Mass Litigation Alliance – Not Intake For Wright et al Vs. BofA


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Click: Crawford Vs. Kramer lawsuit

Click: Brookstone files a lawsuit

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Busted in Raid:  click here

 

A new comment on the post “Mass Litigation Alliance People Sued”
Author : Karen Johnson

E-mail : xxxxxx

Date: 04/12/11

Comment: Attention “Dave” and “John Wright”!

Mass Litigation Alliance PC is NOT a real law firm and does NOT have real lawsuits. The attorneys of Mitchell J. Stein and Phillip Kramer are the REAL ATTORNEYS on the cases against the banks, NOT Matt Davis and Mass Lit Alliance. The offices located on Kalmus Drive and Sky Park Circle, Irvine, CA, are merely TELEMARKETING OFFICES that take in the money and … I’ll try to say this with a straight face … perform “client services” … once people send in their money. However, the “client services” are run by pimple-faced, 22-year olds with tattoos and body piercing, who stand outside the building smoking cigarettes, never return calls or emails, block your email address if you ask one too many questions, and then “ring the bell” every time they land a deal with another homeowner in trouble. Furthermore, once the client pays, they are assured they will …”Receive a call from Quality Control” … which implies that a paralegal working for the attorney will call, as it should be with any suit of this size …. but the call never comes. That’s because there IS NO QUALITY CONTROL department. Eventually, someone calls just to let you know they took your payment. But it’s just a telemarketers POSING as Quality Control. They’ll tell you stuff like, “Sorry, I can’t answer that. You’ll have to talk to the attorney.” Okay, and when can we do that? “Well, I’ll let them know.” Six weeks go by and after ten calls and ten emails, an attorney finally calls – but you have to harass and threaten to kill them (so to speak) to get that call. Her name is Kathy Tao. If you ask her the question (after 6 weeks of waiting) she tells you, “Oh, I wouldn’t know. I’m new here, and that’s not in my job description.” And that’s how their claims and representations go unchallenged and unfulfilled. So be careful what you call a “law firm” okay? You should GO THERE AND SEE FOR YOURSELF. Attorney Matt Davis might presides over Mass Litigation means but he is never there!! He and Philip Kramer ALLOWED the telemarketers to go on this way, and virtually DESTROYED the whole company in less than two months. Where can California homeowners go now to fight back at the banks? One of the “sales reps” John Crawford has sued Kramer, Davis, Mass Litigation, et al for their unbelievable business practices. In his suit he alleges:

  • 1. Commissions were never paid.
    2. Clients were handled so negligently they demanded refunds.
    3. Calls and emails were never returned.
    4. Client payments were embezzled and used for their own personal use.
    5. Client fund disappeared and were not accounted for.
    6. And his efforts for accounting were obstructed at every turn.

John Crawford is suing for $300,000 in damages, and he’s going to win every damn penny. Once clients come forward and tell the court how their case was handled, it’s safe to assume that Kramer-Kaslow and Mitchell J. Stein will be changing their client service methods FORTHWITH.

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84 Comments

  1. USMCMOM says:

    I am so glad that someone else knows about this change in name from k2-law to litigation-alliance, I thought I was alone in trying to explain what happened over the weekend. We haven’t spoken with the scam artist this week since they sent us the e-mail changing there name and promising to explain it when we returned there phone calls. I would kind of like to hear there explanation, so I think we should call there office, {I mean fake office} tomorrow! I am extremely relieved you are right on this fraud as I have been researching it by myself and am astonished as to the complexity of this scam! I would love to help bust these guy’s! I have already made a complaint to the FBI and will contact the AG next. Thanks so much!

  2. USMCMOM says:

    I am so glad that someone else knows about this change in name from k2-law to litigation-alliance, I thought I was alone in trying to explain what happened over the weekend. We haven’t spoken with the scam artist this week since they sent us the e-mail changing there name and promising to explain it when we returned there phone calls. I would kind of like to hear there explanation, so I think we should call there office, {I mean fake office} tomorrow! I am extremely relieved you are right on this fraud as I have been researching it by myself and am astonished as to the complexity of this scam! I would love to help bust these guy’s! I have already made a complaint to the FBI and will contact the AG next. Thanks so much!

  3. USMCMOM says:

    We almost fell victim to this scam but thanks to hours and hours of researching this on the Internet I discovered some of the complex scams they are using to defraud people. Why hasn’t someone stopped them yet. I can tell you right where to go to bust the scum bags! Thank you so much for making it clear and I hope no one else falls victim to these scam artist! They are proably going to cause us to lose our house, because now we have to go out and find a real lawyer. hopefully we will be able to before they sell out house. What pigs you have it right there!

  4. USMCMOM says:

    We almost fell victim to this scam but thanks to hours and hours of researching this on the Internet I discovered some of the complex scams they are using to defraud people. Why hasn’t someone stopped them yet. I can tell you right where to go to bust the scum bags! Thank you so much for making it clear and I hope no one else falls victim to these scam artist! They are proably going to cause us to lose our house, because now we have to go out and find a real lawyer. hopefully we will be able to before they sell out house. What pigs you have it right there!

  5. KW says:

    $$ withdrawn out of my account mid December

    From: Matthew Davis [mailto:davislegal@gmail.com]
    Sent: Wednesday, February 23, 2011 5:47 PM
    To: xxxxx
    Subject: Re: ASAP

    Hi Scott, I just got a message from Ken but I’m swamped and haven’t been able to return it. Please tell him I’m sorry. If you want to forward this email to him that, that’d be great. I’ve come to understand from Philip Kramer that Mitchell Stein has still not signed many of his retainers. I have no idea if that means he has or has not added individual clients to his ongoing mass joinder cases or not. I also don’t know if that means Ken’s retainer isn’t signed. At one point, I was told Stein agreed to sit down and sign all the retainers that had been building up on his desk. I’ve since learned that still no one has seen these retainers come back. However, since that date, Stein filed a new BoA case called Wright v. BOA. It’s very possible Stein included Ken on that suit, but I honestly don’t know if he did or not.

  6. KW says:

    $$ withdrawn out of my account mid December

    From: Matthew Davis [mailto:davislegal@gmail.com]
    Sent: Wednesday, February 23, 2011 5:47 PM
    To: xxxxx
    Subject: Re: ASAP

    Hi Scott, I just got a message from Ken but I’m swamped and haven’t been able to return it. Please tell him I’m sorry. If you want to forward this email to him that, that’d be great. I’ve come to understand from Philip Kramer that Mitchell Stein has still not signed many of his retainers. I have no idea if that means he has or has not added individual clients to his ongoing mass joinder cases or not. I also don’t know if that means Ken’s retainer isn’t signed. At one point, I was told Stein agreed to sit down and sign all the retainers that had been building up on his desk. I’ve since learned that still no one has seen these retainers come back. However, since that date, Stein filed a new BoA case called Wright v. BOA. It’s very possible Stein included Ken on that suit, but I honestly don’t know if he did or not.

  7. Krista Railey says:

    There is one very important flaw here that everyone seems to be overlooking: Mass Litigation Alliance is listed as an approved National intake firm and approved Of Counsel firm on the revised Kramer & Kaslow website.

    The Kramer & Kaslow website address was provided by Martin Andelman of Mandelman Matters (from his interview with Mr. Kramer) as well as this blog. Or is the newly revised Kramer & Kaslow website another copycat in a long line of copycat sites?

    Will the real Kramer & Kaslow please stand up? What type of action is being taken by law enforcement?

  8. Krista Railey says:

    There is one very important flaw here that everyone seems to be overlooking: Mass Litigation Alliance is listed as an approved National intake firm and approved Of Counsel firm on the revised Kramer & Kaslow website.

    The Kramer & Kaslow website address was provided by Martin Andelman of Mandelman Matters (from his interview with Mr. Kramer) as well as this blog. Or is the newly revised Kramer & Kaslow website another copycat in a long line of copycat sites?

    Will the real Kramer & Kaslow please stand up? What type of action is being taken by law enforcement?

  9. Krista Railey says:

    John, this is really starting to get embarrassing. While K & K revised the wording on their NEW website: http://www.kramerkaslowPC.com to remove Mass Litigation Alliance on their warning page, Matt Davis is still showing as a link on the main page. Doh!

    Their old site (THAT YOU LISTED AS THEIR ACTUAL SITE ON YOUR ORIGINAL STORY) http://www.kramer-kaslow.com still shows the link in this story to Mass Litigation Alliance. Again, K & K has already claimed on THEIR website that YOU provided that Matt Davis and Mass Litigation Alliance is an approved National Intake partner and approved Of Counsel law firm.

    Coming up with new websites and editing websites is only making Kramer & Kaslow look worse.

    \

    • John Wright says:

      Actually, if you knew the details, as much as you pretend to, you would realize that there was a trick, and the actual site did not say that at first, but did after. So we changed it to say what it was to say in the first place. You need to do your homework a little bit better (doh!) Maybe if you would start asking questions, instead of trying to give answers, maybe you would not be so “embarrassed.” You see, even Matt Davis said that there are many fraudulent sites out there.
      Which gives birth to the old saying, which is: “those of you who think you know it all, really annoy those of us who really do .”
      .
      Also, since Moe from loan safe does not allow my website to be said on his site, and has banned anyone who does it, I will be deleting your comments here, where you have clearly been advertising for him.
      .
      My name is John Wright And I AM FIGHTING BACK!

  10. Krista Railey says:

    John, this is really starting to get embarrassing. While K & K revised the wording on their NEW website: http://www.kramerkaslowPC.com to remove Mass Litigation Alliance on their warning page, Matt Davis is still showing as a link on the main page. Doh!

    Their old site (THAT YOU LISTED AS THEIR ACTUAL SITE ON YOUR ORIGINAL STORY) http://www.kramer-kaslow.com still shows the link in this story to Mass Litigation Alliance. Again, K & K has already claimed on THEIR website that YOU provided that Matt Davis and Mass Litigation Alliance is an approved National Intake partner and approved Of Counsel law firm.

    Coming up with new websites and editing websites is only making Kramer & Kaslow look worse.

    • John Wright says:

      Actually, if you knew the details, as much as you pretend to, you would realize that there was a trick, and the actual site did not say that at first, but did after. So we changed it to say what it was to say in the first place. You need to do your homework a little bit better (doh!) Maybe if you would start asking questions, instead of trying to give answers, maybe you would not be so “embarrassed.” You see, even Matt Davis said that there are many fraudulent sites out there.
      Which gives birth to the old saying, which is: “those of you who think you know it all, really annoy those of us who really do .”
      .
      Also, since Moe from loan safe does not allow my website to be said on his site, and has banned anyone who does it, I will be deleting your comments here, where you have clearly been advertising for him.
      .
      My name is John Wright And I AM FIGHTING BACK!

  11. Almost Got Me says:

    So glad I found this site. I found it curious that an “intake person” would be calling me back in a couple of hours after I had time to review the information – information that was clearly put together by him and the organization he represents. Something just did not sound right. Glad I found this site. Thanks for the current information.

  12. Almost Got Me says:

    So glad I found this site. I found it curious that an “intake person” would be calling me back in a couple of hours after I had time to review the information – information that was clearly put together by him and the organization he represents. Something just did not sound right. Glad I found this site. Thanks for the current information.

  13. Alyssa Davies says:

    I’m completely confused. I see the discrepancies that Krista sited on the websites. Is there even a legitimate lawsuit taking place that helps homeowners save their home or is this just one big fraud? Who can homeowners in trouble trust? Even this blog is confusing…and it comes across like John is also offering his services to join a lawsuit. I agree with Krista… Kramer and Kaslow aren’t looking so legitimate either!

