John’s Daily Blog Older #11 Date (11/04/11- 10/06/11)
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Nov 4th to Oct 6th below
But click here for today’s daily blog
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November 4th, 2011
For shits and giggles I called Bank of Defrauding America’s Home Retention Team again yesterday to talk about my NOD notice. I asked the representative how MERS could assign the Deed of Trust to Bank of America Home Loan SERVICING (formally known as Countrywide Home Loan Servicing LP), and then a month later have MERS assign it again to the parent company named “Bank of America N.A.”? Basically what we have here is MERS ASSIGNED IT TWICE TO TWO DIFFERENT COMPANIES! Either way, how could a “Servicing Company” named “Countrywide Home Loans SERVICING” own or assign anything over to a parent company named “Bank of America N.A,” when the “Servicing Company” does not own the loan? The operator just continued to say that it was because Bank of America bought Countrywide. My name is Dah Dah did not seem to get it. She did not seem to understand that Countrywide sold virtually all their loans to investors as mortgage backed securities. COUNTRYWIDE DOES NOT OWN THE LOAN. They only “service” the loan, which by the way, this is probably why they decided to name it “Countrywide Home Loan SERVICING.”
The question is why are they doing this?
I think it is one of two reasons:
- They do not know who the investor is.
- The elephant in the room is that they sold the same loan multiple times to several investors and do not want anyone to know because it is illegal.
Bank of Destroying The American Dream might have just done some fancy dancing while using Robo Signing to declare themselves the owner of the loan. They might have done this to facilitate fraudclosing on as many homes as they can, but because they know they are about to get caught. They might have done this by simply transferring the Countrywide Home Loan serviced loans to the parent company named Bank of America as the owner. If true, this would be considered fraud and theft. This is why we call it FRAUDCLOSURE, because a “foreclosure” is a legal process, and there is nothing legal about this process that Bank of Hijacking The American Dream is doing. This means I guess we can charge them with housejacking, since there is no difference between them and the thief who steals your car. LOCK THEM UP KAMALA!
Now this is exactly why we do not want California Attorney General Kamala Kabala Kaboom to enter into any settlement with Bank of Destroying America to give them immunity. However, it is why we want Kaboom to investigate and prosecute the banks for the process they used in stealing Americans homes. Otherwise, Californians want Kamala Kaboom investigated and prosecuted for maybe being a Pawn for the banks.
The Nevada Attorney General seems to get the concept. Why can’t Kaboom get the concept? Nevada AG Catherine C. Masto said: “There is a Cloud of Title Issue.” and “Follow Foreclosure Law or you go to prison for 10 years.”
My name is John Wright AND I AM FIGHTING BACK!
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Homes Free and Clear Save The Economy!
Don’t vote for President Obama if you lose your home!
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November 3rd, 2011
It is important to mention the California Attorney General might be an accessory to a crime by allowing these banks to use MERS (A photo copy of the note) to fraudclose on your homes, while at the same time being potentially guilty of being in violation of our Civil Rights every day she allows them to do it. If she were smart she would dismiss her case against Mitchell J. Stein and use him to help her prosecute the banks, instead of wasting our taxpayer money to try and take down what might be considered one of nations leading authorities on the matter. In fact, I bet you Stein would probably drop his lawsuit against her, if she dropped her lawsuit against him, and joined us in our fight for our Civil Rights against these banks. Unfortunately, until then, Kamala D. Harris is not the solution, but only a symptom of the problem, until she immediately stops the banks from being able to fraudclose on Californians properties with a photo copy of the note.
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This is why it is important that we hold Bank of Defrauding America accountable, since our elected officials, such as the California Attorney General, simply might be more interested in protecting the banks because of their donation money. We can do this by educating people about what might be better explained as Bank of Cheating America’s Achilles’ heel, which might exist in the potentially unfair, irregular, fraudulent and simply illegal transfer of the deed of trust that caused a break in the chain of title. This is SUPER IMPORTANT because if there is a break in the chain of title of the note, then essentially the law then stipulates that the borrowers will NO LONGER OWE ANY MONEY ON THE LOAN. That is why it is worth your time to investigate the history in the chain of your title. This is because you may actually find out that you own your home free and clear if they cannot identify the actual true investor.
Now it has been said that a good bulk of the loans that originated from Countrywide most definitely have evidence of a break in the chain of title. With that being said, some of you have asked me how you can find out.
Here are several ways:
- You can hire a forensic loan specialist.
- You can go down to the county yourself and get the information.
- You can hire a title search company online to send you a report. I used a law firm to do it, however, I wanted to check out if there were any reliable services online that you could use. So I went ahead and used my own money to test out an online service that offered a title search for you. It cost me somewhere around $139.00. It worked! Therefore, you may also request a copy of the chain of title from them at afxtitle.com. Be sure to check for your signature being forged. Also check to see if any known Robo Signer name has been used to sign any of your documents.
- Ouija board (Just kidding) (Wink) However, Bank of Tricking America might want to use it to see if they can find the investors. (tongue in cheek)
There have also been many of you that have told me that you searched the history of you chain of title after reading my blog about it, and after you received a NOD (Notice of Default) from Bank of Defrauding America that was registered with the county. In addition, you have stated that you could see that “Countrywide Home Loans Inc.” had transferred the deed of trust to MERS, but only for MERS to turn around and transfer the deed of trust back to Countrywide as “Countrywide Home Loans Servicing” (Now known as Bank of America Home Loan Servicing). Now pay close attention, because notice how “Inc.” became “Servicing” in the history of the chain of title all the sudden. At any rate MERS then assigned the Deed of Trust to the parent company named Bank of America N.A., In which then Bank of Scamming America declares themselves the OWNER when it was only being “serviced” by Countrywide. Oh how convenient!
At any rate, the question is how Bank of Robo Signing America can stipulate that they have the right to make themselves the owner of a note when MERS assigned the Deed of Trust to a “Servicing Company” that they own named “Countrywide Home Loans Servicing” (Now known as Bank of America Home Loan Servicing) and not “Countrywide Home Loans Inc.” Doesn’t that suggest that Countrywide was only the “Servicer” and not the “Owner”? So how could they transfer it to the parent company named Bank of America N.A. in a way that would now make them the “Owner”?
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Now that dog don’t hunt!
The simple fact that Countrywide is listed as a “Servicing Company” might suggest they were servicing the loan for an unidentified investor they sold the loan to, in which according to the Mitchell J. Stein Interview, Bank of Not Caring About America has already admitted that they “do not know who the loans were sold to or how many times they were sold.” Regardless to Bank of Lying To America’s opinion, it is absolutely relevant, if you consider that it might only suggest that there is a break in the chain of title, if they are unable to identify the investor. That is unless they are above the law. Kamala? Is that true? Are they above the law? (Wink)
Therefore, I strongly encourage you to not only check the history of your chain of title, but to also retain an attorney to file a document called “lis pendens” if there is evidence of a broken chain of title. This document “clouds the title,” and in legal terms, it means that there is litigation pending against the property. With that being said, NO INVESTOR in their right, or should I say “Wright,” minds would want to throw hundreds of thousands of dollars into a property that has a lawsuit pending against it. The risk is simply too high, and the potentially criminal Bank of Abusing America will probably have no incentive to fraudclose on a propterty that they cannot sell. Please be advised that this document has to be signed by an attorney, the property MUST be in litigation, and the document has to be filed by the county recorder. Trust me, it is enough to make a Stu-Stu-Stuttering Stuart stutter!
SO BE SURE TO TELL A FRIEND TO CHECK FOR A BREAK IN THE CHAIN OF TITLE. BE SURE TO ALSO TELL THEM TO SHARE THIS INFORMATION WITH AS MANY PEOPLE AS THEY KNOW. HAVE THEM DO THIS BY GIVING OUT THE FOLLOWING TWO LINKS CONSTANTLY:
Mitchell j. Stein Interview: Click here
Break In The Chain of Title: Click here
So put THAT in your pot pipe and smoke it Bank of Defrauding America!
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My name is John Wright AND I AM FIGHTING BACK!
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Homes Free and Clear Save The Economy!
Don’t vote for President Obama if you lose your home!
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November 2nd, 2011
I am absolutely outraged at New York Mayor Bloomberg’s (Bloombooger) statements that were made while speaking at a business breakfast in midtown New York. The Billionaire Mayor was at a breakfast that was featuring Bloomberg and two former New York City Mayors. While there Bloomberg was asked what he thought of the Occupy Wall Street protesters.
Bloombooger stated the following:
“I hear your complaints,” Bloomberg said. “Some of them are totally unfounded. It was not the banks that created the mortgage
crisis. It was, plain and simple, Congress who forced everybody to go and give mortgages to people who were on the cusp. Now, I’m not saying I’m sure that was terrible policy, because a lot of those people who got homes still have them and they wouldn’t gave gotten them without that.
“But they were the ones who pushed Fannie and Freddie to make a bunch of loans that were imprudent, if you will. They were the ones that pushed the banks to loan to everybody. And now we want to go vilify the banks because it’s one target, it’s easy to blame them and congress certainly isn’t going to blame themselves. At the same time, Congress is trying to pressure banks to loosen their lending standards to make more loans. This is exactly the same speech they criticized them for.”
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Bloomberg said that we should not protest and go out and make the world better in the youtube above. So let’s make the world better by not voting him into office again!
Now some might argue that it was the Congress’s fault or the Democrats fault for loosening up regulations that created the environment for these banks to create this “Moral Hazard.” However, one must also consider the fact that Bloombooger might be a finger pointing Republican, who is trying to blame the Democrats for not regulating Fannie and Freddie, but as a partisan politics ploy before an election.
Nevertheless, let us not forget that it was the deregulation of the banks in former Republican President Reagan’s years that would start the ball bouncing with all this. Let us also not forget that that if that was the car that led to this crisis, it would be former President Clinton introducing a bill that would achieve having the Glass-Steagall Act repealed that would be the gas for that car.
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EXHIBIT A: PROVING ITS THE BANKS FAULT.
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Chuck Prince’s quote that Citi was ‘still dancing’ as crisis worsened haunts him at panel inquiry
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Thursday, April 08, 2010
Charles “Chuck” Prince’s infamous comment that his bank was “still dancing” even as the subprime crisis worsened came back to haunt him on Thursday.
The former Citigroup Inc (C.N) chief executive’s explanation seemed to boil down to: it was a race to keep up with competitors who kept loosening lending standards and Citi couldn’t afford to drop out.
In July 2007, Prince told the Financial Times that global liquidity was enormous and only a significant disruptive event could create difficulty in the leveraged buyout market. “As long as the music is playing, you’ve got to get up and dance,” he said. “We’re still dancing.”
Now who did Chuck Prince say were the ones loosening their lending standards? Chuck Prince said it was with the “COMPETITORS”. Now who were his competitors? Congress? I think not! IT WAS OTHER BANKS MR. BLOOMBOOGER!
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Exhibit B: PROVING ITS THE BANKS FAULT
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Glass-Steagall Act:
“The repeal of provisions of the Glass–Steagall Act by the Gramm–Leach–Bliley Act in 1999 effectively removed the separation that previously existed between investment banking which issued securities and commercial banks which accepted deposits. The deregulation also removed conflict of interest prohibitions between investment bankers serving as officers of commercial banks.”
“The bill that ultimately repealed the Act was brought up in the Senate by Phil Gramm (R-Texas) and in the House of Representatives by Jim Leach (R-Iowa) in 1999. The bills were passed by a Republican majority.”
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First efforts to loosen Glass-Steagall
Beginning in the 1960s, banks lobby Congress to allow them to enter the municipal bond market, and a lobbying subculture springs up around Glass-Steagall. Some lobbyists even brag about how the bill put their kids through college.
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1989-1990
Further loosening of Glass-Steagall
In January 1989, the Fed Board approves an application by J.P. Morgan, Chase Manhattan, Bankers Trust, and Citicorp to expand the Glass-Steagall loophole to include dealing in debt and equity securities in addition to municipal securities and commercial paper. This marks a large expansion of the activities considered permissible under Section 20, because the revenue limit for underwriting business is still at 5 percent. Later in 1989, the Board issues an order raising the limit to 10 percent of revenues, referring to the April 1987 order for its rationale.
In 1990, J.P. Morgan becomes the first bank to receive permission from the Federal Reserve to underwrite securities, so long as its underwriting business does not exceed the 10 percent limit. – link to article
So as you can see it was both former Democrat President Clinton and the Republican majority who passed the bill that would achieve having the Glass-Steagall Act repealed. Therefore, it was both Democrat and Republican parties that were responsible for creating an environment that would allow these banks to create a “Moral Hazard” that would deliver us into our nation’s worst economic crisis we have seen since The Great Depression. However, who was it that did the lobbying to get the Glass-Steagall Act removed?
Answer: IT WAS THE BANKS BLOOMBOOGER!
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Also, was it Congress’s fault that Bank of Defrauding America potentially sold the loan SIX TIMES to the SIX DIFFERENT PEOPLE and now wants the homeowner to pay them a SENENTH TIME? – click here
Mr. Bloombooger, if you are trying to play partisan politics to blame it on the Democrats, I would suggest that you remember that it was a REPUBLICAN MAJORITY THAT voted to have the Glass-Steagall Act repealed.
Nevertheless, do you remember who it said were the ones lobbying our elected officials to have the Glass-Steagall Act repealed Mr. Bloombooger?
IT SAID IT WAS THE BANKS!
I rest my case!
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Email Bloomberg and tell him he is wrong: Click here.
My name is John Wright AND I AM FIGHTING BACK!
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Homes Free and Clear Save The Economy!
Don’t vote for President Obama if you lose your home!
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Comment by scrolling down to very bottom of page.
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November 1st, 2011
I had a report come in that Bank of Scamming America was totally freaked out about the Mitchell J. Stein interview that had aired in Arizona the other day. You see, one of my insiders at Bank of Destroying The American Dream told me that they even tried to convince the news that Mitchell J. Stein cannot practice law. Talk about desperate! For the record, the State Bar said that Mitchell J. Stein can practice law, because as you all already know, I myself called the California State Bar Association to find out.
The State Bar left the following message on my recorder:
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Liar Liar Bank on fire!
Now I really do not blame Bank of Scamming America for panicking though. This is after you consider that Mitchell J. Stein might have been the first person that I have ever heard in an interview talk about how Bank of Scheming America:
- Willingly Admits that they do not know who the loans were sold to. Which begs the question of how could Bank of Threatening America claim to be servicing a loan on behalf of an investor, if they are unable to
identify who the investor is? In that case, who do they give the money to when you pay? I THNK THEY KEEP THE MONEY! - Admits that they do not have the original note. They only have a photo copy of the note. This could imply that 100 or more other unknown investors could also have the same photo copy, in which they might come and fraudclose on you in the future, even if you did pay your mortgage off.
- Has sometimes sold and collected the money for the same loan six times. This would be….well…..I don’t know………….ILLEGAL!
- How Bank of Abusing America might now want the homeowner to pay them a seventh time for a loan they have already been paid six times on previously.
I think that Bank of Destroying The American Dream has great need to panic after the Stein interview aired. This is because the cat is now out of the bag! The American people now know where Bank of Stealing America’s Achilles is in all of this. You can also see why BofA might like to make it to where Mitchell J. Stein cannot practice law too.
Nevertheless, it is readily apparent that the previously aired Mitchell J. Stein interview really bothered some of the executives at Bank of Defrauding America. This is why I have taken great pleasure in posting that interview on many of the other blog pages I have. This way I can begin to educate Americans and the lawyers around the nation where the soft spot in the BofA underbelly might be. That is why I think you should send the link to this interview to as many people as you can with the title “Are you sure Bank of Tricking America owns your loan?”
If you really want to piss them off, please tweet, facebook and send the following link to as many people as you can. Make sure to ask them to also send it to as many people they know too. Also, be sure to leave the link in all comment sections of any articles you read.
Link to send: http://www.piggybankblog.com/2011/10/31/mitchell-j-stein-interview-telling-you-whats-really-going-on/
Faster your end shall come than your beginning Bank of Destroying The American Dream!
