of financial asset and promotes liquidity in the marketplace.
Investopedia explains Securitization
Mortgage-backed securities are a perfect example of securitization. By combining mortgages into one large pool, the issuer can divide the large pool into smaller pieces on the basis of each individual mortgage’s inherent risk of default and then sell the smaller pieces to investors. The process enables smaller investors to purchase shares in a larger asset pool. Using the mortgage-backed security example, individual retail investors are able to purchase portions of a mortgage as a type of bond. Without the securitization of mortgages, retail investors would not be able to afford to buy into a large pool of mortgages; considering the financial mortgage collapse of 2008.
The toxic loans were sort of like a game of hot potato or musical chairs for the banks. This is because they had to sell the toxic loans before the investors figured out they were toxic and the music stopped playing.
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At least now you know why the greedy banks did not care if they sold a million dollar home to a person that worked at a drive-thru window at Taco Bell. They simply only had to create the loans long enough to securitize and sell them. In the old days nobody would want to invest or buy a bad loan. However, in our day, bad loans seemed to be worth money because they were securitized. It would be called insurance fraud if the banks knew they were creating or buying bad loans, in which there is certainly enough evidence to say they did know. I say “insurance fraud” because that is exactly what they would call it if you and me were doing it. Yet they want to use words like “irresponsible homeowners” and “moral hazard” when describing us? How about describing us as “Victims” of their potentially irregular, fraudulent, abusive, and simply unsafe mortgage practices.
There is only one problem for these big fat insurance scam banks. The problem is that they might have simply lost all the paperwork when they were slicing and dicing up all those loans they bundled up at 10,000 at a time to sell. Now the banks most likely are unable to identify the correct beneficiary at the time of foreclosure. This is because it is highly likely that there might be multiple trusts and multiple beneficiaries existing. That means it is also highly likely that there is a break in the chain of title. They finally have done it to themselves.
60 Minutes featured Richard Bowen’s experiences in a story that focused on why large Wall Street banks have not been prosecuted under the Sarabanes-Oxley law.
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Lanny Breuer, Assistant Attorney General for the Criminal Division of the United States Justice Department – - was interviewed on 60 Minutes not too long ago. Mr. Breuer stated that the reason that there had not been any arrest of major bankers was because it is hard to prove intent. Is he serious?
So stay tuned kids! It is about to get really interesting here at Piggybankblog.com.
My name is Bond! John Bond!
All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!
My name is John Wright AND I AM FIGHTING BACK!
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February 21st, 2012
Did you have a good holiday weekend? I spent my weekend investigating that homeowner’s story that I told you about how the Potentially Dishonorable Judge Chalfant yelled at them to sit down in the courtroom. I am going to tell her story in a three part series over the next few days. Part of her story even deals with the United States Secret Service, in which we will be investigating just how much due diligence President Obama’s Mortgage Fraud Task Force might be actually using when investigating the multiple trust and multiple beneficiaries scandal. Her story will center around One West Bank and the FDIC. My daily blog will also be presenting all of the homeowner evidence that was submitted to The Potentially Dishonorable and Disgruntled Judge Chalfant’s courtroom, while I allow all of you to decide if the defendant is guilty or not guilty of trying to fraudclose on a home that they do not own the debt on. I will also allow you to decide if One West Bank and their lead counsel is willfully and knowingly trying to cover it up. So stay tuned kids – - because I will be presenting to you tomorrow the first of three blogs that I will be writing on this subject.
Have you heard the news about Bank of America’s Home Loans President Barbara Desoer and Chief Executive Officer Brian Moynihan? Apparently, Barbara Desoer has been DEMOTED TWICE in SIX WEEKS last fall. She has now announced that she will retire. She told a newspaper “I have given it my all.” – article here Sorry Barb, but your “All” was not good enough. (Wink) Also, Bank of America Corp. has cut off Chief Executive Officer Brian Moynihan’s compensation for 2011. They are granting him no cash bonus and freezing his salary. Ouch! This is because Bank of Defrauding America, who was the largest lender before Moynihan, plunged 58 percent in New York trading last year as Brian Moynihan sold $33 billion in assets and announced 30,000 job cuts amid stagnant revenue and rising costs from defective mortgages. – article here
Some now theorize that Brian Moynihan might be on his way out with Barbara Desoer.
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I am getting my new piggy nose ready for the next CEO!
Goodbye Barbara Deseor and maybe Brian Moynihan. Thank you for playing your part in causing the worst economic disaster the United States of America might have seen since the great depression.
Another One Bites The Dust
- “How do you think I’m going to get along,
- Without you, when you’re gone.
- You took me for everything that I had,
- And kicked me out on my own.”
Well looky here! They are on their way out but I am still here!
All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!
My name is John Wright AND I AM FIGHTING BACK!
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February 17th, 2012
Wow! Over 750 of you read my daily blog yesterday. It seems that all of you are interested in the Attorney Erikson Davis protest, in which I am guessing that it is because he is affiliated with Mitchell J. Stein. It is true that Mitchell J. Stein is a controversial figure. This is because not everyone sues the California Attorney General and the federal government. Speaking of which, I have heard that Mitchell J. Stein’s trial for the Heart Tronic’s scandal is on March 5th, 2012 (Unconfirmed). This is because Assistant Attorney General Lanny A. Breuer of the Justice Department’s Criminal Division charged Mitchell J. Stein with one count of conspiracy to commit mail fraud and wire fraud, three counts of mail fraud, three counts of wire fraud, three counts of securities fraud, three counts of money laundering and one count of conspiracy to obstruct justice. If convicted, Mitchell J. Stein faces up to 20 years in prison on each count of mail fraud, wire fraud, securities fraud, and conspiracy to commit mail and wire fraud, as well as up to 10 years in prison on each count of money laundering and up to five years in prison on the conspiracy to obstruct justice count. However, some have theorized that he will probably get more like 12-14 years if he is found guilty. Please be advised that Mitchell J. Stein is considered innocent until proven guilty by a court of law. We wish you luck Mitchell.
(Stuart Price picture on left) The other day I was talking to Attorney Deron Colby. Mr. Colby has informed me that he and Stuart Price (BofA attorney on the Wright et al vs. BofA lawsuit) have been having a respectable dialog. However, Mr. Colby shared with me that he had concerns that Mr. Price might think that he endorses or is behind the things that I write here on my blog. Therefore, for the record, there is absolutely no attorney or law firm that has control over what I write or do here on my blog. I am not a blog for hire for law firms or attorneys. There has never been any discussion or agreement that I would write a blog in favor of or not in favor of any attorney. There has never been a discussion of me writing blogs for an attorney if they represent me for free. I have never been in receipt of money to write a blog for any attorney. Now that does not mean that there are not attorneys or law firms that might see a benefit in representing a high profile blogger, however, I cannot speak for why they would represent me. That is other than the fact that it might be well known that I protect my attorneys from any unethical publicity. But I don’t know why they choose to represent me. However, I can speak for why Mitchell J. Stein did though. For example, Mitchell J. Stein was asked by Martin Andelman from Mandelman Matters: “Why do you represent John Wright in everything?” Mr. Stein answered with: “Because John Wright rocks! I will represent him in anything because he is the leading protester in this fight.” Nevertheless, Mr. Stein shared with me that it was because he talked with some of my supporters who I have helped. He said that one of them told him: “John Wright talked me into taking a gun out of my mouth. I would not be here if it was not for him.” Mitchell J. Stein asked me if I remembered which one that was. I answered with: “No I don’t. Which one? I have talked to a few since I have been doing this.” This is why Mitchell J. Stein said that he would always represent me pro bono.
At any rate, Attorney Deron Colby told me that Mr. Price has been treating him with nothing but respect. Therefore, in the spirit of cooperation with respectable dialog between Mr. Colby and Mr. Price, I have decided to end my protest against Attorney Stuart Price. This means that I will no longer be referring to him as “Stuttering Stuart” from this point forward on my blog. I will be spending the weekend removing from any page where it references the name “Stuttering Stuart” in my blog. – Thank you Mr. Price for always being a good sport.
It looks like I am making a change Yo!
Besides, I have a new attorney to play with here on my blog. (Wink)
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It looks like Attorney Deron Colby is a class act compared to Attorney Erikson Davis.
Have a good holiday weekend!
Breaking News: Lehman Brothers Subpenas Treasury Secretary Geithner
Breaking News: 50 state preliminary settlement outline
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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!