    • John Wright says:

      Um, I cannot misrepresent the Wright Vs. BofA, such as they are, because I am Mr. Wright (lol) Also, I am not offering services, as I do not make any money off this. However, I do have a great interest in the fact that I want as many people to join my lawsuit as possible. Though there might or might not be a lawsuit at the end of the K2 rabbit hole, which I doubt, it is not my lawsuit, such as they are implying. Just read the comment above that is from Matt Davis himself. He misrepresented that they were affiliated with the Wright Vs. BofA lawsuit.
      .
      However, you should not be confused, simply because Kramer himself sent cease and deist letters, once the shit hit the fan (lol) As well as you can even read in one of the comments left here that Mr. Davis is caught red handed insinuating that he is affiliated with my case. You see, someone here posted an email he sent them.
      .

      Nevertheless, you should not be confused, simply because Kramer is not John Wright. Matt Davis is Not John Wright. However, guess what?
      .
      I am John Wright AND I AM FIGHTING BACK!

      Have a nice day :)

  14. Alyssa Davies says:

    I’m completely confused. I see the discrepancies that Krista sited on the websites. Is there even a legitimate lawsuit taking place that helps homeowners save their home or is this just one big fraud? Who can homeowners in trouble trust? Even this blog is confusing…and it comes across like John is also offering his services to join a lawsuit. I agree with Krista… Kramer and Kaslow aren’t looking so legitimate either!

    • John Wright says:

      Um, I cannot misrepresent the Wright Vs. BofA, such as they are, because I am Mr. Wright (lol) Also, I am not offering services, as I do not make any money off this. However, I do have a great interest in the fact that I want as many people to join my lawsuit as possible. Though there might or might not be a lawsuit at the end of the K2 rabbit hole, which I doubt, it is not my lawsuit, such as they are implying. Just read the comment above that is from Matt Davis himself. He misrepresented that they were affiliated with the Wright Vs. BofA lawsuit.
      .
      However, you should not be confused, simply because Kramer himself sent cease and deist letters, once the shit hit the fan (lol) As well as you can even read in one of the comments left here that Mr. Davis is caught red handed insinuating that he is affiliated with my case. You see, someone here posted an email he sent them.
      .

      Nevertheless, you should not be confused, simply because Kramer is not John Wright. Matt Davis is Not John Wright. However, guess what?
      .
      I am John Wright AND I AM FIGHTING BACK!

      Have a nice day :)

  15. Arebalo says:

    John,

    I am confused and in need of some advice I spoke to a rep with Brookstone and he said I meet all the requirements to join the suit, I too was scammed by Countrywide in 2005 my question is why are they charging a fee of $895 plus a 5k retainer fee also if we get our home free and clear what fees do the lawyers charge or is the 5k all they get?

    • John Wright says:

      Hi,
      .
      Thank you for writing me. Please be advised that I do not work for Brookstone, but that I am only a client. Therefore, I have nothing to do with their policy of charging, and in fact, I had to hear it from you all to find out how much it was going to cost. However, with that being said, I realize now that this is the number one question from everyone. This means I should probably dedicate a blog page about it, so that I can just refer people to it, instead of having to respond to the same question over and over again. Actually, I am happy that you asked me here in a comment section, because it is more likely that people can see my answer here. So thank you for the question.
      .
      Yes, I have heard from the other bloggers that the $859.00is refundable, if they should find out that you do not have a case. I was actually surprised to hear this, because let’s face it, there is a lot of documents they have to go through to conclude if you have a case or not. If you do not have a case, they have simply worked for free. Therefore, I really thought this was super generous on their behalf. I have also heard from some bloggers that they were told they did not have a case. So it was bitter sweet for me to hear that, simply because I was sad that they could not be a part of it, but I was happy that Brookstone was apparently not accepting everyone, just to get their money.
      .
      I have heard from a blogger that they charge somewhere around $4,000- $6,000, if you do have a case and it has to go to court. I guessing that this is pretty good, considering that I paid $8,000 some time ago. Do they charge more than that later on? Well, I do not think so, but I think it is a good question, so I will try to find out the answer for you, while I write a blog about it for everyone to see.
      .
      This is what is good about all of you having access to me, because I can ask the questions and post it, which makes it more official, and you do not have to fear the operator telling you one thing, while it later down the line being another.
      Let me get back to you on that :)
      .
      My name is John Wright AND I AM FIGHTING BACK!

  16. Arebalo says:

    John,

    I am confused and in need of some advice I spoke to a rep with Brookstone and he said I meet all the requirements to join the suit, I too was scammed by Countrywide in 2005 my question is why are they charging a fee of $895 plus a 5k retainer fee also if we get our home free and clear what fees do the lawyers charge or is the 5k all they get?

    • John Wright says:

      Hi,
      .
      Thank you for writing me. Please be advised that I do not work for Brookstone, but that I am only a client. Therefore, I have nothing to do with their policy of charging, and in fact, I had to hear it from you all to find out how much it was going to cost. However, with that being said, I realize now that this is the number one question from everyone. This means I should probably dedicate a blog page about it, so that I can just refer people to it, instead of having to respond to the same question over and over again. Actually, I am happy that you asked me here in a comment section, because it is more likely that people can see my answer here. So thank you for the question.
      .
      Yes, I have heard from the other bloggers that the $859.00is refundable, if they should find out that you do not have a case. I was actually surprised to hear this, because let’s face it, there is a lot of documents they have to go through to conclude if you have a case or not. If you do not have a case, they have simply worked for free. Therefore, I really thought this was super generous on their behalf. I have also heard from some bloggers that they were told they did not have a case. So it was bitter sweet for me to hear that, simply because I was sad that they could not be a part of it, but I was happy that Brookstone was apparently not accepting everyone, just to get their money.
      .
      I have heard from a blogger that they charge somewhere around $4,000- $6,000, if you do have a case and it has to go to court. I guessing that this is pretty good, considering that I paid $8,000 some time ago. Do they charge more than that later on? Well, I do not think so, but I think it is a good question, so I will try to find out the answer for you, while I write a blog about it for everyone to see.
      .
      This is what is good about all of you having access to me, because I can ask the questions and post it, which makes it more official, and you do not have to fear the operator telling you one thing, while it later down the line being another.
      Let me get back to you on that :)
      .
      My name is John Wright AND I AM FIGHTING BACK!

  17. Nevada-guy1 says:

    I agree with Krista and Moe. I’ve been reading all the posts and downloading the links and docs feverishly trying to keep up. Someone in the Nevada Attorney General’s office referred me here because to the information we share. And, so far, the ‘Marketing’ of the Ronald vs. BOA lawsuit is confusing, misleading, etc., etc. There are a lot of good and desperate people in need of help and accurate information. To think that a law firm of such notoriety allowed this “Marketing” effort to go sideways … to this extent … is beyond my comprehension. I have been following this Kramer & Kaslow “offer” for a month now and attended local meetings given by Chris Nelson (Reportedly the only National Marketing Director) representing K&K … yet my gut won’t allow me to fork over the $$$ or work hard to promote what they offer until it’s been proven to me that’s everything is on the level. So, today, I come across these posts because I didn’t give up on trying to verify what I have been hearing. The pitch is compelling to say the least. They even had an FBI agent in attendance at the last meeting. (Shoulda got his contact info)…

    Krista and Moe have done a great job of dissecting what may be really going on. And again, I agree that Kramer must clean up this MESS and attend to the Public Relations issues immediately. Kramer actually called me today and left a recorded message to inform me about all this controversy and about his Radio Interview that will be broadcast tomorrow night a 6pm. (don’t ask me for the details … it’s included in Moe’s comments on his site…) I am also attending another presentation tomorrow and have several friends invited. I may be just in time to pull the plug unless there are some very clear answers. I would not do any business this way nor will I continue to support one that does.

    Thanks again Krista and Moe … and you to Mr. Wright. I strongly want to believe that our hearts are in the right place and truly do want to help each other through this quagmire of deceit and desperation.

  18. Nevada-guy1 says:

    I agree with Krista and Moe. I’ve been reading all the posts and downloading the links and docs feverishly trying to keep up. Someone in the Nevada Attorney General’s office referred me here because to the information we share. And, so far, the ‘Marketing’ of the Ronald vs. BOA lawsuit is confusing, misleading, etc., etc. There are a lot of good and desperate people in need of help and accurate information. To think that a law firm of such notoriety allowed this “Marketing” effort to go sideways … to this extent … is beyond my comprehension. I have been following this Kramer & Kaslow “offer” for a month now and attended local meetings given by Chris Nelson (Reportedly the only National Marketing Director) representing K&K … yet my gut won’t allow me to fork over the $$$ or work hard to promote what they offer until it’s been proven to me that’s everything is on the level. So, today, I come across these posts because I didn’t give up on trying to verify what I have been hearing. The pitch is compelling to say the least. They even had an FBI agent in attendance at the last meeting. (Shoulda got his contact info)…

    Krista and Moe have done a great job of dissecting what may be really going on. And again, I agree that Kramer must clean up this MESS and attend to the Public Relations issues immediately. Kramer actually called me today and left a recorded message to inform me about all this controversy and about his Radio Interview that will be broadcast tomorrow night a 6pm. (don’t ask me for the details … it’s included in Moe’s comments on his site…) I am also attending another presentation tomorrow and have several friends invited. I may be just in time to pull the plug unless there are some very clear answers. I would not do any business this way nor will I continue to support one that does.

    Thanks again Krista and Moe … and you to Mr. Wright. I strongly want to believe that our hearts are in the right place and truly do want to help each other through this quagmire of deceit and desperation.

  19. Not Guilty says:

    Mr. Wright:

    I must warn you that trying to engage marketing politics wars with powerful people without knowing the nature of the beast could result in devastating consequences, not just for the outcome of your own case, by severe legal consequences as well. You should learn the nature of the beast before venturing into the cave with them. You do no have your facts straight, and although you may current appear to be protected by your 5th amendment rights (for now), your actions are causing an outrage with some very powerful people. We pray you know what you are saying and doing because many people’s lives and reputations are on the line. How do I know? Because I’m an affiliate of these matters and can easily disprove your false allegations. This blog will not be live for long. Trust me.

  20. Not Guilty says:

    Mr. Wright:

    I must warn you that trying to engage marketing politics wars with powerful people without knowing the nature of the beast could result in devastating consequences, not just for the outcome of your own case, by severe legal consequences as well. You should learn the nature of the beast before venturing into the cave with them. You do no have your facts straight, and although you may current appear to be protected by your 5th amendment rights (for now), your actions are causing an outrage with some very powerful people. We pray you know what you are saying and doing because many people’s lives and reputations are on the line. How do I know? Because I’m an affiliate of these matters and can easily disprove your false allegations. This blog will not be live for long. Trust me.

  21. Not Guilty says:

    Mr. Wright:

    I must warn you that trying to engage marketing politics wars with powerful people without knowing the nature of the beast could result in devastating consequences, not just for the outcome of your own case, by severe legal consequences as well. You should learn the nature of the beast before venturing into the cave with them. You do no have your facts straight, and although you may current appear to be protected by your 5th amendment rights (for now), your actions are causing an outrage with some very powerful people. We pray you know what you are saying and doing because many people’s lives and reputations are on the line. How do I know? Because I’m an affiliate of these matters and can easily disprove your false allegations. This blog will not be live for long. High powered people with the authority to take action to stop you from circumventing meaningless propaganda resulting in defamation of character accusations will stop you in your tracks. For your sake, you better hope you have deep pocket books to combat the legal expenses you are about to suffer for slandering important people who have the ability to FIGHT YOU BACK.

