Nov 14 to Dec 20 below
John Wright said: “You messed with the best in the west, but now you shall find out that you are the least in the east!”- News on December 20th, 2010 in Businessweek.com-BofA, Lenders Face Possible N.J. Foreclosure Freeze
My solution for our countries current economic crisis is that our home loans should be considered paid in full. I think the American taxpayer already paid off our home loans, when the American government gave our tax dollars to these piggy banks. I also believe that the American people will stand behind our county, if they file a lawsuit against Bank of Betraying America, while collecting back some of that taxpayer money they made. This plan would serve all purposes, because it would immediately solve the housing crisis, as well as the economic crisis and any other crisis. This is because Americans would instantly have money over night and their homes. Besides, many of those home owners would probably take loans out with the piggy banks, thus allowing them to be held accountable and exist at the same time. If done any other way, I think that the piggy banks should be broken into a million pieces. Now allow me to tell you why I think this should happen, but first I would like to wish you all a happy holiday:
Many of you have been wondering who is responsible for causing this crisis with HAMP. As you probably already know, the Congressional Oversight Panel blamed the Treasury department (The Govt.) for not policing, but ultimately blamed the Servicers, such as Bank of Betraying America for taking advantage of the crisis. This is because Bank of Betraying America potentially concluded that they were not paid enough by the government, so they decided that they disserved more money, and began foreclosing on Americans homes. However, this does not reveal the greater conspiracy that used Americans to facilitate winning an economic war against China. This is what I would like to talk to you about next.
To understand the bigger picture of what is really going on, you must understand that the age of the nuclear bomb is gone. The new war that countries fight is an economic war. You see, Ronald Regan collapsed Communist Russia, by not dropping one nuclear bomb, but rather making them spend more money on building more nuclear weapons. This is why Ronald Regan would attempt to bring peace, by not getting rid of nuclear bombs, but rather building more. You see, back then everyone wanted PEACE when it was a nuclear war, but in an economic war everyone wants PIECE. Ronald Regan won the cold war with Russia based on this theory, because this company called Communist Russia went bankrupt. The minute Ronald Regan announced “Star Wars,” Russia could not afford to compete, thus Ronald Regan won the cold war for us. However, In retrospect, the United States could not afford it either, but this is why Ronald Regan would fight this war on the backs of the American people, by taking money from government supported programs, such social security. This made him very unpopular with the Democrats, who at the time did not know why he was doing it. Nevertheless, it made him the President who was responsible for bringing down Communist Russia. Considering that I am right that Regan used this kind of thinking, might make more sense when you realize that Ronald Regan majored in economics. This is why it might also make sense to vote in a President who is an economist, instead of an attorney (wink). However, at that time they warned President Regan that he was causing a deficit, but Regan figured that it was the next Presidents problem, because there was a bigger threat called Communist Russia. This s where the “spend now and worry later” blueprint would really start. In fact, President Regan is what I like to refer to as the “Visa and Master Card President,” because that is when all of you preppies were receiving credit cards in the mail. This would make Americans spend money, while helping the American economy and making President Regan look good for re-election. You all remember that right? That was when President Ronald Regan’s campaign slogan became “Are you happier than you were before, ” or something like that. Nevertheless, it worked, and he was re-elected. However, the real question was “Were you still happy when you received the bill?” This is because now it put Americans deeper in debt.
Now, President Bush would use the same “Spend now and worry about it later” policy, while he would end up saying that he knew nothing about economics, which might equal to nothing else other than Ronald Regan saying that he knew nothing about the Iran Contras (lol). This is because it is called “official denial,” which means it might be his way of making sure that he is not blamed for the current housing crisis that he might have created to win the economic war with China. Either way, President Bush would willingly admitted that he was leaning upon former Treasury Secretary Paulson and former Chairman of the Federal Reserve Ben Bernanke for how to deal with things concerning the economy. President Bush would have to fight this economic war with China on many fronts. One them would be in Iraq because there is a shit load of oil there mamma! This is also important when you consider that Saudi Arabia is running out of oil. Not to worry though, we had set up a guy there name Saddam Hussein to make sure that his country would sign oil contracts with us in the future. That is until he decided to think that America needed him so badly, that we would allow him to invade Kuwait. He was terribly wrong, but this now tells you why he began blowing up oil wells, as way to try and make America stop taking over his country.
Now you can imagine how Iran and China sat there smiling at that one another over this problem the United States was having with Iraq. They understood that the United States had set themselves up as the winning economic power in the end with Iraq, but it seemed that the United States was having problems now. This is when China reasoned with itself that they had an opportunity to stop America from winning the economic war, by putting stress on the oil market. They would do this by purchasing oil from Saudi Arabia. They were not building their military because they thought their military could beat the United States of America, but they were building their military because it would require oil.
Simultaneously, Iran would keep sending insurgencies into Iraq, while hoping that it made the new government too unstable to sign those oil contracts, while getting in the way of making America the dominant economic force in the world. If you remember, the Iranian President smiled, while he said that America should not worry about him building nuclear bombs, but maybe should worry more about how Iran could help them with our current economic crisis (smerk). It would add up to nothing more than extortion, but this really pissed off the Bush administration, because they could not allow Iran to have a nuclear bomb in the middle east. This is because Israel would never allow it, and possibly start world war three, which also gets in the way of America being the dominant economic force in the world. Iran knew that the American government was afraid of this scenario, so they began to say the holocaust never happened, which was equivalent to Saddam Hussein sending missals to Israel, during the Persian Gulf war.
All this was designed to get the United States out Iraq, but do you think China and Iran were friends during this time? You bet! An enemy of my enemy is our friend! Needless to say, President Bush was more stubborn than they realized, because he would not get out of Iraq. In fact, he would win the economic war with China, because the oil companies were able to finally sign those oil contracts. This is because new Iraq government was now stable enough to sign them. If you wondering when this happened, all you have to do is remember back to when your gas prices went down. For some reason, China also stopped building so much stuff in their military. Why? Well, this is because President Bush won the economic war on that front. However, President Bush had another trick up his sleeve.
China had been buying Americas debt at the time of the Iraq war. In fact, some say they even bought those Fannie and Freddie loans. Now, I have heard some of you worry about this fact, but the truth is that if you were to buy my debt right now, I am not sure you should consider yourself winning (lol). Anyway, it is my feeling that the Bush administration had timed the collapse of the American housing market, just in time for the Chinese to be holding the bag. So in the end, George Bush might be saying to China “Me not Chinese, me play joke, me go pee, pee in your coke! How?
Basically, China was the one left holding that exploding bomb in the end of the movie. It was nothing other than a game of musical chairs, but China was left standing when the music stopped playing.
China was so pissed off that they started testing rockets that would hit our satellites, which were part of the United States of America’s Star Wars program. There was only one problem. They missed! However, it was no mistake that soon after the American government announced that we have a satellite in orbit that was spinning out of control towards the earth, so we would need to knock it down with a rocket, in which we did. What was the message to China? The message is clear, and is that United States actually hits our target (wink). His name was President George Bush AND HE WAS FIGHTING BACK!
Now I theorized in the above that the Bush administration collapsed the American housing market on purpose, as a way to win the economic war with China. To achieve winning the economic war with China, the Bush administration would need a middle guy to create a bridge between the United States government and the bank. Who does choose to do this? Former Secretary Hank Paulson and former Federal Reserve chairman Ben Bernanke. Considering that Paulson used to be the CEO of Goldman Sachs, which incidentally benefited from the subprime crisis and then got a bailout, this would make him a perfect candidate for this position. This would now explain to you why there is this funny business involving Paulson (the government) telling former Bank of Defrauding America (Private Bank) CEO Ken Lewis, that he would be fired, unless he used Bank of Betraying America to purchase Merrill Lynch:
Right about now, some of you are wondering if it was right for the American government to use you and your homes as ponds to win this economic war with China, but I assure you that your homes would mean nothing to you, if China was the leading economic power in the world. Not to worry though, because the Federal Government also had a plan to help Americans keep their homes. This plan was called HAMP. Where would the government get the money to help fund HAMP? Well, they would not only use the money that they made off of all those investors they sold those bad loans too, but they would use the very same banks that they used to cause the crisis, by giving them a bailout that they did not need. In return, the bank and the government could both make interest, but the bank would have to agree to help homeowners. Which incidentally, didn’t any of you wonder why Bank of Betraying America was given a 45 Billion dollar bailout, when they actually did not lose a dime? Remember, they made money on it, while they sold those loans to the Fannie and Freddie (The Govt.) Either way, the banks knew that bailing out the American homeowner was part of the deal. After all, Bank of Betraying America must have been grateful to the American government, as well as show their patriotism, right? Wrong! You see, Bank of Betraying America figured out that they could potentially betray the American government, while they made more money foreclosing on American homes. Apparently, the billions they made were not enough. It is never enough! Unfortunately, the American government might find out that China was not the only economic threat, but also a bank in America that bares its name.
With all that being said, I think we are the United States of America, who won against Hitler, brought down communist Russia and won the economic war with China. Now who the hell do you think you are Bank of Betraying America? The American people will not rest until the ones responsible are prosecuted and LOCKED UP!
I am an American first and foremost, so I am willing to lose my home, if my government needed it to win the economic war with China, but I am not willing to lose my home to Bank of Betraying America’s potentially irregular, fraudulent and simply abusive greed, while they betray my country.
Ladies and Gentleman of the jury, I just presented to you my version of HAMPGATE, brought to you by BANK OF BETRAYING AMERICA! Does the committee find Bank of Betraying America guilty or not guilty of the charges outlined?
My name is John Wright AND I AM FIGHTING BACK!
Hey that is great that Nevada and Arizona are suing Bank of Defrauding America, but I want to know when California is going to sue them? The reality is that if Nevada and Arizona believe that they have enough evidence to sue Bank of Defrauding America, shouldn’t the other states automatically follow suit (No Pun intended)? I do not know about you guys, but if my state does not file a lawsuit too, I am going to think my state government is in bed with Bank of America. The reality is that either our government is going to bring Bank of Abusing America accountability to the American people, or the American people will bring Bank of Abusing America accountability to the government. The American people want them investigated, prosecutedand LOCKED UP!
A blogger wrote:
“In addition to the two states suing BofA for fraud, BofA has a serious issue with the legitimacy of their foreclosures on most all Countrywide originated mortgages. 96% of the mortgages Countrywide closed were sold as mortgage backed securities on Wall Street. However, Countrywide never delivered the notes to the Trust which means that the securities issued were not technically or legally mortgage backed. Investors in those securities have potential legal claims. When BofA purchased Countrywide the notes that were supposed to have been used to back the securities sold by Wall Street once again remained in Countrywide’s possession¬. Therefore, BofA is still foreclosing on properties that they do not technically and legally own. This is going to come back to haunt hedge funds and individual investors who think that they are getting a great deal.
If Attorneys General in other states decide to take issue with the lack of a proper chain of title, this could turn into a legal nightmare with very serious implications for BofA. Frankly, I don’t know why this has not gotten more attention.
So, Attorney Generals from CA, NY, MA….are you asleep and why???”
Another blogger said:California’s new AG has a facebook page go there and like it and you can post on it her name is Kamela Harris
Do you all remember the other day (December 16th) when I said that I noticed that Bank of Abusing Americawas not on piggybankblog.com that day? I also stated that they are usually on every day, but even though Bank of Abusing America was not my site, the government seemed to be crawling all over my site that day, which insinuated that something was going on. Now we know that it was because Nevada and Arizona filed a lawsuit against them. Sounds like the American people are foreclosing on Bank of Destroying America!
In aSeptember 21st, 2010 blog I wrote:
“Either way, you will not think it is a coincidence if they all the sudden have a solution in October for HAMPGATE.” -Then in October there was foreclosure freeze
In a December 3rd, 2010 blog I wrote:
” I now tell you that something in December will happen that is bigger than both of the previous. How did I know? Sometimes riddles, such as:
“there is a cake in the oven, the oven, the oven. There is a cake in the oven and Johnny’s the chef” is meant for the sheep and not for the wolves.
Let he who has an ear, let him hear!”
All roads lead to Rome.”
Well, it sounds like I am a pretty good psychic, or maybe the conductor always knows which instrument plays in the band.
What next? Here is a little hint: “You messed with the best in the west, but now you shall find out that you are the least in the east!”
My name is John Wright AND I AM FIGHTING BACK!
A friend of mine stopped by the other day to give me a Bank of America hat for Christmas (lol) We had a lot of laughs about it, but I thought it would be funny if the front continued to say Bank of America, but the back say “Stole my home!”
So what did you all think about Arizona and Nevada state filing a lawsuit against Bank of Defrauding America? I will tell you what I think:
Interestingly enough, Arizona and Nevada state government are constantly on piggybankblog.com
I am also working on something very exciting! I am preparing an article that will tell the American story through someone who came to America. It is going to be a very dramatic story that I think you will all like. When this couple was asked why they are not fighting back with BofA, they said: “We do not want to fight America.” So my article will pointing out that BofA does not represent America, but that we do!
It is wonderful to see all of your comments out here, as well as in the Brian Teets Experiment room. It appears that The Investigative Arm of Congress went on again yesterday to see both my daily blog and the Brian Teets Experiment. It is nice to know they are using piggybankblog.com to see what Americans feel about Bank of America’s potentially irregular, fraudulent and simply abusive home loan modification program. A program that they seem to admit does not exist in the “Bank of America Laughing At One Customer At A Time” youtube below:
My name is John Wright AND I AM FIGHTING BACK! .
Wow! What a turnout we had yesterday here at piggybbankblog.com There were nearly 300 of you that came to my daily blog, while 100 of you were new to the site (welcome).
Yesterday was an interesting day because usually “Bank of Destroying The American Dream” is crawling all over my site, but not yesterday (curious). Yesterday The U.S. Senate, plus the Investigative Arm of Congress and the House of Representativeswere crawling on my site instead.
I mean, usually there is one of them on the blog daily, but yesterday they were all on the blog! They all visit my daily blog of course, which implies they are interested in my “LOCK THEM UP” message:
However, each one of them seemed interested in different pages on the blog, while they were all interested in the Brian Teets Expertiment here at piggybankblog.com. However, the fact that Bank of Destroying America was not really on yesterday, while the government was, tell s me that something is going on. Apparently Bank of Abusing America must have been too busy yesterday, which implies they are getting ready for something. I will have to see if I can find out from my contacts (Three BofA Executives) what was going on. I have a feeling though that it has something to do with the Congressional Oversight Panel conclusion the other day. Nevertheless, it appears that your elected officials are all interested in what we have to say here at piggybankblog.com. Therefore, make sure that you keep leaving comments, because we know they are reading them, which this will inevitably influence them, if not drive Bank of Destroying Americacrazy that they are reading your comments. Considering this, I would suggest visiting the Brian Teets Experiment page. Once there, I would suggest to either s, or send me an email about what you think about theBrian Teets situation. I can tell you already thatBank of Abusing America has visited the page today (wink), but will continue to throughout the day.