My name is John Wright AND I AM FIGHTING BACK!
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I need your help.
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February 16th, 2012
The Honorable Judge William Highberger presided over the Legaspi vs. Spivak hearing yesterday in a Los Angeles Superior Court. The Legaspi vs. Spivak lawsuit was the one that Stein brought against Attorney Kenin Spivak and Brookstone Law. The complaint alleges that Kenin Spivak and Brookstone Law were in a conspiracy, while Mitchell J. Stein claims that Kenin Spivak, Edwin Lasman, Theodore Maloney, SML LLP., Brookstone Law, and Vito Torchia and Damian Kutzner of Brookstone Law were – - knowingly, willfully and intentionally “duping” all the plaintiffs that are listed in the Legaspi vs. Spivak complaint. The complaint further claimed that the Defendants were falsely advertising that Mitchell J. Stein would be the plaintiffs’ attorney while they were at Brookstone Law. It alleges that the Defendants were engaging in false advertising to adversely impact the rights of millions of home owners across the country. The complaint goes on to say that the Defendants collected and illegally split the proceeds of over ten million dollars. Now here is the best part! Mitchell J. Stein is suing all the defendant’s in the Legaspi vs. Spivak lawsuit for ONE BILLION DOLLARS! Erikson Davis is Mitchell J. Stein’s attorney. (lol) Erikson reminds me of a poodle from hell - click here
However, Erikson Davis’ lawsuit might have been slaughtered yesterday in Judge Highberger’s courtroom. This is because the first four plaintiffs listed in the Legaspi vs. Spivak lawsuit had apparently defected in a mass exodus back to Brookstone Law. This is because they were not too happy to find out that they still would not end up with Mitchell J. Stein as their attorney, but instead, much to their disappointment, they would end up with Attorney Erikson Davis . I know how they feel! Plaintiff (Name Redacted), Nancy Frost, Jacklyn Sylvestre, and believe it or not, the lead plaintiff himself, Todd Legaspi claimed that they did not know that Attorney Erikson Davis had entered them into the Legaspi lawsuit. How would you like it if one day you woke up to find out that you are the lead plaintiff in a one billion dollar lawsuit that you did not even know you were in? Judge Highberger responded with the following comment: “Perhaps the most shocking take-away is that defendants have submitted declarations showing at least four of the named plaintiffs (Todd Legaspi, (Name Redacted), Jaclyn Sylvestre and John Wright) never authorized the filing of this suit on their behalf. (It is also notable that plaintiff Frost’s case was recently dismissed on the request of plaintiff’s counsel concurrent with the filing of dismissals for Legaspi, Lawley and Sylestre.) The judge further stated: “The complaint that this motion challenged is one of the most addled pieces of legal drafting this Court has ever seen in 40 years of legal practice and judicial service,”
So it appears that you have another critic Attorney Erikson Davis. (Smirk) This is because, once translated, I think the Honorable Judge Highberger was saying that your lawsuit sucked. – click here At any rate, it looks like Erikson Davis got his ass handed to him by Brookstone Law and SML LLP. , because the Honorable Judge Highberger simply might be implying that Attorney Erikson Davis’ credibility is in question. It might also add to my allegation that his credibility was in question in regards to his reasons for withdrawing from my American Honda Financial Corporation lawsuit. That is why I am so very pleased that Erikson Davis referred the judge to my blog in his motion to withdraw as my counsel, because now the judge can take look at evicence that I might not have been able to submit to the court. That is why his name would sound better to me if it were duh duh Erikson Davis. What a dumb move.
Brookstone Law Joinder in this motion said: “The Complaint’s narcissistic damages theory irreparably fails to alleged cause-in-fact or proximate cause.”
This is why many theorize that the Legaspi vs. Spivak lawsuit will most likely be dismissed, while it appears that the Legaspi vs. Spivak lawsuit could be compared to the moment the lights went out before the Titanic sank.
Now Attorney Erikson Davis might be yelling out: “ICEBERG RIGHT AHEAD!”
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All eyes are on Attorney Erikson Davis.
Legaspi Tentative Ruling: click here
Welcome home (Name Redacted), Nancy Frost, Jacklyn Sylvestre, and Todd Legaspi.
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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!
My name is John Wright AND I AM FIGHTING BACK!
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February 15th, 2012
Attorney Erikson Davis made good on his threat of filing a motion to withdraw as counsel on my American Honda Financial lawsuit. On February 14th, 2012, Mr. Davis filed a motion to withdraw, while he alleges in his declaration that he decided to withdraw because: “There has been a total breakdown of the attorney-client relationship that John Wright, chief executive of Plaintiff XXX Inc., refuses to communicate meaningfully with me in association with this litigation. Mr. Wright has further been posting threats and accusation against me on his blog, which he claims has a wide readership. (I can provide samples of such postings if the court so instructs me.) Thus, I am not able to effectively represent this client any longer in this litigation. “ For the record, I categorically deny any and all allegations set forth in Mr. Davis’ declaration. I also did not know that Mr. Davis was my attorney, until he sent me a threat to withdraw from my lawsuit. 
Therefore, how was I supposed to have “meaningful” communication with him, if I never was advised that he was my attorney? Neither did I say to Mr. Davis that I had a “wide readership.” Maybe Mr. Stein was right when he said that Davis lies all the time. (Wink) At any rate, Erikson Davis will not send me the retainer agreement. Why? Is it because he is not my attorney? Either way, I am happy that he has invited the judge to come see what he might be all about. It actually works for me. (Smirk)
Attorney Erikson Davis was previously an attorney with Mitchell J. Stein & Associations, until the California Attorney General raided the law offices of Mitchell J. Stein for allegedly being involved in an unethical mailer scheme. The California State Bar Association then turned around and made Mitchell J. Stein’s status inactive, in which many people now theorize that Erikson Davis and Mitchell J. Stein are one in the same person. This is because they alleged that Mitchell J. Stein is still running a law firm with the use of Attorney Erikson Davis. In other words, it has been alleged that Attorney Erikson Davis is nothing other than a puppet of Mitchell J. Stein’s.
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Email to John From Pete Morgera 02/15/12:
Mr. Wright…I have no idea about any FACTUAL mailer scheme from Mitch Stein…I personally was referred to his lawsuit by a Senator’s office that was taking calls about Fraud in the Banking industry.. Also for the record, I have never been asked for one single dime from Mitch…Not that you necessarily care…but again, the media and Attorney General’s office said he charged us all $5,000.00 retainer (not true in my case.), and he got us on board from a mailer (also not true in my case). In fact, I have never even seen a copy of this “so-called” mailer that they are talking about. You think if everybody got one it would be all over their website for an example.
Take it and do with it as you will…I read your blog everyday…when its all said and done…The banks are going to take heat…they will fight, try and settle…but this viral social networking information age world we live in nowadays is something they cannot control…Your blog is just one of many that are exposing these no good b##T###s for what they are.
Keep up the overall good work…!!!
Pete Morgera
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Email from “unknown” dated 02/15/12
Your giving these scum bags way too much press. They have always been all pr with no substance…
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California Business and Professions Code Sections 6126
- (a) In addition to any criminal penalties pursuant to Section 6126 or to any contempt proceedings pursuant to Section 6127, the courts of the state shall have the jurisdiction provided in this section when a person advertises or holds himself or herself out as practicing or entitled to practice law, or otherwise practices law, without being an active member of the State Bar or otherwise authorized pursuant to statute or court rule to practice law in this state at the time of doing so.
California Business and Professions Code Sections 6127
The following acts or omissions in respect to the practice of law are contempts of the authority of the courts:
- (a) Assuming to be an officer or attorney of a court and acting as such, without authority.
- (b) Advertising or holding oneself out as practicing or as entitled to practice law or otherwise practicing law in any court, without being an active member of the State Bar Proceedings to adjudge a person in contempt of court under this section are to be taken in accordance with the provisions of Title V of Part III of the Code of Civil Procedure.
The question is if Attorney Erikson Davis is taking orders from Mitchell J. Stein. The answer might be in an email that Attorney Erikson Davis sent to Mitchell J. Stein on February 7th, 2012, where Erikson Davis makes reference to the threat the emal he forwarded to Mitchell J. Stein.