  22. Not Guilty says:

    Mr. Wright:

    I must warn you that trying to engage marketing politics wars with powerful people without knowing the nature of the beast could result in devastating consequences, not just for the outcome of your own case, by severe legal consequences as well. You should learn the nature of the beast before venturing into the cave with them. You do no have your facts straight, and although you may current appear to be protected by your 5th amendment rights (for now), your actions are causing an outrage with some very powerful people. We pray you know what you are saying and doing because many people’s lives and reputations are on the line. How do I know? Because I’m an affiliate of these matters and can easily disprove your false allegations. This blog will not be live for long. High powered people with the authority to take action to stop you from circumventing meaningless propaganda resulting in defamation of character accusations will stop you in your tracks. For your sake, you better hope you have deep pocket books to combat the legal expenses you are about to suffer for slandering important people who have the ability to FIGHT YOU BACK.

  23. Lev Meowser says:

    NOT GUILTY:

    Umm… based on your ramblings, are you from some African tribe that is linked in with those fake emails about “I just inherited $100 million (US) funds and need you to be my signer?”

    Or, are you one of those internet “tough-guys” who is in reality 5’2″ and all but 110 lbs wet who has a bigger Napoleon complex than Napoleon himself?

    Just wondering

    • John Wright says:

      I love it! You are probably right because he is probably 5’2, but I don’t believe that he has a 100 million dollars, simply because if he did, he would not need to threaten, but would simply do. I on the other hand am 6’1 190 1bs and I inherited a law firm that will represent me against the “very powerful investors.” This might mean I have no deep pockets, but someone does, and I hope they really do have a 100 million dollars (wink) I loving winning. It makes much more interesting for “loser.”
      .
      My name is John Wright AND I AM FIGHTING THE LARGEST BANK IN THE WORLD!

  24. Lev Meowser says:

    NOT GUILTY:

    Umm… based on your ramblings, are you from some African tribe that is linked in with those fake emails about “I just inherited $100 million (US) funds and need you to be my signer?”

    Or, are you one of those internet “tough-guys” who is in reality 5’2″ and all but 110 lbs wet who has a bigger Napoleon complex than Napoleon himself?

    Just wondering

    • John Wright says:

      I love it! You are probably right because he is probably 5’2, but I don’t believe that he has a 100 million dollars, simply because if he did, he would not need to threaten, but would simply do. I on the other hand am 6’1 190 1bs and I inherited a law firm that will represent me against the “very powerful investors.” This might mean I have no deep pockets, but someone does, and I hope they really do have a 100 million dollars (wink) I loving winning. It makes much more interesting for “loser.”
      .
      My name is John Wright AND I AM FIGHTING THE LARGEST BANK IN THE WORLD!

  25. Not Guilty says:

    The Moral of The Story Here Is Simple:

    YOU HAD BETTER KNOW THE NATURE OF THE BEAST BEFORE VENTURING INTO THE CAVE WITH HIM.

    Mitch is only in this for the settlement money, not for your causes, but even Mitch knows his limitations and realizes when he is playing with fire. Mark my words, this blog won’t be here much longer. Enough said.

    • John Wright says:

      Listen, I do not know who you are, but you are right that I have no idea about the beast you are speaking of. However, I still venture to think that beast called Bank of America is much more scary, but you are right, I do not know these people. All I have heard is that you are in Idaho or something like that, and that is all I know. I also know there are other “caves” that I have to be afraid of, if I do not stop it, if you know what I mean? I want to stop, but there is no proof being sent to me showing me that someone has the right to use my name.
      .
      The simple fact is that I am not going to allow someone to use MY NAME for something that might hurt people, because then these people begin to venture out of their caves, and want to come after me. Some already have, in regards to the people who Mass Litigation Alliance made pissed off at me for them using my name. Therefore, I am screwed if I do and I am screwed if I do not. What would you do? I have already sent a nice email to Mass Litigation Alliance stating that I do not want another lawsuit, and that I did check my facts and concluded from my contact that had spoke to Stein that he will not be signing those retainers. As well as I have talked to Stein myself before. So apparently Stein much not know even better, because I do not know what you are talking about. However, if Stein knows better, as you say, have Stein call me and tell me to stop.
      .
      Also, I told your “very powerful investors” that my “very powerful investors” said that I should at the least ask Mass Litigation Alliance to please produce for me any documentation they have that would show they have the right to use my name in their soliciting. I ONLY CARE THAT THEY ARE USING MY NAME, which I own the last time I checked. The solution is to either stop using my name, or send me something that says they can. It is a lot cheaper than filing a lawsuit or sending me threats. I usually do not react well to threats, in case you have not noticed. A little bit of sugar tends to go a lot further with me. So I do not know what you are trying to accomplish, but I cannot help you , unless I know.
      .
      With that being said, I have also told them that I would be happy to remove my protest, delete all adwords ads, youtubes and issue a public apology, if I was wrong. I also said I would even promote it for them, as part of my apology. There has been no response to my kind offer to date.
      .
      Now, we know a time is coming very soon when there be many that hide themselves in “Caves,” as the scriptures say they will hide caves in the last days and say “hide us from the wrath of the lamb, because we know that our time has come.” This is not to suggest that I have any awareness of any cave or interest in exposing such cave, but it is much more simply than that, which I don’t care what cave they are in, because I will not let someone threaten to sue me, if I do not let them use my name. If they are on the up and up, they should have no problem understanding why they would need to produce proof to the guy that they are using his name with, as well as they would understand why someone would protest if they use their name, while that person did not give them permission.
      .
      Since you keep saying I do not know what this case is, maybe you can be more clear here? I have no idea what you are talking about, but you are right that I do not want to venture in to caves, but only wan them to stop using my name PLEASE.
      .
      In closing, I have sent them a very nice email telling them that I am willing to work with them, if they can give me an explanation for why my name is on something that I am hearing that Stein said it should not be. If this true, someone is going to come after those very powerful investors in caves, but it certainly is not me, but might be the government. So I do not understand, but you are right that I am not clear on what beast you are talking about or how it works.
      .
      In the spirit of cooperation, I have extended an invitation for a dialog. That is all I can do, until I am told to do otherwise.
      .
      By the way, I think you meant to say 1st ammendment in your last email. Pleading the 5th is probably what others do :)
      .
      With respect to you,
      .
      My name

    • John Wright says:

      Not guilty, you have me curious. Why don’t you have your name on here? I mean, if you had your name on here people might take what you’re saying a little more serious. Right now, anyone can come on here and say anything. These are what are called hit and run statements, but I want to have a dialog with you and just have no email or your name or anything. You said that you were an affiliate, but I do not know what that means. Does that mean that you were an affiliate of Mass Litigation Alliance and you were one of the people marketing my name? The reason I am asking is because I would like to get to the bottom of this, and I am completely negotiable, since you say that I am wrong. I am only going by what my people tell me, so if I am wrong, I would like to know. I mean, maybe there is something that I do not know. So what I am trying to do is start a dialog with you, so that we can work on coming to an answer where both sides are winners. I am not talking about money, but I am talking about information. Trust me, if I am wrong, I want to stop protesting, because I would feel awful, if that were true. However, nobody is telling me anything on the other side, even though I have asked. So maybe you can help me understand what it is that you say they have that could make me be in trouble in court, so I can stop the protest if you are right. I do not want to cause damage to legitimate people, but nobody is defending themselves. The hit and run statements are no productive, as well as they are not scaring me, as I think that you want them to do. I mean, don’t get me wrong, I am afraid of getting sued, but only if I am wrong, in which I do not think I am because it is my name we are talking about here. I think you would defend your name, if it were you, wouldn’t you? However, if I am wrong, I am ready to negotiate.
      .
      Would you like to speak off the record with me in an email? I won’t put it on the blog or anything. I am sincerely interested in knowing why this company is using my name. You are right, I have no idea the nature of this beast as you say. I do not know that I even want to understand it. I just want to make sure that I do not get sued for someone else using my name. That is all. I am not interested in anything else. I am not interested in hurting Mass Litigation Alliance or its investors. I just want to make sure that they are not hurting my name, which I am sure you can understand is important during a lawsuit with BofA. I have no choice but to protect it, otherwise, if you are wrong, BofA is going to tell the court it was me. Besides all the dramatic threats, do you see my point at all?
      .
      So here is my email piggybankblog@earthlink.net, if you would like to talk this out, so I can understand why you think they are not guilty. If you say something that shows that, I will stop the protest and give a public apology by posting it and emailing to my mass email. This is because I am not going to be afraid if you are just saying they are going to sue me, while they use my name. It is my name Not Guilty, and I cannot allow this because there are greater threats, if I allow it and it is not true. Greater threats than these powerful investors in a cave, whatever that means.
      .
      Respectfully,
      John Wright
      piggybankblog.com

  26. Not Guilty says:

    The Moral of The Story Here Is Simple:

    YOU HAD BETTER KNOW THE NATURE OF THE BEAST BEFORE VENTURING INTO THE CAVE WITH HIM.

    Mitch is only in this for the settlement money, not for your causes, but even Mitch knows his limitations and realizes when he is playing with fire. Mark my words, this blog won’t be here much longer. Enough said.

    • John Wright says:

      Listen, I do not know who you are, but you are right that I have no idea about the beast you are speaking of. However, I still venture to think that beast called Bank of America is much more scary, but you are right, I do not know these people. All I have heard is that you are in Idaho or something like that, and that is all I know. I also know there are other “caves” that I have to be afraid of, if I do not stop it, if you know what I mean? I want to stop, but there is no proof being sent to me showing me that someone has the right to use my name.
      .
      The simple fact is that I am not going to allow someone to use MY NAME for something that might hurt people, because then these people begin to venture out of their caves, and want to come after me. Some already have, in regards to the people who Mass Litigation Alliance made pissed off at me for them using my name. Therefore, I am screwed if I do and I am screwed if I do not. What would you do? I have already sent a nice email to Mass Litigation Alliance stating that I do not want another lawsuit, and that I did check my facts and concluded from my contact that had spoke to Stein that he will not be signing those retainers. As well as I have talked to Stein myself before. So apparently Stein much not know even better, because I do not know what you are talking about. However, if Stein knows better, as you say, have Stein call me and tell me to stop.
      .
      Also, I told your “very powerful investors” that my “very powerful investors” said that I should at the least ask Mass Litigation Alliance to please produce for me any documentation they have that would show they have the right to use my name in their soliciting. I ONLY CARE THAT THEY ARE USING MY NAME, which I own the last time I checked. The solution is to either stop using my name, or send me something that says they can. It is a lot cheaper than filing a lawsuit or sending me threats. I usually do not react well to threats, in case you have not noticed. A little bit of sugar tends to go a lot further with me. So I do not know what you are trying to accomplish, but I cannot help you , unless I know.
      .
      With that being said, I have also told them that I would be happy to remove my protest, delete all adwords ads, youtubes and issue a public apology, if I was wrong. I also said I would even promote it for them, as part of my apology. There has been no response to my kind offer to date.
      .
      Now, we know a time is coming very soon when there be many that hide themselves in “Caves,” as the scriptures say they will hide caves in the last days and say “hide us from the wrath of the lamb, because we know that our time has come.” This is not to suggest that I have any awareness of any cave or interest in exposing such cave, but it is much more simply than that, which I don’t care what cave they are in, because I will not let someone threaten to sue me, if I do not let them use my name. If they are on the up and up, they should have no problem understanding why they would need to produce proof to the guy that they are using his name with, as well as they would understand why someone would protest if they use their name, while that person did not give them permission.
      .
      Since you keep saying I do not know what this case is, maybe you can be more clear here? I have no idea what you are talking about, but you are right that I do not want to venture in to caves, but only wan them to stop using my name PLEASE.
      .
      In closing, I have sent them a very nice email telling them that I am willing to work with them, if they can give me an explanation for why my name is on something that I am hearing that Stein said it should not be. If this true, someone is going to come after those very powerful investors in caves, but it certainly is not me, but might be the government. So I do not understand, but you are right that I am not clear on what beast you are talking about or how it works.
      .
      In the spirit of cooperation, I have extended an invitation for a dialog. That is all I can do, until I am told to do otherwise.
      .
      By the way, I think you meant to say 1st ammendment in your last email. Pleading the 5th is probably what others do :)
      .
      With respect to you,
      .
      My name