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My name is John Wright AND I AM FIGHTING THE LARGEST BANK IN THE WORLD!
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Homes Free and Clear Save The Economy!
Don’t vote for President Obama if you lose your home!
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Comment by scrolling down to very bottom of page.
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October 31st, 2011
Remember NOT to vote for anyone that has identified that they believe in Bank of Stealing The American Dream fraudclosing on your homes. The fact that they want to sacrifice Americans as an economic solution makes me want to vomit. It is totally unacceptable that they would turn a blind eye to justice to solve the economic crisis. They want to do this by paying and rewarding the very ones who caused it.
I figured we would take one of the politician’s Halloween masks off that you should not be voting for this election.
Romney: Accelerate foreclosures to ‘allow investors to buy up homes’
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Republican presidential candidate Mitt Romney argued Monday that the U.S. housing market would be better off if more American families were renters instead of homeowners.
“One is, don’t try and stop the foreclosure process,” the candidate told the Las Vegas Review-Journal in response to a question about what he would do to encourage housing. “Let it run its course and hit the bottom, allow investors to buy 
up homes, put renters in them, fix the homes up, and let it turn around and come back up.”
“The Obama administration has slow-walked the foreclosure processes that have long existed and as a result we still have a foreclosure overhang,” Romney added
Daily Kos’ Jed Lewison predicted that Romney’s quote would almost certainly end up in a campaign ad if he survives the nomination process.
“It’s not just that he’s saying we need to help banks put more people out of their homes, it’s not just that he’s saying we need to do it until we hit bottom, it’s that he’s also saying that then and only then will ‘investors’ feel comfortable buying up homes so that they can rent them out to the people who used to own them,” Lewison wrote.
Romney will appear with the other Republican candidates at a CNN debate in Las Vegas Tuesday. Nevada has the country’s highest foreclosure rate. One in every 118 households in the state were foreclosed on in August, according to RealtyTrac. - Original article
Watch this video from Las Vegas Review-Journal via Daily Kos.
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I guess we do not have to wonder whose side he is on!
It is readily apparent the man does not understand the issues. I do not vote for anyone that does not understand the issue to the point that they say something as stupid as he just said in this video above. He either does not understand the issues, or presidential candidate ROMNEY WORKS FOR THE BANKS!
Take your Halloween mask off and tell them who you really work for Romney!
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My name is John Wright AND I AM FIGHTING BACK!
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Homes Free and Clear Save The Economy!
Don’t vote for President Obama if you lose your home!
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Comment by scrolling down to very bottom of page.
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October 30th, 2011
I have been spending the past few days thinking a lot about the Mitchell J. Stein hearing that was held on October 19th with the elderly Judge Jane Johnson. I still cannot get over the fact that practically everyone I interviewed was appalled by her behavior that day. I interviewed several different people who did not even know one another, in which they all seemed to have the same perception of the elderly Judge Jane Johnson being biased and rude. They said that it was as if she did not even try and fake it for the courtroom observer’s benefit. This kind of simply arrogant behavior from a judge really bothers me during a time where many are claiming that these judges are bought off with bank money, or have investments in a mortgage backed security loan pool. This is why I thought to myself there has to be some kind of code or law that prohibits a judge from displaying this kind of behavior in the courtroom. This is not so much about Mitchell J. Stein, as much as it is about maybe our court systems being corrupted by Bank of Lobbying America’s money. So I went digging for a law or code that would hold this judge accountable for her clearly precipitous actions that would maybe lead to an unfair hearing for those who are fighting against the potentially criminal Bank of Destroying America. That is when I came across a code in the California Code of Judicial Ethics.
California Code of Judicial Ethics:
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Canon 1. A judge shall uphold the integrity and independence of the judiciary.
Canon 2. A judge shall avoid impropriety and the appearance of impropriety in all the judge’s activities. Did someone say she rolled her eyes?
Canon 3. A judge shall perform the duties of judicial office impartially and diligently.
Canon 4. A judge shall so conduct the judge’s quasi-judicial and extrajudicial activities as to minimize the risk of conflict with judicial obligations.
Canon 5. A judge or judicial candidate shall refrain from inappropriate political activity.
Canon 6. Compliance with the code of judicial ethics.
You can read the rest of this code by clicking here.
With that being said, the question here is if all the courtroom observers testimony might qualify as the elderly Judge Jane Johnson being in violation of this code ethics?
I submit to you Exhibit A:
Courtroom observer:
“I was appalled by the judge’s actions. She made up her mind before Mitch said anything. She would not let him speak. She cut him off. She was rolling her eyes. She didn’t care that her actions affected us and our children. She didn’t care that Mitchell signed us up as clients the way he explained.”
Therefore, does the Piggybankblog council find the elderly Judge Jane Johnson guilty or not guilty of the California Code of Judiciary Ethics?
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It is time we start holding judges accountable who might appear to be in bed with the banks. This is why I say it might be time to put this old cow to pasture! – click here
This time you get to be the judge!
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My name is John Wright AND I AM FIGHTING BACK!
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Homes Free and Clear Save The Economy!
Don’t vote for President Obama if you lose your home!
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Comment by scrolling down to very bottom of page.
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October 29th, 2011
I was reading an article yesterday that said: “Millions of Americans have been losing their homes, and now some are fighting back.” The article was about how Mitchell J. Stein filed a lawsuit against Bank of Destroying The American Dream in Arizona. In the interview Stein says that Bank of America could have been paid six times for your loan! Now they want you to pay them a seventh time! The news story says that Bank of America “Admits they do not know who the loans were sold to, or how many times they were sold. The banks claim that information is irrelevant.” I am sure they do claim that it is irrelevant! However, it is completely relevant because:
- Who are they servicing the loan for if they do not even know who owns the loan?
- How are they able to pay the investor if they do not know who owns the loan?
- What do they do with the money if they do not know who the investor is? I will tell you what they probably do with it. I THINK THEY KEEP IT!
- What if the real owner of the loan comes forward someday and takes your house because you paid the wrong person?
- Who says they have the right to service the loan if they don’t know who the owner is?
I think it is funny that Bank of Losing Paperwork claims that they were not even aware of the lawsuit in the youtube below. It is even funnier that they say that means they were not served. Does this sound familiar? Doesn’t sound like what they claimed about the paperwork you sent in for your modification? How many times did they say they did not get the paperwork when you sent it in?
Now that dog doesn’t hunt! But this dog does hunt!
It gives me great pleasure to present to you THE DOBERMAN!
Posted: Oct 28, 2011 11:23 AM PDT Updated: Oct 28, 2011 11:58 AM PDT
By Heather Moore
His name is Mitchell J. Stein AND HE IS FIGHTING BACK!
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Click Here For Actual News Story In Arizona
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Homes Free and Clear Save The Economy!
Don’t vote for President Obama if you lose your home!
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Comment by scrolling down to very bottom of page.
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October 28th, 2011
Her name is Krista Railey or aka “Do The Math” around various comment sections on high profile blogs around the internet. Krista Railey is a self-described consumer advocate who likes to go around the internet leaving bullshit hit and run statements on blogs about people dealing with the current mortgage crisis. Her style is usually to leave a trail of bread crumbs in an itemized fashion, but all while she might like to use a sort of “cut and paste” method of reporting on a story which, incidentally, might allow Krista Railey to often take things out of context for her own agenda. Case in point, she was actually sued for “Doing The Math Wrong” before, in which she might like to believe that it is okay because she corrected what she said about the victims right after she was sued. This was even though the damage might have been already done to the victim. Whatever helps you sleep well at night Krista Railey. (wink)
Now Krista Railey might be “Doing The Math Wrong” again because she might have a cognitive thinking issue. Or, Krista Railey seems to use this method on purpose, but as she leads the reader to her potentially delusional and disgruntled conclusion that is based in a lot of theory. Now theoretically Krista Railey might be able to prove to you that she can hang an elephant by its tail with a daisy from a cliff. However, at the end of the day, I am not so sure that it is a science that “adds up” once you “Do The Math.” This is because she is notoriously known for taking a piece of the truth to develop a conclusion, in which she then begins to try to convince people that her perception is correct. She does this by what I like to call “abstract journalism painting” with her comments and through her potential puppet named Steve Rhodes.
Now one of Krista Railey’s strange obsessions on the internet seems to have always been with Mitchell J. Stein. It is readily apparent by Krista Railey’s comments that she might feel that she has “Done The Math”, therefore, she might have the self-
righteous power to imply he is guilty of being involved in the current mailer scam, but even before Mr. Stein has had his day in court. This is why she might think it is fair to put Mr. Stein on trial with her trail of bread crumbs and out context cut and paste statements on the internet. This is even though her conclusions often prove to be unsubstantiated by the facts. For example, Krista Railey might have originally had you believe that the elderly Judge Johnson on October 19th said that the Law Firm of Mitchell J. Stein & Associates was not an LLP and that the preliminary injunction meant that he could not practice law. IT WAS NOT TRUE! The elderly Judge Johnson actually went ON THE RECORD with saying that she NEVER SAID IT WAS NOT AN LLP. What she actually STATED FOR THE RECORD was that Mitchell J. Stein COULD PRACITICE LAW. The only thing the elderly Judge said was that Mr. Stein did not produce court acceptable evidence to establish the fact that Mitchell J. Stein & Associates is an LLP. Something Krista Railey and Steve Rhodes seem to have left out of the equation while they “DO THE MATH” on the Get-Out-Of-Debt-Guys site.
Like a Chatty Cathy doll, Krista Railey will insist that Mitchell J. Stein & Associates is not an LLP. because she has DONE THE MATH. Krista stated the Secretary of State page displays that Mitchell J. Stein & Associates is not an LLP. However, had Mrs. Railey used due diligence, such as she always accuses me of not doing, she might have realized that the Secretary of State page only shows corporations and LLCs and not LLPs. What does this mean? It means that “Do The Math” did not “Do The Math” right AGAIN!
It is also important to mention that I have experience with my own corporation to know that the Secretary of State webpage is not always an accurate source.
| Entity Number | Date Filed | Status | Entity Name | Agent for Service of Process |
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| C2176529 | 09/17/1999 | ACTIVE | BAR NONE, INC., WHICH WILL DO BUSINESS IN THE STATE OF CALIFORNIA AS DELAWARE BAR NONE, INC., A DELAWARE CORPORATION |
BUSINESS FILINGS INCORPORATED |
| C0017482 | 05/18/1901 | TERM EXPIRED | CALIFORNIA STATE BAR ASSOCIATION |
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| C0033212 | 05/18/1901 | INACTIVE | CALIFORNIA STATE BAR ASSOCIATION |
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| C3309474 | 07/20/2010 | ACTIVE | GOLDEN STATE BAR & GRILL, INC. |
GREG KIM |
| C2107072 | 04/24/1998 | FORFEITED | GOLDEN STATE BAR GRINDING INC. |
BRUCE HOBSON |
| C1967571 | 04/30/1996 | ACTIVE | THE STATE BAR EDUCATION FOUNDATION |
PAMELA WILSON |
| C2029478 | 03/26/1998 | SUSPENDED | THE WESTERN STATE UNIVERSITY COLLEGE OF LAW STUDENT BAR FOUNDATION |
MARK BRAVO |
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Now if Krista Railey is correct, I guess I am to assume that about fifty other law firms are also not an LLP. I guess I am forced to also conclude that California State Bar Association has also been inactive since May 19, 1901. It also implies that the law firm hired to be the RECEIVER is also not an LLP. So as you can see, if we are to use the “Do The Math Wrong” Krista Railey method, I guess it is safe to conclude that the California State Bar Association is not an active member of the Secretary of States page.
With that being pointed out, Krista Railey might like to spread her poison in a unique way, almost like a black widow spider does to it’s victim. She does this by feeding the Get-Out-Of-Debt-Guy with transcripts, emails and court orders and of course her point of view. Then she becomes labeled by Steve Rhodes as an “incredible tipster” without revealing that the “incredible tipster” is actually KRISTA RAILEY who, by the way, has been said to have worked very closely with the California Attorney General and California State Bars office. Therefore, in retrospect, the Get-Out-Of-Debt-Guy might be better explained in a way that suggests that it really is the Get-Out-Of-Debt-Girl after you consider the above. This might also suggest that Steve Rhodes is indirectly a puppet for the California Attorney General and State Bar with his connection to Krista Railey. That is if you “Do The Math.”
At any rate, Krista Railey or “Do the Math Wrong” often prides herself on just wanting to protect homeowners. This is even though NOT ONE SINGLE PERSON in Mitchell J. Stein’s case has said they are a victim of a malier scam. However, let the record show that California Attorney General Kamala Kaboom also said she wanted to only protect homeowners, while at the same time she did a raid that left thousands of homeowners claiming they were victims of the California Attorney General at the end of the day. That is why the question becomes just who does Krista Railey work for? Who’s side is she really on?
I submit to you a youtube that Krista Railey made awhile back. Keep in mind that she is not the homeowner in the youtube. She is the person on the other side of the desk.
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For the record, Krista Railey used to be in the mortgage business. She actually was the person sitting on the other side of the desk from you discussing your mortgage, as displayed in the youtube above. Nevertheless, the youtube above allows you the unique opportunity to be inside the mind of Krista Railey. It might reveal what Krista Railey really thought of all you homeowners when you asked for a modification. Let the record show that this is a person that told me that she believes that people should allow the foreclosure to happen, while she suggests that there is a beautiful rainbow waiting for you on the other side. Yah! It is called being homeless! At any rate, who talks like this in the youtube? THE BANKS!
Therefore, does the piggybankblog council find Krista Railey aka “Do The Math ” guilty or not guilty of having a past of DOING THE MATH WRONG AND BEING BIASED?
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Krista Railey is not an amazing tipster Mr. Rhodes. She is an amazing shit disturber!
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My name is John Wright AND I AM FIGHTING BACK!
Homes Free and Clear Save The Economy!
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October 27th, 2011
I would like to start off today’s daily blog with dispelling a rumor about the preliminary injunction that was granted in the case of Mitchell J. Stein. This is because I have spent the last few days arguing with people who have tried to convince me that the elderly Judge Jane Johnson granted a preliminary injunction that stated that Mitchell J. Stein could no longer practice law. For the record, THIS IS NOT TRUE! The preliminary injunction granted stated that: “Mitchell J. Stein is barred from misleading mortgage lawsuit clients,” in which Stein stated for the record that he was fine with, since he categorically denied that he has ever mislead any mortgage lawsuit clients in the first place. For the record, I know of no clients of Mitchell J. Stein’s that the State Bar has presented that say they were mislead by Mr. Stein in any mailer scheme.
It is unfortunate that sites such as the get-out-of-debt guy were fast to jump to conclusions regarding the preliminary injunction, but to the point they were even posting inaccurate informatoion that said that Stein could not practice law. This would
imply that all Steve Rhodes opinions on the case might be subject to a cognitive thinking issue. In fact, I had to correct Steve Rhodes on several other unrelated issues that I had direct knowledge about in the past. Though I think that Steve Rhodes is a nice guy, I cannot help but think he is a perfect example of a little bit of knowledge is dangerous. This is becuase it almost appears that Mr. Rhodes picks and chooses parts of what he heard was in the transcript, as he tries to lead the reader to his potentially biased opinion in most of the article he writes. Often it appears to me that he does this by potentially taking things out of context, if not actually even posting something that is not true, such as in the case of Mr. Stein’s status of not being able to practice law. (Rhodes since corrected) All one had to do was read page 63 and 72 of the court transcript to see that Mitchell J. Stein can practice law.
Transcript page 63: Stein: Under the current court orders, I am not precluded from practicing law. And the State Bar said, “He can practice law for any LLP that he’s a member of.”
Transcript page 72: Stein: There is no injunction prohibiting me from practicing law; is that correct? or incorrect?
Court: I don’t think there is an injunction.
To prove my point, I have called the California State Bar Association as the press. Please listen to the response that the California State Bar left on my recorder on October 25, 2011 below:
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Well, if there is this overwhelming “mountain of evidence,” as some suggest, why is it that the California State Bar Association is still investigating? Why did they not just prohibit Stein from practicing right after the raid? I will tell you why, and that is because I think it is bullshit!