Email from Erikson Davis to Mitchell J. Stein:
On Tue, Feb 7, 2012 at 10:23 PM, erik davis erikdavis@att.net wrote:
“Now he’s gone from uncooperative to downright combative… The threat was your idea so now what do I do?”
Why is Attorney Erikson Davis asking Mitchell J. Stein what to do? Is it because Erikson Davis is taking orders from Mitchell J. Stein? I don’t know, but I do know that Attorney Eriskon Davis might not be credible in his declaration about me, after you consider that Mitchell J. Stein himself has stated that Erikson Davis likes to “make up stories all the time about Mitchell J. Stein that are not true.”
Email from Mitchell J. Stein on 02/07/12:
John again you are reading the emails of others. I have no time to talk to Eric let alone get him to threaten you. He likes to make up stories with me that are not true. The prior email from him (on another topic) asked why I haven’t spoken to him for a week.
I told Erik the truth: John Wright wants out so make it easy for him. The fact that he handled it his way is a fact that I have nothing to do with.
Is it possible that Attorney Erikson Davis is “making up stories” in his declaration to withdraw from my case on February 14th, 2012? For example, notice that Erikson Davis does not mention in his declaration on February 14th, 2012, any of the previous reasons for withdraw that he stated existed in his email that he sent me on February 7th, 2012.
Email sent to John Wright from Erikson Davis dated 02/07/12:
“IF YOU DO NOT COOPERATE BY SECURING NEW COUNSEL AND SENDING BACK THE ENCLOSED FORM WITH THE NECESSARY NAME AND SIGNATURES, WE WILL BE FORCED TO FILE A MOTION TO WITHDRAW AS YOUR COUNSEL, AS WHICH TIME WE WILL HAVE TO SUBMIT THE SUPPORTING FACTS AND CIRCUMSTANCES OF OUR WITHDRAWAL, WHICH WILL THEN BE AVAILABLE FOR THE PUBLIC TO READ AND DISSEMINATE AS THEY WISH. I AM SURE YOU DO NOT WANT THIS.”
NOTICE IT WAS IN ALL CAPS!
Psycho Poodle from hell: Click here
Instead, Mr. Davis makes reference to my blog entries, which actually came after the threat he gave me on February 7th, 2012.
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Therefore, I stand ready to pursue any and all legal remedies afforded to me by the law, which may include me reporting Attorney Erikson Davis to the California State Bar Association. I will also be considering filing a massive lawsuit against Attorney Erikson Davis, because Erikson Davis might have acted on his threat to do damage to my reputation as a high profile blogger, while his precipitous actions might have also resulted in seriously doing damage to my lawsuit with American Honda Financial Corporation. I am now willing to testify in any proceedings that are brought against Attorney Erikson Davis by the California State Bar Association and the California Attorney General. Therefore, the above agencies may contact me at piggybankblog@earthlink.net, if they are interested in my testimony.
In conclusion, it was reported to me that Attorney Erikson Davis started crying one time because he was over whelmed with his case load. (Unconfirmed) Maybe my “Start Me Up” theme song was appropriate, after you consider that the song said: “You make a grown man cry.” – click here
Well cry me a river Mr. Davis.
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To think that this could have been all resolved with a simple withdraw of his threat and an apology. Tsk, Tsk, Tsk.
All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!
My name is John Wright AND I AM FIGHTING BACK!
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February 14th, 2012
Many people are talking about the 50 state mortgage fraud settlement with the banks. It seems that nobody really trusts that the attorney’s general will really hold the banks accountable, while many Americans remain completely suspicious about the deal. In essence, the agreement releases the banks from liability of certain abuses of the foreclosure process, while in exchange the banks have agreed to provide homeowners and state and federal governments at least 25 billion dollars in cash and credit over the next three years. The banks also agreed to clean up their service practices. About 20 billion of that 25 billion dollar settlement is going to be in the form of principal reductions. Many question if this settlement really helps the victims, after you consider the banks only have to pay about $2,000 per loan, which is not even one mortgage payment in my situation. In other words, big whoopi do! In retrospect, it means the banks can not take a persons house for only $2000. The banks now probably think that all they have to do is pay $2,000 per loan to not have to consider if they are fraudulently fraudclosing on homeowners, which is a small price to pay to escape being held accountable. There were several democrat attorney’s general who signed onto the deal. This is despite initial concerns that the banks were given too much immunity. The only hold out was (Rep) Oklahoma Attorney General 
Scott Pruitt. President Obama called it the largest joint state settlement in our nation’s history, but the tobacco settlement was 350 billion dollars, which brings to question if the 25 billion dollar settlement is enough. Delaware Attorney General Beau Biden responds – click here So Delaware Attorney General Beau Biden agrees that there is much more that has to be done.
Well it looks like Attorney Erikson Davis is going to be my Valentine today. This is because Attorney Erikson Davis has still not withdrawn his threat or issued an apology to me. This is why I will continue to defend myself against his abusive threat, until Attorney Erikson Davis withdraws his threat to me in writing, which was the same forum that he used to issue the threat in the first place. The only response that I received from Erikson Davis was one that said: “We are not here to point fingers, only to effect a substitution. Please let me know when I can expect to get your signed form back.” Apparently, Erikson Davis seems a little out of touch with his own threat, because his threat was doing nothing but pointing fingers. That is why I pointed a finger right back to him, but I assure you that it was not my index finger that I was pointing at him, because I have never reacted well to any bully that threatens me. It seems that Mr. Davis’ office is in the business of threating his clients, after you read the following abusive response that Piggybankblog Personality Darrell Neilander received from his office when he asked for a refund.
Darrell,
I have forwarded your emails to management and spoken to them at length about these emails. Below is what the senior partners conveyed to me.
- With regard to accusing you of wrongdoing or being dishonest, the Firm reserves all rights and remedies under the law.
- The Firm will not be adding your name to the lawsuit in New York when we re-file it.
- In the event you are a named plaintiff on any other lawsuit that the Firm was representing you in, you will be dismissed from them without prejudice.
- The Firm’s representation of you is hereby terminated at your request.
- The Firm will not be refunding the $1,000.00 partial retainer you paid. If you have any questions about this, please re-read the retention agreement, particularly the section that says the retainer is non-refundable and fully earned. You signed a contract for the Firm to represent you, which the Firm has vigorously done thus far. This contract has legal ramifications. If it is part of the Firm’s legal strategy to dismiss a case so it can be re-filed, that is the Firm’s right. This right is stated very clearly in the retention agreement. I suggest you carefully re-read the retainer agreement.
At this point, I will consider this matter closed.
Again, please govern yourself accordingly. There are always consequences to actions. Known and unknown.
Toby Butterworth
For the Firm
Please contact John Wright at piggybankblog@earthlink.net if you have received a threat.
Well, look at the bright side Darrell. At least Toby answers your email, because he never answers any of mine or the others. I guess we have to ask for a refund to get an answer. But wow! What an asshole! See Dick drink! See Dick Drive! Don’t be a dick! What the hell does “Known” and “Unknown” mean? Apparently, Attorney Erikson Davis’ office is beginning to sound like something out the movie The Firm with Tom Cruise. The movie The Firm is about a character named Mitch McDeere, who is a young man with a promising future in Law. About to sit his Bar exam, he is approached by ‘The Firm’ and made an offer he doesn’t refuse. Seduced by the money and gifts showered on him, he is totally oblivious to the more sinister side of his company. Then, two Associates are murdered. The FBI contact him, asking him for information and suddenly his life is ruined. He has a choice – work with the FBI, or stay with the Firm. That is why we have to wonder if Erikson is Tom Cruise in the move The Firm.
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Well looky here Mr. Davis! I am pointing a finger at you! Do you know what it is? It is an asshole detector and it is working! Click here
All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!
My name is John Wright AND I AM FIGHTING BACK!