    • John Wright says:

      Not guilty, you have me curious. Why don’t you have your name on here? I mean, if you had your name on here people might take what you’re saying a little more serious. Right now, anyone can come on here and say anything. These are what are called hit and run statements, but I want to have a dialog with you and just have no email or your name or anything. You said that you were an affiliate, but I do not know what that means. Does that mean that you were an affiliate of Mass Litigation Alliance and you were one of the people marketing my name? The reason I am asking is because I would like to get to the bottom of this, and I am completely negotiable, since you say that I am wrong. I am only going by what my people tell me, so if I am wrong, I would like to know. I mean, maybe there is something that I do not know. So what I am trying to do is start a dialog with you, so that we can work on coming to an answer where both sides are winners. I am not talking about money, but I am talking about information. Trust me, if I am wrong, I want to stop protesting, because I would feel awful, if that were true. However, nobody is telling me anything on the other side, even though I have asked. So maybe you can help me understand what it is that you say they have that could make me be in trouble in court, so I can stop the protest if you are right. I do not want to cause damage to legitimate people, but nobody is defending themselves. The hit and run statements are no productive, as well as they are not scaring me, as I think that you want them to do. I mean, don’t get me wrong, I am afraid of getting sued, but only if I am wrong, in which I do not think I am because it is my name we are talking about here. I think you would defend your name, if it were you, wouldn’t you? However, if I am wrong, I am ready to negotiate.
      .
      Would you like to speak off the record with me in an email? I won’t put it on the blog or anything. I am sincerely interested in knowing why this company is using my name. You are right, I have no idea the nature of this beast as you say. I do not know that I even want to understand it. I just want to make sure that I do not get sued for someone else using my name. That is all. I am not interested in anything else. I am not interested in hurting Mass Litigation Alliance or its investors. I just want to make sure that they are not hurting my name, which I am sure you can understand is important during a lawsuit with BofA. I have no choice but to protect it, otherwise, if you are wrong, BofA is going to tell the court it was me. Besides all the dramatic threats, do you see my point at all?
      .
      So here is my email piggybankblog@earthlink.net, if you would like to talk this out, so I can understand why you think they are not guilty. If you say something that shows that, I will stop the protest and give a public apology by posting it and emailing to my mass email. This is because I am not going to be afraid if you are just saying they are going to sue me, while they use my name. It is my name Not Guilty, and I cannot allow this because there are greater threats, if I allow it and it is not true. Greater threats than these powerful investors in a cave, whatever that means.
      .
      Respectfully,
      John Wright
      piggybankblog.com

  27. allbankzsuk says:

    John,

    I wish you all the luck in the world taking these crooks down. As 1 of the unfortunate people who got screwed by countrywide and are continuing to feel the pain from BoA, I want nothing more than to see a little reprieve for us all.
    Thank you very much for this website. I too almost got taken by the mailer I received from mass litigation services. So hopeful that something could happen to allow us to save our home.
    Unfortunately until the government stops bailing out the companies that created this mess and start putting together programs that help the homeowners we can never win.
    Just a side note to see if I am truly crazy. Wouldn’t it make more sense for the government to give banks money for losses incurred on properties they modified instead of giving them 80% of the inflated value of the foreclosed home, then allow them to sell the home at current value, therefore making more money for themselves in total by foreclosing than they would for modifying?

  28. allbankzsuk says:

    John,

    I wish you all the luck in the world taking these crooks down. As 1 of the unfortunate people who got screwed by countrywide and are continuing to feel the pain from BoA, I want nothing more than to see a little reprieve for us all.
    Thank you very much for this website. I too almost got taken by the mailer I received from mass litigation services. So hopeful that something could happen to allow us to save our home.
    Unfortunately until the government stops bailing out the companies that created this mess and start putting together programs that help the homeowners we can never win.
    Just a side note to see if I am truly crazy. Wouldn’t it make more sense for the government to give banks money for losses incurred on properties they modified instead of giving them 80% of the inflated value of the foreclosed home, then allow them to sell the home at current value, therefore making more money for themselves in total by foreclosing than they would for modifying?

  29. Jess Garcioa says:

    Here is the first domino we will drop……..
    Deborah Shea 949-379-8792

    http://orangecounty.craigslist.org/sls/2241316121.html

    This scumbag headhunter/recruiter who worked for Cybercoders (another SCAM) recruits people to work for guys like Jack Michael Schneider 719-221-4665 or 714-605-6400.

    http://orangecounty.craigslist.org/sls/2231248337.html

    to rip the public off. Jack calls himself “Mike”–wonder why. He was run out of Colorado and opened “First Family Justice Center, Inc.” at 900 W. 17th Street, Suite D, Santa Ana, CA 92706. I briefly worked for this crook and immediately smelled a rat. I contacted and researched former vendors of his former company in CO (First Capital Mortgage) and learned of his dishonest ways. I was out of there. Jack (I mean “Mike”) had numerous aliases in Colorado, did shady business per former employees and has been in re-hab AT LEAST 3-4 times. Believe me it shows and I think that speaks volumes of his person.

    Google both Deborah and Mike/Jack’s phone numbers and see for yourself.

    Only a matter of time before DRE, FTC, DA and the like come banging on their doors. Glad I got the heck out of there…….

  30. Jess Garcioa says:

    Here is the first domino we will drop……..
    Deborah Shea 949-379-8792

    http://orangecounty.craigslist.org/sls/2241316121.html

    This scumbag headhunter/recruiter who worked for Cybercoders (another SCAM) recruits people to work for guys like Jack Michael Schneider 719-221-4665 or 714-605-6400.

    http://orangecounty.craigslist.org/sls/2231248337.html

    to rip the public off. Jack calls himself “Mike”–wonder why. He was run out of Colorado and opened “First Family Justice Center, Inc.” at 900 W. 17th Street, Suite D, Santa Ana, CA 92706. I briefly worked for this crook and immediately smelled a rat. I contacted and researched former vendors of his former company in CO (First Capital Mortgage) and learned of his dishonest ways. I was out of there. Jack (I mean “Mike”) had numerous aliases in Colorado, did shady business per former employees and has been in re-hab AT LEAST 3-4 times. Believe me it shows and I think that speaks volumes of his person.

    Google both Deborah and Mike/Jack’s phone numbers and see for yourself.

    Only a matter of time before DRE, FTC, DA and the like come banging on their doors. Glad I got the heck out of there…….

  31. Krista Railey says:

    John Wright, my name is Krista Railey, and I don’t hide behind the screen name, Do_the_math, on any site. Please feel free to delete the links to the other site even though they contain important information that consumers should see. Because you clearly don’t want links to other sites, I’ll honor you wishes, and simply post information here.

    I read your daily blog, and rather enjoyed the link to the transcript that evidences Kramer is not authorized by Stein. Does this mean that Stein will not be signing any retainer agreements originating from K2 Law, Kramer & Kaslow, or any of their affiliates?

    Aren’t you curious what will happen to those homeowners who signed up for the mass joinder through Kramer et al and paid monies to affiliates?

    I will take your word that a little bird sent you an anonymous tip on the original press release (wink). But you are being less than forthright as to the sequence of the website revisions. You are also disregarding that the original warning website posted Brookstone Law as an approved Of Counsel law firm for Kramer as well as posting Hartford Dunn as an approved Of Counsel and intake firm for Kramer & Kaslow. Harford Dunn posted a document that contains a notice that the document came from Brookstone Law.

    Furthermore, while there are numerous Cease & Desist letters posted on Kramer & Kaslow, those letters are generated by Kramer & Kaslow, and not Mr. Stein. Where are Mr. Stein’s Cease & Desist letters? I’ve seen a brief warning on the Dobie Law website, but nothing that says Kramer & Kaslow et al are not authorized. In fact, his website says:

    “Furthermore, MJS & Associates does not represent any person absent first undertaking a binding agreement to do so. The Firm strongly advises you to not accept imitations. First, verify the involvement with MJS & Associates and verify the information being given to you. In the event of any questions whatsoever, please contact the Firm and we will clear up any confusion.”

    Since you are a plaintiff in the B of A case and were aware that Kramer & Kaslow weren’t authorized, I’m confused why you didn’t just come out and post information on the 2.3.11 hearing instead of the press release and two different websites that conflicted with what you were saying.

    I have been following along and researching the issue before you even starting posting information, and have been retaining copies of what has been posted on the web including the original and subsequent websites, affiliate marketing and training materials. I have also the copies to investigators and regulators.

    I’ve been clear with you that my interest in this is to protect consumers. I’ll be sure and post links to your latest blog on ML-Implode, Tickerforum, and the other site you don’t want me to mention. But, just to clarify, when you say “we”, who is “we”?

    My name is Krista Railey, and I say that if you put lipstick on a pig, at the end of the day all you have is a pig wearing lipstick.

    • John Wright says:

      Hi Krista:
      Listen, my reference to your screen name was a lot of tongue-in-cheek. I am not upset with you, and I do not mind if you advertise the Loan Safe site on my blog. I was just making an observation to a few comments you made in the loan safe room, where you were saying things like “did you get that Moe” ect. Not a big deal though, because my daily blog is full of a lot of drama, as I like to entertain people out there, instead of it being boring. Your screen name just fit into the drama, and it really was a lot of tongue and cheek. So no worries.
      .