It is also interesting to me that the California State Bar Association might be using some deceptive and misleading advertising of their own. This is because in the message they have on their recorder has given many of his clients the impression that Mitchell J. Stein is not able to practice law, while they end their message with “If you want to obtain another attorney to represent you, you may want to contact the attorney referral service of the Los Angeles County Bar Association. They will assist you in finding a new attorney to represent you.” Why would they need a new attorney if he can practice law?
With that being said, one might conclude that the State Bar is trying to hijack Mr. Stein’s clients, but as part of some kind of 
referral service f0r their friends. I would like to think that the California State Bar Association would only feel obligated to include on the recorder that Mitchell J. Stein is a licensed attorney who can practice law. This is especially since they might be claiming to be the authority on what is considered misleading and deceptive advertising that is not clear. Certainty, their message is potentially misleading clients to think they might need new representation in the context that they have presented it in.
There is also a rumor that the elderly Judge Jane Johnson ruled that Mitchell J. Stein & Associates is not an LLP. Most of this confusion comes from the elderly judges’ comments regarding a blown up copy of the certificate of registration that Stein submitted as proof that Mitchell J. Stein & Associates is an LLP. Some have concluded that Mitchell J. Stein might have submitted it as a blow up version because he might have feared that the elderly Judge Jane Johnson might not have been able to see it at her age.
It states the following:
“….certifies that, having complied with the requirements of the statutes of the State of California applicable rules and regulations pertaining to limited liability partnership. Mitchell J. Stein & Associates, LLP, is registered as a limited liability partnership.” – Signed by Joseph L. Dunn, Executive Director. Certificate NO. 54393, May 2, 2011.
For the record, the elderly Judge Jane Johnson simply points out to Stein that a COPY of the certificate of registration cannot be accepted as evidence by the court. The judge then implies that Mr. Stein should know better because he is a good trail lawyer. However, maybe Stein should have pointed out to the elderly judge that she could be wrong about the copy not being able to be accepted by the court. This is because how does she know that it was not a MERS copy!
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Maybe the elderly Judge Jane Johnson does not understand that things have changed since the good old days, because now the courts do accept COPIES of legal documents, if you consider that judges around the State of California have been accepting a copy of the note on your house as valid evidence. So how was Stein supposed to know? I mean, after all, he is usually suing Bank of Defrauding America in a court that does accept COPIES of legal documents as evidence, such as in the case of MERS. There seems to be a double standard when it comes to the banks. (Wink)
Nevertheless, the elderly judge never said that she ruled that Mitchell J. Stein & Assicuates was not an LLP. She simply said that he presented no evidence to substantiate his claims that day. This is why it is simply irresponsible for anyone to say that the elderly Judge Johnson stated for the record that Mitchell J. Stein & Associates is not an LLP. This especially after considering the transcript reflected that she actually said the opposite on page 63 of the transcript:
Court: “I didn’t say it didn’t exist.”
Now there are some that say that in Ronald Reagan’s last days all he could remember was that he used to be a lifeguard. Thank God that the elderly Judge Jane Johnson at least remembers that COPIES of legal documents are not accepted as evidence in court. Clearly, any good judge presiding over a fraudclosure case should remember Judge Jane Johnson’s ruling on how a COPY cannot be accepted as evidence. This is basically because it can be faked!
You can take that one to The bank!
My name is John Wright AND I AM FIGHTING BACK!
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Homes Free and Clear Save The Economy!
Don’t vote for President Obama if you lose your home!
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October 26th, 2011
Mitchell J. Stein appeared as a licensed attorney in a hearing held at 9:00 am in a United States District Court for the Eastern District of New York yesterday regarding the Civil Rights complaint filed against what might be better described as California’s Most Corrupt California Attorney General. It was reported that California Attorney General Harris begged a New York Judge for more time to respond to the complaint, but because Kaboom claimed that neither she nor her staff was ever served with the complaint. Cough! Cough! Bullshit! Who shit? Kamala Shit! This is because the judge stated that he was looking at the proof of service, and unless they were stating for the record that the process servicer was lying, he was not going to give them additional time. It might have also been because one of Kabooms potentially incompetent staff members allegedly slipped by saying something like “when I was served” or “let me think about when I was served” later on in proceedings. Doh! – click here
Liar Liar Bus on Fire!
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Needless to say, the judge would not grant an extension of time, but in fact, gave the potentially lying Kamala D. Harris until November 13th, 2011 to either “move or answer” the Civil Rights complaint that’s on file. Once translated, I think the judge was telling her to either “put up or shut up,” “shit or get off the pot, ” lead follow or get the hell out of the way,” in which Californians would like to state for the record that we would not at all object to Kamala D. Harris shutting up. Nevertheless, if California’s Most Hated Attorney General does not respond by November 13th, 2011, she will lose the case and be liable for billions of dollars of civil rights violations that were perpetrated upon the American homeowner. With that being said, better to be a loser than a abuser Kaboom!
Rumor also has it that Kamala Kaboom might have been asking for an extension because she is having a hard time finding a New York attorney who wants to represent her. I mean, even Jack the Ripper was able to find an attorney, but if true, maybe now Kaboom knows how all those victims 
feel that she might have created with her raid, after they were not able to obtain an attorney to continue protecting them from Bank of Lobbying America anymore. Then again, maybe that was her objective?
Now some theorize that Kamala Kaboom is having such a hard time finding New York representation because they all hate her like Californian’s do. However, others theorize that it might be because New York Attorney General Schneiderman, who I have named “Spiderman” because of his hero status, is somewhat adverse to what California Attorney General Harris (alleged Bank Pawn) has done. In other words, Schneiderman might be pissed off that the Kamala Kaboom has stolen New Yorkers client files. For the record, it was stated that New York Attorney General Schneiderman was monitoring the hearing yesterday, in which some described might have been a show of his support for Attorney Mitchell J. Stein. It has also been said that Schneiderman might potentially arrest the California Attorney General if she shows up for court. This might be another reason he was monitoring the proceedings.
DON’T LET KABOOM SEE YOUR CAR SCHNEIDERMAN! SHE MIGHT WANT IT!
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New York Attorney General Interview: Click here
In addition, the New York Judge potentially expressed concern that New Yorkers files might have been taken without due process, while reminding California’s Attorney General Harris that New Yorkers might not take too kindly to the possibility that their files might have been stolen. It was reported that Kaboom simply had no answer when the Judge asked why the files were taken.
According to one source, the judge also expressed that maybe defendants needed to be added to the current complaint filed. This is after the judge found out that agents involved in the raid had Tasers. However, maybe the New York Judge did not understand that the California Attorney General might have considered all attorneys involved in Mass Joinders against Bank of Destroying America to be armed and dangerous with lawsuits. What were they worried about? Did they think they were going to get a paper cut? Were they planning on using the Tasers if one of the attorneys decided to file a lawsuit while they were there? Well that would be a shock wouldn’t it? (tongue-in-cheeck)
California Attorney General Harris now has THREE lawsuits pending against her in this Civil Rights lawsuit. They have been filed in California, Florida and New York. Mitchell J. Stein might be able to cross-examine Kamala Kaboom for four hours in Florida and two hours in California. There just seems to be no upside in this for Kaboom. This is why it might suggest that Kamala Kabala Kaboom is being chased down the street by a Doberman, but all while she desperately and frantically is running down the street looking over her shoulder to see just how close behind her the Dobie is.
You can run from the Dobie Kaboom! But you cannot hide!
I can just hear Stein singing:
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I especially like the part where it says: “If I can make it there, I’ll make it anywhere, Come on come through, New York, New York.”
My name is John Wright AND I AM FIGHTING BACK!
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Homes Free and Clear Save The Economy!
Don’t vote for President Obama if you lose your home!
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October 25th, 2011
I was able to contact Michael Edward Keith (Michael Edward) who had been sending out potentially false and misleading advertisements stating that there was going to be some kind of an interview with a Mitchell J. Stein & Associates employee, a MJS attorney and Mitchell J. Stein himself. For the record, Michael Edward was very cooperative with my investigation.
- I asked Michael Edwards the following questions and made the following statements to some of his answers:
- Why do you use the name “Michael Edwards” when I found out your name is actually Michael Edward Keith: He gave a strange answer about how there is a lot of corruption out there. I did not really understand his reasoning, but I think he was implying he was afraid people would come after him. I told him it would be as if I said my name is “John Paul” instead of “John Wright.” He answered: “Nice to meet you John Paul.” (tongue-in-cheeck) Though I could see he had a sense of humor, I explained to Mr. Keith that it might appear that he was hiding from something if he did not use his real name. Answer: Silence
- Are you a marketer: His answer was no.
- Are you affiliated with www.MostaffordableMarketing.com: His answer was that he was affiliated with many webpages.
- Are you the person listed as the point of contact on the “Who is” for the listing of the domain www.MostAffordableMarketing.com: His answer was yes. So I asked him how he could say that he was not a marketer while being the contact for a domain named www.MostAffordableMarketing.com? There was no clear answer.
- Are you the one who put out the mailer: His answer was yes.
- Why did you state untrue things in the advertisement: He said that they were all true to his knowledge. I then referred him the part in the mailer that stated “BE ON THE CALL TONIGHT TO GET THE SCOOP STRAIGHT FROM THE DOBERMAN’S MOUTH!” I asked him why he said this, because it was not true that neither Mitchell J. Stein nor anyone from his office ever implied that Mitchell J. Stein
was going to be part of any interview that involved anything that was coming from Mitchell J. Stein’s mouth. His answer was that talking to the staff member would be as if it was coming from the “THE DOBERMAN’S” mouth. (I Smirked) I told him that felt that was tricky and a deceptive tactic of a marketer to mislead the public to believe that Mitchell J. Stein was somehow affiliated with this interview when he was not. He agreed that he might have been a little over zealous in that statement. He apologized. I appreciated his honesty. - Why did you say in the flyer “Since Stein has been ‘cleared’ by the judge of any wrongdoing in the AG of California’s case against a marketing group (not us) for false advertising…..” when this was not true and the trial has not happened? For the record, I found the (not us) part curious: He stated that he thought it was true to his knowledge.
- Are you affiliated with Michael Lawrence: He said that he was not. However, he explained to me that Michael Lawrence had a program that he believed in that could help homeowners. He said that he believes in promoting programs that he feels that can help homeowners.
- Do you receive a percentage for any customers that you bring in for Mr. Lawrence: He said yes. (I appreciated his honesty) I replied with: Then that makes you a marketer! This is because you are marketing a product and being paid a percentage for the product you are marketing. Answer: Silence
- Do you notify your audience that you are paid a percentage: He said no. However, he said that he tells anyone that asks.
- Do you feel you should have a moral obligation to put up a disclaimer that notifies your audience that you receive a percentage, since I am sure that the audience might conclude you might be only saying it is a good service because you are being paid? They deserve to know: He said he did not feel an obligation. He stated that he would put one up if it made me more comfortable. I said it would make me more comfortable. So he agreed to give a disclaimer. (I appreciated his cooperation)
- Do you know there is a complaint online about you and Mr. Lawrence that states “Michael Lawrence and Michael Edwards are SCAM ARTISTS…ripping people off of thousands of dollars and giving really bad advice at the same time……” : His answer was “How do you know who gave that complaint? It could be from anyone!” ( I agreed) However, I referred him back to where he said that he was not affiliated with Michael Lawrence. Clearly, this complaint and his answer might insinuate there is some kind of past affiliation or relationship between the two. I told him that this would make his answer where he said there was no affiliation suspect. (scratching my head)
Please read forwarded email of a response to the complaint from ML below.
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Email forwarded to me for explanation from ML: - .
- This is crazy. The lady that posted that email was a sour woman who was in the middle of a divorce and came through someone who sold her my admin remedy with promises that were beyond what we ever could accomplish. I told her we would refund her money and take back the sellers commission since he oversold the process. She said she wanted to move forward even though she acknowledged that the process DOES NOT promise to stop foreclosures nor keep lenders ‘at bay’ for years without any additional work on the clients part nor our part. She signed a contract to that effect also. When Rusty et al did their ‘thing’ against me HE promised everybody a refund if they were not happy– I never promised refunds since we did what we promised. Rusty then changed his mind and would not refund any funds and started telling everybody the fault was mine. He took $85,000 of my money held in a trust account and ran and then would not answer folks questions nor try to help them. I am still here trying to help folks and seeking SUPERIOR processes. So yes, I did suggest folk’s go into the Mass Joinder as well as the Admin Remedy. Why not have Stein litigate instead of Pro Se? She took promises made by Rusty and Jeff Sedgewick and tried to get me to honor them. I suggested she go into the Joinder and I GAVE her our wholesale price and she was still ticked off!! She is one unhappy camper from Rusty and Jeff and tries to push dirt on me also. She did not even know who ME was until she started listening to me on his Monday calls and trying to stir things up on the calls so ME banned her there. Long story, but she is an unhappy woman with a sad life and trying to put all of the bad things onto other people.- ML
Conclusion of Investigation:
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My investigation would show that there was a meeting between a Mitchell J. Stein & Associates employee named “Toby” that was arranged by a MJS client. There were apparently two MJS staff members and a unnamed attorney part of this meeting with Michael Lawrence, Michael Edward Keith and the MJS client. The MJS client used to be a Phillip Kramer client, who was a victim of the raid, and now wanted to sincerely see if he could arrange some kind of help for the other Kramer raid victims out there. Accordingly, there was a discussion about if Toby thought that there would be an interest by Mitchell J. Stein in this service that Michael Lawrence offered for a fee to prevent foreclosures. According to my source, Toby STRONGLY stated for the record that Mitchell J. Stein & Associates wanted nothing to do with it. In fact, it was reported to me that Toby showed very little interest in discussing anything to do with anything about the litigation too. However, it was related to me that Toby agreed only to come on the “interview” to discuss homeowner issues, but not as a Mitchell J. Stein & Associates spokesman. Toby declined to be a part of the interview or “call in” once the potentially deceptive marketing came to his attention. All parties confirmed that Mitchell J. Stein had absolutely no awareness of this meeting that had taken place. In fact, he had no idea about any of this that was going on.
In the end, I told Michael Edwards or Michael Edwards Keith that I was suspicious because it had the fingerprints of a marketing ploy, but that I would give him the benefit of the doubt, since he seemed to be answering most of my questions honestly. I was also impressed with the fact that Michael Edwards offered to pass all advertising mailers by me first before he sent them out in the future. Something I of course will only be interested in if my name, blog or anything that threatens my lawsuit is mentioned in.
Nevertheless, I am still investigating this situation, as I expressed that I might be willing to combine our efforts to help homeowners if they cleaned up their act. This is only if the final results of my investigation would show that they indeed were here to help homeowners in a way that does not turn them into victims. I of course will require no fee or percentage in return. I am only interested in helping homeowners in any way that is legal, ethical and does not turn them into victims. This is of course is contingent upon there being no more potentially deceptive advertising (mistake or not), a disclaimer given to the public when a percentage is being made off of any product that is being marketed, but more importantly, that all parties have not been previously involved in any known or unknown unethical marketing practices that turned homeowners into victims. This is because it has been alleged that there was some kind of affiliation with an “Intake Company” for the Phillip Kramer clients. In fact, it has also been alleged that they point out they were not part of it, but while also pointing out they were not part of the raid. This might explain the (not ours) statement in the potentially deceptive advertising mentioned above.
Please let me know if you have any information of any potentially irregular, fraudulent, illegal and unethical information on Michael Edward Keith and Michael Lawrence. This way I can make a due diligence decision on if I should support sincere efforts to help homeowners, or if I should expose any potential unethical activities to warn the public.
This all does however lead to a very good question though. What are all the Phillip Kramer raid victims going to do?
10/27/11 update: Michael Edward Keith made all the requested changes that I asked for. I feel this might be evidence that Mr. Edward has good intentions. I have also received no other information form any of the readers that would suggest that this company is fraudulent at this time. Therefore, I am concluding that Mr. Keith has good character by showing a spirit of cooperation with this investigation. Thank you Mr. Keith for your cooperation.