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February 13th, 2012
I have still not received a response from Attorney Erikson Davis, but in regards to my request that he retract his threat, and spell out specifically his reason for wanting me to sign the attorney substitution form. I am also in receipt of an email correspondence from Mitchell J. Stein, who stated that he was not behind the Erikson Davis threat, while representing that Erikson Davis is lying. This would imply that Erikson Davis might have had a wild hair up his ass the day that he decided to send me that threat letter, but ultimately, it means that he must also have a lot of balls to have threatened me, because I am not going to tolerate it. The question is why did he send it? I think it is because he might have received notice that I corrected the mistakes in a declaration I gave to him a while back. You see, Erikson Davis had approached me for a declaration, after the State Bar Association had removed Mitchell J. Stein as my counsel in the Bank of America lawsuit. I was happy to testify that I wanted Mitchell J. Stein to still be my attorney. Unfortunately, it appears that there might have been a bait and switch with my declaration though, because Erikson Davis apparently would end up using my declaration in the Lagaspi vs. Spivak lawsuit. The declaration itself was conveniently typed up ahead of time, before it was read to me over the phone somewhere around midnight. Now having a declaration prepared by a law firm might not be all that unusual, however, him not fixing the inaccuracies that I pointed out in the declaration is unusual. This is why I take issue with Attorney Erikson Davis, 
because I mentioned that there were several inaccuracies in it to him. For example, it claimed that Brookstone Law Firm had not dismissed my lawsuit, after I requested them to, in which the fact was that I had never requested that Brookstone Law Firm dismiss my lawsuit before that point. There was another part of it where it claimed that I said that Damian Kutzner at Brookstone said that he was close friends with the California State Bar Association investigator, in which the fact was that Damian Kutzner never said to me that he was close friends with anyone at the California State Bar Association. I was told not to worry about it, because it would be corrected in the version that would be sent to me to sign. That is why I would end up signing it when it was sent to me, basically because I was under the impression that it was the corrected version. I should have read it, but After all, I was half asleep at midnight, in which I did not bother to read it again because I trusted that it had been corrected. It would not be until some days later that I would find out that it was not the corrected version. I would also find out that it was used Legaspi vs. Spivak lawsuit. At that time, I had thought that the Lagaspi lawsuit was a lawsuit filed against Bank of America in New York, but had no idea that it was the Lagaspi vs. Spivak lawsuit. That is why I felt that it was potentially a bait and switch tactic, which might have been used by Erikson Davis to get the main plaintiff in the Wright et al vs. Bank of America lawsuit to say things against Brookstone Law Firm. I resented this because I SPECIFICALLY TOLD BOTH SIDES THAT I DID NOT WANT TO BE INVOLVED. I had strategically positioned myself to have both Brookstone Law Firm and Mitchell J. Stein & Associates represent me in my lawsuit, but against the most potentially corrupt bank that this planet has ever seen. I am talking about a bank that might be fraudclosing on homes where the beneficiary might have been fraudulently and incorrectly identified, but also where there might be multiple trusts and mulitiple beneficiaries existing at the time of the fraudclosure. Basically a potential crime in progress. (I had just had to fit that in somewhere Kamala. (Wink) At any rate, I totally resented that Erikson Davis had maybe tricked me into being involved in a lawsuit that had nothing to do with saving mine or your homes, but ultimately, might have put my relationship in jeopardy with Brookstone Law Firm. Like I have said before, I do not like someone touching my privates without asking, in which I did not like the fact that this might have been misrepresented to me. So I admitted to those at Brookstone Law Firm that there were inaccuracies in it, while I shared with them that I was horrified that the incorrect version was submitted and used in the Legaspi vs. Spivak lawsuit. Now I was in a very uncomfortable position, because if I did not correct it, I feared that I would lose Brookstone Law Firms respect of me, but more importantly, I would lose respect for myself. At the same time, I feared that Mitchell J. Stein and Erikson Davis would be angry with me if I did correct it. This is because I feared they might not represent me in my Honda lawsuit. That is why I think Erikson Davis sent me a threatening letter on February 7th, 2012, because maybe I would not lie in my declaration, such as maybe he might be requiring me to do, since he did not correct it when I told him. Nevertheless, I offered to give Brookstone Law Firm a declaration to fix it, until I started freaking out that it was going to piss off Erikson Davis and Mitchell J. Stein, so I withdrew my offer to fix it. I sent Brookstone an email that said that I stood behind my first declaration, and I then ordered them to not pressure me anymore. This was even though they were not pressuring me at all. This was the first time that I had been in this kind of situation. The problem was that I started feeling guilty for not agreeing to fix it, so I admitted to someone else there at Brookstone Law Firm that I just said that to Vito to make it go away. This resulted in me offering to correct it again, but because I also realized that I had an obligation to correct it for the court. The simple fact was that I am not a liar. For the record, I would not have had to correct it if Erikson Davis had corrected it in the first place, such as I had told him to do. The question was if I was going to be punished by Erikson Davis for telling the truth? The answer might be in his “dear John” letter dated February 7th, 2012.
Dear John:
For reasons that you already know and have discussed with Mr. Stein, we can no longer represent you in the above-referenced litigation.
One of the many problems is that you refused to cooperate in the discovery process, i.e., you would not provide documents and information in response to valid discovery requests propounded by American Honda regarding your monetary losses suffered. (Please note that another set of responses is due on 2/17/12. The discovery requests are enclosed. Please be sure to retain counsel for XXX, Inc. immediately so that he can either provide the responses in a timely fashion, or negotiate with opposing counsel to obtain more time for doing so.)
Enclosed is a Substitution of Attorney form that we need you fill out in order for us to withdraw from your case. Simply sign your name where indicated, then have your new attorney print and sign his name as well. As you can see, I have already signed the form to show my good faith. Note: John Wright says he did not sign it.
IF YOU DO NOT COOPERATE BY SECURING NEW COUNSEL AND SENDING BACK THE ENCLOSED FORM WITH THE NECESSARY NAME AND SIGNATURES, WE WILL BE FORCED TO FILE A MOTION TO WITHDRAW AS YOUR COUNSEL, AS WHICH TIME WE WILL HAVE TO SUBMIT THE SUPPORTING FACTS AND CIRCUMSTANCES OF OUR WITHDRAWAL, WHICH WILL THEN BE AVAILABLE FOR THE PUBLIC TO READ AND DISSEMINATE AS THEY WISH. I AM SURE YOU DO NOT WANT THIS.
Thank you for your attention to this matter.
Sincerely,
Erikson M. Davis
I sent an email right away categorically denying all the allegations, because NONE OF IT WAS TRUE! For the record, I have the emails to prove that none of it is true, in which I am unable to post them right now, because there might be litigation brought against Mr. Davis in the future concerning this matter. The interesting thing was that I did not even know that Erikson Davis was my attorney for the Honda lawsuit, because I was told that it was first Mitchell J. Stein. Then I was told that some other attorney named Robert — or something like that. Robert only talked to me on the phone one time. That is when he stated that Honda had asked for discovery items, in which Robert followed up with an email with the list of discovery. However, Mitchell J. Stein told me to wait until he talked to him before I gave it to him. This was why there was a delay. So I informed Robert Beger by email of this fact. Unfortunatley, I never heard from Rober Berger again. He actually ignored all my emails and phone messages that I left. By the way, have any of you experienced that with Erikson Davis’ office? I bet you have! This is because I receive all your email complaints that you sent here to me at piggybankblog.com. I now welcome any threat letters that you have received from his office too, which might list both the “known” and “unknown” consequence if you do not comply. Please send them to piggybankblog@earthlink.net
Some months later I asked Mitchell J. Stein to remove me from any and all lawsuits that he might be representing me in. This is because I did not want to be affiliated with him anymore, after I had received all of your complaints by email about Erikson Davis’ office that had threatened some of you too. Some of you had also claimed to be a victim of threats. That is why I was willing to sign Erikson Davis’ substitution form, until I got to the part where he now threatened me. Big mistake Mr. Davis! This is because I do not and will not show a spirit of cooperation with anyone who threatens me in that manner. I think that Erikson Davis is nothing other than a bully, and guess what? I stand up to bullies! Mr. Erikson Davis might forget that I am not a little housewife, with curlers in my hair, standing on a chair, but because I am afraid of a little mouse with a big mouth. I just step on it. (Wink) That is why I fired back with “DON’T YOU EVER THREATEN ME AGAIN!” I then followed up with the following email to the mouse. This is because I like to play with my food before I eat it.