      You asked: I read your daily blog, and rather enjoyed the link to the transcript that evidences Kramer is not authorized by Stein. Does this mean that Stein will not be signing any retainer agreements originating from K2 Law, Kramer & Kaslow, or any of their affiliates?
      .
      Answer: Yes that is what I am being told.
      .
      You asked: Aren’t you curious what will happen to those homeowners who signed up for the mass joinder through Kramer et al and paid monies to affiliates?
      .
      Answer: Yes. Very much so, and I was very upset about it, until I spoke with Martin on the phone from Madelman Matters, and he said that Philip Kramer actually has a very successful lawsuit that they would probably go into. From what I hear, Philip does has done some pretty amazing things with this particular lawsuit. Of course, I am just taking Martins word for it, but I have no reason to not trust him.
      .
      You said: I will take your word that a little bird sent you an anonymous tip on the original press release (wink). But you are being less than forthright as to the sequence of the website revisions. You are also disregarding that the original warning website posted Brookstone Law as an approved Of Counsel law firm for Kramer as well as posting Hartford Dunn as an approved Of Counsel and intake firm for Kramer & Kaslow. Harford Dunn posted a document that contains a notice that the document came from Brookstone Law.
      .
      Answer: Though some of the stuff was anonymous, I did get the site from Brookstone, who gave me a heads-up about the change. You have to understand that we used all resources available to us, which one of them was even Mandelman Matteres. It would only stand to reason that I would certainly ultilies the firm representing me too.
      As far as the sequence, I have to be honest that I was having a hard time understanding it. In fact, I continued to question the piggybankblog board on that, because honestly I did not completely remember. You have to understand that we have a board at piggybankblog.com, and sometimes I am kind of given information, such as they do with the President of the United States, and I just give the speech based on the facts that the board has presented me with. Does that mean that myself or the board are 100% always right? No, we do make mistakes. You have to remember that piggybankblog is not my only job, as I also run two companies, which sometimes I am awake three days in a row. For example, I have been awake right now for two days. I do the best I can, but I have to admit I do make mistakes, especially if I am tired. I will have the board check their facts next yours, just as soon as I can gets some rest. I will be happy to correct them, if you are correct. Actually , even though I made the tongue-in-cheek jokes in my blog, I do kind of admire how you tend to have your facts straight. With that being said, it does seem like there is often an undertow tone to your comments, which suggest that you might have it out for my firm, or like to make certain implications. Just an observation.
      .
      You stated: Furthermore, while there are numerous Cease & Desist letters posted on Kramer & Kaslow, those letters are generated by Kramer & Kaslow, and not Mr. Stein. Where are Mr. Stein’s Cease & Desist letters? I’ve seen a brief warning on the Dobie Law website, but nothing that says Kramer & Kaslow et al are not authorized
      .
      My answer: I do not think that I ever said that Mr. Stein sent out the cease and desist letters, but I represented that I had heard that Mr. Stein indeed said he would not be signing the retainers. I also think that I posted the following tweet I got off of Mr. Steins site, while being posted at the end of my blog as exhibit B, where he said:
      .
      “This is the Twitter on Mr. Stein’s page that states: Imposters of the Doberman are out there, have been reported to the Authorities, and I will be shutting them down this week. Fact. 11:45 PM Feb 26th via web
      .
      This would make it readily apparent that he is going to be sending out something this week.
      .
      You said: . In fact, his website says: “Furthermore, MJS & Associates does not represent any person absent first undertaking a binding agreement to do so. The Firm strongly advises you to not accept imitations. First, verify the involvement with MJS & Associates and verify the information being given to you. In the event of any questions whatsoever, please contact the Firm and we will clear up any confusion.”
      My answer: I did.
      .
      You said: Since you are a plaintiff in the B of A case and were aware that Kramer & Kaslow weren’t authorized, I’m confused why you didn’t just come out and post information on the 2.3.11 hearing instead of the press release and two different websites that conflicted with what you were saying.
      .
      My answer: Basically because because I was only hearing about it over the phone from one of my sources. I asked them to please send it to me when they got it. I just received it the other day, so when I did, I acted on it.
      .
      You said: I have been following along and researching the issue before you even starting posting information, and have been retaining copies of what has been posted on the web including the original and subsequent websites, affiliate marketing and training materials. I have also the copies to investigators and regulators.
      .
      I’ve been clear with you that my interest in this is to protect consumers. I’ll be sure and post links to your latest blog on ML-Implode, Tickerforum, and the other site you don’t want me to mention. But, just to clarify, when you say “we”, who is “we”? ”
      .
      My answer: Listen Krista, I am sorry if I gave that impression. I take it back. You have been straight forward with me. I mean, talk to hundreds of people, and I might not remember every single detail, but I assure you I really do not have any problem with you carrying on the way you were before. I just made a note that you suggested that I should be embarrassed, before you even asked me what the reason was. So it appeared that deserved a little tickle, tickle back. I am not upset with you, and if that part of my daily blog bothers you , I can remove it if you want. I just liked your screen name, and was having fun with you. Please, you are doing a very good job, and like the loan safe site and Moe, so I really do not have a problem with it.
      .
      You said: My name is Krista Railey, and I say that if you put lipstick on a pig, at the end of the day all you have is a pig wearing lipstick.
      .
      My answer: Good saying :)
      .
      Krista, you have to keep in mind that my site is different than most sites you are probably on. I am a protest site, so I am going to always kick up a lot of dust, while I make a lot of noise and put a lot of drama into my daily blog. I am not a professional reporter, and I am not a very good writer at all, but I do the best I can. It is not always easy to balance everything out, but I do try. There are sometimes the decisions are left up to me, while other times the board votes on things.
      .
      Now, it does bother me when you say things that suggest that I am not being truthful vs. it might be just a mistake I made. This is because that seems to always be the undertow I always feel with you, such as I feel you are very fast to conclude or imply that I am part of something bigger than I am part of (LOL). You can investigate and investigate, but there is nothing there, other than the obvious. Do I tap my recourses at Brookstone? Yes. Do they tell me what to do with my blog? No. In fact, most of the time, attorneys seem scared shitless of my blog (lol) If I say “Did you see that youtube?” They seem to get nervous and say “What youtube?” (lol) So though there is the obvious, I am not sure that I would go as far as implying that I am not being truthful. Do I keep some names at Brookstone out of the public? Yes. Simply because I do not want to be tied into whatever agenda I have read out there, which 99.9 % of what I have read is clearly untrue. Including what I have even read of myself. I am a private blog though, which I have the right to talk about or not talk about something, as well as be a client of Brookstone, without people jumping to conclusions that are clearly not true. I pretty much wear my emotions on my sleeve out here, but it does not imply that you or anyone else know me or know what I am doing (lol). You are allowed to, and I inspire you to question my integrity, but I think that stating that you do not think I am being truthful, might reveal much about you, while it reveals nothing about me. For example, the board may think the before and after part of the Kramer and Kaslow site is a big deal, where I might be bored with it, and more interested in the transcript. I simply do not have as much time as most people do to evaluate, re-evaluate and evaluate again the information. I am fighting many battles on many fronts, and that is why I have a bored help me, as well as some of the bloggers out here. If you have a question (wink), ask me. I will either opt to answer it or not, which is my privilege. If I do not choose to answer it, it does not mean I am lying, it just means I am not comfortable with how some out there who have an agenda might try and manipulate it. For example, I have never hidden the fact that I did not pay the upfront fee, such as everyone else had to, but when did answer it, someone ran to my chat room trying to try and turn my supporters against me. If you ask me how much money I make a year, I might say that my attorney has advised me not to talk about my finances, because I am in a current lawsuit.
      .
      With that being said, I have enjoyed you being a part of my blog :)
      .
      My name is John Wright AND I AM FIGHTING BACK!

  32. Krista Railey says:

    John Wright, my name is Krista Railey, and I don’t hide behind the screen name, Do_the_math, on any site. Please feel free to delete the links to the other site even though they contain important information that consumers should see. Because you clearly don’t want links to other sites, I’ll honor you wishes, and simply post information here.

    I read your daily blog, and rather enjoyed the link to the transcript that evidences Kramer is not authorized by Stein. Does this mean that Stein will not be signing any retainer agreements originating from K2 Law, Kramer & Kaslow, or any of their affiliates?

    Aren’t you curious what will happen to those homeowners who signed up for the mass joinder through Kramer et al and paid monies to affiliates?

    I will take your word that a little bird sent you an anonymous tip on the original press release (wink). But you are being less than forthright as to the sequence of the website revisions. You are also disregarding that the original warning website posted Brookstone Law as an approved Of Counsel law firm for Kramer as well as posting Hartford Dunn as an approved Of Counsel and intake firm for Kramer & Kaslow. Harford Dunn posted a document that contains a notice that the document came from Brookstone Law.

    Furthermore, while there are numerous Cease & Desist letters posted on Kramer & Kaslow, those letters are generated by Kramer & Kaslow, and not Mr. Stein. Where are Mr. Stein’s Cease & Desist letters? I’ve seen a brief warning on the Dobie Law website, but nothing that says Kramer & Kaslow et al are not authorized. In fact, his website says:

    “Furthermore, MJS & Associates does not represent any person absent first undertaking a binding agreement to do so. The Firm strongly advises you to not accept imitations. First, verify the involvement with MJS & Associates and verify the information being given to you. In the event of any questions whatsoever, please contact the Firm and we will clear up any confusion.”

    Since you are a plaintiff in the B of A case and were aware that Kramer & Kaslow weren’t authorized, I’m confused why you didn’t just come out and post information on the 2.3.11 hearing instead of the press release and two different websites that conflicted with what you were saying.

    I have been following along and researching the issue before you even starting posting information, and have been retaining copies of what has been posted on the web including the original and subsequent websites, affiliate marketing and training materials. I have also the copies to investigators and regulators.

    I’ve been clear with you that my interest in this is to protect consumers. I’ll be sure and post links to your latest blog on ML-Implode, Tickerforum, and the other site you don’t want me to mention. But, just to clarify, when you say “we”, who is “we”?

    My name is Krista Railey, and I say that if you put lipstick on a pig, at the end of the day all you have is a pig wearing lipstick.

    • John Wright says:

      Hi Krista:
      Listen, my reference to your screen name was a lot of tongue-in-cheek. I am not upset with you, and I do not mind if you advertise the Loan Safe site on my blog. I was just making an observation to a few comments you made in the loan safe room, where you were saying things like “did you get that Moe” ect. Not a big deal though, because my daily blog is full of a lot of drama, as I like to entertain people out there, instead of it being boring. Your screen name just fit into the drama, and it really was a lot of tongue and cheek. So no worries.
      .