I have created a new page where you can tell your Attorney General to hold Bank of Abusing America accountable: Click Here
My name is John Wright AND I AM FIGHTING BACK! .
So what did you all think of yesterdays story in BofA News Today titled: ” Congressional Oversight Panel Blasts HAMP?” I thought to myself, “How about telling us something we do not know, such as when is Brian Moynihan and Barbara Desoer going to go to jail? Though I appreciate that the Congressional Oversight Panel identified the problem, I am not so sure that I like the conclusion that suggests that they are going to get away with it. You see, the American people would like to see them not only investigated, but prosecuted and LOCKED UP! I think that the Congressional Oversight Panel should have went a little more like this part in Superman, but putBrian Moynihan , Barbara Desoer and welcome to the family, Vickie Trainor in the place of the villains:
Now remember, all of them are presumed innocent, until found guilty. I am talking about the actors of course (wink). I mean, what are they going to do? Sue me for my house? (lol)
On a lighter note, we have another celebrity amongst us here at piggybankblog.com. Her name is Dorothy Robinson, and she is actually a board member here at piggybankblog.com, but she was interviewed by the New York Times. Though I was happy to see Dorothy in the article, I was a little bit disappointed that there was absolutely no reference made about piggybankblog.com, when we actually were the ones that hooked the interview up for the New York Times. It might because the reporter wanted to keep it about the homeowner. Either way, I am just thankful that the New York Times was trying to help Dorothy out because the New York Times was able to confirm that Dorothy has been approved! Her name is Dorothy Robinson AND SHE IS FIGHTING BACK!-read story
New York Times also reported that Brian Moynihan remained reluctant to yield much ground on Bank of America’s foreclosure practices, however said that Brian Moynihan stated:
“At the end of the day, we could have done better. I’ll take constructive criticism,” he says, especially on delays as the caseload exploded. Still, with the number of workers focusing on defaults set to hit 30,000 by early next year — triple what the bank had two years ago — he says he’s “satisfied that we are doing everything we can and that we’ve caught up and are working through the backlog.”
“This is a very, very difficult process,” he adds. “People want to pay us their debt, but they’re sick, they’ve lost their job, they’ve lost their income. It’s a very tough scenario to have a good outcome for anybody.”
No Brian, you will take whatever criticism we give you, but I have a little constructive criticism for Brian Moynihan. I think he would look much better warring this:
I also noticed that Brian did not mention another group of people, such as he did not mention this poor guy and his family:
Alan Taylor’s family wishes to express their gratitude and appreciation to United Law Group for the firm’s efforts on behalf of their brother. It is their hope that Alan’s story will prevent further tragedy and help others who are battling Bank of America.
Alan Taylor was a homeowner from Rio Vista, CA. He liked hunting, fishing, football, and baseball. He enjoyed playing his guitar and spending time with his family and his friends.
On April 5, 2010 he received an offer for a trial modification from Bank of America. He responded immediately and the bank accepted his payments on April 22. They foreclosed and sold his home just 10 days later. In a moment of despair, Alan took his own life.
Nevertheless, I suggest that it makes it worse that you might have allowed MERS and ROBO SIGNING, when you willingly admit that “People want to pay us their debt, but they’re sick, they’ve lost their job, they’ve lost their income. It’s a very tough scenario to have a good outcome for anybody.”
All I know is this, if the Bank of Destroying America attorneys even try to suggest that I am trying to get out of paying my mortgage, I am just going to call my number one witness to the stand, Mr. Brian Moynihan himself, so he can tell you that I want to pay my mortgage (wink).
At any rate, I really do not know how this guy has escaped conviction, as well as received a promotion, after I read that Brian Moynihan himself was: “involved in negotiations (for the Merrill acquisition) as the bank’s general counsel.” – dailycensored.com
Not only do I not understand it, but apparently Congressman Cummings did not understand it either:
My name is John Wright AND I AM FIGHTING BACK!
So I woke up this morning, rubbed the sleepy eye out of my eyes, and I just laid there in bed staring at the ceiling for about 10 minutes. You see, I was arguing with myself about if I should get up and start my day, or just go back to sleep. However, I eventually settled on the thought that I should not disappoint all the bill collectors, so I flipped back the covers, put on my robe, and slid my feet into my saddles. Like a zombie, I walked to the other side of the house, while I followed the wonderful smell of the morning coffee that had already started brewing (auto timer). I poured myself a cup of that ambition, and with coffee in hand, I walked out on my deck to watch the sunrise. I just stood there sipping on my coffee, as the morning sun had started peeking over the mountains, which had created sort of a dim pink color on the green trees all over Silicon Valley. I took another sip of my coffee, took in a breath of fresh air, as I realized that it was like standing in beautiful painting. It was right about then that I decided to look down, and realized that I was not standing in a painting, but I was standing in a big pile of dog shit instead. Who shit? You shit! Dog shit! Bullshit! That is just an old drinking game that my generation used to play called “Bullshit.”
Speaking of dog shit, my people were able to finally locate the Bank of Abusing America employee that debited the money out of my corporate payroll account, while having the charge originate from the MORTGAGE DEPARTMENT:
AVP; Business Contact Center Market Manager
Bank of America
Work phone: 980-380-0935
Home Address: XXXXXXXX
Home phone: XXX-XXX-XXX
AVP; Business Contact Center Market Manager at Bank of America
Charlotte, North Carolina Area
Manager: Frank Cox
Oh boy, I think somebody’s asshole just puckered in Charlotte, North Carolina, because I think I see a piggy nose coming! If you do not believe me, just click on her picture, and you will see what I mean.
Many of you have asked me what I think of the Wikileaks story. You can find my response at www.whowikicares.com. No Vickie, there really is not a www.whowikicares.com, so just keep cleaning up the coffee that you spit all over your monitor (wink).
My name is John Wright AND I AM FIGHTING BACK!
I fist wanted to start today’s blog off by thanking all of you who have left comments down below. I am always deeply touched, as well as I am humbled by the fact that you all are having your own problems, but yet you seem to find time to write me words of encouragement. I was especially entertained by the comment that Greg Lemke had left requesting that you all send me $20.00. Once I multiplied that amount times 20,000 bloggers, I realized that would equal something like$400,000.00. With that being said, I accept Visa, Master or American Express. (lol) (wink). Of course I am kidding. Listen everyone, please be advised that it is not necessary, even though it was a very nice gesture. Besides, once I am done suing the living shit out Bank of Defrauding America, I am going to Disneyland, while I bring every single one of you with me!
As you all know, Friday was such an unusually stressful day for me, which reminded me of when Bank of Abusing America had their commercial on the History Channel. You see, much like one of those programs on the History Channel, my stressful day also ended with “Brought to you by Bank of America.” This is because I must had been on the phone for eight hours with Bank of Abusing America, which I had a lot of other things I could have been doing (lol) Okay, so maybe not, but the whole reason I spent my Friday talking to 5 different representatives, is because without notice, they deducted over a thousand dollar out of my companies corporate general account. The explanation that they gave, quite sternly I might add, was that it was because my company had not paid the business credit card bill since September, which was true. You see, one of the companies I own is a driving school, which our slowest time is routinely in the months of September, October and November. This is because the teenagers go back to school during that time, but business usually picks up around the end of December. It is after that time that a driving school usually will catch up with any past due bills, or at least that is how it has been for the past 25 years. However, Bank of Abusing Americas decision to take the money out on a payroll day, was not only suspicious, but clearly a “cut your nose despite your face” policy. This is because they got their money, but they potentially put me out of business doing it. Let’s do that math: No money on payday would equal no employees. No employees would equal no business. Clearly, no business would equal no future credit card payments, Bank of Bullying America! Therefore, I suggest that Bank of Defrauding America is way underpaid to be running my company. I do not care if it is in the small print of the contract. It is clearly the definition of potentially irregular, fraudulent and simply abusive. As far as I am concerned, it should be illegal. What is next? Are they going to come in and take your television when you are not looking, just because they hold the note on your house, and you did not pay your credit card bill for three months? Listen, I noticed they are able to barely run their own company, so I suggest they keep those grubby little fingers out of my corporate payroll account, or I am going to make a police report next time. This policy is even more dumb when you consider that the customer has to close the account to stop them from doing it again. Great policy! Oh what does it matter what we think, we are just customer!
This was not the first time that Bank of Abusing America had used potentially irregular, fraudulent and simply abusive business methods on a payroll day. You see, there was another time a few months ago that they froze one of my companies accounts without notice, while quoting the Patriot Act. Apparently, they said that they did not have all the paperwork when I opened the account. Which incidentally, losing paperwork, or claiming I did not turn it in sounds a little familiar, if you ask me. It seems like that is their favorite excuse, when they want to get out of being accountable. Unfortunately for them, I specifically remembered opening that account because they gave me such a hard time. They made it so difficult that I had use the attorney business partner to open it for me. That’s right! I will say it again Bank of Abusing America! Attorney business partner! (lol) Do you like apples Bank of Abusing America? Well what do you think of them apples? Nevertheless, while tongue in cheek, I thought it was very suspicious that Bank of Abusing America would choose all these years later do to this, as well as they would do it on a payroll day. I was fairly confident that it was a direct result of me being in litigation over my home mortgage, but if not that, I certainly thought it had to do with my protest here on piggybankblog.com. Either way, I knew that I would not be able to really prove that someone from the MORTGAGE DEPARTMENT was responsible, so I just gave them what they asked for. This is because they were holding MY MONEY hostage, and I needed to pay my employees. There was just no way to prove that it had anything to do with my home mortgage. That is…… until now!
Coincidentally, last Friday was another payroll day. imagine that! I noticed that Bank of Abusing America had not only debited over a thousand dollar out of my corporate general account, without notice, but also debited money out of the corporate payroll account. I called Bank of Abusing America, just to speak with five different operators, who all confirmed that the charge was coming from ………drum roll please……THE MORTGAGE DEPARTMENT! If I was not so devastated that I could not pay my employees because of what they did, I would have probably shit glitter right about then, because I finally had proof that the MORTGAGE DEPARTMENT had something to do with it. I had to keep calling them back, so that I could find one that would give me permission to record, but I eventually found one (lol).
There was this one representative that was trying to convince me that they had a legal right to debit my mortgage payment out of the corporate payroll account, but I assured her that just because it was her first day on the job, it certainly did not mean that it was mine. I wonder if there is something in those training books that say: “Just bullshit your way through it, if you do not know the answer, because the customer is too stupid figure it out.” I even told her that she did not have to be a brain surgeon to understand that there is a corporate veil, which means………..drum roll please…………my personal stuff is separate from the corporate stuff, which is why people have a corporation. If she is still confused, she should just ask Brain Moynihan, he can explain it to her, right Brain (wink)?
One of the phone operators was getting sort of short with me, so I told her that if she did not stop, I was going to turn this into an interview, while posting everything she said to me. She said: “Go right ahead.” I mean, how could she have known that she was talking to “I am John Wright AND I AM FIGHTING BACK!” Either way, I think she found out soon enough, because she called me back to tell me that the attorneys said that I am not allowed to post anything she says on the internet, unless I have her permission. I simply responded with: “Well, if they told you that, you tell them John Wright said they are lousy attorney’s, but that would explained a lot.” I just want to know when the “holy shit” moment came, when she realized who she was talking to (lol). In some respects, this is where my journey withpiggybankblog.com had started. Though none of the representatives were like this on Friday, during the loan modification process I was verbally abused by one of Bank of Defrauding America’s phone operators. She was abusive, not only in tone, but with words too, even though I was being nice to her. After puttingup with her for about 10 min. I finally started fighting back. I bet you she looked exactly the way she sounded too, if you know what I mean?
I said to her: “Why are you talking like this when I have been nice to you?”
She said: “Because I can, what are you going to do about it?”
I said: “Nobody marries you!”
She said: “I am married!”
I said: “poor guy!”
I said: ” I really bother you don’t I?”
she said: “No! You do not bother me!”
I said: “No, I think I really crawl under your fingernails.”
Click! She hung up on me, which I actually appreciated.
Though she was constantly defending Bank of Abusing America, which I found annoying, Ami Dennis Officer; Senior Customer Advocate, Office of the CEO and President was the nicest, most professional one that I had talked to all day (wink). I have to admit, she actually continued to keep her cool, so not all of them are abusive, but I think she was just simply doing her job. Ami was courteous, calm, but assertive, if I had put her in a position of having to defending Bank of Abusing America. In other words, she professional, which is a lot coming from a guy who has one of the largest Bank of Defrauding America protest sites on the internet. Actually, she is too good for them.
Ultimately, I do not even blame the phone operators, but I blame Bank of Abusing America. This is because whenever I think of a Bank of Abusing America employee, I always think of this training seminar recording:
Conclusion: They train them to laugh at us, disrespect us and talk down to us!
At any rate, that is where it started for me. The minute I hung up that phone, I drove down to a Radio Shack to buy a phone recorder. Thus piggybankblog.com was born.
Ladies and gentleman of jury, considering the debited money of my corporate payroll account was debited by THE MORTGAGE DEPARTMENT, I suggest to you that this is clear evidence that Bank of Abusing America is using potentially irregular, fraudulent, illegal and simply abusive business tactics. It is my belief, that such tactics might be being used as an effort to destroy my ability to make a living, while doing damage to my company, finances and reputation. It is also my belief that all this is being done with the sole intent of potentially stealing my home.
Therefore, I stand ready to pursue any all legal remedies afforded to me by the law, which may result in me receiving damages because of their precipitous actions.
My name is John Wright AND I AM FIGHTING BACK! .
Wait until you all hear this one! The mortgage department at BofA debited money out of MY CORPERATE PAYROLL ACCOUNT! I have spoke to somewhere around five different Bank of Destroying America representatives, and every single one confirmed it was the MORTGAGE DEPARTMENT! Therefore, I loaded the recorder, and continued to call until I was able to get one of them to agree being recorded.
Here is the thing America, a corporation is separate from me personally, which means they did not have the legal right to do it. Here is the best part, I could not pay my employee, and he is going to quit now. He has a schedule of 1,140 appointments, which I have nobody to take them now. I have to train someone to be licensed to take them, which takes 3 months! My customers are going to come unglued! They will report me to the licensing agency, and they most likely shut me down because these people already paid me! You might have just put a 25 years old company out of business Bank of Destroying my company! The press always comes when my type of business collapses too, and guess what I am going to tell them the reason is? I will just let you guess on that one Bank of Destroying America.
My Oma and me started this business, and we were even discussing it just before she died in my arms. It feels like she dying all over again!