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My name is John Wright AND I AM FIGHTING BACK!
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Homes Free and Clear Save The Economy!
Don’t vote for President Obama if you lose your home!
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October 24th, 2011
Well I think yesterday’s warning about the interview marketing scheme happening AGAIN with Mitchell J. Stein’s name was a perfect example of how these kinds of things can end up turning an attorney into a victim. I say this because I spent all day investigating and tracking down the source of this rumor. The results of my investigation would end up leading me right to a potentially unethical marketer. Imagine that!
REMEMBER THIS IS NOT TRUE AND IS A SCAMREMEMBER: CHECK FOR THE NEW PHONE AND PIN NUMBER FOR THESE CALLS BY LOGGING INTO YRIITL AND CLICKING ON THE FREE TELE-CONFERENCES TAB |
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CONFERENCE CALL |
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The email is being sent out by a marketer named aka “Michael Edwards.” However, his real name comes up as Michael Edward Keith. Read what I found on him:
Michael Lawrence and Michael Edwards are SCAM ARTISTS…ripping people off of thousands of dollars and giving really bad advice at the same time. Here is a thread from mortgage challenge yahoo group:
To each his own, but my STRONG opinion is to stay away from anything with Michael Lawrence’s name attached. I lost $3,500 to this joker last year in one of his ‘mortgage administrative remedy’ schemes. And, after the process fell apart and didn’t work, and after offering in writing to refund my money, he and his co-conspirators ceased all communication with me and I never saw a penny. He and the group of scammers he’s affiliated with seem to come up with a new ‘process’ every few months and take people for tens of thousands of dollars, only to eventually come up with some excuse why the program isn’t working and why they have to try something different, leaving homeowners in the lurch. Now it appears they’re going to mimic what some other groups and attorneys are doing by preying on people to put up several thousand dollars to be a plaintiff in one of these joinder lawsuit ruses.
He uses a fake name to disguise his real identity: it’s actually Lawrence Michael Day. He promotes his schemes on the website www.yourremedyisinthelaw.com hosted by Michael Edward, except that Michael Edward also uses a fake name, as well: his real name is Michael Edward Keith.
When they took my $3,500 – of which I deposited at a Wachovia-Wells Fargo branch into their “Trust” account – it was later discovered that their partner who was handling the Trust is a convicted felon on probation and the so-called Trust was actually set up to fund a pool hall venture. They alleged that the partner wiped out the Trust account…but, of course, only after both ‘Michaels’ got their share of the pie. Many people lost money and were refused a refund after the process turned out to be a farce. And while they claimed to be working with ‘attorneys’, it was discovered that their so-called attorney was actually a man simply doing legal research and giving legal advice…basically practicing law without a license.
In my strong opinion, it would be wise to stay away from anything associated with Lawrence Michael Day, Michael Edward Keith, Jeff Sedgwick, Rusty Gardner and the bunch they have assisting them in these schemes. I wouldn’t be giving this warning except that I can honestly speak from personal experience in dealing with these schemers, and desire to save others from the grief and loss of funds as so many have suffered at their hands. Again, though, to each his own.
For the record, someone asked a Mitchel J. Stein employee if he would call in on a conference line and “listen” to homeowners talk. We call this the bait and hook. This is because once the employee agrees to it, the marketer then begins to promote it to be something that it is not for ratings. For example, this employee did not say that he would answer questions about any current Mitchell J. Stein litigation. Certainly, the employee was not about to agree to do something that might result in him losing his job. This is because he was by no means an attorney qualified to comment on any such thing. This employee also did not imply that he would “clear things up once and for all” regarding the circumstances surrounding the raid and Mitchell J. Stein. He 
simply agreed to call in and listen to homeowners talk on a party line. He did not agree to do this in the official capacity of being a spokesman for Mitchell J. Stein & Associates, even though this is what the misleading advertisement might imply.
Is it possible that he said he would call in and talk about some of his own personal dealings and feelings with losing his own home? He probably would, but as a homeowner. However, this is far from what the misleading advertisements were bluntly trying to mislead you to believe.
Nevertheless, this would end up being just another prime example of how a marketer will use a little bit of the truth to sell their lie. This is done to drive you to the product they want to sell or promote you, in which in this case, I think it was to promote traffic to a website. It is called “piggybacking,” in which the marketer will use high profile names, situations, and other high profile blogs. This is done to drive drive traffic to their site.
Now, with that being said, I could probably conclude that the Mitchell J. Stein employee was part of a marketing scheme simply because he agreed to call into a party line as a homeowner. That is if I had not used due diligence in investigating the situation. However, let the record show that this employee, my blog and Mitchell J. Stein were exploited by a marketer taking a little bit of the truth to sell their lie.
Sound familiar?
My name is John Wright AND I AM FIGHTING BACK!
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Homes Free and Clear Save The Economy!
Don’t vote for President Obama if you lose your home!
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October 23rd, 2011
There are many of you that have received an email that is advertising that Mitchell J. Stein will be engaging in some kind of Q&A interview on Monday night at 9:00 pm (Eastern) and 6:00 pm (Pacific) on FreedomsRadio.com. This company might then charge you to participate while giving you a disclaimer that states that the interview can be canceled at the last minute. Please be advised that THIS IS NOT TRUE! This was because I have been able to confirm that MITCHELL J. STEIN WILL NOT BE PARTICIPATING. In fact, Mr. Stein had no idea about it until it was showed it to him for the first time today.
The email reads:
This Monday Night’s tele-conference / simul-web cast topic and special guest, Mitchell J. Stein, ESQ. and/or his Law/Clerk Staff, will be an informative call only with regards to our usual Q&A.
As we all know, this is not the first time that a marketing scheme has potentially hijacked the Mitchell J. Stein name without his permission. This should be just another clear evidence for the court that there are scammers that exploit the Mitchell J. Stein’s name such in the case of the unethical mailer allegations.
A blogger has written after this was posted:
Phone: (321) 354-6946 pin: 217399#Topic: SPECIAL
For the record, Mitchell J. Stein stated that he does not know about it. He also said that Toby is not doing any interview.
Please forward a warning to all of your friends on your email list.
My name is John Wright AND I AM FIGHTING BACK!
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Homes Free and Clear Save The Economy!
Don’t vote for President Obama if you lose your home!
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October 22nd, 2011
There was nobody fighting back when I first started doing this. I remember saying to one of the attorneys: “I cannot believe that Americans are not outraged!” I mean, there was the typical modification complaint here and there on the complaint boards, but for the most part, there was nothing out here where someone was fighting back. That is why I created piggybankblog.com. I created it so that people would not feel alone with all this, but more accurately, I also created it so that I would not feel so alone with all this too. However, I wanted people to know that there was a thing called hope even in their darkest moment. I wanted them to know that in their weakest moment they shall find their greatest strength. This is why I like the story of “Tank Man” in Beijing’s Tiananmen Square. It is because it is reflective of that very thought alone.
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Do you really think it is your house that you have been fighting for? I think you better think about it again. This is because there is something much more valuable that you are about to lose if you do not fight back Bank of Destroying The American Dream. You are going to lose your right to pursue life, liberty and even the pursuit of happiness itself. You are going to lose the United States of America that our founding forefathers left to us as an inheritance. Their words of warning are still being whispered into your ears today.
Therefore, let them who have an ear, let them hear!
Thomas Jefferson 1802 – ‘I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around the banks will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered.’
This is why:
My name is John Wright AND I AM FIGHTING BACK!
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Homes Free and Clear Save The Economy!
Don’t vote for President Obama if you lose your home!
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October 21st, 2011
The potentially disgruntled California Attorney General Harris filed what she called an EMERGENCY BRIEF in a Federal bankruptcy court yesterday in Florida. The request asked for the judge to grant California AG Kamala D. Harris permission to “Super Intend” all of Attorney Mitchell J. Stein’s personal affairs, including every action he takes, such as maybe even filing lawsuits. Super Intend? What the hell does Super Intend mean? Is that even actually a legal term? This is because I must have asked five different attorneys yesterday, and not one of them had ever even heard of the legal term. This is why one might conclude that the California Attorney General’s hooked on phonics education might not have worked for her. It certainly does not seem to be working for California homeowners either.
Listen Kamala Kaboom, The People of California know that you are desperate because Mitchell J. Stein’s has had a series of wins 
against you. This is even counting the one he had in Florida. Which by the way, I wonder if your people had time to stop by to visit your friend Florida Attorney General Pam Blondie? At any rate, it is apparent that you might feel that Stein might have stolen your thunder from your self-serving ass grabbing press conference. However, you should have known that if you poke a Doberman in a cage you might get bit. The reality is that you might have won the battle that day, but you are apparently losing the war! That is why you are appearing to The People of California as being desperate, back on your heals and simply in an “EMERGENCY” frantic and scared state of mind, but all while you seem to be licking your wounds.
With that being said, The California Attorney General is desperate because she knows that the judge in California might factor in the win in Florida that Stein had. That is why she might think it is an “EMERGENCY,” but not for us…………..for her! This is why I thought I would call her an ambulance for her political career!
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I find it totally disturbing that The California AG continues with what might be described as her personal obsession with Mitchell J. Stein, because it has been reported to me that she has received hundreds of your emails, letters and phone calls, but while asking her to stop turning you into victims by going after Stein when there seems to very little evidence against him. However, maybe she is not interested in what Californian’s think. Maybe she is only interested in trying to salvage her already damaged public relations. If she does not stop, we will simply have no other choice but to see about impeaching her. We certainly do not lack the resources to accomplish it if we want to. This is why she should check herself before she wrecks herself. (Wink) This is because The People of California might have zero tolerance for her bullshit while we are losing our homes to Bank of Lobbying America.
Here is an idea Kamala Kaboom! How about FILING AN EMERGENCY BRIEF TO STOP BANK OF DESTROYING THE AMERICAN DREAM FROM FRAUDCLOSING ON OUR HOMES! Oh that’s right, you are too busy wanting to babysit Mitchell J. Stein while spending our tax money.
Nevertheless, it seems that The California Attorney General might have a new job interest, but in what might better be described as a “Superintendent” position in this request of hers. It could also suggest that Kamala Kaboom might not feel she is qualified to be the California Attorney General. If so, I would have to say that many Californians that I speak to agree. This is why I thought I would help her out with her new career move. Therefore, I have filled out for her an application, because I know she is too busy harassing Mitchell J. Stein. She can thank me later. (Smirk)
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Just what exactly does The California Attorney General want to “Super Intend” of Mr. Stein’s personal affairs? For example, would she like to supervise him having sex? Supervise him putting his underwear on in the morning? What about supervising him using the bathroom? Does this mean now that Mitchell J. Stein would have “supervised” visits with his daughter when he plays with her? Either way, please tell me that Kamala Kabala Kaboom is not suggesting that she should be able to supervise Attorney Mitchell J. Stein’s lawsuit against Bank of Defrauding America? This is because it would be HIGHLY 
UNETHICAL, after you consider that Stein has alleged in his lawsuit that Kamala D. Harris is being used as a pawn for the banks. If this is true, I am sure she would just hand over whatever defense strategies Stein has right over to Bank of Lobbying America. Also, please tell me that The California Attorney General’s cheese has not slid so far off her cracker that she now thinks that she should be able to supervise Mitchell J. Stein’s Civil Rights lawsuit against her? She is out of control! What will she think of next?
The problem here might be that Kamala Kaboom is thinking that Mitchell J. Stein should not be able to file a lawsuit without her Stupidvision….I mean supervision. This simply might suggest that it is a violation of his Constitutional Rights, if not the Civil Rights of every single one of his clients that do not want her anywhere near their lawsuit. In other words, she might have just substantiated the merit of Mitchell J. Steins Civil Rights lawsuit by this “Stupidvision” or “Super Intend” request she is so desperately begging for. Either way, The People of California are getting sick and tired of Kamala Kaboom putting us in danger by trying to obstruct our justice by potentially harassing Mitchell J. Stein. She does not seem to understand that she is actually harassing The People of California when she does this. We will not tolerate it for much longer Kaboom!
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In conclusion, The California Attorney General seems very interested in attorney’s cars. Therefore, after careful consideration, I have decided to purchase the car for her below.
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Now fly away Kamala Kaboom!
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My name is John Wright AND I AM FIGHTING BACK!
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Homes Free and Clear Save The Economy!
Don’t vote for President Obama if you lose your home!
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October 20th, 2011
The elderly Judge Jane Johnson had an overfilled courtroom for the Mitchell J. Stein hearing at a Los Angeles court yesterday at 1:45 pm. It was reported that 100-150 people arrived at the court steps to show their support for Mitchell J. Stein. Some of the homeowners had driven nearly 500 miles to attend the hearing. However, the courtroom was also packed with a star-studded audience, such as one of the founders of Motown Records, a famous songwriter for Phil Collins and a former American wide receiver for the Chicago Bears named Willie Gualt. Clearly, Mr. Stein has some very high profile friends, and they all seemed absolutely thrilled to show their support for Mitchel J. Stein according to the courtroom observers. However, Phillip Kramer was also present, but this time with substitute counsel, as many had taken notice that the world famous Attorney Mark Geragos was not present this time. Representatives of the California State Bar Association and California Attorney General’s office were also in attendance.
Attorney Mitchell J. Stein started off by asking Judge Johnson if the agenda would be including Philip Kramer. Judge Johnson 
replied: “No Mr. Stein. We are going to be very busy with you.” Busy indeed, because many in the courtroom felt that the elderly Judge Johnson’s behavior towards Mitchell J. Stein was potentially irregular, wacky, peculiar, disgruntled, senile and obviously biased.
The picture to the right is how I see Judge Johnson looking like. This was only after people in the courtroom telling me that she “looked like an old hag and as old as Moses!”
Nevertheless, the agenda apparently did include Phillip Kramer, because it was reported to me that a Phillip Kramer employee had testified. The employee was a diabetic. He sadly had a diabetic episode that left this poor man shaking as he was talking to the elderly Judge Jane L. Johnson. The employee’s assets had been frozen, so he was unable to have money to treat his diabetes. He also was unable to take care of his family, in which the Receiver did not deny that there was an over freezing of this employees assets. The elderly Judge Jane Johnson seemed at least to show compassion to the employee, while she explained that she would still need to hear his statement on November 8th, 2011. She did however ask if that was okay with him.
The elderly Judge Johnson also showed compassion to another person in the courtroom, and that was Phillip Kramer. She also seemed to like his new attorney. Phillip Kramer’s attorney stated for the record that Mr. Kramer is not practicing law. Phillip Kramer’s attorney went on to discuss if Mr. Kramer could keep his $5,000.00 or $26,000.00 car. The receiver wanted to let Kramer have the $5,000.00 car, however, the elderly Judge Jane L. Johnson decided to continue the issue for another two weeks.
Interestingly enough, this would be the last display of the judge’s compassion. This is because observers in the courtroom stated that the elderly Judge Jane Johnson seemed to show an attitude that appeared to insinuate that she did not like Mitchell J. Stein very much. Some claim this is because Mitchell J. Stein had previously sued one of Judge Johnson’s friends in the past. That judge is now a traffic court judge. However, why was the elderly Judge Johnson compassionate towards Phillip Kramer and not Mitchell J. Stein? After all, Phillip Kramer was described by the California Attorney General as being “The Ring Leader.” Phillip Kramer also has a potential money trail coming to him from the mailers. On the other hand, Mitchell J. Stein seems to have no money trail coming to him at all. Therefore, the judges behavior is suspicious to say the very least. This is why many in the court room theorized she has a personal agenda against Mitchell J. Stein.
One court observer was even quoted as saying:
“I was appalled by the judge’s actions. She made up her mind before Mitch said anything. She would not let him speak. She cut him off. She was rolling her eyes. She didn’t care that her actions affected us and our children. She didn’t care that Mitchell signed us up as clients the way he explained.”