      You asked: I read your daily blog, and rather enjoyed the link to the transcript that evidences Kramer is not authorized by Stein. Does this mean that Stein will not be signing any retainer agreements originating from K2 Law, Kramer & Kaslow, or any of their affiliates?
      .
      Answer: Yes that is what I am being told.
      .
      You asked: Aren’t you curious what will happen to those homeowners who signed up for the mass joinder through Kramer et al and paid monies to affiliates?
      .
      Answer: Yes. Very much so, and I was very upset about it, until I spoke with Martin on the phone from Madelman Matters, and he said that Philip Kramer actually has a very successful lawsuit that they would probably go into. From what I hear, Philip does has done some pretty amazing things with this particular lawsuit. Of course, I am just taking Martins word for it, but I have no reason to not trust him.
      .
      You said: I will take your word that a little bird sent you an anonymous tip on the original press release (wink). But you are being less than forthright as to the sequence of the website revisions. You are also disregarding that the original warning website posted Brookstone Law as an approved Of Counsel law firm for Kramer as well as posting Hartford Dunn as an approved Of Counsel and intake firm for Kramer & Kaslow. Harford Dunn posted a document that contains a notice that the document came from Brookstone Law.
      .
      Answer: Though some of the stuff was anonymous, I did get the site from Brookstone, who gave me a heads-up about the change. You have to understand that we used all resources available to us, which one of them was even Mandelman Matteres. It would only stand to reason that I would certainly ultilies the firm representing me too.
      As far as the sequence, I have to be honest that I was having a hard time understanding it. In fact, I continued to question the piggybankblog board on that, because honestly I did not completely remember. You have to understand that we have a board at piggybankblog.com, and sometimes I am kind of given information, such as they do with the President of the United States, and I just give the speech based on the facts that the board has presented me with. Does that mean that myself or the board are 100% always right? No, we do make mistakes. You have to remember that piggybankblog is not my only job, as I also run two companies, which sometimes I am awake three days in a row. For example, I have been awake right now for two days. I do the best I can, but I have to admit I do make mistakes, especially if I am tired. I will have the board check their facts next yours, just as soon as I can gets some rest. I will be happy to correct them, if you are correct. Actually , even though I made the tongue-in-cheek jokes in my blog, I do kind of admire how you tend to have your facts straight. With that being said, it does seem like there is often an undertow tone to your comments, which suggest that you might have it out for my firm, or like to make certain implications. Just an observation.
      .
      You stated: Furthermore, while there are numerous Cease & Desist letters posted on Kramer & Kaslow, those letters are generated by Kramer & Kaslow, and not Mr. Stein. Where are Mr. Stein’s Cease & Desist letters? I’ve seen a brief warning on the Dobie Law website, but nothing that says Kramer & Kaslow et al are not authorized
      .
      My answer: I do not think that I ever said that Mr. Stein sent out the cease and desist letters, but I represented that I had heard that Mr. Stein indeed said he would not be signing the retainers. I also think that I posted the following tweet I got off of Mr. Steins site, while being posted at the end of my blog as exhibit B, where he said:
      .
      “This is the Twitter on Mr. Stein’s page that states: Imposters of the Doberman are out there, have been reported to the Authorities, and I will be shutting them down this week. Fact. 11:45 PM Feb 26th via web
      .
      This would make it readily apparent that he is going to be sending out something this week.
      .
      You said: . In fact, his website says: “Furthermore, MJS & Associates does not represent any person absent first undertaking a binding agreement to do so. The Firm strongly advises you to not accept imitations. First, verify the involvement with MJS & Associates and verify the information being given to you. In the event of any questions whatsoever, please contact the Firm and we will clear up any confusion.”
      My answer: I did.
      .
      You said: Since you are a plaintiff in the B of A case and were aware that Kramer & Kaslow weren’t authorized, I’m confused why you didn’t just come out and post information on the 2.3.11 hearing instead of the press release and two different websites that conflicted with what you were saying.
      .
      My answer: Basically because because I was only hearing about it over the phone from one of my sources. I asked them to please send it to me when they got it. I just received it the other day, so when I did, I acted on it.
      .
      You said: I have been following along and researching the issue before you even starting posting information, and have been retaining copies of what has been posted on the web including the original and subsequent websites, affiliate marketing and training materials. I have also the copies to investigators and regulators.
      .
      I’ve been clear with you that my interest in this is to protect consumers. I’ll be sure and post links to your latest blog on ML-Implode, Tickerforum, and the other site you don’t want me to mention. But, just to clarify, when you say “we”, who is “we”? ”
      .
      My answer: Listen Krista, I am sorry if I gave that impression. I take it back. You have been straight forward with me. I mean, talk to hundreds of people, and I might not remember every single detail, but I assure you I really do not have any problem with you carrying on the way you were before. I just made a note that you suggested that I should be embarrassed, before you even asked me what the reason was. So it appeared that deserved a little tickle, tickle back. I am not upset with you, and if that part of my daily blog bothers you , I can remove it if you want. I just liked your screen name, and was having fun with you. Please, you are doing a very good job, and like the loan safe site and Moe, so I really do not have a problem with it.
      .
      You said: My name is Krista Railey, and I say that if you put lipstick on a pig, at the end of the day all you have is a pig wearing lipstick.
      .
      My answer: Good saying :)
      .
      Krista, you have to keep in mind that my site is different than most sites you are probably on. I am a protest site, so I am going to always kick up a lot of dust, while I make a lot of noise and put a lot of drama into my daily blog. I am not a professional reporter, and I am not a very good writer at all, but I do the best I can. It is not always easy to balance everything out, but I do try. There are sometimes the decisions are left up to me, while other times the board votes on things.
      .
      Now, it does bother me when you say things that suggest that I am not being truthful vs. it might be just a mistake I made. This is because that seems to always be the undertow I always feel with you, such as I feel you are very fast to conclude or imply that I am part of something bigger than I am part of (LOL). You can investigate and investigate, but there is nothing there, other than the obvious. Do I tap my recourses at Brookstone? Yes. Do they tell me what to do with my blog? No. In fact, most of the time, attorneys seem scared shitless of my blog (lol) If I say “Did you see that youtube?” They seem to get nervous and say “What youtube?” (lol) So though there is the obvious, I am not sure that I would go as far as implying that I am not being truthful. Do I keep some names at Brookstone out of the public? Yes. Simply because I do not want to be tied into whatever agenda I have read out there, which 99.9 % of what I have read is clearly untrue. Including what I have even read of myself. I am a private blog though, which I have the right to talk about or not talk about something, as well as be a client of Brookstone, without people jumping to conclusions that are clearly not true. I pretty much wear my emotions on my sleeve out here, but it does not imply that you or anyone else know me or know what I am doing (lol). You are allowed to, and I inspire you to question my integrity, but I think that stating that you do not think I am being truthful, might reveal much about you, while it reveals nothing about me. For example, the board may think the before and after part of the Kramer and Kaslow site is a big deal, where I might be bored with it, and more interested in the transcript. I simply do not have as much time as most people do to evaluate, re-evaluate and evaluate again the information. I am fighting many battles on many fronts, and that is why I have a bored help me, as well as some of the bloggers out here. If you have a question (wink), ask me. I will either opt to answer it or not, which is my privilege. If I do not choose to answer it, it does not mean I am lying, it just means I am not comfortable with how some out there who have an agenda might try and manipulate it. For example, I have never hidden the fact that I did not pay the upfront fee, such as everyone else had to, but when did answer it, someone ran to my chat room trying to try and turn my supporters against me. If you ask me how much money I make a year, I might say that my attorney has advised me not to talk about my finances, because I am in a current lawsuit.
      .
      With that being said, I have enjoyed you being a part of my blog :)
      .
      My name is John Wright AND I AM FIGHTING BACK!

  33. Krista Railey says:

    John, I appreciate you making the time to clarify information. Taking your comments into consideration, I’ve revised the tone of my latest comments on ML Implode.

    But it does sound like, at a minimum, you are being fed misinformation. As to Andelman, he will tell you that he and I have gone round and round on another issue. As much as I like Martin, I do not trust his due diligence on issues such as this. His input has been requested due to the fact that an issue such as this could threaten all lawsuits. It could also threaten the Rest Report if he were caught making another mistake such as what occurred with Green Credit (GCS).

    Countering negative information with other information that does not pass the commons sense test does not resolve the problem and only makes everyone involved look worse.

    I hope that Mr. Stein and Mr. Kramer address these issues immediately and directly, and provide the public with clear information- especially in regard to the status of clients cases who signed up with Kramer & Kaslow and their affiliates. I definitely do not want to see a repeat of Green Credit where borrowers never received their refunds and had to apply to the CA Bar client security fund and CA DRE recovery fund for help.

    I do hope that you will get some much needed sleep, and approach this subject with a clear mind.

    Thank you for allowing me to continue to post comments on your blog.

    Krista Railey
    Aka Do_the_math (and does her homework).

    • John Wright says:

      You are welcome Krista. I really do appreciate your investigative skills, and feel that it is good to have someone like you here to keep me on my toes. You most certainly are a person known for “doing the math,” and I think any blog is very lucky to have you on their site, so it is certainly my pleasure :)
      .
      11:00 pm and finally going to bed after two days :)

  34. Krista Railey says:

    John, I appreciate you making the time to clarify information. Taking your comments into consideration, I’ve revised the tone of my latest comments on ML Implode.

    But it does sound like, at a minimum, you are being fed misinformation. As to Andelman, he will tell you that he and I have gone round and round on another issue. As much as I like Martin, I do not trust his due diligence on issues such as this. His input has been requested due to the fact that an issue such as this could threaten all lawsuits. It could also threaten the Rest Report if he were caught making another mistake such as what occurred with Green Credit (GCS).

    Countering negative information with other information that does not pass the commons sense test does not resolve the problem and only makes everyone involved look worse.

    I hope that Mr. Stein and Mr. Kramer address these issues immediately and directly, and provide the public with clear information- especially in regard to the status of clients cases who signed up with Kramer & Kaslow and their affiliates. I definitely do not want to see a repeat of Green Credit where borrowers never received their refunds and had to apply to the CA Bar client security fund and CA DRE recovery fund for help.

    I do hope that you will get some much needed sleep, and approach this subject with a clear mind.

    Thank you for allowing me to continue to post comments on your blog.

    Krista Railey
    Aka Do_the_math (and does her homework).

    • John Wright says:

      You are welcome Krista. I really do appreciate your investigative skills, and feel that it is good to have someone like you here to keep me on my toes. You most certainly are a person known for “doing the math,” and I think any blog is very lucky to have you on their site, so it is certainly my pleasure :)
      .
      11:00 pm and finally going to bed after two days :)

  35. thebanklied says:

    Fascinating the twists and turns of this particular matter. Mr. Wright while I appreciate your busy schedule and admitted lack of due diligence and going off half cocked how on earth could you represent what you do and then dismiss it so casually? Clearly you had time to edit some pictures for the site wouldn’t that time be better served investigating and getting answers to questions, following up, research, etc? I understand the nature of a protest and Im certain American needs one but you hurt the cause with misinformation and unchecked discourse. The real problem we have as a country now is that too many people are willing to regurgitate what they’ve heard or read as material fact instead of putting in the time and effort to think critically for themselves. By not vetting your information you are only adding to the noise and not to the solution thus you make the protest more challenging and complicated. What people need to understand is that they have been played. As a country we have all been blindfolded and told everything is going to be just fine while our family, neighbors, and friends are tossed out in the street in a direct attempt to move more wealth to the corporations that own our politicians. By mudding up the waters you only make that fight more difficult. May I suggest that if you are going to take on this battle that you take a far more serious approach to it. I appreciate everyone who has taken on the cause and is moving it forward regardless of how they choose to do so. Good luck to you and your case I really hope you are successful and hopefully your attorneys are more diligent about their due diligence than you have been to this point.

    • John Wright says:

      Point well taken, and I appreciate you sharing your thoughts with me. You are right, I need to maybe come up with a better process, as I admitted that I am a little new at this, as well as a little overwhelmed with the success of the site. Though I am not sure which facts that you are saying that I got wrong, and casually dismissed? I just was representing that I am only human, and certainly I am going to make mistakes, but I am not sure that I have validated that I have made any mistakes in today’s article. I just said I would look into it, in which I promise I will.
      .
      Either way, thank you for your constructive criticism, and I promise I will take it to heart, while I reconsider the process that I use.
      .
      John Wright
      piggybankblog.com

  36. thebanklied says:

    Fascinating the twists and turns of this particular matter. Mr. Wright while I appreciate your busy schedule and admitted lack of due diligence and going off half cocked how on earth could you represent what you do and then dismiss it so casually? Clearly you had time to edit some pictures for the site wouldn’t that time be better served investigating and getting answers to questions, following up, research, etc? I understand the nature of a protest and Im certain American needs one but you hurt the cause with misinformation and unchecked discourse. The real problem we have as a country now is that too many people are willing to regurgitate what they’ve heard or read as material fact instead of putting in the time and effort to think critically for themselves. By not vetting your information you are only adding to the noise and not to the solution thus you make the protest more challenging and complicated. What people need to understand is that they have been played. As a country we have all been blindfolded and told everything is going to be just fine while our family, neighbors, and friends are tossed out in the street in a direct attempt to move more wealth to the corporations that own our politicians. By mudding up the waters you only make that fight more difficult. May I suggest that if you are going to take on this battle that you take a far more serious approach to it. I appreciate everyone who has taken on the cause and is moving it forward regardless of how they choose to do so. Good luck to you and your case I really hope you are successful and hopefully your attorneys are more diligent about their due diligence than you have been to this point.

    • John Wright says:

      Point well taken, and I appreciate you sharing your thoughts with me. You are right, I need to maybe come up with a better process, as I admitted that I am a little new at this, as well as a little overwhelmed with the success of the site. Though I am not sure which facts that you are saying that I got wrong, and casually dismissed? I just was representing that I am only human, and certainly I am going to make mistakes, but I am not sure that I have validated that I have made any mistakes in today’s article. I just said I would look into it, in which I promise I will.
      .
      Either way, thank you for your constructive criticism, and I promise I will take it to heart, while I reconsider the process that I use.
      .
      John Wright
      piggybankblog.com

  37. Cynthia2 says:

    I have a friend who works at K-2 Law. She fills me in on everything that is going on. She says that the customer service is beyond terrible. You can not get through to the people who take care of your case. They do not answer emails or telephone calls. Their voice mails are full. She said that people are within days of losing their homes call frantically to try to get someone to stop the foreclosure. Sometimes they lose the home sometimes they get a call from someone who offers to do a bankruptcy for them for an additional charge. They tell them that is the only way to stop the foreclosure. She says that she spends the majority of her days just trying to settle down her clients because they can not get anyone to talk to them. This is completely negligent.
    She also tells me that the reason they change names to things things like Mass Litigation Alliance and use Matthew K Davis is because they are trying to cover up their bad reputation. When they admit that they “created” Mass Litigation Alliance as an intake law firm, ask yourself if you have ever heard of a law firm creating another law firm just to take in their clients. This only makes sense if you are trying to hide who you are working with. They do not want you to know. They represent a lot of loan mod shops that have been shut down or have F ratings with the BBB. They give them this new name so they can keep working with the same people. It is similar to money laundering. It is reputation laundering. Take a business with a bad reputation and wash it with a new name. Same bad people, but you are not supposed to notice. Notice that Mass Litigation Alliance changed it’s address after being exposed on this website that it was a single family home in a bad neighborhood of L.A. After those posts, they changed the address to one of Kramers offices. You were not supposed to notice. These people are scam artists. It is run by someone named Gary. I have seen it posted that he has a criminal background. I do not know if this is true.