There are two accounts, and one they had taken out a credit card payment, but the other one came out of the payroll account, and has been described by nearly five different reps as the mortgage department. By the way, the last operator also told me that it was the mortgage department, but had put me on hold for a long time, and then came back with a damage control statement, but she knew it was not going to work because I have it recorded! I can tell you already what they are going to say. Remember, they have been accused of forging documents, ROBO SIGNING, MERS and even faking signatures. What they will do is come out with something saying that it had something to do with some other charge, but they still will not be able to explain why it came out of a payroll account. That is the thing they are probably having a hard time covering up. Plus the fact that I have it recorded, as well as a print out! Then there is what I have that they do not know, and that is what really bothers them. It is like they are in the “black hole.” However, you just watch and see if I am not right about what they are going to say! It is okay though, I have a little surprise for them on that excuse too, and they know it.
I am already starting to see all of the piggybankbloggers responding at the bottom of this blog in the comment section . Tell Bank of Destroying The American Dream what you think America! They are here, so tell them! Tell them what you think about what they are doing to your family, your lives and your health!
This is exactly what I meant when I said potentially irregular, fraudulent and simply abusive business methods.
You are in big trouble Bank of Abusing Americans! I am not so sure you should be walking so confidently Stuttering Stuart. I think this one will be enough to take that bounce out of your step. I already had proof, but now this is more proof that Bank of Ruining My Life has affected every aspect of my life, as well as my ability to make a living!
The following is what I wrote before the above: I am in the process of writing an article for BofA News Today section of piggybankblog.com This article will be about another abusive experience that I am having with Bank of Destroying America. This story comes on the heels of another story where Bank of Harassing America froze my accounts, while quoting the Patriot Act, and claiming that I did not turn in the right paper work when I opened the account nearly 25 years ago. However, I specifically remember the event, because they gave us so many problems opening up the account, that I actually had our attorney open the account for us. Nevertheless, this complaint involves them debiting money out of my business account, if I am late on credit card payments. The article will include things I brought up about how the current mortgage crisis affected my customer base, which is why I am late on my payments, as well as I brought up the bad economy that Bank of Abusing America potentially created. It will include the responses of Ami Dennis, (Officer; Senior Customer Advocate ,Office of the CEO. (I removed contact info from this blog, as a special request from Ami. I did not have to, but I chose to out of respect for her) The article will be appropriately titled:
“Bank of America policy might put small companies out of business. Higher Standards?”
I still had my accounts at Bank of Blaming America because I considered that I might want to organize a move your money protest in the future, but only after having50,000 supporters. However, I cannot stand Bank of Destroying Americas potentially irregular, unfair, fraudulent and simply abusive policies any longer, and might have to consider doing a move your money protest with just 20,000 supporters. This is because it has become clear to me that Bank of Abusing America’s unfair policies will put me out of business, unless I move my money now.
Now I can confidently say that Bank of Destroying Small Business has affected every aspect of my life.
I will send you all a mass email after I have written the article.
The New York Times reporter wanted me to give a written response that tells him what I am doing, before we actually speak. Both of our schedules have been pretty busy, so we have not talked on the phone as of yet, but I have heard that he has spoke to a few of you that he wanted to interview about your experience with Bank of Defrauding America. Considering that he wanted to speak to people who were current on their bills before the mod, might suggest that his story is trying to differentiate between those who bought a house they could not afford vs. those who were responsible and bought a house they could afford. Myself for example, had perfect credit, while running two businesses, and had an income around150k-200k a year at the time I bought my home in August of 2004. Considering that I had a company that had been in business for nearly 20 years with a steady income a good credit, suggested that I bought a house that I could afford. I also paid on time for nearly five years, which also would suggest that I bought a house that I could afford. When I first bought my house, I used Countrywide. I had a 30 year fixed loan, until the agent called me a year later and told me that I should get into the subprime, because it would lower my payments. I completely trusted this person, so I followed their advice. I need not tell you that I was tricked, as I am sure we all know what a subprime is now, even if we did not then. I immediately got out of the subprime the minute I realized what it was about, but it cost me a lot of money to do it. I used Countrywide again, which would set me up to be a victim of another scam, which is another story for a different time. At any rate, when the greedy piggy banks sold those subprime loans to people they knew could not afford them, house values went down over night, as well as people lost their equity too. This would cause people here Silicon Valley to stop spending money, which would have a direct influence on my companies customer base. This would of course result in my income being cut in half, if not more, but is why I had to request for a loan modification.
Before all this, I was a guy who paid his bills on time, which says a lot about my character when you consider all the bills that comes with running two companies, as well as my own personal bills. Either way, It takes a small company a really long time to recover from a recession. This is mainly because we have to make up for the past, even when the recession is over. In which, nobody should be mislead because this recession was fueled by the piggy banks greed, and I nearly lost everything I had over night because of their greed. This is why I am so pissed off at the banks. This is when “Bank of America“ became “Bank of Defrauding America”to me. This is because none of this was my fault, even though they have the audacity to suggest that it was both the homeowners and banks fault. Excuse my language, but that is what we call good old fashion bullshit! I will never allow the banks to suggest that this crisis was both the home owners and the Banks fault. If I am wrong, tell me where it was my fault? The only two that I see that are ultimately responsible for this whole thing is the piggy banks and the government, which incidentally appear to be in bed together, after one considers the comments made by Senator Dick Durbin:
” hard to believe in a time when we’re facing a banking crisis that many of the banks created — are still the most powerful lobby on Capitol Hill. And they frankly own the place.”- Read story
What is really is frustrating is that people automatically assume that I was one of the people that bought a house that he could not afford. When in reality, I was a true victim of both Countrywide andBank of Defrauding America’s scam, and left you and me with no choices at all in the matter. The way I see it, it was people like me that the Home Affordable Modification Program were meant for, but ultimately ended up being process for the banks to further exploit us. I am not saying that Bank of Defrauding America did not suggest they wanted peace with this offer, I am just suggesting that they spell it different than us. You see, they spell it PIECE! Not only because I was a victim of the bank and the governments scam, but because giving me a loan modification would have been good for the economy, not just because I get to keep my house, but because i would be able to keep people employed at my company.
Before all this happened I was a Conservative Republican, which did not mean I was an asshole, but meant that I did not believe in the government paying for or assisting people in the ownership of their homes. With that being said, I also did not believe in the government giving the banks a bailout, especially to the very banks that caused the crisis. Nobody gave my company a bailout! So I was surprised when I watched President Bush actually go along with it. I did not blame him though, because it was readily apparent that these banks were holding our Presidents hostage, while under threat of collapsing the American economy. What would you have done? Either way, if the President did not give them a bailout, it would have serious consequences. This is because the age of the nuclear bomb is over, but the new war is an economic war on the world scene. Considering this, what choice does a President really have? Like us, he is at the mercy of the banks too, which does not sound very powerful at all, but sounds like what our founding forefathers actually fought against. I wonder sometimes who really won that war when I think of these banks running our government. At any rate, I did not and do not believe in the banks receiving billions of dollars of taxpayer bailout money. This is especially when one considers that these piggy banks did not lose a dime, but rather made top dollar on selling those bad loans to the government, which they now buy back at a low price. Sell high! Buy Low! The piggy banks, such as Bank of Defrauding America, were the only ones who have made money from the beginning, middle and in end, while illegally foreclosing on Americans homes, while the government seems helpless to stop, but in fact the judicial system looked the other way, while allowing them to do it. If the government cannot protect us, what do we need them for? So far the only purpose the government has served in this, is being responsible for creating an environment where Bank of Defrauding America would rape us several times over. When Alan Greenspan said that he hoped that they would have just regulated themselves, it was like saying that you left the beer out in front of an alcoholic, while hoping they did not drink it. A bailout though? Really? Talk about insult to injury, these guys caused the whole thing, but then asked us to buy the rope from them that hung us. That is why I have zero tolerance for Bank of Defrauding America’s bullshit, because I am not the bad guy here, but they are! This is because they are everything the founding forefathers warned us about, because they not only destroyed the American economy, American dream, but the American spirit.
As I stated, I used to be Conservative Republican, but I am not anymore. That it is not to say that I am Democrat now, because: “oh hell no!” I am just kidding, but I had to get a dig in there against some of you who are. At any rate, the reason I decided that I was no longer a Conservative Republican is because this situation taught me that the majority (not all) of Conservativeness Republicans only see issues as black and white, which tends to make them a little judgmental, as well as self righteous. For example, the minute a Conservative Republican comes to piggybankblog.com they turn around and got the other way, before they have even read what the issue is about. They just figure I bought a house that I could not afford, while they take a political stand on the issue. This is what I mean about living in a black and white world, because they figure there is either a God or not, the unborn baby is either a life or not, you either could afford your house or not. The older generation are even more judgmental. This is because they actually made money off the sale of their homes, because my generation was the ones who bought them. It was like a game of musical chairs, but when the music stopped playing these fatBank of Defrauding America CEOs were already sitting down. The attitude of these older Conservative Republicans would become completely frustrating to me. This is because my situation does not exist as either the black or the white, but the gray area that they refuse to see. Believe it or not, my biggest critics are the higher archly of my family, who right away were spreading rumors that I bought a house that I could not afford. One of them even said that they did the math on how much my house cost, so figured I was in over my head, because I needed to make at least XXX-XXX a year. Which incidentally, was exactly what I made a year, and they not only proved my point that I could afford my house, but my other point that Conservative Republicans (not all) tend to judge a book by its cover, before actually reading the book. You see, they are capable of considering the gray area that actually suggested that I could afford the house because they only see black and white. The Conservative Republican does not know why I am wrong, they just know that I am wrong. Either way, I certainly found out who my friends were, but my heart swelled with sorrow when I could see who my family was too. Now I understood the scripture that said ‘A man’s worst enemy will be among his own family.” When I spoke about banking reform to one of the higher archly of my family members they yelled out: “John! Republicans do not believe in regulating a private business!” You should have seen the look on their face when I explained to them that it was the Republicans in congress that were actually the ones trying to regulate, while the Democrats tried to stop them from being regulated:
Which by the way, I blame the Democrats for this mess, especially Barney Frank and Senator Fraud. Not only do I blame the Democrats, but apparently so does the King of the Democrats, Bill Clinton:
The way I see it, I was actually the true Republican because I am going to get back the tax money that our government gave to a private company called Bank of Defrauding America. If they want to keep their heads in the sand, while they remain fat, dumb and happy that is up to them, but I am not here just to fight for my house, but I am fighting for the American dream, even if some think I am dreaming. Needless to say, I was very disappointed in the higher archly of my family. They not only lost respect for me though, I lost respect for them. My situation has become the story of Job in the bible, as all those who at one time respected me now persecute me. Just like Job, they speak down to me during the days of my disaster because I have no money now. It is a shame that some equate money with success, because money has nothing to do with success. What troublesome comforters I have had in the day of disaster. However, it was then that I realized the world is neither black or white, but rather a place of beautiful colors, which is the world that I live in now.
Letter To New York Times below:
I have built piggybankblog.com for all those who have been abused by Bank of Abusing Americaspotentially irregular, fraudulent and simply abusive home loan modification program.
The Piggybankblog.com platform is meant to:
- Inspire banking reform
- Bring accountability to the banks, but also any politician, or judge who have received inappropriate gifts, while aiding abetting and enabling Bank of America to commit crimes against humanity, as well as crimes against the American people, while turning the American dream into an America nightmare..
- Urge the judicial system to investigate, prosecute and LOCK UP all banking CEOs where there is evidence that shows that the BofA CEOs, lawyers and executive were guilty of committing crimes against the American people.
- Expose the corruption in the judicial system that helped facilitate the banks in their crimes, such as allowing them to illegally foreclose on the American people’s homes. These judges should be ashamed of themselves!
- Expose the corruption at Bank of Destroying Americas executive level.
- Process more a escalated complaint concerning Bank of America customers who are receiving the runaround from BofA, ,
- Assist the customer in connecting with BofA , while entering a complaint that suggests accountability.
- To give homeowners a place of refuge, support and protection from abuse from Bank of Destroying America, as well as offer them resources.
- To unite voters together with a message that tells Washington that we will no longer vote for candidate who has received financial backing from a banking institution.
- Stop these piggy banks from holding our Presidents hostage, while being under the threat of the banks collapsing American economy, which is nothing other than extortion. They might as well have brought a gun into the oval office.
- To stop all bailouts given to banks with no accountability. If the government was in the business of giving away tax dollars, they should have just went ahead and paid off all the American taxpayers mortgages, instead of giving these private banks the money to abuse us with. I am not saying that I believe in the government buying homes for the people, but since they gave it away to the piggy banks, the American people are here to take it back, because considering the amount of money that these piggy banks received in the form of interest off the bailout money, I figure our loans have been paid back in full by the United States government. It is not anymore ridiculous than giving billions of taxpayer dollars to a private bank.
- Make Bank of America give me the modification that they told me that I not only qualified for, but also would receive by Fedex, which has still not shown up
- Sue bank of America for damages they caused me with their irregular, fraudulent and simply abusive home loan modification process. They may not legally have to give us the modification, but just because they own the car, does not mean they have the right to run me over with it, while causing injury.
Thomas Jefferson warned us:
‘ Thomas Jefferson 1802 – ‘I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around the banks will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered..’
Piggybankblog.coms main function is to remind people who they are, which they are Americans who have the right to protest! Our message is simple, which is if Washington does not bring banking reform, as well as banking accountability to the American people, the American people will bring banking reform with accountability to Washington.
Mr. Schwartz, my name is John Wright AND I AM FIGHTING BACK!
Written late last night:
Okay, I am in a funny mood right now, because I had a rough day at the office, and now I am enjoying the solitude of my blog, as well as the solitude that every sip of my drink gives me, such as the sips off of my Jack Daniels and Coke. This tends to be a business owners favorite drink, unless there is a business owner out there who disagrees, but we can do whatever we want, because we already know who we are when we grow up. This is why we are too old to be drafted into the military, because if someone tells us to pick up something, we simply say: “Pick it up your damn self!” What I am trying to say is, that we do not have to worry about ruining our future with anything we do, becauseBank of Destroying the American dream has already done that for us with their potentially irregular, fraudulent and simply abusive home loan modification process. There is no need to feel bad about being a victim though, because there might be something worse than that, such as you could be Stuttering Stuart. I think I just heard the crowd cheer, because I receive many emails saying “More Stuttering Stuart!” So you said it! So it shall be!
A few days ago, I was in receipt of an email from Stuttering Stuart, in which it appeared that he was trying to use his fancy dancing to maybe set me up, while taking my words out of context. I know! I know! Do not worry, I go this one!
Stuttering Stuart stated the following:
“As You probably know, Bank of America has voluntarily suspended foreclosure activity in California. That voluntary suspension will not last forever, and, when it is lifted, I expect the bank to resume its efforts to foreclose on your home, unless you either (i) bring your loan current; or (ii) obtain a modification.
If you cannot do the former, you should consider completing the latter process. You previously asked for a modification, participated in the process, withdrew, and then sued. During the course of the lawsuit, you again asked for a modification, but failed to provide requested documents. I understand you have reasons for failing to provide the documents, but that does not change the bank’s need for them in order to process your application.”