Other people in the courtroom stated that the elderly Judge Jane Johnson appeared to look confused over the simplest things that Mitchell J. Stein would be trying to explain to her. One person even said that the elderly judge tended to have what appeared to be a Ronald Regan look on her face at times that said “Where am I?” They sincerely expressed that they had very real concerns that the elderly judge might be suffering from the beginning stages of Alzheimer’s. This is because she appeared to not even remember things she said moments before, but all while contradicting herself and the law several times in the process. This is why I am not afraid of her reading anything I write here, but simply because I am sure she will not remember it in the next few minutes. Considering, I am sure that every day is a good day for the elderly Judge Jane Johnson, since she might not remember anything anyone says about her. (lol) However, it almost sounded like she was as unstable as the Captain in the “Caine Mutiny” movie who was starting to lose his mind.
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I think what the courtroom observers were trying to tell me was that the elderly Judge Jane Johnson appeared to be so old that she might be farting dust.
However, they were not kidding when they were expressing their concern that she might have some kind of beginning stages of Alzheimer’s. This is because her behavior appeared to be a little wacky tobacky to many of them during the process. Is she too old now to be a judge? This is serious, because there are people’s lives in her elderly hands.
Submitted by blogger on 2011/10/22 at 11:34 am
Outstanding John! Your comparison to the Chinese Tank Man is very accurate…many Americans lately have had to stand before the tank….AKA Banks ……but with this site they are not completely alone…..it is a privilege for me to be part of this website. My wife and I have been lucky to avoid foreclosure however if things take a slight turn in the wrong direction we could be there. My hope is for Mitchell J. Stein to kick Bank of Destroying the American Dream’s trillion dollar buttocks……last night I sent Governor Brown an Email about his corrupt attorney general and how the fiasco down in Los Angeles was such a disgrace to his administration……..how Ms. Harris must be in the employ of financial institutions and not the people of California who are indeed paying her to fight against themselves……….I must say that California is a strange state…I feel fortunate to reside near Seattle.When a judge is given the noble privilege to sit in Judgment on his or her fellow citizens they must at all times remember their objectivity. Judge Johnson is a good example of a judge that needs to be put out to pasture. I cannot comprehend how any American could be against the homeowner … IT JUST DOES NOT CLICK WITH ME … the only logical conclusion left…..is Corruption, and Ms. Harris and Judge Johnson shame …. for shame on you,,words cannot describe….the founding fathers are all pointing at you and calling for checks and balances … impeachment … you have no business leading such awesome people like Americans.”
The elderly Judge Johnson did not even have the appearance of being the slight bit interested in what Mitchell J. Stein had to say. This is not even for the benefit of giving the victims in the courtroom the feeling that she was giving them and Mitchell J. Stein a fair hearing based on the evidence. In fact, the elderly Judge Johnson seemed completely disinterested in any evidence that Mitchell J. Stein had. At one point the elderly judge even made some outrageous claim that Mr. Stein’s LLP was not certified, and 
then, would not accept his evidence that he had to prove that the LLP indeed was certified. It was reported that at this point Stein turns around and shows her a giant blown up copy of the certification. However, the elderly Judge Jane Johnson said that she would not look at it because he could have faked it. Stein dramatically then turns around and shows the blown up copy to the court observers, but while pointing to the fact that the California State Bar Association was in the courtroom, and could state for the record if the LLP was not certified. This is when the California State Bar chose to remain silent, in which I am sure they would not have, if her claims were substantiated. However the old hag did not say a word. Maybe she forgot what he said. (lol)
This is why it seemed that the elderly Judge Jane Johnson was completely biased throughout the whole thing. This is because one of the high profile reporters told me that when Mitchell J. Stein would make a compelling argument, the elderly judge would just look over at the California Attorney General and State Bar Association with a look of maybe saying “what do I do now?”
For the record, every person I interviewed stated that they felt there was something wrong with the elderly Judge Jane Johnson. This is because she did not seem to care too much that she was bluntly coming across obviously biased. For example, the elderly Judge Jane Johnson simply had no response at all when Stein pointed out that he was the only one of the defendants that received no money. He also reminded her that there is absolutely no money trail that goes to him. Then asked her what would be his benefit then? The elderly judge sat silent with no response. She seemed to have her mind made up already for personal reasons. She did not seem to care about evidence.
It addition, Mitchell J. Stein said in court that he could go down and open another bank account at Wells Fargo and Bank of America if he wanted to. Then Stein said “Well maybe not Bank of America.” The whole courtroom erupted in laughter.
Mr. Stein met with his supporters after court. The borrowers would start crying when they talked about their story. It was reported to me that Stein’s eyes would get watery when they talked. They all certainly felt a bond with Mitchell, but more importantly, Mitchell J. Stein seemed to feel a bond with them too. The crowd of supporters broke out into applause as the doors closed on the elevator that Mr. Stein was now in.
Nevertheless, the question here is why does the elderly Judge Jane Johnson seem so interested in maybe being part of a decision that would help Bank of Lobbying America? The answer might be because of this:
Hi Brother John
A little bit of info for ya courtesy of our brothers and sisters on the front lines @ occupyLA. It seems the banks have every judge in the state of California over a barrel because their retirement benefit program is at least 60% invested in bank products that include mortgage backed securities.
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In all fairness, if this fact is true, every judge in the state of California should recuse themselves from sitting in judgment of all foreclosures since it is a conflict of interest and denies every homeowner that comes before them a fair trial. This is out- fucking-rageous. John, is it any wonder they tell us we have rights, that is, until we try to use them? We have no freaking rights, none! Why? Because our so-called rights conflict with their cushy retirement funds!
We Are The 99% And We’re Fighting Back!
True! However, I have heard there might be a bigger reason why. I heard that it is alleged that the elderly Judge Jane Johnson might have had THREE MILLION DOLLARS invested in the loan pool at Bear Stearn.
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Now that would sure explain why she could be making judgments that are in favor of the banks. I would think the implications of this might be much more unethical and unsafe to the public than any unethical mailer could be. That is why the elderly Judge Jane Johnson should not judge. This is because now she shall be judged. (wink)
In the end, the elderly Judge Jane Johnson granted the Attorney General’s motion for a preliminary injunction. The injunction stated that Mitchell J. Stein is barred From misleading mortgage lawsuit clients. Stein did not seem fazed. This is because Stein and his clients represent that Mr. Stein was never engaging in misleading mortgage lawsuit clients in the first place. In other words, she won nothing. (lol)
Nevertheless, even with all the bias, it was still decided:
- Mitchell J. Stein could still practice law.
- Mitch is going to practice law.
- Stein’s LLP was never affected by any of this.
I contacted Mitchell J. Stein’s office for comment. They made the following statement:
“Mr. Stein has retained a special independent prosecutor that will be filing a motion to disqualify Judge Jane Johnson based upon either potential judicial incompetency or bias.”
10/20/11 Press Release: Click here
So it looks like the State Bar was wrong when they told me they thought an order would be handed down yesterday that stipulated that Mitchell J. Stein would become inactive. That means THE DOBIE WON AGAIN!.
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THREE MILLION DOLLARS invested in the loan pool at Bear Stearn?
Now look who is rolling their eyes Judge!
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My name is John Wright AND I AM FIGHTING BACK!
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Homes Free and Clear Save The Economy!
Don’t vote for President Obama if you lose your home!
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October 19th, 2011
The Dobie Strikes Back! That’s right! It appears that Mitchell J. Stein has thrown STRIKE THREE in yet ANOTHER WIN against California Attorney General Kamala D. Harris in a federal courtroom in Florida yesterday. The federal judge ruled that Kamala Kabala Kaboom has stepped out of her jurisdiction by freezing accounts without bankruptcy court approval first. Therefore, it has been reported that Kamala D. Harris might be held in contempt of court. That’s right! I said the California Attorney General might be held in contempt of court! Either way, it appears that the alleged “Bank Pawns” case against Mitchell J. Stein seems to be falling apart.
There will be another court hearing today in a Los Angeles California courtroom regarding this matter. Many theorize that Mitchell J. Stein will probably be successful in today’s hearing too. This is because the California State Bar Association has already stated for the record that there has been no action brought against Mitchell J. Stein’s LLP. This is especially important, after you consider that there has been no proof submitted that Mitchell J. Stein has represented any clients seperate from his LLP. For the record, Mitchell J. Stein represents that he has NEVER singed ANY RETAINERS for the intake of these people from the mailers. He also represents that he has NEVER BEEN IN ANY RECEIPT OF MONEY EITHER.
Therefore, does this mean that the “Wicked Witch Of The West” is melting?
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Like the Witch said Mitchell J. Stein: “Look at what you have done!”
Unfortunately, I will not be attending today’s hearing. This is because I will need to be here in the bunker to receive reports live from the courtroom to keep you all informed. This is why I will be in the piggybankblog live chat room at exactly 1:45 pm (Pacific Time) to report everything that I hear. However, you should attend the hearing if you can because of the Who? What? and Why? circumstances surrounding this issue.
WHO: Hundreds of California borrowers gathering tomorrow in protest of California Attorney General Kamala Harris.
WHAT: Borrowers gathering in solidarity with Occupy Los Angeles, Occupy Wall Street and the 99% movements.
WHY: Borrowers are standing up against Ms. Harris’ support of the 1%, which she has facilitated by assisting Bank of America to improperly foreclose on thousands of California citizens. The borrowers contention lays with Ms. Harris’ status as a pawn of Bank of America.
- Kamala Harris might be the only Attorney General in the country to have taken money from Bank of America this year. Considering she was supposed to be investigating them, this is highly improper. - click here
- Kamala Harris is stripping these borrowers’ rights by attempting to hamstring their 25-year lawyer known as “The Doberman,” who has represented the FDIC, the RTC, the FSLIC and 350 banks and financial institutions. He is the only attorney making major headway against Bank of America since 2009.
- Kamala Harris potentially admits she raided the borrowers’ attorney’s Law Partnership WRONGFULLY.
- Kamala Harris is the only Attorney General to have seized files of borrowers across the country and probably given borrower’s files to Bank of America.
- Kamala Harris has been sued nationwide in three federal civil rights actions.
- Kamala Harris lost in court today against Mitchell J. Stein and may be held in contempt of court.
This is round one! Round one could be a knockout round!
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You are invited to attend to show the judge your support today at:
Central Civil West Courthouse
600 S. Commonwealth Ave.
Los Angeles, CA 9005
At the front steps to the entrance of the courthouse and in Judge Johnson’s courtroom. The judge’s courtroom holds 30 seats for observation, the hundreds of overflow borrowers will fill the hallways in support of their attorney and to send a message of their support of him Judge Johnson.
The Hearing is scheduled for today (10/19/11) at 1:45PM. Borrowers will be gathering at the courthouse prior to the hearing. Attorney Mitchell J Stein post hearing comments at approximately 4:00PM (?). Mr. Stein’s objective is to expose the corruption that is harming his clients, which includes borrowers across the country.
My name is John Wright AND I AM FIGHTING BACK!
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Homes Free and Clear Save The Economy!
Don’t vote for President Obama if you lose your home!
Keyword: Wrong Again!. (Wink)
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October 18th, 2011
My tracking totals went through the roof yesterday! It would reveal that five hundred people read just my daily blog alone. It must have been the Achilles heel problem that I pointed out that Bank of Destroying The American Dream might be having in the fraudclosure process of people’s homes. I am sure they were as happy as pigs in shit that I posted it, but hey, they have their ownselves to blame for that one. This is because they filed a potentially illegitimate “Notice of Default” against me on September 27th of last month. They should have known that I was going to fight back by reporting to all of you the weaknesses in their potentially irregular, fraudulent, unsafe and simply illegal process. I am sure that this might have taken that bounce out of Bank of Defrauding America step, because they might have been “banking on,” no pun intended, the fact that not too many people know that they no longer owe any money on the loan if there is a break in the chain of title. This is why I am going to take it upon myself to educate as many people about it as possible, and you should too, because I can assure you that the likelihood of there being a break in the chain of title is very high. This is after you consider the feeding frenzy these banks caused and participated in while selling these ticking time bomb loans to the investors while not properly transferring the paperwork.
Investor Feeding Frenzy Below:
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Here are a few things to know and do if you are being foreclosed on:
- Find a service that will give you the history on the chain of title.
- Find inconsistencies in the transfer or sale of the loan, such as robo signing or other irregularities.
- The bank will have a hard time selling your home if you can prove there is a break in the chain of title. In my case, if they should get as far as selling my house, I might plan on putting an advertisement right under the listing that states “break in chain of title.” Would you want to buy a house from someone who might not be the rightful holder of the note? (Wink)
- File a document titled “lis pendens.” This document “clouds the title.” In legal terms, it means that there is litigation pending against the property. No investor in their right minds wants to throw hundreds of thousands of dollars into a property that has a lawsuit pending against it. The risk is too high.
- Filing bankruptcy might stop the bank from being able to fraudclose on you. Trust me, if you have proof that there is a break in the chain of title, it might be very likely the bank would not even show up for court.
- If you are sick of the collection calls, just tell them your name, and then tell them that you record calls for quality assurance. They usually hang up right away. All you have to do if they continue is say “Your choice to continue this conversation will be considered permission to record.” Click! They hang up. It works every time.
Bankers like Brian Moynihan might think they are better than us because they pay their mortgage, but they are forgetting one important thing here, and that is that they might be paying their mortgage with fraudulently collected mortgage money for homes they do not legitimately own the note on. This is not even to mention that their bank might not even exist if they were not given a bailout, which might imply that Brian Moynihan and Barbara Desoer have been paying their mortgages with glorified welfare paychecks. Let’s also not forget they might have played a major role in collapsing the American economy with their potentially irregular, greedy, self-serving, fraudulent and unsafe mortgage loaning practices. This is why it will be a cold day in hell before I care about what Brian Moynihan and Bank of Collapsing America think about me not paying my potentially fraudulent mortgage. Bank of Judging America might feel that it is their self-righteous privilege to judge Americans who refuse to pay their mortgage to a bank that might not be the actual note holder, however, I am not so sure they are the ones that should be morally judging anyone for anything. This is after you consider the fact that it might have been HIGHLY ILLEGAL for the bank to sell and transfer your loan to multiple investors at the same time, if not fraudulently robo sign falsified documents to facilitate them in fraudclosing on your home. They may think we are deadbeat homeowers, but what does that make them?
Did you watch the youtube about the college kids in Santa Cruz that tried to close their account at Bank of Arresting America? They said they were not allowed to “be customers and protesters at the same time.” Then the bank manager actually had the audacity to lock some of the kids inside the bank until the police arrived.
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For the record, you must leave if any private company tells you that you have to. They can ask you to leave for whatever reason they want. However, I would have immediately sued the manager and Bank of Falsely Arresting America for potential false imprisonment and arrest if they locked me in that bank. They would not be counting money on that day. They would have been “counting” on me fighting back instead!
Do not forget to sign Flordia Attorney General “Pam Blondie” petition below!
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My name is John Wright AND I AM FIGHTING BACK!
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Homes Free and Clear Save The Economy!
Don’t vote for President Obama if you lose your home!
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Keyword: Selling titles multiple times to multiple people is against the law. Go to jail! – Do not pass go! – Do not collect $200!
Keyword: When you do not pay 1.3 trillion dollars in taxes you lose your bank.
Keyword: BM and BofA live on welfare!
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October 17th, 2011
I am still receiving a lot of response from the blogs that I have written over the past few days. I could see that many of you were interested in the 500 billion dollar investor money vs. the debt ceiling being lifted 500 billion dollars, but on the very same day that I was at this meeting in L.A. on September 8th and 9th of last month. Now some might say: “That has nothing to do with it! That money was for FEMA!” However, I need to remind them that FEMA was originally built in case the federal government was under threat by a nuclear hit from Russia. This is why one should not conclude that FEMA is only used for natural disasters. They are used for any disaster that threatens the federal government. I assure you that a collapse of the American economy would be considered a threat. Considering this fact, it should not be hard to believe that taxpayer money could be funneled through FEMA to give a backdoor bailout to the banks. My only hope is that the infamous FEMA concentration camps have been set up for putting the bank CEOs in, instead of the American homeowner.