“Erik, I have thought long and hard about your threat. I don’t know about you, but I don’t like to be threatened. In fact, I kind of have zero tolerance for it. Therefore, I accept your challenge of going ahead and filing your motion, while you “submit the supporting facts and circumstances of your withdrawal, which will then be available for the public to read and disseminate as they wish.” However, it should be noted that my response to such hostile unsubstantiated claims will also be public, in which you should know that I stand ready to pursue any and all legal remedies afforded to me by the law. So though I appreciate your potential threat to try and maybe character assassinate me on clearly unsubstantiated claims, I think you should know that I would respond. I would also hold you personally responsible counselor. Do I make myself clear? Nevertheless, it has never been my intention to be a part of any war with you or Mitchell J. Stein or Brookstone. I have actually gone on the record with both Mitchell J. Stein and Brookstone with this fact. Thus far, I have done a very good job in not being involved in any war. However, it should not suggest that I cannot defend myself if somebody chooses to start a war with me, such as your threat clearly seems to suggest you might be interested in doing. I assure you that I have gone to extraordinary lengths to make sure that I am protected by any potential abuses from any law firm that threatens me. It would be a horrible mistake to miscalculate that fact Counselor.
Withdraw your threat Counselor.
Respectfully,
John Wright
That is when I received an email from Mitchell J. Stein. He was asking me to sign Erikson Davis’ request to withdraw him from being my attorney, in which I noticed that Erikson Davis has shared my attorney client privilege information with Mitchell J. Stein. Doh! Ooooops! I could see that Stein’s email to me had my response that I had sent to Erikson Davis attached to it, in which there was a part where Erikson Davis commented right above it with: “Now he’s gone from uncooperative to downright combative… The threat was your idea so now what do I do?” Wow! He actually sounded surprised. (lol) Well, I came un-fucking “super glued” at this point, because I was not about to support Mitchell J. Stein, if he was part of any threat that was sent to me. Clearly, Attorney Erikson Davis seemed to admit that it was indeed a threat in his
email to Mr. Stein too. Unfortunately for Erikson Davis, I do not see a faded line between a threat and a bluff, because if Moscow sends an email to Washington D.C., saying that they are going to bomb New York, I venture to think that Washington D.C. might launch Stealth Bombers heading for Moscow.
Therefore, I called Brookstone Law Firm immediately to protect me form this obvious simulated and calculated attack on me. I then forwarded the email to Brookstone Law Firm, where Erikson Davis admitted that it was indeed a threat, but only to be followed up by me removing blog pages that might be considered in support of Mitchell J. Stein. This is because I was not about to support a guy that had just given someone the idea that it is was okay to threaten me. I simply shot from hip because I am straight shooter baby and I don’t mean maybe. I then gave Brookstone Law Firm permission to use the email in my defense. I had never sent a Mitchell J. Stein email to Brookstone Law Firm before that threat. That is with the exception of wanting to get a response from Brookstone Law Firm for an article I was writing one time. However, I concluded that with friends like this I did not need enemies. Nevertheless, I was absolutely heartbroken that my friend might have betrayed me. I simply had no other choice but to defend myself.
Now I was really sad, because Mitchell J. Stein helped me during a time where nobody else did, which is why I was confused why he would now order someone to threaten me. He had helped me get my cars back from American Honda Financial, and he did totally unconditionally for me, while not asking me for anything in return. I mean he never asked me to write blogs for him. I wanted to write them . I also believed what I was writing. The simple fact is that I don’t know what I would have done without his help at that time, which is why I gave him support when he was raided. I could not publically support him with the Heart Tronic’s issue though, because I did not know enough about it, in which I was not going to support him in something I know nothing about. Now it does not mean that I hope he goes to jail for it though. I want him to be innocent because he was someone who helped me during a time nobody else would. I would never conceal a crime for Mitchell J. Stein though, but if it did come back that he was guilty, I would actually visit him in jail because he helped me when I was down. That is because I will hate the sin but I will not hate the sinner . Now I know that many people here might have a problem with me doing that, but I am not going to abandon someone who helped me now that he is down and needs help. What kind of person would I be if I did that? I will always remember what the man did for me and not what he did not do for me. I will be appreciative at all times. This is even if he is found guilty. The simple fact is that the Father lets it rain on the good and the bad. And so do I. That is why I will spare my friend Mitchell J. Stein, even though I will not spare my enemy who dared to threaten me. Unfortunately, I am not willing to show my support on my blog while Attorney Erikson Davis is representing him. It is a conflict of interest for me because he potentially threatend to do harm to me and my cause.
Therefore, I have no other choice but to eliminate that threat, as it is my intention to pursue any and all legal remedies afforded to me by the law, because Erikson Davis has not apologized or retracted his threat to me. Unfortunately, this may include bringing a lawsuit against Attorney Erikson Davis for his precipitous actions that lead up to this threat.
I will simply show him the same mercy he showed me.
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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!
My name is John Wright AND I AM FIGHTING BACK!
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February 9th, 2012
I have decided to end my protest against the California Attorney General for now. This is because I feel that she has made an asserted effort to change her reputation of being soft on the banks, after she walked out of the 50 state settlement talks a few months ago, but only to be followed up by joining forces with the Nevada Attorney General soon after. However, it seems that both the California Attorney General and I have grown since her press conference about the raid, because for my part, I had decided to change my reputation of going soft on Mitchell J. Stein. This is because I decided to remove myself from the situation after he was arrested by the federal government in the Heart Tronics scandal, because I became very uncomfortable with all the scandal that seemed to be surrounding him. I mean there was no doubt in my mind that he was one of the most talented attorneys that I had ever met in my life, however, he was also one of the most scandalous attorneys that I had ever met in my life too. In the end I simply found his problems to be too high maintenance for me, which is why I have decided to officially withdraw any and all support that I might have shown for Mitchell J. Stein in the past. The simple fact is that my Doberman seemed to have turned into a poodle by the time the California Attorney General and California State Bar Association was done with him, which is one of the many reasons that I have changed my position on defending Mitchell J. Stein.
I feel like Al Capone’s attorney in this youtube.
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Nevertheless, I simply can no longer support a person that I believe was behind a threat sent to me by Attorney Erickson Davis the other day that said at the end of it:
Email from Erickson Davis on 02/07/12:
“IF YOU DO NOT COOPERATE BY SECURING NEW COUNSEL AND SENDING BACK THE ENCLOSED FORM WITH THE NECESSARY NAME AND SIGNATURES, WE WILL BE FORCED TO FILE A MOTION TO WITHDRAW AS YOUR COUNSEL, AS WHICH TIME WE WILL HAVE TO SUBMIT THE SUPPORTING FACTS AND CIRCUMSTANCES OF OUR WITHDRAWAL, WHICH WILL THEN BE AVAILABLE FOR THE PUBLIC TO READ AND DISSEMINATE AS THEY WISH. I AM SURE YOU DO NOT WANT THIS. “
The above email was in regards to the Honda Lawsuit. The funny thing is that I did not even know that it was still going on, because Erickson Davis never updated me on the situation, which I just presumed they were not representing me anymore. Besides, I had already written Mitchell J. Stein an email three weeks before asking him to remove me from any lawsuit that he might be representing me in. This is because I did not wish to be affiliated with him or his scandal anymore. Nevertheless, Erickson Davis should never presume to know what I want. This is because I responded to his threat on 02/07/12 with the following email:
Erik, I have thought long and hard about your threat. I don’t know about you, but I don’t like to be threatened. In fact, I kind of have zero tolerance for it. Therefore, I accept your challenge of going ahead and filing your motion while you “submit the supporting facts and circumstances of your withdrawal, which will 
then be available for the public to read and disseminate as they wish.” However, it should be noted that my response to such hostile unsubstantiated claims will also be public, in which you should know that I stand ready to pursue any and all legal remedies afforded to me by the law. So though I appreciate your potential threat to try and maybe character assassinate me on clearly unsubstantiated claims, I think you should know that I would respond. I would also hold you personally responsible counselor. Do I make myself clear? Nevertheless, it has never been my intention to be apart of any war with you or Mitchell J. Stein or Brookstone. I have actually gone on the record with both Mitchell J. Stein and Brookstone with this fact. Thus far, I have done a very good job in not being involved in any war. However, it should not suggest that I cannot defend myself if somebody chooses to start a war with me, such as your threat clearly seems to suggest you might be interested in doing. I assure you that I have gone to extraordinary lengths to make sure that I am protected by any potential abuses from any law firm that threatens me. It would be a horrible mistake to miscalculate that fact counselor.
Withdraw your threat counselor.
Respectfully,
John Wright
It is rather unfortunate that Erickson Davis never ended up removing his threat or apologizing. I will respect the friendship that I used to have with Mitchell J. Stein, but by continuing to stay uninvolved with his war with Brookstone Law Firm. Therefore, I offer no further comment in the future, unless a circumstance should come up where Mitchell J. Stein and Erickson require me to. Either way, let the record show that I have zero tolerance for bullshit, Yoda.