“You may report me to the Bar, or not. That is your choice. I am happy to speak to them about your complaints. You should not, however, tell me that you will only withhold your complaint if the bank takes no action against you. That, as your lawyer will confirm for you, is extortion. You don’t want to say something like that again.”
Correct me if I am wrong, but I think there was only one person here that was threatening extortion, such as Stuttering Stuart threatened that his client would foreclosure on my house, if I did not either give his client thousands of dollars, or allow him to force a no promise modification process on me, that his client already potentially admitted did not exist:
I simply responded with:
“Hi Stuart :
For the record, as I am sure you understand, I must categorically deny the allegation that I was using any method of extortion. I would also resent it if you are choosing to grossly exaggerate your interpretation of the meaning of my words on purpose, or if you are taking them out of context on purpose. With all due respect, if I believed in using extortion tactics with Bank of America, which I do not, I certainly would not do it by threatening to report their attorney to the Bar Association, while I have far more damaging evidence directly related to your client. It was also not my intent to make you feel that I was extorting you in any way Stuart, as it is my understanding that you have no control over what final decision your client makes regarding the foreclosure of my home. Considering this fact, I really do not even think the allegation makes any sense Either way, I actually really felt kind of good about choosing to have empathy for you, your career and your family, instead of taking the route that I am sure you agree many would have, which is to report you to the Bar Association, especially since you had called ULG, as well as listened to the recorder that said nobody was represented anymore. I also found your filing of such suit the day after the they filed BK highly suspicious Therefore, my choice to not follow through with a clearly substantiated allegation, is clear evidence of my humanity, not extortion, Mr. Price. It is unfortunate that my random act of kindness would end up being taken as extortion, however, I must agree that I should have been more careful in the choosing of my words, regardless if that is not what I meant.
Nevertheless, if you sincerely thought I meant something else with what I said, I sincerely apologize, because I promise you that it is not what I meant. What I meant in context, was in reference to the sentences I wrote before, which was meant to mean, that as long as I did not suffer a foreclosure purely based on the anything that you had done that I considered unethical, I did not see any reason to report you to the Bar Association. If there was any confusion to my intent, this letter will serve as proof that I deny the allegations, as well as have taken the time to set the record straight.
Therefore, notwithstanding your legal advice, I will not be contacting my attorney in regards to your false allegation of extortion, as I simply do not see you as any legal threat to me at this time.
Though my comments were not meant to extort anyone, I am not so sure your comments, or your clients comments were not meant to extort me when you stated in your email:
“As you probably know, Bank of America has voluntarily suspended foreclosure activity in California. That voluntary suspension will not last forever, and, when it is lifted, I expect the bank to resume its efforts to foreclose on your home, unless you either (i) bring your loan current; or (ii) obtain a modification.”
It is also important to mention that I never requested the second modification called BANA, as you have suggested in your email. This is clearly a misrepresentation of the facts, because you rather insisted, while you were giving me the impression that your client was ready to talk about a potential settlement offer, but only if I allowed you to do the no promise modification process, which is hardly me requesting the process, but you rather demanding it instead.. It had all the indications that you were setting me up for some kind of legal angle, you might have hoped to use in court, while mistaking my kindness for weakness. However, I went along with the program, until you began to use the same irregular methods that the first modification process displayed, such as making the false allegations that I was somehow causing delay, because you thought I could not afford my modification. Even considering your abuse, it would not be until I found out that you did not tell me about a court date, that I was no longer be willing to entertain your clients fake modification offer…..”
So as you can all see, Stuttering Stuart only receives an “E” for effort, while receiving an “L” for Loser! This is because I have zero tolerance for his bullshit.
So what is to come of this WikiLeaks thing? Would I be the only one who noticed that the Wikileaks guy was busted during a time for not revealing secretes about our government, but stating that he was getting ready to release secrets for about one of the largest banks in the United States? I do not know about you, but it does not make any sense. Why would this guy who is guilty of rape go around “Wikieaking” things about the government, let alone announcing to release information on one of the largest banks in the world, to just simply turn himself in at the end? If he was trying to hide, I suggest he was doing a lousy job. At any rate, as they say in the south: “that dog don’t hunt.” Regardless, the real rapist might still be running free, which might be the one that Thomas Jefferson warned us about:
Thomas Jefferson: ‘I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around the banks will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered..’
Does that sound like anyone you all know?
My name is John Wright AND I AM FIGHTING BACK!
New page added to blog: FCIC: Click here.
December 7th, 2010
I have some pretty exciting news for all of you today. I have been contacted by my attorney, and he stated that my lawsuit will be filed somewhere between now and the end of month. It is not a class action suit, rather a Mass Litigation Suit.
The Difference Between Mass Tort Litigation and Class Actions: Mass tort litigation is an advancing area of law made necessary by advances in the production of mass products capable of causing injury to their users, such as defective pharmaceutical drugs andmedical devices. Not to be confused with a class action, a mass tort allows a large number of people, each injured by a consumer product in a similar way, to have their individual complaints combined with other individual lawsuits filed by other simultaneously injured victims, so as to resolve common issues and to conduct uniform discovery against the defendant company. Mass tort litigation allows hundreds if not thousands of lawsuits to be handled in an efficient manner, and allows individual cases to be heard on their own merits. Conversely, in a class action one person or a small number of people (representative class) are selected to represent all the injured individuals in one single lawsuit.Burg Simpson is a national leader in mass tort litigation, having represented thousands of individuals in lawsuits against some of the world’s largest pharmaceutical companies.
You will all be invited to be a part of it, after my lawsuit is filed. As I stated before, we have organized 30 law firms that will be joining together, as well as they will be listed at piggybankblog.com. I am so very excited that we are this close being able to offer you something this powerful, as it has been explained to me that there could be hundreds of thousands of people in this particular Mass Litigation suit againstBank of Betraying America. In some aspects I am thankful for Stuttering Stuart for potentially getting my other lawsuit dismissed, because none of this would be possible, if it were not for Stuttering Stuart. I still think that Bank Betraying America is going to regret not using the negotiation time more wisely.
New Youtube below:
My name is John Wright AND I AM FIGHTING BACK! .
Good morning Piggybankbloggers:
I was contacted by the New York Times yesterday, and I will be talking to them today. They also wanted two people from piggybankblog.com to interview, as I am sure some of you received the email request I sent. Fortunately, we were able to find the two that we needed.
Also, I have made a new youtube! I really had fun making this one too. I had been thinking about making this youtube for a really long time now, but I knew that it was going to be complicated to make, but I think it came out perfect! However, it is what you all think that counts, so feel free to leave me a comment here on my daily blog. Please Also Send it to your friends, because it is part of a protest against Bank of Destroying the American dream!
My name is John Wright AND I AM FIGHTING BACK!
Our BofA News Today section headlined with a cross linked story titled ” Foreclosure freeze coming for the holidays.” They make it sound like Bank of Destroying America is giving it to us as a Christmas gift, when in reality it was BECAUSE IT WAS ILLEGAL!!! As far as I am concerned, the headline is equivalent to “Drug dealers freeze production of drugs during the holidays.” Has anyone ever wondered why we only hear about the banks fraudulently foreclosing on the news, but nothing about the corrupt judicial system that allowed them to do it? I think that every single one of these judges should be held as accountable as the banks they allowed to do it. Which incidentally, does anyone wonder whyBank of Defrauding Americafirst chose to freeze foreclosures in all 50 states, but then decided to end the freeze in just 23 states? I think it is because Bank of Abusing America just paid off 23 Attorney Generals, while they wait to see if they can bribe 27 more. It is also important to mention the banks do not seem to be concerned at all about the Senator Fraud hearings being conducted, and why should they be? Everyone knows that Senator Fraud might has well be on the banks payroll, when you consider that he has accepted inappropriate gifts from them. Listen, there is a reason that the banks were using MERS, which was because they cannot foreclose legally without it when they cannot find all the notes. What does that mean? Well, that means that if MERS remains illegal, the majority of Americans might find their homes free and clear in their Christmas stockings, instead of a foreclosure freeze. In which if you ask me, these banks deserve it, because they caused this whole mortgage crisis with their fraudulent greed in the first place. Maybe it is about time someone slams the lid down on those greedy little fingers caught in the cookie jar. Sounds like Americans are getting ready foreclose on Bank of Abusing America, instead of Bank of Destroying America foreclosing on Americans.
Congressionally Appointed Financial Crisis Commission Youtube:
I imagine the conversations in Senator Fraud’s closed door sessions to be:
“But Senator Fraud! The United States will collapse if our banks fail, if we are not allowed to use MERS!”
Well I think the founding forefathers might agree with me, if I were to say: “ Then let it collapse, because I suggest the United States of America has already collapsed, if we allow this kind of injustice to continue.”
My name is John Wright AND I AM FIGHTING BACK!
I just thought I would write a really fast blog for today for all of you who sent me emails yesterday, but that I have not yet been able to get to. Part of my Bank of Defrauding America Post Traumatic Stress causes me to be awake for three days straight at least once a week, while working at my desk the entire time, without any sleep at all. These amazing super powers started right around the middle of the modification process for me, and has constantly continued until this date. It is also where I can sometimes write more of my funnier blogs, because I feel like I am drunk by the third day! It is the strangest thing, but it is true that I can stay awake working at my desk for three days with no sleep, as well as I can repeat the same thing throughout my blog over and over, such as I did right now. These amazing super powers that I have of course do not require a cape, or any funny looking costume, but might require the occasional Mountain Dew. It of course has its advantages , such as Bank of Tricking America cannot seem to keep up with me, but somewhere around the third day (today) I begin to sleep with my eyes open, while I am typing. This of course is where all the typing errors come in. At any rate, I wanted to let you all know that I plan on probably responding to all of your emails either late afternoon California time, or tonight.
I also want to give a shout out to all of you that responded to yesterday’s announcement that i would be arranging a nationwide protest in the future, while looking for volunteers to get protesters in your area to participate.
Here is one example of a response today:
I read your blog today and am ready to help with a protest for Dallas, Texas. I don’t know if I could do this on my own but would definitely assist someone. Keep me on your list when you get ready to do this.
Avon Independent Sale Rep
Visit my site at www.youravon.com/jgray1180.
So thank you Jill Gray! It might take a little bit of time, but we can do it one customer at a time!
My name is John Wright AND I AM FIGHTING BACK! .
I have a lot planned for our future protests against Bank of Destroying America.. I will now begin to unite everyone in different states and cities to: One: Run a Protest at their local BofAs at the same time as the others in other states. I will be sending a mass email out trying to recruit those of you who wish to be leaders in your area, and organize your local state, or city.
Two: Organize a move your money campaign all at the same time during this future mass demonstration that will take place across America. We will look into obtaining the proper permits, as well as planning what date we will be planning it for.
Three: We will also be carrying our message to Europe, while trying to warn them about what Bank of Abusing America did to us, as we ask them to join us in protest. They are already signing on to piggybankblog.com on a daily basis, so we already know there is interest.
I have also been approached by two other Bank of Abusing America executives who have offered to testify for me. That is a total of five now! Considering that my site seems to attract unhappy Bank of Abusing America employees, I am going to actually create a room just for employees that want to defect, or give me information that might help my case, while exposing the potential fraud that is happening at the upper levels of Bank of Abusing America. I am not sure what part of: “We have a Bank of Destroying America executive who is within their inner circle” they do not understand….lol. Which makes me laugh when I think about the current WikiLeaks crisis, because Bank of Betraying America does not understand that all roads lead to Rome. I said that in October something would happen, in which there was “robo signing” whistle blower incident. I said that in November something would happen, in which Wikileaks happened. I now tell you that something in December will happen that is bigger than both of the previous. How did I know? Sometimes riddles, such as:
“there is a cake in the oven, the oven, the oven. There is a cake in the oven and Johnny’s the chef” is meant for the sheep and not for the wolves. Let he who has an ear, let him hear.”
All roads lead to Rome.
I had a pretty positive day yesterday, while even considering that there was a lot of negative things going on around me. As you all know, I own two companies. One of the companies I own had several locations around northern California, but I had to sell them off to survive the recession, that Bank of Destroying America potentially played a part in. Now I just have two companies left, but I have to sell one of them again, because Bank of Destroying America hurt my credit. A crucial part of running my company depended on me being able to buy cars, which required me to have good credit to finance. This is why I had to consider using my savings to pay upfront cash for the cars, instead of financing. Otherwise, I would have to fear losing my company, as well as losing my employees, which would have only hurt the economy more.
When my company was hurt by an economic recession that these banks played a part in causing, the government did not bail my company out, or give me 45 billion dollars to make interest off of, while I use it to buy more companies, such as Bank of Exploiting America did. So I really do not care what Bank of Exploiting America thinks about all of us not giving them money, while we live in OUR homes. They are simply in no position to be judging anyone, if you ask me. It is as equivalent to Al Capone morally judging someone who did not use the crosswalk when crossing the street. Bank of Betraying America is not the victim of the American people, but the American people are the victim of Bank of Exploiting America. This is because their actions potentially drove the prices of our homes down over night, as the result would be destroying the economy, while they delivered myself and you into a tribulation, such as most of us have never seen in our entire lives. We are the generation they lied to, as we are only guilty of doing what we were told. The housing market has always been a game of musical chairs, but this time when the music stopped playing, these piggy banks were already sitting down.
Our President should be insisting that the tax dollars that were given to these piggy banks be applied to the American taxpayers current mortgages, as well as be considered paid in full. Otherwise, he should threaten to have them investigated, arrested, prosecuted and LOCK UP, while being put on public display for the American people to watch them be punished!
I know there are some of you out there that might think the whole thought of taxpayer dollars being used to pay off Americana’s mortgages is crazy, or not the American way. However, I suggest to you that it has already been done, because once the government gave our taxpayer dollars to the private banks, what did the homeowners get out of it? Therefore, the thought of the money being applied to our mortgage , is no more crazy than the thought of the government giving billions of our taxpayer money to a private bank, such as 45 Billion to Bank of Abusing Americans. Especially since the government was talking about raising our taxes!
Considering the above, I am announcing that piggybankblog.com will begin developing an aggressive campaign that will unite us all together as one voice, as we lobby our elected officials, while we tell them that we demand these banks either consider the taxpayer money that was given to them as our mortgages being paid in full, or we want them investigated, arrested, convicted and LOCKED UP one CEO at a time!
We have already heard that they might be too big to fail, but I will be damn if we will allow them to be too big for it to be called fraud.
To inspire you, I have attached the below youtube:
My name is John Wright AND I AM FIGHTING BACK! .