Nevertheless, my point is that I find it more than ironic that the United States Senate would approve lifting the debt ceiling 500 
billion dollars more on the very same day that someone is telling me that they need to move 500 billion dollars in 150 days. Which by the way, doesn’t 150 days from September 8th put us somewhere in January or February of 2012? Notice that the article pointed out the importance of those two months by stating the following:
“The U.S. Senate, in an unusual procedure, cleared the way Thursday for the U.S. to lift its borrowing authority by $500 billion to $15.19 trillion, enough to keep the support federal government borrowing through late January or early February.” – article
Unusual indeed! (Wink)
Now a lot of the China scandal seems to be surrounding Fannie and Freddie. For example, in August of 2008 China dumps Fannie stock. This was even though the stock had gone up nearly 60% – Click here Then in September of 2008 the United States Government takes over Fannie & Freddie – Click here Then the stock dropped nearly 80% after take over – Click here That was a pretty good guess on China’s part! NOT! So how did China know what was coming when the rest of the stock investors did not know?
Therefore, we must conclude that China might have had some kind of insider trading information from someone in our government. Someone in our government must have told them ahead of time so they would not lose any money. If so, can you imagine what they are talking about and planning for now?
Now remember that the HAMP foreclosure program (sorry I meant modification program) was in the planning stages right about then too. I think they first mentioned it to the public in January or February of 2009. That seems to always be the government’s favorite two months of the year for some reason. Is it because it sets things up for the illusion of a better economy during an election time for President Obama?
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Now many of you, like me, have received a NOD (Notice of Default) recently. Also like me, many of you had your loans with Countrywide. This means that there is a very high probability that your loan was sold off to investors. Therefore, the question becomes if the “Chain of Title” was broken?
Why does chain of title matter?
The chain of title refers to the history of passing of title ownership to real property from the present owner back to the original owner. Chain of title is a complete, accurate, and publicly recorded, history of instruments used to transfer ownership in a piece of property. Chain of title is a homeowners’ ultimate proof of ownership of his/her real property interests. Besides being conclusive proof of ownership, chain of title is the basis for title insurance, mortgage finance, and use of property as collateral for business loans. Moreover, a defective chain of title is unmarketable, meaning that properties with broken chains of title may be un-saleable (or if saleable, defective title may adversely affect the property’s price). – click here
What if the Chain of Title is broken?
If the chain of title of the note is broken, then essentially the borrowers will NO LONGER OWE ANY MONEY ON THE LOAN. This is because it becomes unclear if you are actually paying the right person. What is the likelihood that the chain of title was broken on a loan that originated from Countrywide? Very likely!
This is why you should not go down without a fight! Track down the chain of title history! This is Bank of Tricking America’s Achilles heel! It could end up legally stopping Bank of Defrauding America right in their tracks, because the investor might not have had the right to transfer or sell it if the chain of title is broken. This would mean that Bank of Destroying America might not be the legitimate owner of your note. Therefore, you could be paying the wrong person. One day the legitimate owner could come foreclose on you if Bank of Fooling America is not the rightful owner. So do just like the spokesman for those old Alpha Beta grocery stores said to do……“Tell A Friend!”
Now I don’t know about you, but I have already decided what I am going to do if the potentially irregular, fraudulent, unsafe, and illegal Bank of Harassing America tries to fraudulently take my home.
I am going to take the following action:
- Chain myself to my house.
- Recruit San Francisco and San Jose protesters to surround my home in protest.
- Have everyone holding signs and wearing shirts that refer people to piggybankblog.com
- Call the media and blogs to cover the event.
- I will be probably filing Chapter 13. This stops the bank in their tracks.
- Nobody wants to buy a house that might have a break of chain in the title. Therefore, the bank will have a hard time selling the house.
- I have been told there are several significant liens that are going to be put against my home. The bank will have to pay them from the proceeds of the sale of the house……if they are even able to sell it.
- I will be taking everything that I put into the house with me. I do mean everything!
Bank of Bullying America should have known that I would never let them take my home without a fight. I have been waiting for you for a very long time Bank of Abusing America. Now I am going to play with my food before I eat it!
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Unfortunately for Bank of Destroying The American Dream, they might have just delivered themselves right into my hands. This is not a fight for my house only. It is a fight to take our country back while holding them accountable for their potential crimes against our civil rights and humanity.
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My name is John Wright AND I AM FIGHTING BACK!
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Homes Free and Clear Save The Economy!
Don’t vote for President Obama if you lose your home!
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October 16th, 2011
I am in receipt of 85 emails in response to my blog yesterday about the China connection. Apparently, it has struck a nerve with all of you that President Obama and the United States government seems more interested in saving the Chinese investor. This is why what needs to happen is that these banks need to be allowed to fail. That includes Fannie and Freddie. Why should they get a taxpayer bailout just because the Chinese are pissed off? First of all, we are taller than them! However, what about the American homeowner being pissed off? Our taxpayer money should go to saving the American people FIRST! I mean, why should we be rewarding these PRIVATE BANKS a bailout after what they did to us? They caused this economic Armageddon in the first place with their greed. Why should they be rewarded and the American people be punished? I do not see the government giving any of us who are small PRIVATE BUSINESS OWNERS A BAILOUT! This is an important point after you consider that the small businessman is suffering from an economic disaster that these banks caused, which stands to reason why we should be given the bailout. This is because, I don’t know, WE ARE THE VICTIMS! I guess I should have done business with the Chinese like the banks did if I wanted a bailout. Does anyone in China need driving lessons? I can answer that question already. (lol) You see, I am expert driving instructor. (Wink)
With that being said, the Chinese should not be allowed to hold the United States of America hostage with threats of economic sabotage. Otherwise, I guess we have already been taken over by a foreign country here in the United States of America.
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Piggybankblogger Jerome Kern left comment about yesterday’s blog:
I guess the possibility of the Chinese trying to kick us out of our homes is hard to believe and some would ask the question WHY? To me there are several reasons and will take some examination. First of all, their natural resources have been depleted for a long time. Look at the import export ratios. Three million in raw material will get you 30 million of JUNK CHINA CRAP produced by exploited workers, barely feeding their families, as well paid in peanuts, promise’s, and magic beans. Somebody is getting a sweet deal. Secondly, China is and has been overpopulated for quite some time. These guys have been trying to solve their overpopulation crisis for a very long time. They tried to build in the oceans and plains unsuccessfully, constantly facing the reality of NOT HAVING ENOUGH RESOURCES FOR THE POPULATION. Lastly, with polluted underground water tables, and nuclear reactors imploding, they are dying from eating 3 eyed fish and they know it. WHOLLY TROJAN HORSE!! Their environment is completely devastated. These countries have nothing to lose and solved their overpopulation problem. Move to “DISNEYLAND” where there are still natural resources and plenty of room for rice fields. Keep your junk China crap to yourself thank you….Goodnight.
Nice job presenting the information John. What if we take it a little further with the Chinese? What about the possibility of planned economic collapse and takeover? What about the possibility of a very well thought out plan to destroy the thriving American economy in attempts to take it over? Payback is a bitch. I remember in 1941 “This is WAR on the American economy,” with a President in bed with china and the Saudi’s. I am excited for the American people to get together with each other, instead of
letting a foreign government call the shots, and turn the AMERICAN people against each other.
Funny thing about my mortgage, the way I see it, my loan was insured, claimed and paid for. (You are right Jerome!) We, the working taxpayers paid for our home loans with our hard earned tax dollars when we paid the insurance fraud committed against us by AIG and affiliates. When the federal government backed the fraud (without question), OUR LOANS WERE PAID. In addition, the ”bailout money” given to banks with our tax dollars as well paid the interest early and in full. Youuuwannnnafuckaaa ME?
I DONT THINK SOOOO!!!
GREAT JOB JOHN…YOU A BAD ASS….OUT
Yah! You tell them Jerome Kern! Your “Trojan Horse” theory might not be too far off from the truth. This is after you consider the fact that none of this would have happened if the Glass-Steagall Act was not repealed by former President Clinton. This is because the repealing of the Glass-Steagall Act is what allowed the banks to sell our mortgages on Wall Street. The whole reason the Glass-Steagall Act was passed was because they theorized that it was the banks messing with Wall Street that caused the Great Depression. Therefore, this “Trojan Horse” theory might have been the Chinese getting former President Clinton elected into office.
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The Chinese might have taken notice of former President Clinton when he protested against the United States in England after dodging the draft. – click here In fact, if my memory serves me correctly, I could have sworn there was a lot of controversy surrounding the issue that former President Clinton seemed to be kowtowing to the Chinese during his presidency. Sure! Remember? It was called CHINAGATE! He was accused of renting out the Lincoln room to the Chinese for donation money. Then there was that Chinese shipping company named “COSCO.” The Chinese company COSCO was busted by the San Jose Mercury news for shipping in crateloads of Ak-47s into Oakland. – click here What was the result? Former President Clinton just gave them a fine. Clinton then leased them a closed down naval base in Southern California to use instead. Yet just when you thought it was all over, there was that Chinese spy that stealing nuclear secrets at Sandia Labs during the Clinton years. – click here The nation seemed to be infiltrated by the Chinese during the years of former President Clinton’s presidency. Then there was former Vice President Al Gore who raised record amounts of money from the Chinese. – click here CHINAGATE! Trojan Horse indeed Jerome!
They might be laughing at us right now Jerome, but remember, they also laughed at Noah. That is until it starting raining. (Wink)
I would like to also talk to you all about something else that has been bothering me. I have been concerned that the banks might be receiving what is called a “backdoor bailout” with our hard earned taxpayer money AGAIN! Not too long ago, I was part of a meeting in L.A. where there was talk about investors having $500 billion dollars they needed to spend on buying homes within 150 days. I was not part of all the meetings, but I have a source that was. The meeting was on September 8th and 9th of 2011. Anyway, there was a bunch of private investors wanting to move 500 billion dollars in 150 days. The way it works is that they would go directly through the homeowner to buy their homes from them. Then the investor would in turn give the homeowner a modification. This money to buy the house would of course go directly to the banks. Now I remember thinking to myself “Who is able to have access to 500 billion dollars of onshore money?” “Why in 150 days?” This led me to do a little research on trying to find out Who? What? When? Where? and How? So I went home from the meeting and typed into Google: “500 billion dollars, debt ceiling, unusual.”
This is what came up:
Senate Approves $500 Billion Increase in Borrowing Authority
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By Corey Boles
September 8, 2011, 9:58 PM ET
Picture posted by piggybankblog
The U.S. Senate, in an unusual procedure, cleared the way Thursday for the U.S. to lift its borrowing authority by $500 billion to $15.19 trillion, enough to keep the support federal government borrowing through late January or early February.
The action came under an unusual legislative procedure spelled out under the August agreement to raise the U.S. debt ceiling and avoid a U.S. credit default. In a 52-45 vote, the Senate blocked an attempt by Republicans to slow down the process that will result in the $500 billion debt-ceiling increase.
The increase stems from a deal between Congress and the White House, finalized last month, that spells out how the borrowing limit would be increased by $500 billion. Under the process, lawmakers in both the House and Senate must vote on a resolution of disapproval against the increase in the borrowing limit. President Barack Obama would then have to veto the resolution of disapproval, and Congress would then vote to try and override that veto.
The complicated procedure, designed by Senate Minority Leader Mitch McConnell (R., Ky.), would allow an increase of the borrowing limit while allowing most Republicans to vote against such an increase.
There was a twist in this scenario Thursday evening, however. Democrats held firm, rejecting the resolution of disapproval, thereby speeding the process and increasing the borrowing limit immediately.
Only Sen. Ben Nelson (D., Neb.) broke from his party to vote with the Republicans in trying to move forward with the measure.
The next increase in the borrowing limit, likely in the first quarter of next year, will be dependent on the ability of a panel of 12 lawmakers to reach a deal that cuts at least $1.2 trillion from federal budget deficits over the next decade. – actual article
Did you notice the date of the article vs. the date of the meeting?
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I think we need an accounting of where that money went!
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Homes Free And Clear Save The Economy!
Do not vote for President Obama if you lose your home!.
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My name is John Wright AND I AM FIGHTING BACK!
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October 15th, 2011
I received a lot of response from yesterday’s blog from all of you. I was happy to see that many of you were as outraged as I was about the whole thing. Of course we have only hit the tip of the iceberg when it comes to the government’s involvement in all this. This is because we have yet to discuss the fact that Fannie and Freedie sold all your homes loans to the Chinese. So in reality it is the Chinese that have been refusing your home loan modifications, if Bank of Betraying America is correct that it is the “investor who decides.”
China Begins to Worry About Fannie and Freddie Bonds
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In a House Financial Services committee hearing yesterday, some witnesses recommended that the U.S. force future losses from Fannie Mae and Freddie Mac’s mortgage portfolio on bondholders, instead of taxpayers. One clear political problem with this proposal, however, is China. They hold about a half trillion dollars of this debt, so the Chinese might not be pleased if the U.S. forces them to take losses after assuring them that they would back up the mortgage companies’ commitments. According to Dow Jones Newswires, senior China’s Industrial Bank economist Lu Zhengwei has issued a warning about this political risk:
The Obama administration has committed unlimited amounts of aid to ensure that the firms meet their obligations to holders of their debt, as well as investors in asset-backed securities issued by the two companies. The commitment has cost U.S. taxpayers 
$134 billion so far.
Nonetheless, Lu said in his note that this commitment amounts to an “empty check” without the support of the U.S. Congress.
“However, looking at the current political situation in the U.S., for the U.S. congress to give a clear guarantee on this issue is almost impossible,” Lu said.
China’s complaints could endanger any proposal to force losses to bondholders. If the nation threatened to dump, or even stop purchasing, U.S. Treasury securities, then the U.S. would likely think twice about whether to try to push Fannie and Freddie’s mortgage losses to investors.
Our country sold us out to the Chinese Yo!
As you can see, Fannie and Freedie are the “Servicer” to the “Servicer.” This means that the “Servicer,” The United States of America, has been hiding behind the “Servicer,” who is Bank of Destroying America, while they fraudclose on Americans homes for the Chinese.
I guess it has been an ancient Chinese secret. (wink)
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So whose side are you on Obama? The Chinese investor? or The American Homeowner?
STOP SPENDING OUR MONEY TO SAVE THE CHINESE! SAVE AMERICA!
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Homes free and clear will save the economy!
Do not vote for President Obama if you lose your home!
My name is John Wright AND I AM FIGHTING BACK!..
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October 14th, 2011
I have heard from one of my press connections that the California State Bar handed down a decision that stated that Mitchell J. Stein’s LLP is not named in the action. This means that Mitchell J. Stein’s LLP is back in business!
Therefore, after you consider this fact, it might sound as if the California Attorney General potentially did not use due diligence in researching the complaint before raiding Mitchell J. Stein & Associates. Her actions might have created victims instead, but because figuratively, she ordered the school bus blown up, simply because she heard there might be a terrorist driving the bus. She seemed to do this while giving very little thought to the children that seemed to be on Mitchell J. Stein’s school bus too, but only to be followed up with an ass grabbing press conference.
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This is why Kamala D. Harris might be California’s Most Hated Attorney General. This is also why I think we should pay her back by figuratively blowing up her school bus now. I do not think we should ever vote for California Attorney General Kamala Kabala Kaboom in any election she is affiliated with. This is because she might be a “Moral Hazard.” (Wink)
Therefore, it appears that Mitchell J. Stein might have just pitched two strikes against what might be described as California’s Most Hated California Attorney General. This is if you consider the first strike was when the judge would not allow her to take Mitchell J. Stein’s car. She seems to have been having a losing streak!