Do you know Mitchell J. Stein? – click here
We all knew it was just a matter of time, didn’t we? (Wink)
I did it for Joey!
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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!
My name is John Wright AND I AM FIGHTING BACK!
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February 8th, 2012
There are many of you out here that were in what used to be referred to as the “Ronald vs. Bank of America lawsuit.” There was of course a motion filed by Attorney Kenin Spivak a while back, which would effectively split the plaintiffs up between Kenin Spivak and other listed lead counsel, but according to whatever attorney the plaintiff wanted to represent them. Since then, there was a report that one of the main causes of action listed in the Ronald lawsuit had been shot down by the court, in which many theorize that it could be the end of the glory days of what used to be called the “granddaddy of mass joinders,” such as Kenin Spivak had labeled the Ronald lawsuit a while back. This is because it has been told to me that the Ronald lawsuit plaintiffs might have to start all over with new causes of action, while having to go through the whole demurrer process again. With that being said, it has been related to me that Attorney Kenin Spivak plans on adding his portion of the Ronald plaintiffs to the Wright et al vs. Bank of America lawsuit, which only makes sense, after you consider that the Wright et al vs. Bank of America lawsuit has new and approved hybrid causes of action in it and is further along in the process. However, it has been related to me that each individual in the Ronald lawsuit would have to make that personal choice to join the Wright et al vs. Bank of America lawsuit, because Attorney Kenin Spivak will not be contacting each plaintiff. Therefore, if you are a plaintiff in Spivak’s Ronald lawsuit, and you want to transfer over into the Wright et al vs. Bank of America lawsuit at no additional charge, please contact Brookstone Law Firm.
I am also waiting on the transcripts for the homeowner in the Judge Chalfant case. I will be going over the evidence that was submitted to the court, such as an email from the Secret Service (SS) concerning the matter. I have already contacted the Secret Service (SS) in regards to the email that was used by the bank, but the Secret Service (SS) has decided to remain secret, because they simply offered no comment in regards to the article I will be writing. Nevertheless, I have created a blog page to address the evidence that was submitted to The Potentially Dishonorable Judge Chalfant’s courtroom, while I will allow all of you to be the jury in The Courtroom of Public Opinion.
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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!
My name is John Wright AND I AM FIGHTING BACK!
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February 7th, 2012
The judge in the Wright et al vs. Bank of America demurrer hearing took matters under submission yesterday. She then ordered a further status conference on March 20th, 2012. By rule the judge has 90 days to file her opinion. However, they estimate that the judge will actually file it before the hearing in March. So I guess we will just have to wait and see what happens between now and March.
I am very excited to have received news that Attorney Deron Colby will be defending all of us in the Wright et al vs. Bank of America lawsuit. I have had my eye on Attorney Deron Colby ever since I read about the Angela Sacchi et al vs. Mortgage Electronic System Inc. lawsuit. This was because I was super impressed with the fact that the judge actually asked Deron Colby to educate him on the chain of title and securitization issue, while the judge pointed out that he felt that he might not have an informed understanding of were the law is now with the issue of how these banks might have broken the chain of title in the potentially irregular, fraudulent, and simply unsafe mortgage selling practices of these banks. It was especially interesting to me that Judge Matz would actually grant the TRO (Temporary Restraining Order) in the Angela Sacchi et al vs. Mortgage Electronic System Inc., which basically stopped the bank from taking their home during litigation. That would have to suggest that the judge was able to see enough evidence to maybe imply that the fraudclosing bank might indeed not be the owner of the debt and, therefore, may not have the legal right to foreclose on the plaintiff.
Therefore, my hat not only goes off to Deron Colby, but also to Judge Matz. This is because Judge Matz actually proved to maybe be one of the fairest judges I have seen with this issue. – court transcript That is why I am proud to announce that Judge Matz has made it to the Piggybankblog Wall of Fame.
The Honorable
Judge A. Howard Matz
Wall of Fame Winner
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Howard Matz (born 1943) is a senior judge on the United States District Court for the Central District of California.
Matz was born in Brooklyn, New York. He received a Bachelor of Arts from Columbia University in 1965 and a J.D. from Harvard Law School in 1968. Matz clerked for Judge Morris E. Lasker of the United States District Court for the Southern District of New York, and was in private practice in New York from 1970 to 1972.
Matz moved to Los Angeles with the law firm of Hughes Hubbard & Reed, where he worked from 1972 to 1974. He served as an Assistant U.S. Attorney for the Central District of California from 1974 to 1978, and was Chief of the Special Prosecutions unit from 1977 to 1978, when he left to return to Hughes Hubbard as a partner.
On October 27, 1997, President Bill Clinton nominated Matz to a seat on the Central District of California vacated by Harry L. Hupp. Matz was unanimously confirmed by the Senate on June 26, 1998.
He assumed senior status on July 11, 2011.
Notable Rulings
- Judge Matz presided over the first legal challenge to the U.S. government’s treatment of Guantanamo Bay detainees in a habeas corpus petition brought by a civil rights group seeking relief for the detainees.
- Matz was the judge in Perfect 10 v. Google, Inc., a copyright case in which Perfect 10 sued Google for displaying thumbnail-sized reproductions of its images. Matz rejected Google’s fair use defense, distinguishing Kelly v. Arriba Soft Corporation. The Ninth Circuit reversed in Perfect 10, Inc. v. Amazon.com, Inc.
Let’s give a round of applause to the Honorable Judge Howard Matz!
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Did you notice that Judge Matz is a New Yorker? However, what is the difference between The Honorable Judge Howard Matz and The Potentially Dishonorable Judge James Chalfant? The differnce is that The Honorable Judge Howard Matz is a Democrat and The Potentially Dishonorable Judge Chalfant is a Republican.
Welcome to the politics of The Golden Gate and The Golden State of California.
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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!
My name is John Wright AND I AM FIGHTING BACK!
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February 6th, 2012
Last Thursday (February 2nd) was to be the second demurrer court hearing for the Wright et al vs. Bank of America lawsuit. Brookstone Law Firm made it past the first demurrer, but now there is apparently a second demurrer hearing because Brookstone Law Firm added many more hybrid causes of action to the complaint. I heard that Brookstone Law Firm appeared with the usual entourage of high caliber attorneys on our behalf, but that Stuttering Stuart appeared at court all alone. This is why I am guessing that Stuttering Stuart might have felt a little intimidated walking up to the court, after you consider that people from the Brookstone entourage were both in front of and behind Stuttering Stuart walking into the courthouse. He must have felt as if he was going to get jumped. I am also guessing that Stuttering Stuart must have felt even more uncomfortable after he realized that one of the attorneys in the Broosktone entourage used to work with Stuttering Stuart. At any rate, the judge did not show up. Stuttering Stuart insisted on waiting until the originally scheduled judge returned. Chicken! Therefore, the demurrer hearing was rescheduled for today. I will be giving further details in tomorrow’s blog.
Poor Stuttering Stuart must have felt all by himself that day in court.
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Did you wa-wa-watch the whole youtube?
Brookstone Law Firm has announced a new shining star that will be representing all the plaintiffs in the Wright et al vs. Bank of America lawsuit. That shining star is Attorney Deron Colby. You remember Attorney Deron Colby don’t you? Attorney Deron Colby was the attorney who was able to convince the Honorable Judge Matz to pay attention to the title and securitization report. This would result in Judge Matz actually asking Attorney Deron Colby if he could educate him on where the Deed of Trust went vs. the Note by making a chart. This is because Judge Matz said that he thought there was a “pervasive confusion” about to whom the plaintiffs might owe the money too, while it seemed to be a “vexing problem” that “clearly seemed in favor of the homeowners or the borrowers.” Judge Matz said that the case could be a “potential precedent-setting matter” used by other judges, in which Judge Matz stated for the record: “I want no efforts taken from here on forward, until this matter is considered more carefully, to throw these homeowners out of their residences, assuming that they’re currently there. I can make all the necessary findings. I’ll do so in a sweeping way that, based upon the current state of the Court’s – of the pleadings and the court’s recognition, the usual factors in weighing injunctive relief, especially the irreparability of the injury the public interests, clearly favor the homeowners or the borrowers.” – Transcript: Click here
Attorney Deron Colby featured in Youtube below:
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The result would be that the Honorable Judge Matz would grant the TRO to the homeowner, while Mr. Colby’s case would even make it to West Law: Click here Making it to West Law is BIG POTATOES! That is why Attorney Deron Colby’s case would prove that Deron Colby is certainly a power to be reckoned with. It is also why Attorney Deron Colby representing all of the plaintiffs in the Wright et al vs. Bank of America lawsuit has proven to be an asset to Brookstone beyond any streatch of the imagination.