I read this yesterday:
Washington DC, June 19 – Human Rights Alert, Los Angeles county based NGO, and Dr Joseph Zernik Field Request with the Hon Vaughn R Walker, Chief Judge, US District Court, Northern District of California, to initiate investigation and corrective actions relative to conduct of Bank of America Corporation and its subsidiaries and affiliates in the case of Wright v Bank of America et al (5-10-cv-01723), where perversion and obstruction of justice were alleged, following a pattern of conduct in courts across the US, established by Countrywide Financial Corporation, and adopted by Brian Moynihan starting with his appointments General Counsel of Bank of America on December 10, 2008. In parallel, notice was forwarded to Mr Moynihan, requesting that he comply with reporting duties pursuant to Sarbanes Oxley Act (2002). The notice alleged that conduct of Bank of America, under Mr Moynihan’s leadership, detailed in the notice to Chief Judge Walker, combined with the Bank of America Outside Counsel Procedures, Certifications pursuant to Sarbanes Oxley Act (2002), which Mr Moynihan signed in recent periodic reports, and Disclosure pursuant to Basel II Pillar III, amounted to obstruction and perversion of justice, fraud on individuals, fraud on the shareholders at large, fraud on US taxpayers, and fraud on the international banking community. The notices were also copied to John Dugan – Comptroller of the Currency, Mary Schapiro – SEC Chair, and US Marshal Service. The former two agencies have so far refused to investigate complaints against Bank of America and Mr Moynihan, alleging conduct amounting to racketeering at the courts. Notice was also filed with chairs of congressional banking and judiciary committees. Bank of America is the recipient of some $200 billions in taxpayers bailout funds in recent years. In paper soon to be filed by Human Rights Alert (NGO) for international peer review, it was alleged that conditions in the US courts undermined effectual banking regulation in the United States. ### Contact: Joseph Zernik, PhD Human Rights Alert (NGO)
Public Category: Business/Law Reads: 3293 Published: 06 / 19 / 2010
In case you are interested, here are some other popular postings on the HRA Scribd related to BofA:
Bank of America – beyond financial recklessness – corruption of the courts:
 10-11-11 SEC v Bank of America Corporation (1:09-cv-06829) US District Court, Southern District of NY: Did US Judge JED RAKOFF Engage in Impeachable Misconduct?
 10-06-11 Complaints Filed with Office of Comptroller of the Currency and SEC against Countrywide, Bank of America (NYSE:BAC), and Brian Moynihan- alleging fraud and extortion on Dr Zernik, fraud on shareholders, on banking regulators, and on the US taxpayer
 10-05-05 Countrywide, Bank of America (NYSE:BAC), and its President Brian Moynihan – Compilation of Records – Evidence of Racketeering
 10-05-05 Chairs of US Congress Committees of the Judiciary and Banking Are Requested to Join Senator Feinstein’s Inquiries on Comptroller of the Currency and US Dept of Justice Inspector General
Well, how the tides seem to be turning. Just as I said that something big would happen in:
October: Robo Signing Scandal
November Headline: “WikiLeaks’ next target: ‘A big U.S. bank”- I wonder who leaked that to him….ha! ha!
December: Now they have to do something in December that will build your confidence, so you will go out and spend money during Christmas, which the American economy depends on so badly.
Which incidentally, in regards to the WikiLeaks story, we now we read today’s headline: “Interpol issues ‘Red Notice’ on Assange, Ecuador backs out on residency”-click here
Are you surprised that they have it out for Assange? I am not at all, because let’s face it, he is dangerous to the New World Orders agenda, which might be to collapse the American economy, with the cooperation of the American government, while utilizing the banks to facilitate their agenda. Now why would the United States government be interested in this? Well, for the same reason all the other NATO nations are, which is that they have a divided financial interest in the success of the brand new company they have all created called the European Union, as well as the Euro. For this to be successful, I have concluded that the American economy must collapse, before the European Union’s Euro is to be successful. I think that our government has our best interest at hand with this plan, but I just hope they are not creating a rock bigger than they can lift in future, because Napoleon tried to unite Europe, but failed. Hitler tried to unite Europe, but failed. Now, for the first time in history someone has succeeded, and that should alarm everyone, because we do not really know what we have to give up as Americans for it to happen. If my theory is correct, we might have found out that the first thing we had to give up was our homes, but let’s hope that we do not have to give up any of our countries Sovereignty. Otherwise, we have just been taken over by a foreign entity.
All the above could be what is happening, but my fight is with Bank of Abusing America, because I am like a pit bull that has lock jawed on them, and I am not going to ever let go until they pay for the for what they did to the value of our homes, my business, quality of life and the American dream. Bank of Destroying America should have never taken that taxpayer bailout, if they did not expect someone like me to come along. The fact remains that we all own our houses, not Bank of Tricking America. As far as I am concerned, the free interest money they made off our taxpayer dollars should make our home loans considered paid in full. So go away Bank of Abusing America, or face the music of being arrested, convicted and LOCKED UP!
Now, some of these Bank of Blaming America CEOs believe they can just resign, while they go to live in their mega mansions. NO! That was the days of old, but the days of new is that the United States people might want to use you as a example for any future fall guys, I mean CEOs that Bank of Abusing America chooses to run their potentially irregular, fraudulent and simply abusive company. Like I said before, I hope you enjoy your mega mansions, because you might choose to never leave them, when the American people figure out what you have done individually to destroy the American economy, while you lived in shameless luxury. I suppose you will probably foreclose on me before I have my day in court, just to retaliate against my protest here at piggybankblog.com. Nevertheless, I am not going to ever go away, even if you funded my home with fake money, while you stole my real property.
Over the past few months I have announced to you that myself and the piggybankblog board members have been looking for ways for you all to find representation. Board member Gregory Lemke shared an experience that seem to bring him success, and now he would like to fill you all in on how he did it.
Therefore, some of you received the following email:
Re: Fighting to get your home modification.
John has asked me to write a letter telling all my friends at piggybankblog what I did to prevent my home foreclosure and how I got the bank to reply to my request for a home modification after they refused to help us.
At first the bank my family was working with did very little to help us, in fact they told us that we had to correct our own problems, and that we were going to lose our home. The bank lost our paperwork, failed to reply to phone calls, and letters, and was just rude to us when we called and asked for help. They even told us to stop calling them and asking for help because the late payments we had could not be corrected unless we paid them. I lost a second job my wife had lost hours at work too. So making us the payments we owed was not possible.
That was when I took action and started writing letters to protest the treatment the bank was given us in my attempt to resolve our home loan crisis to prevent the foreclosure of our home.
I developed an outline of what I did to push the bank to give us a home loan modification which saved our home. I’m not an attorney, just a person who had decided I was not going to lose my home without a fight. I am not saying that it will work for anyone else, but in the end we won, we saved our home and prevented the foreclosure from happening. I had to spend a little money for an attorney to help us with the needed direction to follow our complaints and we had to write our own complaints and I had to write my Senator to request they follow my complaint in order to get the bank to respond, but in the end it was worth it. We saved our home and got the modification we needed to make our home payments affordable.
If you would like to fight back to prevent your home foreclosure I’ll send you the outline I used to make the modification happen. Remember, my friends the banks are not going to just give you a modification if you don’t make them help you by pushing your way through the system to get the modification you need to prevent foreclosure of your home.
Should you have any questions feel free to call me or send me an e-mail.
Gregory Dean Lemke
It is important to mention that a blogger responded instantly with the fact that it worked for him too. He responded with the following:
I went the same way you did the thing is we got out mod approved for the MHA Mod. It was just set at 39% of our income Bofa did not follow the guide lines and when I got my senators involved they just told them everything was correct and they are now asking for me to provide income statements which they have the last ones for last month I sent them with the legal paper work for why we did not sign the mod and asking for them to correct the errors.
One thing that shows they make mistakes the letter BofA sent to my senator has the wrong address on it is for someone else’s house not ours so that shows they make paper work errors so now I am going to fight that and stat they made errors and I have proof I am hoping my senators will do more.
Greg has me so convinced that I actually joined it for many reasons, but mainly because I might need to use it in the future for my company, or whatever else comes up. It just sounds like a small amount to pay, for such a huge return. I would have used it for my current issue with Bank of Abusing America, but I already have an attorney for that.
My name is John Wright AND I AM FIGHTING BACK! .
I have spent the last few days sleeping a lot. I never really have been depressed before, so I am not sure if that is what I am feeling. If I am depressed, I have not yet concluded if it is because I am tired, or if I am tired because I am depressed.
I actually cleaned my house today! I do not mean to be so excited that I actually cleaned my house, but when I used to have the money I had a maid, so this is a big accomplishment for me because I hate doing dishes, vacuuming and doing laundry. Which incidentally, this is why I had a maid for the past five years. I used to always say “I can lose the business, I can lose the house, but I cannot lose the maid and Tivo!” Tivo is really super cool! However, as the old saying goes “Never say your fears out loud because the Devil is always listening.” This is because those were the first things that had to go when I had to do the cutbacks! I can remembered the first time I had to do the dishes when the maid was gone. I just stared at them in the sink for at least 15 minutes, as way back in my mind I could hear that Jaws theme song . Just like when I was a kid I argued with myself “Why the hell don’t we just use paper plates!” I also never really understood the concept of having to wash the dishes before you put them in the dishwasher. Shouldn’t it be called the “dish sterilizer,” instead of the dishwasher then? I am sure that you have all experienced the same problems when you had to let your maid go (lol), but at any rate, in the end I discovered doing the house chores could be very therapeutic. For example, I realized that taking the garbage out might be the only thing I can control these days.
I think the hardest thing to cut back on for me was the electricity bill though. This is because my electricity bill used to run anywhere between $700 – $900 dollars a month. I know saying that just made some your toes curl, but you have to keep in mind that the company I own does not require me to be on site, so I am able to do most of my work from home. Okay, no excuse, but I am proud to report to all of you that my last month’s bill was only $250 bucks. Go John Wright.com!
Now I am sure that many of you are wondering why I am talking about stupid things like cleaning my house, or my electricity bill. The simple fact is that we call this a slow news day.
New Youtube below:
I will be spending the next few days contemplating if I want to write a letter of complaint to the California Bar Association, in regards to Stuttering Stuart’s unethical decision to not tell me about a court date, while he knew that I was representing myself. Though I am very confident that I am capable of writing a complaint full of all the legal buzz words (it is not my first rodeo), I do not take making this kind of complaint lightly. This is because it might have an adverse effect on a man’s ability to provide an income for his family. So much for pouring twice the measure huh? The truth is that I really do not need the California Bar Association complaint to win my case, because the evidence on my blog is only the tip of the iceberg in comparison to the mountain of evidence that I have. Evidence that I believe will clearly show that Bank of Defrauding America conspired to implicate a fraudulent modification program. A program that they knew did not exist, while exposing you and I to a potentially irregular, fraudulent and simply abusive process that would damage some of us physically, emotionally and financially.
Therefore, since I seem to be having a hard time deciding if I should report Stuttering Stuart to the California Bar Association, I figure I will turn this into a jury trial. You can vote by simply sending me an email telling me your thoughts about it.
Until then, here is what my horoscope said:
Mars, for the first few months of 2010, will be in a sector of the sky that governs your ability to explore, to embark on adventure… and to take risks. As Mars prepares to move on, Jupiter enters Aries. That too, says something about success, opportunity and excitement. Compare and contrast all this with the mood of the world this time last year. This time last year, you were apprehensive, not just because of all you saw in the news, but because you had doubts about an important arrangement in your personal life. If we’re honest, you expected things to be a lot worse than they turned out to be. That tells us something about expectation! The cosmos, in 2010, wants to bring you a sense of deep satisfaction. To get that, you have to drop some of your aspirations and adjust some priorities. You’ve got more meaningful objectives to pursue. Following those dreams won’t make you immune to challenge, difficulty or struggle. But it is going to make you determined to make more of your gifts and talents. You’re aware of some of these. You’re in denial of others. You really do now need to turn around your whole idea about what you are capable of. Learn to make the most of being in a winning situation because bit by bit the changes that occur will put you in that position. Be ready for this. Expect it. Make the kind of choices that a person would make if they had a great deal of what they wanted and were likely to get a lot more of it. Be responsible. Be generous. Be kind. And above all else, be inspired. This really is going to be special and pleasing. It is also important to mention that I see that you are in some kind of lawsuit with a bank that is destroying America, and that you are going to hand them their ass in court!
Piggybankblog.com will be starting a new section for those who write for the blog. In my next daily blog I will be introducing them to you, but I thought I would start by introducing one of them today. Please give a warm welcome to Jason Werner by visiting his page here on piggybankblog: Click here
Update: Jason Werner recorded calls have been added to John’s recorded calls: Click here
Update: picture of phone on upper right now invites Senators
My name is John Wright AND I AM FIGHTING BACK! .
So I wonder what the dinner conversation is at Barbara Desoer and Brian Moynihan’s house on Thanksgiving? I wonder if they are thankful for the 45 Billion dollar tax payer bailout that they received, which even if it was 1% they stood to make 450 million dollars. That is if it was at 1%, but what if it was at 2% or more? I wonder what they did with all that free money they received? You know what is funny about Barbara Desoer andBrian Moynihan ? THEIR FACE! I mean, look at Barbara Desoer’s face in the picture below! It is hilarious, if not appropriate. Do not forget to click all of their pictures!
You know Bank of Abusing America, you should have taken that deal that I offered Stuttering Stuart awhile back (email sent), where I invited you to actually work together with me to use piggybankblog.com as a platform to deal with escalated complaints, but you did not care, and now I do not care either. I mean, if I was BofA I would be getting on that phone and calling me to see what they could work out, before they have to spend money on their bottom feeding attorney, and I have to spend money on my excellent, well versed, non-stuttering attorney, but you know how they are. They figure it is just the stock holders, or the taxpayers money anyway. It must be nice to be able to gamble with other people’s money. Yet, it is a war that even all the money in the world is not going to save them from, because as they lobby the politicians with money, we lobby the politicians with protest. One day, there will be no politician that will want to be anywhere near the banks, because the American people will be keeping score. You have won the battle Bank of Abusing America, but I assure you that you will lose the war. Oh if this was only about money how easy it would be, right? It is not about just the money though, it is about what your greed did to our country.
The funny thing is that Bank of Abusing America thinks that I still can’t see them on my tracking system. You see, the next day they called and had their server changed to “unknown.” The thing they did not realize is that they are the only ones on my site who come up as “unknown,” so it appears they have wasted their time AGAIN! They just can’t seem to do anything right. Maybe the stock holders should consider firing them, it might actually cost them less money in the long run. At any rate, they might as well have left it the way it was, because they still stick out like sore thumb. There are two of them that come on every single day, just as they used to. Do you know why? I will tell why, because they are scared of piggybankblog.com, and they should be too, because I still can see them, as well as there is the third way I can still see them, which I said in a previous blog that I would never reveal. In fact, there was a recent article about Barbara Desoer, so I left a comment. It was funny because Barbara came on in the comment section of her own article, while under another name, but she did not realize that I knew it was her. I mean, they do not think I would have been dumb enough to reveal I could see them, if I was not confident that I still have a way to track them, do they? The fact remains that it is too late, they would have had to catch it months ago. It is virtually impossible for them to hide now. There is simply nothing they can do, so they should stop wasting the stock holders money by trying. I still have a lot more data I could release as part of my protest, such as I have not yet released what sites they were looking at before they typed in the key words. Now that’s the interesting stuff, but I think I will leave that protest for the next Stuttering attorney to piss me off. Don’t worry Bank of Destroying America, your secrets are safe with me….lol I mean, look how long I waited before I revealed that i could see you the first time. It would not be until your attorney would stab me in the back for me to reveal it months later. Which by the way, he is a lousy bottom feeding attorney, for a law firm that has potential racketeering charges against it. I would think you would want to be as far away from them as possible, but then again, maybe Bryan Cave, McPheeters & McRoberts has you by the balls Brian Moynihan, and you are afraid they will reveal your dirty laundry. Otherwise, I cannot imagine why Bank of Destroying America would keep a law firm that potentially got them in this mess in the first place. I mean, you would think Brian Moynihan would be just as anxious to keep himself separated fromBryan Cave, McPheeters & McRoberts, as he would be keeping himself separated from Ken Lewis.The reality is that as long as you have Bryan Cave, McPheeters & McRoberts as the firm representing Bank of Destroying America,the people will never believe Bank of Abusing America has changed. You know what they say, piggies of a feather flock together!