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Now it is time to talk about what might be considered Kamala Kabooms friends to many. I heard that these greedy little piggy banks borrowed money from foreign lenders (China and Saudi Arabia) to loan Americans the money they needed to buy their homes. It would generally work out okay at first. This is because the investors who bought these loans from the banks did not realize the banks were giving loans to people who could not afford their homes. You see, it was the banks hopes to pass these bad
loans (ticking time bomb) to someone else to worry about, but before they blew up in their own hands. This why they must have been happy as pigs in shit when they found out there were no investors to buy their bad loans anymore. Which by the way, it serves them right! This is after you consider that it was the banks that created this “Moral Hazard” in the first place. So now the banks seemed to have a problem once people stopped paying their mortgages. This is because how were they going to pay back that foreign money that they borrowed? I will tell you how! They received a 45 Billion Dollar Taxpayer Bailout! They were also not required to pay taxes. Yet we might create a Moral Hazard? And they are worried about us getting something for free? Give me a break! At least we pay our taxes! It is almost like they are the government or something, because the government does not pay taxes and lives on tax money too. That is why I said in a previous blog: “If it walks like a duck, quacks like a duck, it is not a duck, it is a NATIONALIZED BANK! That is why I think they should change their name to something like: “Bank of Nationalized America.” Let’s face it! Brian Moynihan has his own personal ATM card that says “taxpayer bailout” on it from THE REAL BANK OF AMERICA! It is an ATM card from The United States Government! Maybe we should charge him $5.00 every time he uses it (wink). At any rate, that means the taxpayer owns you Brian Moynihan (smirk). The only ones getting something free and clear are the CEOs and stock holders at Bank of Destroying The American Dream!
The banks also had another plan to payback their foreign investors. They would just fraudclose on the homes, collect the insurance money, and receive top market value for the homes from insurance companies like AIG. It would end up being nothing less than INSURANCE FRAUD, after you consider that they knew they were giving loans to people who could not afford their mortgages. There was only one problem. The problem was that the insurance company AIG was never built to accommodate 
paying out insurance on these homes all at once. This would result in the taxpayer having to now bail out AIG with your hard earned taxpayer money again. In retrospect, AIG receiving another taxpayer bailout would end up like the banksreceiving another bailout, but just so that AIG could pay them the insurance money they needed to payback their foreign creditors. AIG should have refused to pay them the insurance money based on potential insurance fraud. Nevertheless, we were forced to give AIG a bailout. This is because the failure of AIG would cause turmoil in the U.S. economy and global markets, and have multiple and potentially catastrophic unforeseen consequences. Now maybe you can see the “Moral Hazard” that the United States government and Bank of Destroying America might not have seemed to care about back then. Anyway, AIG has so many counterparties, which makes it so interconnected with the financial system, in which if it collapsed, it would make a lot of people’s assets dramatically fall in value. This would create another sell-off, which would make a lot of people’s money worth NOTHING. This is because AIG industry brethren sell and service not just the traditional property, casualty and death benefit life insurance policies, but accident and health coverage, pension and retirement policies, and a variety of wealth accumulation vehicles, such as annuities. Thus the name “Too Big To Fail” was born. Now they may be too big to fail, but they should NOT BE TOO BIG FOR JAIL! This is because I think their actions might be nothing less than INSURANCE FRAUD!
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Now, if this were a normal situation the banks would be required to collapse and file bankruptcy just like all of us. Their creditors (China and Saudi Arabia) would just have to suffer the same normal consequence of any creditor when the borrower files bankruptcy. They need to lose. Not the American people! Welcome to The American Nightmare China and Saudi Arabia. However, our government for some reason finds it more reasonable to reward the predatory lenders who created this “Moral Hazard,” while they assist these potentially irregular, illegal, fraudulent, and unsafe and “Moral Hazard” creating banks, such as the potentially criminal Bank of America to fraudclose on our homes instead. In retrospect, our United States of America becomes an accomplice to their potential crimes against humanity.
Therefore, I hate to tell you this, but it is the United States of America fraudclosing on your homes. THE REAL BANK OF AMERICA! All while they turn a blind eye to justice. It is a government that now rewards the rich for being rich. Then they punish the poor for being poor. That is why God will probably not bless Obama’s efforts and this country until that “CHANGE” is done. HOMES FREE AND CLEAR SOLVES THE ECONOMIC CRISIS!
DO NOT VOTE FOR PRESIDENT OBAMA IF YOU LOSE YOUR HOME!
My name is John Wright AND I AM FIGHTING BACK!..
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A warm congratulation to Mitchel J. Stein & Associates today!
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Meet and Greet today in Live Chat Room from 6:30pm-10:30pm (Pacific)
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October 13th, 2011
It is beyond me how Brian Moynihan and President Obama worry about how a principal reduction and homes free and clear might cause a “Moral Hazard.” This is after considering the fact that Bank of Destroying The America Dream did not seem too concerned about the “Moral Hazard” that they were causing by giving home loans to people who could not afford their homes a few years ago. A “Moral Hazard” decision that would end up delivering us into an economic tribulation that our nation has not seen since the days of the The Great Depression. How’s that for a Moral Hazard? Neither did our government make the “Moral Hazard” decisions they needed to back then to stop these banks from creating this economic Armageddon, but rather, it instead allowed the banks to exploit us to create a great economy at the time. Maybe if they did not “stop thinking about tomorrow” none of this would have been “soon to be here.” In fact, none of it would have happened at all.
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Where was our government worrying about “Moral Hazard” back then? Yet now they would like to talk to us about what they fear might cause another “Moral Hazard” in giving a principal reduction and homes free and clear to the victims of what might be the greatest “Moral Hazard” in the world…….BANK OF AMERICA.
It is actions like this that make it readily apparent that they are only worried about creating a “Moral Hazard” that might not 
make them as much money in the end. It also appears that President Obama is willing to sacrifice justice in the name of saving or creating a good economy for his re-election. However, if we are to make decisions that do not bring justice to the American people, but just to save the American economy, I guess we also have to accept that Adolf Hitler taking the gold teeth out of Jew’s mouths to help the Germany economy was the correct and the “moral” thing to do to solve Germany’s economic crisis.
Therefore, some might reason that President Obama and Brian Moynihan’s plan to not give principal reductions and homes free and clear might be causing a much more terribly serious “Moral Hazard” than we could have ever imagined.
It could be creating this:
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BofA is nationalized Yo! They get tax money and do not pay taxes!
Welcome to The American Nightmare!
Do not vote for President Obama if you lose your home!
My name is John Wright AND I AM FIGHTING BACK!..
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October 12th, 2011
I spent the day on the phone with Bank of Abusing America yesterday. This is because I called in regards to the NOD (Notice of Default) that was registered with the County of Santa Clara on September 27th, 2011. This is even though I was on the phone with an operator named “Gary” last week who stated “No action has taken place at this time on either loan.” Apparently, the chimpanzee lied. This is because I do not know what he calls a “Notice of Default,” but I kind of call that being SOME KIND OF ACTION! I am guessing that the chimpanzee knew that he had lied to me too. This is because I realized that “Gary” gave me an id number that does not exist. At any rate, my first point of contact yesterday was Rafaela (Operator 3305). Rafaela spent the first few minutes reading my file after I gave her my loan number, and then responded the same as the other ones before her did with: “I have to get my superervisor.” See all of you have to argue with them to get a stupidvisor. Not me though, because I get one even if I did not ask for one. Is it because their computer says: “I am John Wright AND I AM FIGHTING BACK!” ? I never really understand why they have to get the stupidvisor though. This is because they always say the same thing to me the minute they get on the line. They say: “You have to call this number because your loan is being handled by a different department.”
Now remember, I called in last week and spoke to the Chimpanzee “Gary,” but nobody that day even mentioned to me that my house was in the foreclosure process, even though I specifically asked every single person I practically talked to that day. This even more unacceptable considering that the NOD letter specifically states that it was registered on September 27th, 2011. This why I am not too crazy about them transferring me to another department. This is also because another time before that (September 17th, 2011) the stupidvisor would not tell me what department she insisted that I needed to talk to about my intent to accelerate. It would up being the “media relations department, ” who incidently, did not have any access to any information regarding my loan. This was why I was afraid they were going to transfer me to the “media relations department” again. However, they said that I needed to speak to “The Foreclosure Department.” This is when it started to become really interesting.
Now I ended up talking to another chimpanzee operator who identified themselves as being in the foreclosure department. The operator started out okay at first. That was until he gave me some smart ass response after I told him that I was not informed that I was being foreclosed on until this conversation. The chimpanzee responded with: “You were not aware that you were being delinquent in payments?” This is when I thought to myself: “listen asshole, Bank of Harassing America should not consider that I have been legally served, simply because they say that I am delinquent on my payments.” Nevertheless, I did not say that, but instead, I allowed the chimpanzee to dig himself into a hole. This is because I already knew that he had forgotten that the he had authorized the call being recorded.
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Now notice that the Chimpanzee does not seem too cooperative with the fact that I am now accepting his offer to have someone send me the proof of who the investor is. He in fact says to me: “Oh I thought you said you already had that..,” but with what sounded to be a snarky tenor to his voice again. Well, I hate to tell him this, but even though it might be his first day on the job, I assure you that it was not mine (wink). However, notice how he completely ignored my request the first time, until he decided to argue with me at the end on something that might not be anything other than semantics. For the record, I think I clearly said the first time “I will take you up on your offer to HAVE THEM send it to me.”
Nevertheless, I called ReconTrust as he told me to do. Yet when I did the person transferred me right back to the Home Retention team. He did not even tell me that he was going to transfer me either. In the middle of me talking I began to hear music because I was on hold now. I could not believe how rude this was. I think I was on the phone with “Kenny” (Operator 11723) for only two minutes. I had told him that I found it strange that his id# had five digits, but he did not correct it, so I am under the impression I heard it correctly. At any rate, I sat waiting for the person to come on the line. I was then talking to another operator from the dreaded Home Retention Team. who seemed to be stuck on the fact that I would give permission for them to record me for only “quality assurance and educational purposes,” but gave a disclaimer of “You do not have my permission to use this recording for any legal or court purposes.” Now this should have been okay with them since I gave them permission to record for the two reasons they listed. However, it must not have been okay though, because this operator stayed on the phone with me playing the “who is on first? What’s on second?” game for 45 minutes. She insisted that she never said that it would be used for court, and at the same time, she might have insinuated that she could not continue the discussion, if I gave permission for only the two reasons she listed. Nevertheless, I would not give permission because I did not have my attorney on the phone with me. I am not going to say that she is a chimpanzee though because she was actually nice to me during the process. I think she was only trying to do her job they told her to do. I only call them a chimpanzee when they become snarky with me for no reason, in which I get snarky right back with them. I will not tolerate a chimp talking to me this way. (smirk)
At the very end of the day I had to wonder if someone at Bank of Tricking America had come into my daily blog on Septemeber 17th, 2011 to read what had written about when I called in. Maybe now they were trying to send me a message by filing a Notice Of Default on Septemeber 27th, 2011. Actually, I did not have to wonder at all, after you consider that my tracker would show that Bank of Harassing America in New York was on my blog a whopping SIXTEEN TIMES IN ONE DAY! – click here That is not even counting the alleged Dirty Trick Playing Bryan Cave Law Firm and Bank of Abusing America in Charlotte North Carolina. (Smirk)
Do you think someone is sending me a message? Well, that is okay with me. This is because I am getting ready to send them a message right back!
Three woes have happened. However, the fourth woe is on its way! This one is doozy too!
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(Dramatic license used. Not to be considered a literal bomb.)
My name is John Wright AND I AM FIGHTING BACK!..
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October 11th, 2011
The NOD (Notice of Default) that I have received has my legal team very excited. This is because in the words of one of the attorneys: “It appears to be in violation of federal law.” We of course will be taking several steps to challenge the NOD because we believe the process to be fraudulent and in violation. However, it is my intention to use my situation to reveal the potentially irregular, fraudulent, unsafe and illegal methods that happens in this process that Bank of Defrauding America might use in fraudclosing. This is because if you were lucky enough (sarcastic) to have a loan with the infamous Countrywide Home Loans, such as I did, you can be pretty confident that they sold that loan to investors. In fact, I am more than confident, because I have proof that there were other investors. This is why it makes it highly unlikely that Bank of Bankrupting America would be the legitimate owner of my loan. This is especially so, after you consider the feeding frenzy and confusion that Countrywide Home Loans might have created in the selling of our loans.
It is during this process that the transferring and registering of these loans would get all messed up. For example, it is alleged that Bank of Bankrupting America would have a hard time following the bouncing ball of who the current real investor was by the time they fraudclosed. Thus the result would be that Bank of Betraying America would end up servicing a loan for an investor that they could not identify, but when they claimed they could, it would often be the wrong investor according to the paper trail that some have evidence of. This of course causes all sorts of legal problems for them during a fraudclosure on a property that:
- They do not know who the investor is.
- They claim to be the owner of your loan because they bought Countrywide, after there might be a paper trail showing that Countrywide Home Loans was just the Servicer to the investor. Therefore, this fact alone might suggest BofA could not own my loan in the end. (nice try)
- You have proof that there is an illegal registering of the paperwork in the change of investors. As you know, the letter to the law must be followed in this process.
- That Countrywide sold the loan to multiple investors at the same time, while none of those investors properly sold it to the next investor.
These are just a few problems they have when they “foreclose.” However, the word “foreclosure” refers to a legal process in the past. The word now is “fraudclosure” because there is nothing legal about it.
Nevertheless, the confusion started with the feeding frenzy that Countrywide Home loans caused in the selling of their potentially illegitimate home loans to investors. This was done to the point that Bank of Fraudclosing On America might not be able to identify who the current legitimate investor is by the time they fraudclose on you. This makes it to where they are servicing the fraudclosure in the name of investor that either does not legitimately own the loan. As you know, they can not foreclose in the name of the wrong investor.
The feeding frenzy that Countrywide Home Loans started with the investors:
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This is why it will be a cold day in hell before I will ever allow Bank of Stealing America to take my home that they might not legally own. Do you hear me Stuttering Stuart? I will not allow Bank of Hijacking America and President Obama to trick me out of my land, but in the same way that the federal government had done to the American Indians.
This is because:
My name is John Wright AND I AM FIGHTING BACK!..
BRING IT!
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October 10th, 2011
I am here to report to you that I am in receipt of the notice of default on my first loan. (Yawn) It stipulates that the potentially fraudulent Bank of America actually owns my loan. Imagine that! Now please tell me that Bank of Defrauding America is not trying to convince me that Countrywide Home Loans never sold off my loan to an investor, but before they actually got a hold of it. Now that would be a highly unlikely. This is especially after you consider that I have heard that Countrywide was selling off most of your loans before they even knew who you were. This of course would be, I don’t know……….ILLEAGAL! Nevertheless, what if I had proof that Countrywide actually sold off my loan to an investor, but even before the potentially criminal Bank of Defrauding America actually owned it? What if I could somehow prove that Bank of Robo Signing America improperly documented the sale and transfer of my loan at some point? No……..they would never do that, right?
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This is why we usually do not accept COPIES OF LEGAL DOCUMENTS. The reality is that copies allow room for FRAUD, or should I say “fraudcloure,” which is exactly why MERS should not be allowed to be used. For example, I have even read somewhere on the internet that Bank of Defrauding America actually fraudclosed on someone who actually owned and paid cash for their house when they bought it. Therefore, it might be reasonable to conclude that just maybe Bank of Abusing America could actually be fraudclosing on a home that they do not even know who the investor is. What happens then? What do you think the potentially fraudulent Bank of Betraying America does with the money, if they are unable to identify who the investor is at the time of payment? THEY KEEP IT!
Now the bigger fear is for the people who actually pay them their mortgage money, because what if ten years from now they find out that they have paid the wrong investor off? Are they going to take your house because they have the real proof they are the true investor? Oh do not worry, I am sure Bank of Bankrupting America will still be around by then to clear it all up. (wink) Nevertheless, this is especially alarming, after I hear that some of you actually have proof that there is three separate investors in your home. This is while not even one of them is the investor that is listed at the time of fraudlcosure. However, that is not the interesting part though. This is because guess who the self-identified “Servicer” has down as the beneficiary of the sale of some of these homes? You guessed it! The “Servicer” itself……….BANK OF AMERICA!
