“My name is John Wright and I approve of this message.”
John Wright has asked me to write a letter telling all my friends at piggybankblog what I did to prevent my home foreclosure and how I got the bank to reply to my request for a home modification after they refused to help us.
At first the bank my family was working with did very little to help us, in fact they told us that we had to correct our own problems, and that we were going to lose our home. The bank lost our paperwork, failed to reply to phone calls, and letters, and was just rude to us when we called and asked for help. They even told us to stop calling them and asking for help because the late payments we had could not be corrected unless we paid them. I lost a second job my wife had lost hours at work too. So making us the payments we owed was not possible.
That was when I took action and started writing letters to protest the treatment the bank was given us in my attempt to resolve our home loan crisis to prevent the foreclosure of our home.
I developed an outline of what I did to push the bank to give us a home loan modification which saved our home. I’m not an attorney, just a person who had decided I was not going to lose my home without a fight. I am not saying that it will work for anyone else, but in the end we won, we saved our home and prevented the foreclosure from happening. I had to spend a little money for an attorney to help us with the needed direction to follow our complaints and we had to write our own complaints and I had to write my Senator to request they follow my complaint in order to get the bank to respond, but in the end it was worth it. We saved our home and got the modification we needed to make our home payments affordable.
If you would like to fight back to prevent your home foreclosure I’ll send you the outline I used to make the modification happen. Remember, my friends the banks are not going to just give you a modification if you don’t make them help you by pushing your way through the system to get the modification you need to prevent foreclosure of your home.
Should you have any questions feel free to call me or send me an e-mail.
Gregory Dean Lemke
Piggybankblog board member
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