Admit it! Piggybankblog.com scares the living crap out of you Bank of Destroying America, because if it didn’t, why would Barbara Desoer and Brian Moynihan be looking at my site every single day? BofAis not the only ones though, because your competitors are on here every day too. They seem to be very interested in what is happening to you here on piggybankblog.com. That is not even mentioning the fact that “The United States Senate” shows up on it practically every day too, as well as today the “House of Representatives” was on. Peek a boo! They are watching you too! In fact, they were listening to your training tape yesterday. So, I would be worried if I were you too, because we both know why they are here. It is because they are like me, and want you arrested, convicted and LOCKED UP!
Happy Thanksgiving Piggybankbloggers!
My name is John Wright and I AM FIGHTING BACK! .
I have been corresponding with my friend Dr. Joseph Zernik, because I always like to pass things by him. The simple fact is that he is brilliant! Though he is not an attorney, he has a unique eye for violations in the court system, legal system and human rights
Evidence of Brian Moynihan, Bank of America Racketeering Filed with Law Enforcement, US Congress
Dysfunctional courts and dysfunctional banking regulation are tightly linked.
Washington DC, May 5 – Dr Joseph Zernik, Los Angeles County Resident, filed with law enforcement, with banking regulators, and with chairs of congress judiciary and banking committees detailed evidence – over 70 records – of conduct by Bank of America and its president/CEO Brian Moynihan – amounting to alleged racketeering at the courts in Los Angeles County, California.  The overall conduct compellingly evidenced ongoing conduct, which was initiated by Countrywide Financial Corporation prior to its takeover by Bank of America, amounting to obstruction and perversion of justice, retaliation, harassment, and intimidation of victims, informants, and witnesses, money laundering, monetary transactions in property derived from prohibited activities, tampering with witnesses, and other extortionist conduct. The fraudulent banking records, as a whole, documented that at least since 2004 – well before the onset of the current crisis – Countrywide Financial Corporation conducted its government-backed residential loan operations with no underwriting at all, out of compliance with Uniform Electronic Transactions Act (UETA), that loan files were routinely retroactively constructed through fax fraud schemes, that Countrywide engaged in corporate governance with no effective internal or external audit in disregard of Regulation B of the Federal Reserve, and that the Countrywide Legal Department coordinated alleged criminal conduct by the corporation. The records further documented that at least since January 2007 – still prior to the onset of the crisis – FBI, US Dept of Justice, SEC, Office of Thrift Supervision, Office of Trade Commission have refused to enforce the law on large US financial institutions and likewise – refused to provide equal protection under the law for individuals abused by such conduct.
Following the takeover of Countrywide by Bank of America Corporation, evidence was provided that such conducted was halted for about half a year, but was resumed immediately upon appointment of Brian Moynihan as BAC General Counsel, on December 10, 2008. The records further demonstrated a dysfunctional Audit Committee at Bank of America following the takeover of Countrywide in July 2008, and routine failure of Bank of America to comply with Sarbanes Oxley Act (2002). Furthermore, the records filed by Dr Zernik demonstrated that complaints filed in the past half year against Bank of America and against senior US Department of Justice officers, who refused to enforce the law and who allegedly committed fraud on US Congress in this regard, were not adequately investigated by Office of the Comptroller of the Currency and by US Department of Justice Inspector General. Both offices have refused to answer on the complaints, while Dr Zernik claimed that the records provided more than sufficient evidence for indictments on racketeering of Brian Moynihan, Angelo Mozilo, Sandor Samuels, and others.
Representative Barney Frank – Chair of the House Financial Services Committee, Senator Christopher Dodd– Chair of the Senate Banking Committee, Senator Leahy–Chair of the Senate Judiciary Committee, Representative Conyers– Chair of the House Judiciary Committee, and Senator Carl Levine – Chair of the Senate Committee on Investigations were requested to join Senator Feinstein’s pending inquiries on the Comptroller of the Currency and on US Department of Justice Inspector General in the matter. 
Dr Zernik claimed that the case as a whole documents the tight linkage between conduct of the courts and the judiciary and the current disintegration of US banking regulation and financial systems. Moreover, Dr Zernik claimed that the records documented the disregard and disrespect by US government and its most senior executive officers for US duties and obligations pursuant to ratified International Law – the Universal Declaration of Human Rights, and international treaties – the Basel Accords on international banking, which the US purported to be a good faith party to.
During the past two years, the period of the conduct alleged as racketeering, Bank of America has received some $200 billion in bailout funds at the US taxpayer’s expense.
Requests filed with chairs of congressional committee to join Senator Feinstein’s inquiries on US Office of Comptroller of the Currency and US Department of Justice Inspector General.
Recently, I sentDr. Zernik all the email correspondence between myself andStuttering Stuart. This is because I have every intention of holding Stuttering Stuart 100% accountable for any potential misuse of the judicial system. Therefore, Dr. Zernik will be helping me to prepare my complaint to the Bar Association.
This is because the time of accountability has come for not only for Bank of Abusing America, but any law firm, attorney or politician who is caught assisting Bank of Destroying America, while perpetrating any crime that denies average citizens due process, while utilizing the judicial system. If they are found guilty, I want them arrested, prosecuted and LOCKED UP!
Dr. Zernik responded with the following concerning the email I sent him:
In my opinion, Mr Price is engaged in your case in the typical Fraud on the Court, routinely practiced by Bank of America Corporation, and Countrywide Financial Corporation before it, namely – appearance of counsel who is not Counsel of Record, with no authority at all.
The practice was best described, and rebuked, by Judge Jeff Bohm, US Bankruptcy Court, Texas, in the case of Borrower William Parsley. Brian Cave, LLP, was documented as a main practitioner of such Fraud on the Court on behalf of Bank of America Corporation.
Your mistake is in accepting communications from Mr Price, which are not signed (even electronically), and which do not include any reference to a specific case, and any statement of his authority to communicate with you on behalf of Bank of America Corporation in your case.
You may choose to ask Mr Price specifically confirm his authority in the matter (see sample message below).
You may choose to send a similar email, or a certified mail letter, to the Office of General Counsel, Bank of America Corporation, mark it “Urgent”, requesting a response within 7 days, and stating “Time is of the Essence”.
You likewise, never sign your email in a manner that is deemed valid electronic signature.
I would be grateful if you copy me on the correspondence.
Picture of Stuttering Stuart
1) Evidence of Fraud on the Court by BofA, Brian Cave, Clerk and Judge of the Court:
- There is no record that Stuart Price/ Brian Cave, LLP was and is Counsel of Record of Bank of America.
- Attorneys are required to file due Notice of Appearance upon their first appearance in court – Price/Brian Cave, LLP never filed one..
- Attorneys for corporations are required to file Corporate Disclosure promptly upon initiation of the litigation – Price/Brian Cave, LLP never filed one As such, he was and is not permitted to appear on behalf of BofA in your case in court. Clerk of the Court and the Judge in your case had to stop the charade, but never did so.
2) Records used in this preliminary analysis:
a) 6/19/2010 CAND-ECF CIVIL DOCKET FOR CASE #: 5:10-cv-01723-JF
Records of interest:
Dkt #1 04/22/2010 NOTICE OF REMOVAL, Filed by Bank of America Home Loan Financing, L.P., Bank of America, N.A., Countrywide Home Loans, Inc.,
- First Appearance of Brian Cave, LLP
- Entered by court staff.
- At that point the clerk of the court had to check that Price/Brian Cave, LLP were
Counsel of Record.
Dkt #5 04/29/2010 Notice of Motion and Motion to Dismiss filed by Bank of America, N.A..
- First record entered directly by Price/Brian Cave, LLP.
- Still no Notice of Appearance
- Still no Corporate Disclosure.b) 6/19/2010 Pending Statuses 5:10-cv-01723-JF Wright v. Bank of America, N.A. et al- There Are No Pending Status Records For This Case.- No statuses have been terminated for this case
Let me offer you an alternative explanation:
There never were any valid loan records, and therefore, BofA would not produce them in court.
Already in January 2007 I filed with FBI LA a complaint, based on analysis of Countrywide’s EDGE underwriting system, showing that in fact loans were funded with no underwriting at all. Already then I projected liability to the US treasury in hundreds of billions. FBI refuses to this date to investigate.
Countrywide (and later BofA) initiated a retaliation/harassment/intimidation campaign through Brian Cave, LLP, appearing in Court with no authority at all. It was a repeat of the counsel who was not counsel of record, with “no communications with client” clause scheme, which was exposed by Judge Jeff Bohm,  and which Countrywide promised Judge Bohmto cease.
Such schemes at the Courts continue to this date. See for example an ongoing case: Wright v. Bank of America, N.A. et al (5:10-cv-01723) at the US District Court, California Northern District (San Jose), Jeremy Fogel, Presiding Judge. 
Among other indications of a pretense litigation:
• There is no Notice of Appearance by Brian Cave, LLP
• There is no Corporate Disclosure in the case…
Such conduct must be deemed as collusion of Brian Cave, LLP, with the Judge JEREMY VOGEL and the Clerk of the Court RICHARD W WIEKING .
Already in June 2010 request was filed with filed Chief Judge, US District Court, Northern District of California, VAUGHN R WALKER to initiate investigation and corrective actions pursuant to the Code of Conduct of US Judges.  No corrective actions were seen to this date…
Such conduct is enabled by CM/ECF. Prior to implementation of the system, no attorney could enter records in the docket without the Deputy Clerk signing on them off first. CM/ECF effectively eliminated the Clerk’s accountability for integrity of US courts dockets. You may notice that the Clerks of the US courts today refuse to certify any of the PACER dockets – for a good reason as well…
When US and state courts are engaging in such routine conduct, any discussion of the finer points of the law is moot.
Needless to say:
• Conduct of Countrywide – in funding large volume of government-backed uniform residential loan applications (1003s) with no underwriting – should be deemed criminal… However, FBI and US DOJ routinely report to US Congress that their investigation of the sub-prime crisis revealed no criminality… that it was all due to ‘changing market conditions’…
• Conduct of BofA- filing false and deliberately misleading records in courts throughout the US – should be deemed criminal as well, and probably racketeering, based on the frequency of such conduct, etc.
• Conduct of Brian Cave, LLP, should be deemed criminal, and probably racketeering, given the frequency at which they engage in such conduct, etc.
However, in the Robber Baron Revival Era, these are all minor inconveniences in the looting of the people…
 10-10-08 a) AP – Bank of America Issues Nationwide Moratorium on Foreclosures, b) CNBC – Foreclosure Primer
 08-03-05 Case of Borrower William Parsley (05-90374), Dkt #248: Judge Jeff Bohm’s Memorandum Opinion, rebuking Countrywide’s litigation practices, Countrywide’s false outside counsel scheme
 10-06-18 Wright v. Bank of America, N.A. et al (5:10-cv-01723) at the US District Court, California Northern District (San Jose), Jeremy Fogel, Presiding Judge -Docket
 June 2010 request was filed with filed Chief Judge, US District Court, Northern District of California, VAUGHN R WALKER to initiate investigation and corrective actions pursuant to the Code of Conduct of US Judges.
At 11:05 PM 11/23/2010, you wrote:
I write to discuss the case and circumstances documented in the above article. It makes these salient points:
- A party (in this case Loan Servicer) cannot foreclose a defaulted note without having physical possession of the note and mortgage security agreement or deed of trust, and without having beneficiary (Holder in due courtse, or assignee) of the note.
- Countrywide, which securitized 98% of its loans, kept physical possession of the notes, and assigned them in blank (making them payable to the bearer), so Bank of America, which took over Countrywide’s assets and obligations, cannot lawfully foreclose Countrywide-issued loans in default.
- The lender that still possesses the notes has committed tax fraud by violating REMIC rules which requires submission of the notes to the trustee prior to a certain date, now far in the past. So, the time for submitting the notes to get the tax advantage has passed.
- The lender with the notes might go broke satisfying angry investors who bought bonds.
The court made the point that the foreclosure must have physical possession of the note which must show the foreclosure as the one with rights to receive payment.
I make the additional point that the lender has defrauded the trust and the investors who buy the security’s bonds. The whole idea of the trust lies in the trust grantor giving up control of some asset, in this case the mortgage notes, in order to fund the trust. If the grantor pretends to do that, but retains possession and control of the assets, then the grantor has cheated the trust beneficiaries, defrauded the trustees, and cheated anyone who relied on the trust’s possession of the asset for making an investment decision.
Sure, BOA can rush into the files of Countrywide, grab all those notes, and transfer them into the trust, but they will get no tax advantage from it, investors will certainly demand their money back, plus interest, and investors might even sue for damages.
I predict that lenders will solve this problem by making assignees and servicers into partners, or part of a consortium or holding company so as to entitle them to foreclose while letting the holding company have possession and status as beneficiary of the note.
Meanwhile, anyone facing foreclosure should consider:
- Determine the identity of the lender and all assignees of the note
- Determine who has physical possession of the note and the mortgage
- Lay eyes upon both and inspect them for fraud (someone might have counterfeited or put an improper date, endorsement, or notarization on the note or allonge)
- Read the Pooling and Servicing Agreement
- Read the Master Servicing Agreement
- Determine whether the foreclosure must have physical possession of the note
- If the foreclosure does not have it, that fact provides an affirmative defense against foreclosure
But note that all this might constitute an exercise in futility because the lender will finagle a way to get the right to foreclose, will try the foreclosure anew, and will ultimately prevail…
Unless you can find fraud at the root of the transaction, like the appraisal.