  38. Cynthia2 says:

    I have a friend who works at K-2 Law. She fills me in on everything that is going on. She says that the customer service is beyond terrible. You can not get through to the people who take care of your case. They do not answer emails or telephone calls. Their voice mails are full. She said that people are within days of losing their homes call frantically to try to get someone to stop the foreclosure. Sometimes they lose the home sometimes they get a call from someone who offers to do a bankruptcy for them for an additional charge. They tell them that is the only way to stop the foreclosure. She says that she spends the majority of her days just trying to settle down her clients because they can not get anyone to talk to them. This is completely negligent.
    She also tells me that the reason they change names to things things like Mass Litigation Alliance and use Matthew K Davis is because they are trying to cover up their bad reputation. When they admit that they “created” Mass Litigation Alliance as an intake law firm, ask yourself if you have ever heard of a law firm creating another law firm just to take in their clients. This only makes sense if you are trying to hide who you are working with. They do not want you to know. They represent a lot of loan mod shops that have been shut down or have F ratings with the BBB. They give them this new name so they can keep working with the same people. It is similar to money laundering. It is reputation laundering. Take a business with a bad reputation and wash it with a new name. Same bad people, but you are not supposed to notice. Notice that Mass Litigation Alliance changed it’s address after being exposed on this website that it was a single family home in a bad neighborhood of L.A. After those posts, they changed the address to one of Kramers offices. You were not supposed to notice. These people are scam artists. It is run by someone named Gary. I have seen it posted that he has a criminal background. I do not know if this is true.

  39. thebanklied says:

    Gary Digirolamo is the name of the individual you mentioned I believe. I don’t know if the process is legitimate or not but what is clear is that they are having trouble right now processing clients and with either branding a new organization to handle the intake or trying to cover their past. People should know that there are multiple options available to them and each choice is going to take an element of risk to trust the individuals you are working with. There are very competent attorneys who are successful in achieving excellent results for homeowners who find themselves in difficult situations but you have to do your own research and make a decision. The mass joinder has some potential but the parties involved need to get straight and I’m not sure how at this point they are going to be able to right the ship if there was a ship to begin with. Mr. Wright may also have a very legitimate and well structured case since I haven’t reviewed the pleadings personally I can’t say whether it has legs or not. But as I mentioned before it’s important for Mr. Wright to address the issues raised in a diligent and thorough way before homeowners will feel comfortable resting their future in that project. I think what clearly needs to be said is that loan mods are generally a fruitless en devour. IMHO. Going to the bank hat in hand and begging for a negotiation in good faith considering the fraud that has gone on seems counterintuitive. I do feel strongly that litigation is the best step for homeowners to protect their asset and their lives from further steamrolling and unjust practices on the part of lenders. Not everyone will have a case but many will and a simple suit can often bring the lender to the table to negotiate reasonable terms that allow the homeowner to keep their home and have a real expectation to afford it for years to come. I would also like to point out that we are quick to use words like fraud, scam, ripoff, etc. and that we should be careful not to distrust every potential issue but to think critically and make informed decisions. No future result is guaranteed in any challenge we face but the better prepared we are the more likely our success.

    • John Wright says:

      I think that was very well put. This is why I want to thank you for your comments – Thank you
      .
      It seems that my blog has attracted some very intelligent and responsible people, in which I intend to learn from. I find yours and “Do The Math’s” comments to not only be a very valuable service to my audience here at my blog, but ulitimately to myself too. I am even thinking about starting an investigative reporter team, which would include people like you and “Do The Math,” because I am very impressed with how you both have a thing for details. That is if you both would be interested? I know that you said you do not have much time, so I would totally respect it if you could not. Either way, I want you to know that I do read and consider everything you say, while I ultimately agree with you. I appreciate people like you reminding me to use a little more due diligence. Trust me, I meditated on what you both said, every since you said it. This is because I do not pretend to know it all (okay maybe I do lol), but nevertheless, you are right. I need to use a little more due diligence when investigating. I realized that even though I have been very lucky that 99.9% of the time my sources have ended up being correct, I still need to take the time to double check even what my sources tell me. I still need to consider that there are very little points I might miss, which might have very big consequences. I now realize that I have a responsibility to do more “responsible” journalism. You were absolutely right, when you said that if I have time to work on these photos and youtubes, I should have time to put a little bit more effort into my investigating. I guess I just always thought my blog was more about entertainment, so that is why I focused on that aspect, but it has turned into more of a newspaper of sorts. I was never a computer person before all this, and it has taken my board a very long time to just convince me that there are people on the other side of this monitor.
      .
      The whole K-2 and Mass Litigation Alliance protest has been a learning experience for me, in which I intend to learn from. This is why I understand that I have to use responsible journalism, simply because I now realize that people listen to what I say, and trust that I have totally did my homework. Believe it or not, I actually even learned something from the person who threatened me on here (lol), because I do not think I really realized how my protest would affect the other unseen “investors,” who even if I do not like what they did, I still need to appreciate that people have invested time and money into Mass Litigation Alliance. So not only does my audience deserve to have me use more due diligence, but so do the people that I might be protesting against. This is why I used a completely different approach in the last article or blog that I had written. Instead of just speaking about how I thought that it was companies like them that were the fraudulent mod companies, I decided to announce that they were actually a legitimate law firm, who have done some positive things, who also have legitimate lawsuits they can put people in. I also removed that part in my protest blog, where I said that they reminded me of these fraudulent mod companies, simply because I remember Matthew Davis yelling at me, and saying that they have never done mods in the past. I could see how much this statement really hurt his feelings, because he felt that he has done a lot to help homeowners and I think he might have. So I removed it.
      .
      This is why I want to thank you and encourage you and Do The Math to continue leaving comments on my blog. Please always feel free to point out anywhere you feel that I might need to improve, as well as please also let me know if I have reported something inaccurate. As I told Do The Math, I sometimes reflect back on things, while I get the sequence wrong, but only because I have a busy mind and not because I am telling a lie. Regardless of that fact, I need to understand that people will tend to preceive it as a lie before a mistake. Therefore, you are right when you say that I should not just easily dismiss the fact that I did not use due diligence. This is because regardless of the fact that I felt that the main part was the court transcript, I have responsibility to make sure that the things I do not think are important, are still reported correctly.
      .
      In closing, I respect you and appreciate your comments. I promise to work on the things we talked about here.
      .
      My name is John Wright AND I AM FIGHTING THE LARGEST BANK IN THE WORLD!
      .
      John Wright
      piggybankblog.com

  40. thebanklied says:

    Gary Digirolamo is the name of the individual you mentioned I believe. I don’t know if the process is legitimate or not but what is clear is that they are having trouble right now processing clients and with either branding a new organization to handle the intake or trying to cover their past. People should know that there are multiple options available to them and each choice is going to take an element of risk to trust the individuals you are working with. There are very competent attorneys who are successful in achieving excellent results for homeowners who find themselves in difficult situations but you have to do your own research and make a decision. The mass joinder has some potential but the parties involved need to get straight and I’m not sure how at this point they are going to be able to right the ship if there was a ship to begin with. Mr. Wright may also have a very legitimate and well structured case since I haven’t reviewed the pleadings personally I can’t say whether it has legs or not. But as I mentioned before it’s important for Mr. Wright to address the issues raised in a diligent and thorough way before homeowners will feel comfortable resting their future in that project. I think what clearly needs to be said is that loan mods are generally a fruitless en devour. IMHO. Going to the bank hat in hand and begging for a negotiation in good faith considering the fraud that has gone on seems counterintuitive. I do feel strongly that litigation is the best step for homeowners to protect their asset and their lives from further steamrolling and unjust practices on the part of lenders. Not everyone will have a case but many will and a simple suit can often bring the lender to the table to negotiate reasonable terms that allow the homeowner to keep their home and have a real expectation to afford it for years to come. I would also like to point out that we are quick to use words like fraud, scam, ripoff, etc. and that we should be careful not to distrust every potential issue but to think critically and make informed decisions. No future result is guaranteed in any challenge we face but the better prepared we are the more likely our success.

    • John Wright says:

      I think that was very well put. This is why I want to thank you for your comments – Thank you
      .
      It seems that my blog has attracted some very intelligent and responsible people, in which I intend to learn from. I find yours and “Do The Math’s” comments to not only be a very valuable service to my audience here at my blog, but ulitimately to myself too. I am even thinking about starting an investigative reporter team, which would include people like you and “Do The Math,” because I am very impressed with how you both have a thing for details. That is if you both would be interested? I know that you said you do not have much time, so I would totally respect it if you could not. Either way, I want you to know that I do read and consider everything you say, while I ultimately agree with you. I appreciate people like you reminding me to use a little more due diligence. Trust me, I meditated on what you both said, every since you said it. This is because I do not pretend to know it all (okay maybe I do lol), but nevertheless, you are right. I need to use a little more due diligence when investigating. I realized that even though I have been very lucky that 99.9% of the time my sources have ended up being correct, I still need to take the time to double check even what my sources tell me. I still need to consider that there are very little points I might miss, which might have very big consequences. I now realize that I have a responsibility to do more “responsible” journalism. You were absolutely right, when you said that if I have time to work on these photos and youtubes, I should have time to put a little bit more effort into my investigating. I guess I just always thought my blog was more about entertainment, so that is why I focused on that aspect, but it has turned into more of a newspaper of sorts. I was never a computer person before all this, and it has taken my board a very long time to just convince me that there are people on the other side of this monitor.
      .
      The whole K-2 and Mass Litigation Alliance protest has been a learning experience for me, in which I intend to learn from. This is why I understand that I have to use responsible journalism, simply because I now realize that people listen to what I say, and trust that I have totally did my homework. Believe it or not, I actually even learned something from the person who threatened me on here (lol), because I do not think I really realized how my protest would affect the other unseen “investors,” who even if I do not like what they did, I still need to appreciate that people have invested time and money into Mass Litigation Alliance. So not only does my audience deserve to have me use more due diligence, but so do the people that I might be protesting against. This is why I used a completely different approach in the last article or blog that I had written. Instead of just speaking about how I thought that it was companies like them that were the fraudulent mod companies, I decided to announce that they were actually a legitimate law firm, who have done some positive things, who also have legitimate lawsuits they can put people in. I also removed that part in my protest blog, where I said that they reminded me of these fraudulent mod companies, simply because I remember Matthew Davis yelling at me, and saying that they have never done mods in the past. I could see how much this statement really hurt his feelings, because he felt that he has done a lot to help homeowners and I think he might have. So I removed it.
      .
      This is why I want to thank you and encourage you and Do The Math to continue leaving comments on my blog. Please always feel free to point out anywhere you feel that I might need to improve, as well as please also let me know if I have reported something inaccurate. As I told Do The Math, I sometimes reflect back on things, while I get the sequence wrong, but only because I have a busy mind and not because I am telling a lie. Regardless of that fact, I need to understand that people will tend to preceive it as a lie before a mistake. Therefore, you are right when you say that I should not just easily dismiss the fact that I did not use due diligence. This is because regardless of the fact that I felt that the main part was the court transcript, I have responsibility to make sure that the things I do not think are important, are still reported correctly.
      .
      In closing, I respect you and appreciate your comments. I promise to work on the things we talked about here.
      .
      My name is John Wright AND I AM FIGHTING THE LARGEST BANK IN THE WORLD!
      .
      John Wright
      piggybankblog.com

  41. thebanklied says:

    John Im more than happy to speak with you. You can contact me via my blog http://www.thebanklied.blogspot.com as it seems the email links on your blog are not functioning.