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Bank of Defrauding America is probably doing a massive fraudclosure wave right now to save BofA from collapsing. This is because they might be running out of money. President Obama’s economy and BofA simply might need to appear to be stable by the years end. This is why they probably do not care if they accidently fraudclose on homes they do not know who the investor is. All they may care about is getting that money on their books before the end of the year. Yet you have to wonder why our government allows them to do it? Is it because the banks are secretly nationalized? It sure would explain why they do not have to pay taxes. It would also explain why they get billions of dollars in taxpayer bailout money. If you think about it, BofA already sounds like the government, after you consider they do not pay taxes and survive on taxpayer money too. (Smirk)
Bank Of America Paid Nothing In Federal Income Taxes Last Year And Got Almost $1 Billion From Taxpayers
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Article at thinkprogress.org
After another money-losing year, Bank of America Corp. got the upper hand with Uncle Sam in 2010.
The Charlotte-based bank had no federal income tax expense for a second straight year and actually reported a tax “benefit” of 
nearly $1 billion. Also, the bank’s billions in accumulated losses could reduce its taxes in future years, a tax expert said.
“Bank of America takes its role as a corporate citizen very seriously, and pays taxes in accordance with all applicable laws and regulations,” bank spokesman Jerry Dubrowski said.
For the record, 500 billion is close to $150,000.00 per taxpayer, in which they could have just given us! Instead, they give Bank of Using America another 45 billion dollar taxpayer bailout on top of it! This is insult to injury! Yet they want to talk about how homes free and clear would not be “fair” to those who are paying, even though it might appear that BofA is not paying thier taxes. Then they actually have the balls to describe those of you who are not paying your mortgage as deadbeat freeloading homeowners. Yet it looks like it might actually be Bank of Freeloading Off America that has been living on welfare.
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Therefore, if it walks like duck, quacks like a duck, then by golly it is NOT A DUCK, it is A NATIONALIZED BANK! Therefore, they should be subject to the same rules as any government institution is, such as the Freedom of Information Act.
STOP STEALING OUR HOMES PRESIDENT OBAMA! You do not own our homes! However, we do own yours. This is why the American people might decide to foreclose President Obama around election time, unless he stops these banks from stealing our homes!
My name is John Wright AND I AM FIGHTING BACK!..
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October 9th, 2011
I am sure that many of you have experienced the judgment that comes from some of your family and friends while not paying your potentially fraudulent mortgage. Now these people might feel they have the right to judge you because of it. However, I am not sure why they feel they have the right to, unless they have deluded themselves to think they have earned that kind of respect from you. Nevertheless, did you ask for their opinion? I know I didn’t. This is why I would like to help them start a new business.
It is called “The Mind Your Own Business.” (Wink)
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My name is John Wright AND I AM FIGHTING BACK!..
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October 8th 2011
I have heard a rumor that Kamala Kaboom Harris will be rejoining the settlement talks with the potentially irregular, illegal, unsafe and criminal Bank of Destroying America. This rumor mainly stems from a Naked Capitalism article titled “California Attorney Harris Now Signaling Willingness to Rejoin Foreclosure Talks.” Yet if you read the article you can see that it is based on a lot of “guesstimation.” This is because the writer just theorizes that Harris “might” rejoin the talks, but based on the fact that she refuses to join the New York Attorney General. The writer also goes on to say that “Harris’ body language is ambiguous: She has only said she would take better deal from the banks if she is offered one.” Therefore, this is clearly not an official announcement that comes from the California Attorney General’s office. It is rather a cleverly titled article that is meant to grab the attention of the audience with its headline. The only official announcement that I have seen come from California Attorney General Kamala Kabala Kabooms office is this right here:
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Comment left by Jerome Kern in regards to yesterday’s blog:
Hey, I just wanted you to know that you are not alone. I have been fighting since 08′ and am exhausted as well. We are still in are home by the grace of God, and about 50k in legal expenses to fight the corruption. Many a sleepless night I have spent as well. I wanted you to know that people like me log onto your site for comfort to know that they are not alone. To hear exactly the way they are feeling from someone else brings strength. I must say, I check your site daily and somehow it gives me comfort to know somebody, with love and faith, is fighting the same battle as me and STAYING STRONG! I want you to know I respect you and what you are standing for and I am standing next to you, sword in hand, fighting as well. When you wake up in the morning, spend 5 minutes to create your day the way you want it. Visualize the day you would like to have vividly. Smell the tea brewing, experience the victories you seek, be thankful in advance, and believe it. You will find your mind is so strong. You have the ability to create anything you desire. When you find yourself feeling negative, tune into the love around you and the beauty of the plants, family, etc……YOU ARE STRONG. DONT FORGET WHO YOU ARE!!!!!!!
Thank you Jerome! I was very moved by your comment. I will certainly be taking your advice on spending at least five minutes each day to create my day the way I want it to be. You are absolutely right, because far too often we can get caught up in everything, but to the point that we forget to slow down and enjoy the more beautiful things in life. For example, instead of just going right to the computer when I wake up, such as I usually do, I instead went into the backyard to take in the view of Silicon Valley that I have from my house. You reminded me to always remember who I am, while the question is not why this is all happening to me, but instead the question is who do I choose to be while it is happening to me?
And I choose to be:
My name is John Wright AND I AM FIGHTING BACK!..
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October 7th, 2011
I was talking to someone yesterday that mentioned that they have experienced three recessions in their lifetime. There was the recession in the 1980′s that was caused by the S&L scandal. Then there was the recession in the 1990′s that was caused by the dot com bomb. Now there is The Great Recession that was caused by the greedy little piggy banks, such as one of them being Bank of Destroying The American Dream. However, this person said they had never experienced one as bad as the recent one caused by these banks. They explained how this recession wiped out two generations of peoples hopes and dreams. Yet there is a third generation that we sometimes forget about. They are the generation of young people who have just finished college, such as my 23 year old cousin Joe who just finished school. He lives with me because he is unable to find a job in this economy. The simple fact is that we failed his generation by not protecting them from what Bank of Defrauding America and these other banks did to our economy. Now they have been launched into a world that was left for them in absolute economic devastation from the generations before them. They were told if they went to school they would have more opportunities than those who did not. They were lied to. Now they have nowhere to go because even their parents are losing their homes and everything they knew as security growing up, and their families feel helpless to help them during a time where we can barely help ourselves. They now wonder things like why we even have a government, if they were unable to stop it or fix it. They are in a constant state of hurt and confused feelings over this. This is because even though our generation might have produced many great things for them growing up, such as Gameboys, Super Nintendos, iPhones and Apple laptops, we might have failed to produce the one thing they needed the most. We might have failed to produce them an opportunity to experience The American Dream.
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This is why you and I owe it to them to fight back, if not for ourselves, we must do it for them. This is because you and I might be the voice of yesterday at the end of all this. However, they are the voice and hope of better tomorrow.
Now because of my age (41 years old) I myself have only experienced two of the above mentioned recessions as a small businessman. I survived the one caused by the dot com bomb. Yet this one is kicking the living shit out of me. I mean I have spent the last two years spending every minute of my time just trying to hold onto everything I had worked so hard for all my life. It has not been for the faint hearted either, as I can assure you that there have been many sleepless nights curled up all alone in the fetal position not knowing what to do. I have watched pretty much everything I own disappear one by one before my eyes, while being in a state of absolute astonishment and disbelieve. Yet I am still here. This is because I am still trying to hold onto to the one last thing that I have that nobody can take away from me………which is my faith.
Therefore, let it be done according to our faith.
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My name is John Wright AND I AM FIGHTING BACK THE LARGEST BANK IN THE WORLD
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October 6th, 2011
Do you know who I really do not like now? I really do not like Florida Attorney General Pam Bondi. I mean did you read her arrogant statements in the Palm Beach Post article yesterday? That article stated that Attorney General Pam Bondi would not comment on California dropping out of negotiations except to say that she has no plans to follow suit. Well I think that is a pretty arrogant response to have, after you consider that California Attorney General Harris had just stated that the banks offer to bring relief to the homeowners was NOT EQUAL TO THE PAIN THAT HOMEOWNERS EXPERIENCED. This is why I guess we are to assume that Florida Attorney General Pam Bondi thinks that the banks settlement offer DOES EQUAL THE PAIN that the Florida homeowners experienced. Is that true? Do the Floridians feel that their settlement money going directly to the State of Florida will equal the pain that they suffered?
In retrospect, it sounds like Florida Attorney General Pam Bondi is willing to accept money from the banks to not prosecute them for their crimes. Now I do not know what you call that, but I call that “racketeering talks” and not “settlement talks,” which might imply that Florida Attorney General Pam Bondi might be eating out of Bank of Lobbying America’s piggy trough with the other Attorney General’s that stay in these potential racketeering talks.
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Campaign Contributions from Companies CURRENTLY Under Investigation by Pam Bondi
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Sure, let’s make a big deal about the firings of the AG’s investigators June Clarkson and Theresa Edwards. We should and we must.
But the fact that Bondi took campaign contributions from Lender Processing Services WHILE there’s an active investigation into Lender Processing Services is even more concerning. (Not to mention the hiring of Joe Jacquot, a former lawyer from Bondi’s office by LPS the same week that June and Theresa were fired. His new position, Senior Vice President of Government Affairs for Lender Processing Services, Inc.)
The firings can be dismissed as inter-office politics; the campaign contributions are best described as bribes.
Firings + Bribes = CORRUPTION?
How can you take campaign contributions from a company that the AG Office investigating?
Who can the AG negotiate in good faith with the other states’ AGs against the banks when she has a dog in the fight??
Florida’s Attorney General Pam Bondi took campaign contributions from TWO companies CURRENTLY under investigation by her office for foreclosure fraud-related activities, Lender Processing Services and Provest. Lender Processing Services donated directly to Bondi’s campaign through LPS, its subsidiaries/affiliates, its in-house counsel, and at least one attorney employed by its in-house counsel. Members of Provest’s senior management, including its founder and CEO, as well as an executive vice president’s WIFE, contributed to Bondi’s campaign.
There are SEVENTY NINE PAGES of Bondi campaign contributors: there may be many more contributors with a direct relationship with companies currently under investigation by the Florida Attorney General.
- Bill McCollum began investigations into LPS and Provest while Attorney General.
- Did Bondi fail to research the AG’s office and familiarize herself with investigations started under her predecessor/opponent in the primary prior to campaigning for his job?
- How can Bondi properly investigate companies already under investigation if she took “contributions” from them?
- How can Bondi act in good faith and represent the citizens of Florida in negotiations with the other states’ attorneys general against the banks when she took campaign contributions from companies/their managements whose businesses are dependent on the very banks under investigation? (4closurefraud.org) (Picture posted by piggybankblog) - read more
This is why Florida Attorney General Pam Bondi might have all the finger prints of being a pawn for the banks, after you consider in July Queen Attorney General Bondi would end up firing two of the leading foreclosure fraud attorneys for what she called “poor performance.” As if Queen Attorney General Bondi is one to talk! However, let the record show that there were many that were suspicious of Queen Bondi firing these two, while one of them was Orlando House Democrat Darren Soto (D-Orlando). For the record, Darren Soto had written the following letter to Queen Attorney General Bondi:
Dear Madam General,
It has come to my attention that two assistant attorney generals, Theresa Edwards and June Clarkson, were recently terminated by your office for poor performance. However, public records indicate that these terminations occurred while they were in the midst of successful mortgage fraud litigation and in spite of prior successful reviews. As a member who represents an area ravaged by foreclosure fraud, these terminations present an overwhelming public concern.
REQUEST IS HEREBY MADE pursuant to Public Records Act, Chapter 119 of the Florida Statutes that your office provides me with any and all records related to job performance of Theresa Edwards and June 
Clarkson within the past 3 years. Please also provide a list of all case numbers for all currently active cases managed by Theresa Edwards and June Clarkson for your office as well as the amounts of any settlements occurring within the past 3 years in any cases managed by Theresa Edwards or June Clarkson along with corresponding case number.
If you have any questions or comments, please do not hesitate to contact my office. Thank you in advance for your attention to this matter.
Sincerely,
Darren M. Soto
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Then Florida Attorney General Pam Bondi goes on to say that it is a bi-partisan effort because she wants to get every penny back for the State of Florida that she can. While at the same time Pam Bondi stipulated IN MARCH that she is opposed to a principal reduction for homeowners. Her reasoning was because it was unfair to people paying their mortgages and could create a “moral hazard” that would lead to others planning on defaulting.
Now I find it interesting that Queen Attorney General Bondi seems to identify anything other than Bank of Defrauding America as a “Moral Hazard.” This is because don’t all of you find it interesting Queen Attorney General Bondi does not seem worried about rewarding Bank of Lobbying America, but instead, seems more worried about people who do not pay their mortgage being rewarded according to an article in 4closurefraud.org. She does not seem too concerned with WHY people are refusing to pay their mortgage, such as maybe Bank of Defrauding America is doing things like maybe putting themselves down as the beneficiaries of the sale of a house they fraudclose on, after they told us they were just the “Servicer?” Is it because the “Investor” has already collected the insurance money, which means the “Servicer” KEEPS THE MONEY FOR A HOUSE THEY DO NOT OWN? If so, would this mean Bank of Defrauding America might also be keeping the mortgage payments we make to them FOR A LOAN THEY DO NOT OWN? Something tells me that Queen Attorney General Pam Bondi does not care about that though when she says things like this:
“Some homeowners may simply default on their loan and use the States’ agreement to obtain a principal reduction — whether or not they actually made an effort to maintain their mortgage,” wrote Bondi, who serves on the negotiating group’s executive board.
She called it a potential “moral hazard” that “rewards those who simply choose not to pay their mortgage — because they can simply take advantage of lenders‘ obligation to honor virtually automatic principal write-downs.” – article
So because “some might” default on their loan to get a principal reduction, which by the way she has not produced even one person as evidence of this, she feels it is appropriate to punish the ones who did not pay their mortgage for maybe more legitimate reasons. Instead Queen Attorney General Bondi seems to find it appropriate to maybe be both Attorney General and Judge, but even before people have had their day in court. Now does that sound fair Queen Bondi? No it does not. (Wink)
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The picture above might be better represented if it said instead:
“Don’t reward those who simply choose not to pay their mortgage. Instead you should reward Bank of Defrauding America for their potentially irregular, illegal, unsafe and simply abusive fraudclosure procedures.”
At least we don’t have to guess what side she is on. SHE IS ON THE BANKS SIDE! This is because apparently Florida Attorney General Pam Bondi might think that people who did not pay their mortgage deserve to be victims of irregular, fraudulent, illegal, unsafe mortgage banking practices. However, why should the Flordia people care what she thinks about people not paying their mortgage? She is not Queen for crying out loud. She is THE FLORDIA STATE ATTORNEY GENERAL and NOT A STATE LEGISLATOR either. For the record, the Florida Attorney General Pam Bondi’s job is to protect Floridians by upholding Florida’s laws and the Constitution. In fact, as defined in the Florida Constitution the Attorney General should be appointing a statewide prosecutor to prosecute violations of the law. It does not say that she is able to pick and choose laws to stop a “Moral Hazard.” This is a potential abuse of power, if not an obstruction of justice, in which a civil rights lawsuit should be maybe filed against her too.
Therefore, I urge the Florida people to write Florida Lt. Governor Jennifer Carroll to do the same thing that California Lt. Governor Gavin Newsom did here in California. Tell her that the Florida people want her to put pressure on Queen Attorney General Pam Bondi to reject the bank foreclosure potential racketeering settlement. Let Lt. Gov Jennifer Carroll know that you will hold her accountable in any future elections by not voting for her if she does not try and help protect you from Florida Attorney General Pam Bondi.
Jennifer Carroll Email: jennifer.carroll@eog.myflorida.com
Does the Piggybankblog Council find Florida AG Bondi guilty or not guilty?
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The only “Moral Hazzard” might be Florida Attorney General Pam Bondi.
My name is John Wright AND I AM FIGHTING BACK!
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For the record, I use a lot of dramatic license in my blog. Therefore, all persons talked about in my blog are to be considered innocent until proven guilty by a court of law. This is a peaceful demonstration where dramatic license is used in an abstract way. Please be advised that nothing in this protest is to be construed or defined as suggesting that there will be a consequence or penalty given if such protest does not produce a result. There will be absolutely no consequence issued whatsoever. Please contact me right away with any concerns that there is anything on my blog to suggest otherwise.
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