The board of directors for piggybankblog.com voted that I had to move Senator Dodd out of my Wall of Shame, if I wanted his cooperation during the time of the hearings, but I just can’t do it. I mean, I did do it, but I have wanted to vomit ever since, and I am just going to have to use my pocket veto! This is because this guy is the biggest douche bag politician I have ever seen in my life. Listen, we all knew that the banks could not do this without someone’s help in the government, but if one of those people were not the Chairman of theSenate Banking Committee, Senator Dodd, nobody is guilty. I am just saying that he is the one of the worst offenders of this whole banking crisis. As far as I am concerned , this man should not be in the wall of shame, but he should be in prison. I can’t really think of anyone more guilty than Senator Dodd, who serves as Chairman of the Senate Banking Committee, while there is potential evidence that he accepted inappropriate gifts from the banks. If that is not considered the fox in the hen house, I am not sure what it is called, but how about we start with calling it a crime! This is the guy that we trust being behind closed doors sessions, while deciding our fate with these piggy banks concerning the latest Robo signing scandal? Are you kidding me!? HELL NO WE WON’T GO! HELL NO WE WON’T GO! HELL NO WE WON’T GO!
I will tell you what, if Brian Moynihan and Barbara Desoer end up behind bars as a result of this hearing, I will take it all back, but I know these hearings are going to produce nothing other than a bunch of political lip service!
The time of accountability has come, which means not for just the piggy banks, but any politician who has been caught accepting inappropriate gifts from the banks, such as the Chairman of the Senate Banking Committee, Senator Dodd. I want him arrested, I want him convicted and I want him LOCKED UP! Since he is so close to the piggy banks, we can give him a nice prison cell right next to Brian Moynihan and Barbara Desoer.
Ladies and Gentleman of the jury, I present to youSenator Fraud:
Article: Click here
Therefore, he receives a new name here at piggybankblog.com His new name is now SENATOR FRAUD!
My name is John Wright, and I AM FIGHTING BACK!
P.S. Do not forget to click on my picture! It is really my voice .
You know, blogging is a lot like keeping a journal. The only difference is that 20,000 people are reading it now, but other than that it feels exactly the same. This is why I sometimes have to read through my own bullshit, just to make sure that I am not talking about something off topic. So it comes easy to me, because I used to keep a journal from the age of11-24. You are probably thinking that I was a smart kid, but maybe you should also know that I spent my whole childhood thinking my parents were psychic, until I realized that they were reading my journal. I used to write the typical kid stuff, such as “I hate my parents” or “My parents suck.” The only difference now is that I am an adult, but I still write “I hate my parents” and “My parents suck!” My journal entries as a teen would not be all that interesting though, until I left home at the age of 15-16. Then it was sex, drugs and rock in roll! Before that I just used to talk about how much I hated Bank of Destroying America….lol I had to fit that in somewhere. Yet, even though after I left home I was now homeless, I was happy because I was finally free from the self serving injustice of my parents. As I got older, my parents would only remember the nice things they did, as I would only remember the not so nice things they did. In retrospect, I am sure that we should have both met each other half way.
As a teen I was known for standing up to abusive authorities, such as teachers, policeman and apparently Bank of Destroying America. This of course made me very popular with the other kids, but not so popular with the teachers. I was the guy you wanted around if a bully bothered you, because even if he was bigger than me, you could count on me fighting side by side with you. This might explain the birth of piggybankblog.com
Considering that I was homeless, I used park my car in the foot hills when it was time to go to sleep. This was so I could see the view of the whole city, as the problems seemed to get smaller as I looked at the massiveness of it. I was so dumb that I actually believed that I could count all the lights in the city. Even though I conceptually knew it was impossible, I still would lean my head against the car window and try. I think they call that being stubborn, or being in denial, but I called it having nothing else to do, while believing underneath all this horse shit there was pony. Either way, I believed that anything was possible, if you put your mind to it. While sitting in my car, I sometimes I used to pretend that I was living in a house on a hill with a view. I even used to say to all my friends back then “One day I am going to have a house on the hill with a view of the whole city! When I do, you can all live at my house!” Considering that my father killed himself when I was six, I thought all my friends might think I would have killed myself, but at the age of 40 one of my friends said “No, I never thought you would kill yourself. I thought someone else would have killed you by now.”
You can imagine how I must have felt the day I bought my dream home on the hill with a view of that very same city. I remember my wife (divorced now) and me not being able to sleep that night before, because we were two giggling teenagers starring at the pictures of it on the web. The day we moved in was one of the happiest days of my life, as the other happiest day was the day before I was born. I even remember a tear ran down my face, while I stood in the living room looking at that very same view that I had from the car window when I was 16. The first night in my new house, I laid in my bed staring at the twinkling lights, as I began to try and count them at the age of 34. I apparently still had a lot of optimism in me, and why not? I just got the house on the hill with a view, when others thought it was impossible. At the time, it seemed that I had everything I wanted, because there I stood with one arm on my wife’s shoulders, while my other arm was on my sons shoulders. I seemed to have it all, such as the wife, the kids , my own companies, convertible black Benz and yes the American dream. I could have never known that night that I was about to watch all my dreams and nightmares come true.
Here are pictures of the view. See if you can count all the lights:
It has been six years since the day I bought my home. I am now 40 years old, divorced and the only person I had left that loved me was my son. I had convinced myself that is all I needed, but hey I was a guy that believed that he could count all the lights in the city too. Unfortunately, my son has written me an email telling me how much he hates me. Every father wants to in vision his son in seeing him as a hero, but it would unfortunately not be the first time I lacked judgment on how a person feels about me, it would just be one the most disappointing. Even if he did not see me as a hero, I trusted that he would never willfully hurt me, but I was wrong about that too, because the letter was unusually cruel, as well as very well thought out. For him, preparing to write this letter must have been like preparing to climb Mt. Everest, as I think that every 22 year old would like to be known for climbing Mt. Everest, or taking down that son of bitch John Wright. Unfortunately, every 22 year old forgets that some have died trying, metaphorically speaking anyway. Nevertheless, even a general of the United States Army can be taken down by the words of his son. This might be because Gods vengeance on a man is through is son, but even if not, it is somebody’s vengeance. Some would say it is his mothers vengeance on me, but he talks about how much he hates her too.
This email to me was sparked by the fact that I had to fire him. Not only did he make a bone head mistake, but he was refusing to take responsibility, while blaming me. As I am sure you all understand, this is not a personality you want to show to your boss, unless you are prepared to get fired. Even Satan himself was fired for the same stupidity, while in a like manner “woe for the earth and woe for the sea because he has come down to you in great anger.” I think we were all 22 years old before, while we also thought the world was waiting for our greatness, we found out we were wrong too. However, the truth is the company could not afford him anyway.
I read every word of the letter, even though every word was as if someone had just kicked me in the stomach to the point I could not breath. I sat in front of my computer with my mouth and eyes wide open, as my eyes filled with tears to the point I could not even see what I was reading. I do not know if it qualifies for crying, because only one tear came down my face, but it was horrible enough to make a grown man cry. I do not know if I was crying for me, or if I was crying for the fact that he was so miserable and obviously in pain. Either way, it was hard to believe that this was the same kid who had told me one time that I was the ” kindest, most generous and gentle man that he had ever met in his life.” The letter attacked anything that brought me joy, as well as capitalized on anything that brought me pain. There was no stone left unturned, as he ripped my whole fricken life apart in just one page. He even told me that my youtubes suck….lol However, it was the least he had to say about me, because he said a lot more.
It was then that I realized that he hated me for being poor, because he would only talk like this to me two times, while both were when he knew I did not have any money. It is sad, but true. The cruel reality is that it really is times like this that a man finds out who his friends really are, because even though they were all there to reap the benefits of the spoils of war, they will simply forget that you were there for them in their lowest moment in life, and they will simply hate you for being strong , while they step on you in your lowest moment. I do not know about you, but I would rather know than continue to be blind. I now understand the scripture that says “You who say you are rich, truly I tell you that you are poor. You who say you are poor, truly I tell you that you are rich.” It seems that Cinderfella turned into a pumpkin, and perhaps piggybankblog.com is the only place where people really appreciate the fact that I am an asshole. Maybe if my x-wife would have seen that I was actually gifted, I would still be married.
The last time I felt that awful was when a loved one died in my arms, as I watched her let out her last breath. I felt like my heart was a sheet of glass that someone dropped from a ten story building, but instead only my heart just breaking, my mind broke into a million pieces when it hit the ground. I thought to myself:
Humpty Dumpty sat on a wall;
Humpty Dumpty had a great fall.
All the King’s horses
And all the King’s men
Couldn’t put Humpty together again.
When I was done reading, I looked at the ceiling to say the words of Job from the bible: “Father, out of all that you have allowed to happen to me, this is by far the worst. Why not have killed me the day I came out of my mother’s womb?” I am sure there are many fathers out there who relate with what I was feeling, as well as I am sure there are many mothers.
After reading this letter, I walked to my living room, and I just stood in front of the window with a view of the city. I do not think I moved from that spot for at least an hour, but I just stood there and thought. I thought about how I used to look at the same lights, while living in my car at the age of 16 dreaming I would someday have a house on the hill with a view. Ironically, at the age of 40 I would be standing in the house on the hill with a view, all alone, while I think about how Bank of America might make me live in my car again. Just as I had done when I was 16, I leaned my head up against the window, but this time I did not count the lights. You see, I finally admitted that it is impossible. It was really stupid for me to think that it ever was.
In the end, I simply replied back to my son: “I loved you, but I never knew you.”
My name is John Wright, and I am fighting back.
Good morning Piggybankbloggers:
It has been revealed to me that there is going to be a big story coming out on Friday in a major magazine. The story is about how the courts are helping the banks, and they wanted to make sure that I knew about it, so that I could be the first to post it on a blog. I am pleased that major news magazines are starting to use piggybankblog.com for this kind of secondary releases for articles, because it suggests that we are starting to be taken a little more seriously.
Another interesting development my contact shared with me is concerning my lawsuit. Apparently, they have switched strategies, and I have been told that there will be the involvement of 30 major law firms being posted here at piggybankblog.com I invite Bank of Destroying The American Dream to guess which one of them will be representing me, as I have been told that we are not going to tell them, until we have to tell them. Unfortunately, I have also been told that Stuttering Stuart will not be considered for the position of representing Bank of Destroying the American dream in my lawsuit, because it is si…si…simply out of his league. Sorry Stuttering Stuart, but I think that was their nice way of saying that you su-su-suck! Stop laughing Brian Moynihan! It is not fu-fu- funny!
Anyway, I thought I would give Stuttering Stuart a warm good-bye message:
When things go wrong,
as with you they usually will.
And your daily road
seems all uphill;
When funds are low
and debts are high,
When you try to smile,
but you only cry
Don’t come to me,
because don’t give a shit!
My name is John Wright and I AM FIGHTING BACK! .
By the way Brian and Barbara, do you prefer your handcuffs in silver or gold? You did not think you were going to just say sorry, while you get to go back to your cozy mega mansion , did you? Alan Taylor did not get a second chance, why should you? You remember who Alan Taylor is right? Well, allow me to refresh your memory:
Alan Taylor’s family wishes to express their gratitude and appreciation to United Law Group for the firm’s efforts on behalf of their brother. It is their hope that Alan’s story will prevent further tragedy and help others who are battling Bank of America.
Alan Taylor was a homeowner from Rio Vista, CA. He liked hunting, fishing, football, and baseball. He enjoyed playing his guitar and spending time with his family and his friends.
On April 5, 2010 he received an offer for a trial modification from Bank of America. He responded immediately and the bank accepted his payments on April 22. They foreclosed and sold his home just 10 days later. In a moment of despair, Alan took his own life.
Did I just hear him say “No, the servicers are representing their own interests, and that the Sericer does not match the Investors interest?” Well, I guess they can no longer blame it on the investor anymore. Liar! Liar! Pants on fire!
What you did to us is one thing, but what you did to our country is another. The United States people losing their homes is only a symptom of a bigger issue, which is your potential conspiracy to commit fraud against the United States government, while you have lived in shameless luxury.
To further validate what was said in the youtube above, Piggybankblog.com board member John Sanchez (The Economist) had mentioned this issue of keeping it on the books to appear to make BofA seem more valuable than they are, a long time ago. I say it is either ironic, or they are guilty. They probably keep them on their books just long enough to sell their widow stock, before the value goes down. That’s right! Bank of Tricking America’s books are potentially all doctored up, while being just as fake as their fake modification offer they gave us. As mentioned before, I think our government has enough evidence to bring them up on charges of conspiracy to commit fraud against the United States government, in a way that only Bin Laden could appreciate. Maybe the reason he has not tried to attack our economy is because Bank of Destroying America is doing it for him.
We want them the arrested! We want them prosecuted! We want them LOCKED UP, one Bank of Defrauding America CEO at a time!
Do not worry Brian Moynihan and Barbara Desoer, because the American people promise to give you the same fair due process you gave us. You see, we are just going to run your conviction through MERS, instead of through court.
Twice the measure. Yes, I say twice the measure.
My name is John Wright AND I AM FIGHTING BACK! .
Many of you have asked me when my next lawsuit will be filed. I have been told that it should be completed within the next 30 days. I have also been told that the firm intends to try and make it a class action that you can all be a part of. Though I have not received permission to reveal the attorney’s name yet, I can tell you that you will be very impressed with the fact that he is a very high profiled attorney who is known for winning. I cannot wait until they give me the all systems go on this, as I am very excited that you can all be included. At this time, I have still not signed the authorization for representation form yet, but I am sure that will come shortly before the lawsuit is filed.
So what did you all think of the Senator Dodd hearings?
I was never so proud to see one of our brother fellow protesters standup in the middle of the Chase CEOs testimony and yelled out “You are a liar! Let the homeowners talk!” Well, my brother from another mother, you are exactly right!
I was really pissed off with how King Dodd spoke to the protester with a tone that suggested that he had just thrown a peasant out of his royal court room. Senator Dodd needs to be reminded that we do not work for him, so we do not allow him to talk to us like that. He needs to save it for his interns, because the reality is that he works for us, and it is our right to protest. That is why when King Dodd threw our brother protester out with at one that suggested that he was above him, I had taken it as if he threw you and I out in the same manner, as well as this man:
You see Senator Dodd, we do not have the luxury of having our palms greased with AIG money to pay our Mortgage, such as it was alleged that you do by the statistics below:
I still question the integrity of a Senator allowing himself to take money from AIG, while being in charge of the banking Committee. It has all the implications that he is on the AIG payroll, which might explain why his bill was changed at the last minute to allow AIG to pay their people bonuses with taxpayer bailout money. Basically, it was a bait and switch, that he world later blame on the Obma administration. Sound familiar? It just seems a little suspicious that this would be the same man that would head up the current foreclosure crisis hearings. I removed his name from the wall of shame to “pending,” as I intend to give him a second chance to make it to theWall of Fame .However, if his committee allows these banks and their CEOs to not be punished, as well as rule that it was okay for them to Robo sign, forge documents (which you and I would go to jail for), or figure out a way for them to use MERS, he will be the first one to win the Wall of shame twice. With that being said, if it comes out that these banks are held accountable for not only in the future, but also in the past, he will move into the wall of fame. The reality is that America is not concerned with the two minute sound bit of him reprimanding the banks, we are interested in consequence. In other words, we want them arrested, convicted and LOCKED UP! This will send a message that their money did not make them above the law. Any other outcome would only suggest that they disagree with the founding forefathers, who would turn over in their grave if they were alive to see how much power these banks have. It was everything they fought against, as well as warned us about.