  42. thebanklied says:

    John Im more than happy to speak with you. You can contact me via my blog http://www.thebanklied.blogspot.com as it seems the email links on your blog are not functioning.

  43. VVVOOO says:

    HI John,
    I am just your average American homeowner, having the same difficulties as so many others, trying to hang on to our family home, upside down in our mortgage by leaps and bounds.
    I have been reading all the blogging about Mass Litigation Alliance. I too received a letter asking me to join in the Joinder Action Suit against my lender Wells Fargo. My parents always taught me if something sounds too good to be true, then it probably is. So of course after speaking with a representative from Mass LA several times I began my own research of K2 and this company. It becomes pretty confusing but from what I can deduce, at very least there is something not quite right about Mass Litigation Alliance.
    The last email that I received from Mass LA, they asked me for $5000. As far as I can tell this payment does not guarantee me to be included in any lawsuit, much less see any gain from it. Isn’t this the oldest scam in the book? Asking you to send money?
    Thank you for starting this blog and this dialogue
    I don’t know about anyone else but if I want to file a lawsuit against my mortgage lender, then I will hire my own attorney thank you very much. And for $5000 I should be able to right? Geez!!!

  44. VVVOOO says:

    HI John,
    I am just your average American homeowner, having the same difficulties as so many others, trying to hang on to our family home, upside down in our mortgage by leaps and bounds.
    I have been reading all the blogging about Mass Litigation Alliance. I too received a letter asking me to join in the Joinder Action Suit against my lender Wells Fargo. My parents always taught me if something sounds too good to be true, then it probably is. So of course after speaking with a representative from Mass LA several times I began my own research of K2 and this company. It becomes pretty confusing but from what I can deduce, at very least there is something not quite right about Mass Litigation Alliance.
    The last email that I received from Mass LA, they asked me for $5000. As far as I can tell this payment does not guarantee me to be included in any lawsuit, much less see any gain from it. Isn’t this the oldest scam in the book? Asking you to send money?
    Thank you for starting this blog and this dialogue
    I don’t know about anyone else but if I want to file a lawsuit against my mortgage lender, then I will hire my own attorney thank you very much. And for $5000 I should be able to right? Geez!!!

  45. thebanklied says:

    Martin is a smart guy. It seems most often the truth lies somewhere in the middle. In response to VVVOOO; 5K will find you an attorney but not necessarily a good one. Attorneys who are familiar with this process and have litigation experience and the ability to negotiate and influence others and force acceptable arrangements can actually be much more expensive. With unknown results and no guarantees you are better served being as informed as you can be since nobody will be as devoted to your cause as you personally.

  46. thebanklied says:

    Martin is a smart guy. It seems most often the truth lies somewhere in the middle. In response to VVVOOO; 5K will find you an attorney but not necessarily a good one. Attorneys who are familiar with this process and have litigation experience and the ability to negotiate and influence others and force acceptable arrangements can actually be much more expensive. With unknown results and no guarantees you are better served being as informed as you can be since nobody will be as devoted to your cause as you personally.

  47. Kat322 says:

    I am afraid that Mass Litigation Alliance has intimated John Wright into silence. Everything he said was true. This is a front for F rated business. Did they pay him or just threaten him to stop talking.

    • John Wright says:

      No they did not pay me off Kat, but I agreed to allow Martin from Mandelman Matters talk me into a cease fire. It had taken him nearly two hours to talk me into it, but in honor of my friendship with Martin, I reluctantly agreed. To be honest, I have been conflicted over stopping the protest every since, but I also understand that my word is more important than the protest itself.
      .
      Respectfully,
      John Wright

  48. Kat322 says:

    I am afraid that Mass Litigation Alliance has intimated John Wright into silence. Everything he said was true. This is a front for F rated business. Did they pay him or just threaten him to stop talking.

    • John Wright says:

      No they did not pay me off Kat, but I agreed to allow Martin from Mandelman Matters talk me into a cease fire. It had taken him nearly two hours to talk me into it, but in honor of my friendship with Martin, I reluctantly agreed. To be honest, I have been conflicted over stopping the protest every since, but I also understand that my word is more important than the protest itself.
      .
      Respectfully,
      John Wright

  49. Linda says:

    I was told the $895. fee required by Brookstone Law and/or Kramer/Kaslow, was for forensic audits. They would not accept the audits I already had. They asked for 5k up front and over a grand a month, though they have not yet filed a complaint against Wells Fargo. They said the money I paid would go into a trust fund.

    I am not cozy with that idea of my funds sitting in a trust fund waiting for the complaint to be filed and no guarantee if they can stop any further action against me by the bank. Probably they would charge more for that.

    • John Wright says:

      I can understand why you are frustrated, but I respectfully assure you that it is typical for a law firm to charge a retainer, while not guaranteeing that you win in court or that they will be successful. I am guessing that they go by their own experts audit, since they would be using their teams data to fight your case, and not another firms data.
      .
      It is also important to mention that Brookstone is not affiliated with Kramer and Kaslow.
      .
      Please let me know if I can help in any way :)
      .
      My name is John Wright AND I AM FIGHTING BACK!
      .
      John Wright
      piggybankblog.com

  50. Linda says:

    I was told the $895. fee required by Brookstone Law and/or Kramer/Kaslow, was for forensic audits. They would not accept the audits I already had. They asked for 5k up front and over a grand a month, though they have not yet filed a complaint against Wells Fargo. They said the money I paid would go into a trust fund.

    I am not cozy with that idea of my funds sitting in a trust fund waiting for the complaint to be filed and no guarantee if they can stop any further action against me by the bank. Probably they would charge more for that.

    • John Wright says:

      I can understand why you are frustrated, but I respectfully assure you that it is typical for a law firm to charge a retainer, while not guaranteeing that you win in court or that they will be successful. I am guessing that they go by their own experts audit, since they would be using their teams data to fight your case, and not another firms data.
      .
      It is also important to mention that Brookstone is not affiliated with Kramer and Kaslow.
      .
      Please let me know if I can help in any way :)
      .
      My name is John Wright AND I AM FIGHTING BACK!
      .
      John Wright
      piggybankblog.com

  51. voirdirelaw says:

    Hi John, Thanks for updating me in your email sent to me via my tube. I cancelled that account I could not access to get your email address to continue discussions with you. Please reach me via my email. Thank you. You know who.

  52. voirdirelaw says:

    Hi John, Thanks for updating me in your email sent to me via my tube. I cancelled that account I could not access to get your email address to continue discussions with you. Please reach me via my email. Thank you. You know who.

  53. voirdirelaw says:

    John, BTW I too have a “BAC PRETEND LENDER LOAN SERVICER”. Get this. BAC approved Mod immediatly within 3 months of send QWR. I know for fact BAC is sevicer not the lender after obtaining COT and doing an SEC audit. Title is clouded, MER and no assignments whatsoever to anyone. Original lender is Option One. Mod states new lender would be BAC, beneficary “Me” would provide copies of all loan docs if the original Note is lost or destroy and I agree by signing the Mod agreement to provide all requested loan docs including copy of note if BAC so demanded. Mod signed started sending payments then 3 months later mortg stmts reflect original monthly payments with original rate at 5.25 although mod contract states 2% step rate. Boy this loan is a total mess. Now I sent QWR Demand to all parties that may have interest a QWR that demands the real party to show proof of original Note if they claim interest in the property and if no response by deadline I will proceed to foreclose on the property and file the QWR with recorders office and seek Quiet title. Sent via certified mail yesterday. Preparing my own case in which I am a paralegal with extensive litigation and drafting skills.

    • John Wright says:

      It sounds like you are a victim of he same potentially irregular, fraudulent and simply abusive methods used by Bac. It must come in handy that you are a paralegal! Those are skills that anyone would want to have right now :)
      .
      My name is John Wright AND I AM FIGHTING BACK!
      .
      John Wright
      piggybankblog.com

  54. voirdirelaw says:

    John, BTW I too have a “BAC PRETEND LENDER LOAN SERVICER”. Get this. BAC approved Mod immediatly within 3 months of send QWR. I know for fact BAC is sevicer not the lender after obtaining COT and doing an SEC audit. Title is clouded, MER and no assignments whatsoever to anyone. Original lender is Option One. Mod states new lender would be BAC, beneficary “Me” would provide copies of all loan docs if the original Note is lost or destroy and I agree by signing the Mod agreement to provide all requested loan docs including copy of note if BAC so demanded. Mod signed started sending payments then 3 months later mortg stmts reflect original monthly payments with original rate at 5.25 although mod contract states 2% step rate. Boy this loan is a total mess. Now I sent QWR Demand to all parties that may have interest a QWR that demands the real party to show proof of original Note if they claim interest in the property and if no response by deadline I will proceed to foreclose on the property and file the QWR with recorders office and seek Quiet title. Sent via certified mail yesterday. Preparing my own case in which I am a paralegal with extensive litigation and drafting skills.

    • John Wright says:

      It sounds like you are a victim of he same potentially irregular, fraudulent and simply abusive methods used by Bac. It must come in handy that you are a paralegal! Those are skills that anyone would want to have right now :)
      .
      My name is John Wright AND I AM FIGHTING BACK!
      .
      John Wright
      piggybankblog.com

  55. voirdirelaw says:

    Hi J, please reach me via your email through my tube want to finish email conversation with you. Thanks muches

  56. voirdirelaw says:

    Hi J, please reach me via your email through my tube want to finish email conversation with you. Thanks muches

  57. Michael says:

    Why is it so hard to find an honest lawyer that has not been slagged on the web to put me into a mass joinder? Here’s what I’ve found so far. The sales people I have contacted so far will not let me talk to a lawyer before committing my 5-6K. As an addendum to a retainer agreement an honest lawyer should have no trouble showing you a copy of the complaint he’s going to put you into, and stating in writing that you are guaranteed to be added to the suit and on what date that will happen. All the law firms seem to have different ways that they tell you they are going to collect their 30% commission from you when they win the suit. Some say they will attach a lien/mortgage to your house, some are evasive and say they get paid out of court cost awards, and others that will get enough cash damages for you that you will have enough to pay them off. I suggest everyone do the math, because in my case I would either have a $500k mortgage on a house I supposedly owned free and clear, or they would have to win that much in cash damages and court costs to pay my bill, but this is not spelled out clearly in the retainer agreements. Of course either one would be better than the deal I have with the bank right now, but add the capital gains tax from the debt forgiveness and you might owe a chunk of change that you could only recover by selling the house, which is the opposite of the reason I am fighting right now. Plus the housing prices could continue to fall in which case it could put you into more hot water.

  58. Michael says:

    Why is it so hard to find an honest lawyer that has not been slagged on the web to put me into a mass joinder? Here’s what I’ve found so far. The sales people I have contacted so far will not let me talk to a lawyer before committing my 5-6K. As an addendum to a retainer agreement an honest lawyer should have no trouble showing you a copy of the complaint he’s going to put you into, and stating in writing that you are guaranteed to be added to the suit and on what date that will happen. All the law firms seem to have different ways that they tell you they are going to collect their 30% commission from you when they win the suit. Some say they will attach a lien/mortgage to your house, some are evasive and say they get paid out of court cost awards, and others that will get enough cash damages for you that you will have enough to pay them off. I suggest everyone do the math, because in my case I would either have a $500k mortgage on a house I supposedly owned free and clear, or they would have to win that much in cash damages and court costs to pay my bill, but this is not spelled out clearly in the retainer agreements. Of course either one would be better than the deal I have with the bank right now, but add the capital gains tax from the debt forgiveness and you might owe a chunk of change that you could only recover by selling the house, which is the opposite of the reason I am fighting right now. Plus the housing prices could continue to fall in which case it could put you into more hot water.

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