Deron M. Colby Agreed To Represent Plaintiffs in Wright Lawsuit – Who is Deron Colby?
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Deron Colby has extensive experience as counsel for residential and commercial mortgages, income-producing real estate, start-up enterprises and small businesses. He has represented clients in disputes before state and federal courts and numerous non-judicial forums including federal and state regulatory agencies, arbitrations and mediations. His litigation background includes securities and real estate litigation, contract disputes, partnership and corporate dissolutions, defending against shareholder derivative lawsuits and other related business disputes.
Mr. Colby has also acted as a securities expert in litigation matters, including matters involving the Sarbanes Oxley Act. Prior to joining Brookstone Law, he formed Altor Law Group, APC, in 2008 to provide loan workout services to commercial and residential property owners. He was a founding member and partner of MC Law Group, a business law and securities firm where he advised numerous corporations in the process of “going public” and negotiated numerous multi-million dollar mergers and acquisitions. He also worked with Abrams Garfinkel Margolis Bergson, LLP as managing partner of their Orange County office focusing on corporate, securities and business law, including business and real estate litigation.
He was admitted to practice law in California in 1998 and joined the firm of Stepp & Beauchamp, LLP, where he represented hundreds of start-up enterprises in matters ranging from corporate formation to raising operating capital to taking companies public and all business litigation matters. Mr. Colby is admitted to the American Bar Association, the California State Bar Association, the Los Angeles Bar Association and the Orange County Bar Association. He earned his law degree from Western State University, College of Law and his undergraduate degree from California State University in Fullerton.
Educational Background:
- JD – Western State University, College of Law, Fullerton, CA
- BA – California State University, Fullerton, CA
Bar Associations:
- American Bar Association
- California State Bar Association
- Los Angeles Bar Association
- Orange County Bar Association
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You Deron Colby! You! You got a gift my friend!
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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!
My name is John Wright AND I AM FIGHTING BACK!
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February 3rd, 2012
Breaking News: Schneiderman sues J.P. Morgan and Bank of America, among others - Attorney General Eric Schneiderman filed suit today against a handful of the nation’s biggest banks for their role in a shared electronic registry system that served as the nominal holder of mortgages across the country.
The suit alleges that J.P. Morgan Chase, Bank of America, Wells Fargo and others used the registry, called MERS, to subvert the usual process for tracking property transfers.
“The banks created the MERS system as an end-run around the property recording system, to facilitate the rapid securitization and sale of mortgages,” Schneiderman said in a statement. “Once the mortgages went sour, these same banks brought foreclosure proceedings en masse based on deceptive and fraudulent court submissions, seeking to take homes away from people with little regard for basic legal requirements or the rule of law.”
Schneiderman, who was named to co-chair a federal mortgage investigation unit last month, has previously criticized the 
recording practices of MERS, which holds about half of the nation’s home loans.
MERS’ recording practices, which included “robo-signing,” were among the issues in a proposed 50-state settlement to which Schneiderman objected last year.
The complaint was filed in state court in Brooklyn, by attorneys in Schneiderman’s office, and does not appear to have been in conjunction with the new team of federal investigators and attorneys that Schneiderman now has at his disposal.
But the suit should reassure some of Schneiderman’s liberal supporters that his aggressive pursuit of improper mortgage practices hasn’t been tempered by his inclusion in the administration’s task force. – captialnewyork.com
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His name is Eric Schneiderman AND HE IS FIGHTING BACK!
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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!
I am John Wright AND I AM FIGHTING BACK!
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February 2nd, 2012
There are many people out there that are wondering what the success rate of being granted a TRO (Temporary Restraining Order) to stop the bank from fraudclosing on your home is. A TRO is basically asking the court to enjoin or stop the foreclosure proceedings until a judge can hear your reasons as to why the foreclosure should not proceed. You must convince the judge that you will suffer “irreparable injury” if the judge does not stop the foreclosure. However, of course you will suffer “irreparable injury“ if the foreclosure takes place, which is why that is not the only question in the judge’s mind. The question is if it is a “legitimate foreclosure” or “illlegitimate fraudclosure” instead. The question is if the obligor is not obliged to pay the instrument. The question is if the person seeking enforcement (the bank) does not have the rights of a holder in due course. The question is if the obligor (homeowner) proves that the instrument is a lost or stolen instrument. ( U.C.C. provision, U.C.C. §3-305(c) ) What is the likelihood of there being good reason for a TRO being granted in your situation? VERY LIKELY! This is after you consider that it is common knowledge that Wall Street bundled up thousands of loans together to sell resulting in multiple trusts with multiple beneficiaries. – click here
Therefore, it should be pretty easy to be granted a TRO, right? Wrong! Not in the state of California! This is because some judges have a zero tolerance for someone who they believe borrowed the money and now do not want to pay it back. This is why they tend to allow their personal politics to dictate how they will rule on the issue with zero accountablity, while they might believe it is more important to stop the homeowner from receiving a home free and clear than 
stopping the bank from receiving a home free and clear in a crime against humanity. Unfortunately, it appears that many judge’s are allowing their personal politics to dictate if they will grant the TRO or not and, simply put, your chances of being granted a TRO might solely depend on if the judge is a Republican or Democrat in the end. This is because I have heard that Republican judges are more likely to deny the TRO while dismissing your evidence that the bank is not the true owner of the debt. How do they get passed not having to listen to your evidence? Well, they might determine that your attorney did not checkmark the right box when filling the request. Which is why if your attorney did not dot the “I” or cross the “t” when filing the request they are most likely to throw you, you’re rights, and your stupid little TRO request right out of their courtroom faster than you can say “Civil Rights Violation.”
This is why Americans need to maybe start keeping baseball cards that show a judge’s picture and batting average on it with this TRO issue, while Americans work together to expose and hold accountable any judge in our legal system that is caught allowing their personal politics or investments or religion to dictate if the selling of slaves will continue in United States of America. This is because the decisions of these judges dismissing the laws to not grant you a TRO is a symptom of greater crisis at hand. The greater crisis is not that you are losing your home to a bank that does not own it, but that you might be losing a country that the bank is not supposed too own either.
Nevertheless, we are not asking much for a TRO while a crime is in progress. That is why it is time to start occupying courts that refuse a TRO to a homeowner while we say this:
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The judges need to understand that no rock shall be left unturned in this fight.
Therefore, Piggybankblog is proud to announce that my Court of Public Opinion we will be opening a Wall of Shame and Wall of Fame for judges, while our first winner in this Wall of Shame will be The Potentially Dishonorable Judge James Chalfant of the Los Angeles Superior Court. This is because it was reported to me that Judge James Chalfant might be making his own rules and laws in Department 85 of the Los Angeles Superior Court. It was also reported to me that he yelled at the homeowner “SIT DOWN” after he went on the record with the fact that he would not even look at the evidence presented while saying things like “That’s how we do things in Department 85.” (Trying to get transcripts) Unknown to The 
Potentially Dishonorable Judge James Chalfant, he was actually presiding over a TRO hearing for a homeowner that I happened to be secretly following their story. That is because no judge will ever know what homeowner story that we may be following at any given time. This is because if the homeowner knew what day the theif was coming, they simply might wait until the day before to prepare for the theif. In a like manner, We The People shall come like a theif in the night. This is because the judge will not know what story we are following.
I submit exhibit A for evidence of this court – click here
Sit down Mr. Chalfant! You are now in my courtroom! The Courtroom of Public Opinion!
Here we come!
(Youtube or blog is not to suggest threat. Non-Violent legal protest disclaimer)
The whole world is watching!
That’s how we do things in this department. (Wink)
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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!
My name is John Wright AND I AM FIGHTING BACK!