We also want you to be much harder on Bank of Abusing America’s Ms. Barbara Desoer, because she is not a nice person, but in reality is kind of cruel, in my opinion. It has been her decisions that have hurt many people with Bank of Abusing America’s potentially irregular, fraudulent and simply cruel loan modification process, such as Alan Taylor who had taken his life because of what Bank of Abusing America did. The American people would like to see you be harder on her, while making her accountable by giving her consequence. We want her investigated, arrested, prosecuted and convicted for the potential crimes we believe she is a part of. She has lived in shameless luxury. I assure you that being nice to her in a way she was never nice to us, will not gain you favor by the voters, as well as those who will write your legacy.
On a more lighter note, I received an email today from a piggybank blogger who wishes not to share his name, but wanted me to share his email with you all. His email is about the good result he has had from taking my advice about complaining to Fannie and Freddie directly. Which by the way, I heard from another piggybankblogger that it is working, because the Fannie and Freddie are now considering going after Bank of America. Therefore, you all played a part in causing change.
Piggybankblogger wrote the following email:
Guess what I received in by certified mail yesterday? A letter from B of A’s attorneys in Texas rescinding the last letter I received dated in May of 2010. The one that I explain as the: “mysterious Memorial Day fiasco.” I also received ALL PREVIOUS acceleration notices, their related foreclosure proceeding actions, while returning my mortgage to a current status. In other words, it creating a legal premise in order to prepare and submit a new loan that reflects modifications from those of the present loan! This came only after my personal contact with Fannie Mae, who has since repeatedly ensured me that I will be receiving my home loan modification VERY SOON, and they have since contacted me almost on a daily basis to check on the status !! You will be the first to receive copies of the documents, once I close on the loan, complete with an itemized list of what I did, who I contacted and copies of all the related documents of the correspondences. This will happen once it is all signed, sealed and delivered.
I have not yet received a single phone call from B of A, even though I have left several messages. With that being said, I have been greeted very, very cordially, and ensured that they will be contacting me soon to verify what Fannie Mae has informed me of. With the exception of 3 phone calls from Tabatha Airie, who works in the special customer relations division of the office of the President, while spread out over the past 3 weeks. Amazingly, she has been unrelenting in her insisting that she would get my modification. done since the first conversation was had..
Nevertheless, it does appear undeniably certain that the previous Bank of America claim was false. In fact, Fannie Mae who had ultimately given the word and/or denied my modification, has also implied some time back that Fannie Mae has taken a severe dislike for B of As continual action of making them a scapegoat, while expressing that they indeed have take offense to it. In fact, they shared with me they now intend to make the completed modification in a way that will have an obvious lingering effect, or leave a bad taste in B of As mouth that will not be forgotten for some time soon. In other words, THEY WERE PISSED!!
You should have a happier day now!
My name is John Wright an d I am fighting back! .
Today is Senator Dodd Hearings
Comments at very bottom of blog
You know, I am not sure why we only talk about Bank of Defrauding America benefiting from a 45 Billion Dollar taxpayer bailout, when we must also calculate that they probably made billions off selling toxic loans to the American taxpayer.
Allow me to put it in a mathematical equation for you:
BofA potentially knowingly sold bad loans to the taxpayers/government
+ Received a 45 Billion dollar bailout (That they did not need)
+ Received interest on 45 billion, which even at 1% would be 450 million
+ Bought the very same homes back from the government at a low price.
Total =Lock Them Up!
The way I see it, the American homeowner has already paid the banks back in full for their homes through taxpayer money. Though our nation was never built on the concept of the government providing homes for Americans, it was also not built to provide homes for private little piggy bank CEOs either. Therefore, since the precedent has already been set, I suggest that the banks should consider these loans paid in full. Otherwise, I want them arrested, convicted and locked up!
Bank of Abusing America bought bank, after bank, after bank and then had taken a 45 BILLION DOLLAR BAILOUT! That would suggest that they are the ones who bought a house they could not afford, as I suggested in the youtube below:
Therefore, I do not want any of you to ever allow Bank of Abusing America to make you feel bad when they say:
- You bought a house you could not afford.
- Accuse you of living in a house for free, which would only be true if they have intentions of throwing you out of your home, instead of giving you a modification.. The last time I checked, they do not deduct the amount off your loan. NOBODY IS LIVING FOR FREE! THAT IS EXCEPT FOR BANK OF BLAMING AMERICA!
As you all know, Stuttering Stuart was trying to go on the record for offering me a modification, but in reality it was an “application for a modification.” I think that he thought that he could prove that I did not want a modification, if I refused to cooperate with his “demands.” Nevertheless, the potentially less than ethical attorney forgot that my claim is that I was told that I already qualified for one. I am not suing them for another opportunity, but I am suing them because their potentially irregular, fraudulent and simply abusive fake loan modification process caused me damage. Apparently, dummy does not realize that I wanted the modification that BofA TOLD ME THAT I QUALIFIED FOR! Evidence in youtube below:
More phone recordings: click here
I watched the President Bush interview on CNN the other night. The interview left me scratching my head in confusion, because I could have sworn that I heard former President Bush taking credit for trying to regulate the banks (He blamed democrats for stopping him), but at the same time insinuated that that he did not believe in more regulation, because it would interfere with the natural flow of private piggy bank bullshit, or something like that. Okay, so he did not say bullshit, but that is exactly what it was, because Bush continued to use the same double talk throughout the entire interview. At one point, Bush suggested that regulation went against the whole concept of American capitalism, but at the same time supported his position in bailing out the private piggy banks with public taxpayer money. Huh? Considering that former President Bush is from Texas, I am sure he will understand what I mean when I say “That dog don’t hunt Mr. Bush, because you were just caught speaking out of both sides of your mouth.”If the banks did not get away with it, I would say that they cannot have their cake and eat it too, such as taking a 45 billion dollar taxpayer bailout with their no strings attached . I would also suggest that it went against the American concept of capitalism the minute the American government gave these private piggy banks public money. I was even more stunned when he said he did not really understand much about economics, but depended on others, such as Paulson and Bernanke. This explains why Bush might have thought we went into Iraq for biological weapons, when in reality we went into Iraq for oil because it fuels our economy. Listen, I voted for Bush the first time, but I just could not help but sit there watching this interview with my mouth wide open, as I thought about how he just admitted that he did not know what he was doing. If that does not clearly place the blame on him, I do not know what does! It sounds like former President Bush accepts the piggy banks version of capitalism, such as a policy that states: “What’s mine is mine, what’s yours is mine too!” The reality is that the banks are not just any private enterprise Mr. Bush, but an enterprise that can threaten national security, if not regulated. Former President Bush might have seen Bank of Abusing America as too big to fail, but that does mean that the American people are too little to succeed. If our government does not make these piggy banks accountable, we are just going to have to do it ourselves, while we file lawsuit, after lawsuit, after lawsuit. We shall pour twice the measure into the cup they were going to have us drink from. Yes, I say twice the measure The time of accountability has arrived! (Dramatic license used and not a threat)
Maybe we should be voting in a President that is an economist, instead of an attorney. For example, Ronald Regan’s major in school was economics, instead of majoring in bullshit, such as some of these other Presidents majored in. Considering that Ronald Regan majored in economics, we might now understand why he would see the cold war with Russians an economic war. Reagan would simply force the Russians to spend money building nuclear weapons, while his plan collapsed their economy. This is why I am saying that it would not be such a bad idea to run an economist for President, instead of an attorney. With that being said, I do not think that we should vote for any candidate that has accepted money from a bank for funding, because the banks are public enemy number one right now. If they want, they can run an attorney as Vice President on the ticket. Since both sides of the isle seem to be racing to be the first to have either an Afro American or female President, they can just run a candidate who is female, Afro American and an Economist! Now that’s the ticket!
In conclusion of today’s blog, I wanted to thank you for all your support in turning piggybankblog.com into one of the most power Bank of Abusing America protest sites in our nation, as I was delighted to receive the following email from Piggybankblogger Craig Covert yesterday that stated:
“I AM WRITING YOU IN ALL CAPS BECAUSE I AM SO EXCITED FOR YOU!!!!!!!!!!!!! AS YOU KNOW, I RECENTLY GOT MY REALTOR’S LICENSE AND AM PRACTICING FOR THE LARGEST REAL ESTATE COMPANY IN MICHIGAN – REAL ESTATE ONE. I AM A SHORT SALE SPECIALIST WHO SOLICITS (BY MAIL) PEOPLE IN FORECLOSURE WHO COULDN’T GET LOAN MODIFICATIONS. I’VE BEEN DOING THIS FOR YEARS; JUST LICENSED NOW. I HAVE 10 LISTINGS WITH MANY MORE ON THE WAY; THINGS ARE GOOD.
ANYWAY, HERE’S WHERE I GET EXCITED. I AM AT OUR CORPORATE HEADQUARTERS TODAY IN A CONTINUING EDUCATION CLASS AND THE SUBJECT OF LOAN MODS COMES UP. THE VICE PRESIDENT OF THE COMPANY REFERENCES YOUR SITE AS A PLACE FOR OUR REALTORS TO GO IF THEY WANT TO UNDERSTAND THE BANKING INDUSTRY BETTER AND WHY BANKS FRAUDULENTLY KICK OUR CLIENTS OUT OF LOAN MODS BEFORE THEY SEEK A SHORT SALE THROUGH US.
JOHN!!!!!! I NEARLY SHIT MYSELF!!!!! YOU’RE DOING IT MAN!!!!! YOU’RE CHANGING THE WORLD!!!!!!!!!!!!!!!!!!!!!!!!!!!! KEEP IT UP BUDDY….”
Well Craig Covert, I am just doing it one customer at a time
My name is John Wright AND I AM FIGHTING BACK! .
My fellow Piggybankbloggers, it is important that you write Senator Christopher Dodd’s Office today, so that you can tell him about your experience with all the errors in Bank of America’s process. This is because Senator Dodd is holding hearings on Tuesday, in regards to the foreclosure scandal.
We can no longer afford to stand idly by, while these piggy banks hijack the American dream, and try to destroy the American spirit.
Freedom of speech is a wonderful thing! Use it! or lose it!
You may contact Senator Dodd today at: http://dodd.senate.gov/index.php?q
Banking Committee on Banking , Housing Urban Affairs by clicking here
You may read my email to Senator Dodd at the bottom of today’s blog entry.
538 Dirksen Senate Office Building
The witnesses will be: The Honorable Tom Miller, Attorney General, State of Iowa; Ms. Barbara J. Desoer,President, Bank of America Home Loans; Mr. David Lowman, CEO, Chase Home Lending; Mr. Adam J. Levitin, Associate Professor of Law, Georgetown University Law Center; and Ms. Diane Thompson, Counsel, National Consumer Law Center. Additional witnesses may be announced at a later date.
- Honorable Tom MillerAttorney GeneralState of Iowa
- Ms. Barbara DesoerPresidentBank of America Home Loans
- Mr. David LowmanCEOChase Home Lending
- Mr. Adam J. LevitinAssociate Professor of LawGeorgetown University Law Center
- Ms. Diane E. ThompsonCounselNational Consumer Law Center
You may read my email to Senator Dodd below:
I would like to thank you for having the integrity to hold hearings about the current foreclosure crisis. Senator Dodd, it is very important to the American people that these banks are held accountable for the injustice that they have shown to the American people, while potentially using an illegal process to foreclose on millions of Americans. A process that is potentially inaccurate, illegal and abusive, such as in the case of MERS.
Therefore, I would like to submit proof for your hearing that will clearly establish that Bank of America has been using potentially irregular, fraudulent, illegal, unfair, inaccurate and simply abusive foreclosure proceedings. As evidence, I have posted a recorded phone conversation with Bank of America at piggybankblog.com. This recording clearly establishes that Bank of America has been making mistakes in informing millions of Americans that they were going to be foreclosed on, while later admitting that the letter was sent in error.
You can view this recording at piggybankblog.com at the following link: http://www.piggybankblog.com/2010/08/24/bofa-authorized-phone-recorcordings10/
While you conduct these hearings, please remember the words of Thomas Jefferson who stated the following:
‘I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around the banks will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered.’
Senator Dodd, the time of banking accountability has come, because these banks have played a major role in the destruction of the American economy, American dream and the American spirit.
Senator Dodd, my name is John Wright and I am fighting back.
As you all know, the numbers in the upper left hand corner represent how many days are left until I release the next Bank of Blaming America recording. The title “Bank of Blaming America” is very appropriate concerning today’s release. However, maybe it would be better to title it “Bank of Blaming The President.”
I will be doing a professional press release that states “Bank of America Blames President Obama For Current Home Affordable Modification Program Crisis!” Who can resist a headline like that?
Once again, Bank of Blaming the President has Stu….Stu….Stuttering Stuart to thank for today’s protest. This is because Stuttering Stuart used potentially illegal, irregular and simply unethical methods concerning dismissal of my lawsuit, in which I am in the process of filing another one.
I am proud to present the youtube titled “Bank of Blaming President Obama.”
Allow me to introduce myself:
My name is John Wright AND I AM FIGHTING BACK!
November 11th, 2010
Good morning piggybankbloggers. I just thought I would check in with you to let you know that I am working on a lot of things, such as we have already started reviewing documentation as part of the preparation of the drafting of my new lawsuit. This of course takes a little time, but should be done within a reasonable amount of time. I am very excited because this legal case will be much stronger than my previous, as there have been other developments that have surfaced.
I am also working on drafting a complaint with the Bar Association in regards to what I explained as being Stuart Price’s precipitous actions that led to the potentially unethical, irregular, unfair and simply abusive method he used to have the judge dismiss my lawsuit. There were certain financial damages caused by my lawsuit being dismissed, which I will be seeking all remedies afforded to me by the law, which may include having him disbarred. When I am done, I will be asking you all to review the circumstances that I have listed, as well as email to the Bar Association in my behalf stating that: “I support the John Wright Complaint filed against the potentially unethical, irregular and simply abusive method Stuart Price used that would result in the dismissal of the John Wright’s vs. Bank of America lawsuit.”
The time of accountability has not only come for these piggy banks, but also the attorney’s that they contract to potentially abuse the American people.
My name is John Wright and I AM FIGHTING BACK!
For the record, I use a lot of dramatic license in my blog. Therefore, all persons talked about in my blog are to be considered innocent until proven guilty by a court of law. This is a peaceful demonstration where dramatic license is used in an abstract way. Please be advised that nothing in this protest is to be construed or defined as suggesting that there will be a consequence or penalty given if such protest does not produce a result. There will be absolutely no consequence issued whatsoever. Please contact me right away with any concerns that there is anything on my blog to suggest otherwise.