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February 1st, 2012
There are many attorneys out there that have decided to take on the banks with this issue. It does not necessarily mean they are the right attorney to take on banks though, because I believe that it takes more than just knowledge of the legal system to give these bank attorneys a run for their money. (No pun intended) (Wink) This is because it takes a very confident attorney to not be intimidated by the bank attorney’s psychological warfare tactics and arrogance. The attorney you have should have absolute confidence when going up against the bank attorneys, because the bank attorneys will probably try to bully them with psychological warfare. In my opinion, the first thing that the bank attorneys seem to do is use character assignation attempts of your attorney in court, while they try to dirty up your attorneys credibility with irrelevant arguments before the judge. They will try to turn your mortgage hearing into a full blown trial about your attorney, instead of just sticking to the arguments in your lawsuit. Stuttering Stuart tried to bring up the past of my very first attorney that I had with my very first lawsuit in court years ago before I was with Brookstone Law Firm. I remember reading page after page of Stuttering Stuart’s response to my lawsuit, where he actually seemed to only talk about the complaints he had seen online regarding this past law firm that had been representing me at the time. I remember spitting my drink out laughing, because it was page after page after page of his potentially disgruntled feelings towards my attorney at the time. I thought the firm sent me the wrong lawsuit to read, because there was very little about me or my situation in his response. It seemed that 
Stuttering Stuart might be trying to use a character assignation attempt of my attorney for their main defense, instead of isolating the main part of their response on the merits of my causes of action. I mean who cares that it could have been anyone in the world who entered those complaints online about my attorney, because for all we know, it could have been Stuttering Stuart himself who put them online. However, if former President Bill Clinton were my attorney, I am guessing that Stuttering Stuart might make it a point to mention to the judge that my attorney was accused of receiving a blow job in the White House. I know! I know! Like Stuttering Stuart never got a……never mind. I know! I know! Like Stuttering Stuart never gave a……never mind.
At any rate, now you understand why it was rather unfortunate for Stuart to stutter that day I was in court years ago, because I was sitting there in the courtroom giggling my little ass off when he did. I remember it like it was yesterday, because one of my supporters said that she almost jumped up in the courtroom and yelled “I give up! Bank of America can have my fucking house! Please just make Stuart stop stuttering!” Another supporter was making fart noises with her mouth because her hand was over it trying to stop from laughing at him in court. Then another supporter had begun to pray for him, because she was religious and thought that he had some kind of disability. However, my favorite supporter just said under his breath 
“Asshole,” because he had no sense of humor about Stuart potentially trying to help cover up the fact that the bank was trying to potentially steal his house. So we all had the church giggles in court, until my all my supporters and I began to look at one another with concern at some point. This is because Stuart seemed to be stuck stuttering for longer than the average person, in which me and the other supporters began to lean forward in our chairs to look at one other with confusion on our face. I even considered maybe running up and using the Heimlich maneuver, until one of the supporters reminded me that Stuart might sue me for trying to save him from himself. I would have felt sorry for him, if this was not the same asshole who was trying to help the bank potentially steal a home they would not end up owning the debt on. Which by the way, I think the banks have a real problem here criminally for several reasons. You see if they are able to prove that they own my debt, I will owe them money. However, if I prove they do not own the debt, I will have proven that they have been trying to use extortion to get money out of me. That is why I will be filing criminal charges against them when I win.
Nevertheless, I suggest that all of you should make sure that your attorney has balls before you retain them. This is because I assure you that the Bank of Bullying America attorneys will try and use intimidation tactics with your attorney, in which the worst thing that can happen is that your attorney goes running away with their tail between their legs the minute the bank attorneys show their dirty trick playing teeth. That is why I say that having an attorney with knowledge does not always mean that they are effective in helping you fight the banks. Unfortunately, knowledge without balls is no good. Neither are balls without knowledge. This is why you must make sure that your attorney has both knowledge and balls. Otherwise, you will find yourself all dressed up with nowhere to go, if your attorney is not figuratively talking to you like Sean Connery is talking to this guy in the youtube below.
Non-violent protest disclaimer
In conclusion, I know many of you are afraid. However, I never want you to be afraid. I want you to try really hard not to be. You see they need your fear to exist. I am not only talking about the seen world. I am talking about the unseen world too. That is why I am here to show you that the only thing you have to fear with this is fear itself, while I will try my very hardest to help you find your hope in our time together. But you can use mine until then.
“In that day, it is not what you write that they shall follow. It is your hope.”
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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!
My name is John Wright AND I AM FIGHTING BACK!
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January 31st, 2012
I was speaking to someone yesterday that had reported her bank to several various federal agencies for committing fraud with her mortgage. Her situation is not much different than mine with Bank of Deceiving America, because her title and securitization search with National Mortgage Investigation would also result in proving that the foreclosing bank did not own the debt. This is because her report showed that there was also an example of multiple trusts with multiple beneficiaries existing, which means that it would be totally impossible for the fraudclosing bank to actually be the owner of the debt. She said that the problem was that the federal agents she had spoken to were not really educated on topic. This is because the federal agent could not understand why the other alleged owners of the debt were not
trying to collect from the homeowner, if her bank were not the legitimate owner of the debt. It is a pretty good question, but she also had a pretty good answer, because she told the agent that it was because it was securitized. This means that they had already been paid off by the insurance. In her case the loan was actually paid off by the insurance three times, while the fraudclosing bank was now seeking to be paid a fourth time from the homeowner or insurance. I think it is insurance fraud, which is why I also will be reporting Bank of Deceiving America to all the federal agencies with my loan. That is because I stand ready to pursue any and all legal remedies afforded to me by the law, which may involve criminal prosecution of the bank.
In conclusion, the American people shall show you the same mercy that you showed us in the day of our disaster Bank of Destroying The American Dream. In that day we shall pour twice the measure into that cup you were about to have us drink from. Yes! I say twice the measure!
Youtube below: “THEY CAN’T TAKE YOUR HOUSE!” and “If the foreclosure was illegal, the borrower should be able to get their deed and their home back from the bank.”
All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!
My name is John Wright AND I AM FIGHTING BACK!
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January 30th, 2012
Some of you might have noticed that I had taken Saturday and Sunday off from writing a daily blog. This is because my tracker shows me that most of you read my blog during the week, in which I thought it would be more reasonable to just write Monday through Friday from now on. This is because even though I have been writing a daily blog practically every day for nearly two years now, and though I enjoy it very much, I have to admit that I find myself sometimes feeling a little drained from it at times. Therefore, please be advised that I will be taking Saturdays and Sundays off from now on.
The results of my break of title and securitization check came back yesterday. The people at National Mortgage Investigation said that it was about as easy to find as picking up tiddlywinks with their butt cheeks, but at the end of the day, it appears they were able to connect the dots of this potential crime scene. They now believe that I have enough evidence to prove in court that there 
has indeed been a break in the chain of title. Now that might not exactly mean that I do not still owe the money that I borrowed, but it does mean that I do not owe it to Bank of Defrauding America. It also does not mean that they have the right to fraudclose on my home because U.C.C. provision, U.C.C. §3-305(c) says: “An obligor is not obliged to pay the instrument if the person seeking enforcement of the instrument does not have rights of a holder in due course and the obligor proves that the instrument is a lost or stolen instrument.” That means I found the lucky golden Wonka ticket! – click here
As one bankruptcy attorney after another has discovered, this anonymity provided by MERS is now working against the lenders in court. In order for these lenders to foreclose, the chain of title must be established. The position of MERS in the chain of title, acting as a nominee for the actual owner, breaks that chain and prevents the lender from foreclosing.
One of the recent decisions on this subject came from the California bankruptcy court on May 20, 2010 where it was held that MERS could not foreclose as a nominee and that Citibank could not collect on its claim. This ruling, and others before it, has bankruptcy lawyers scrambling to see if MERS is a party to their clients’ mortgages before filing bankruptcy or taking other measures. The larger implication is the possibility that, with MERS breaking the chain of title, lenders face either a difficult or impossible path to foreclosing on homes under these circumstances.
If you are facing foreclosure, you may have another option to filing bankruptcy and your position may be much stronger than you think. Consulting with a bankruptcy attorney can provide the means to forestalling and/or preventing foreclosure or the need for filing bankruptcy. – actual article
See you in bankruptcy court Stuttering Staurt. (Wink)
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All Rise! The Honorable Judge John Wright has left The Courtroom of Public Opinion!
My name is John Wright AND I AM FIGHTING BACK!
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